The scholarship holders receive 12 monthly payments of 190 pesos each. The money is deposited directly into a rechargeable card held by the student or the student's father, mother or tutor, thus obliging them to use the banking system. The student undertakes through an honorary contract to attend class, achieve good grades, be on good behavior and account for expenses with the corresponding receipts on the last working day of each month. If the students do not comply with any of these commitments, they are penalized by one monthly scholarship payment. If their non-compliance is repeated, they are dropped from the program.

Through an allied NGO, the bank provides students with educational, family and social counseling to enable them to fulfill their agreement with BBVA Banco Francés. The counseling tutorials are compulsory and held every week or two weeks.

The Grupo Sophia Report

Surveys were carried out in July of this year on 102 scholarship holders and 97 parents of scholarship holders in eight institutions The following are some of the most important indicators in this report on the acceptance and management of this social integration program. 
 
- There has been a significant improvement with regard to the impact of the scholarship compared with previous years, in terms of the dedication by the scholarship recipients and their commitment to the terms of the scholarships. Their dedication to their studies, effort to learn and financial support at home has also improved

- As in 2007 and 2008, the scholarship money is used to pay for clothes, school equipment, school fees and meals
 
- After inclusion in the program the scholarship holders are able to buy the materials/equipment they need (29.6%), provide financial assistance at home (20.4%), and feel more responsible (17%). These figures are similar to those in 2008
 
- As in previous years, the scholarship holders consider that it is easy to manage the money granted by the program (58.8%), and it is easy to use the magnetic card (54.9%)
 
- The scholarship had a major impact on the financial situation of the household for 37.5%. The same percentage said that their parents were content/happy, and 4.2% said that their parents appreciate the effort made to be included in the program and ask them to be more responsible
 
- According to the parents, the program contributes “a lot” to improve the education of the scholarship holders (96.9% in 2009, 91.8% in 2008 and 84% in 2007). It also contributes “a lot" to achieving a better future for the scholarship holders (95.9% in 2009, 90% in 2008 and 90.5% in 2007). For the scholarship holders themselves, the percentage is 82.4%
 
- There is a high degree of satisfaction with the overall operation of the program among parents (88.7% are very satisfied, 11.3% satisfied). Most stress the importance for the economy of the household and the improved access to education for their children
 
. Finally, with regard to the bank, for 89.7% of the parents,  “Banks and companies should make an effort to invest in social projects in the communities in which they operate”