BBVA Group


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Read the Annual Report and the Coprorate Responsibility Report

Annual Report

2005			2004			2003			2002


	To enable you to access all the annual information correctly, we offer you a free download of the Acrobat Reader programme. This year, along with the Annual Report 2003, BBVA offers its shareholders the Corporate Governance Report 2003 and the Corporate Social Responsibility Report 2003. Also, there are some supplementary documents that you may download: the Regulations for the General Shareholders Meeting, the Regulations for the Board of Directors and the Audit and Compliance Committee Report on functions and activities 2003. You may access to the complete version of the latest Annual Reports.


								Cover

								Highlights

								Index

								Chairman's Letter

								BBVA: ready to go

								Financial Report

								Risk Management

								Business Areas

								Other areas and activities

								Corporate Governance System

								Corporate Social Responsibility

								Legal Documentation

								Supplementary Information

								Annual Report BBVA 2003 (complete version)