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        <title>carlos.mendez - NEWS BBVA</title>
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        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
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                                <item>
                    <title>Alternative lending: Fusing technology and banking</title>
                    <link>https://www.bbva.com/en/alternative-lending-fusing-technology-and-banking/</link>
                    <pubDate>Wed, 01 Jun 2016 04:22:11 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[carlos.mendez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Bank services]]>
                            </category>
                                                    <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Business finance]]>
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                                                    <category>
                                <![CDATA[Digital Economics]]>
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                                                    <category>
                                <![CDATA[Economy]]>
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                                <![CDATA[Entrepreneurship &amp; Startups]]>
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                                                    <category>
                                <![CDATA[Financial system]]>
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                                                    <category>
                                <![CDATA[Innovation]]>
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                                                    <category>
                                <![CDATA[Investments]]>
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                                                    <category>
                                <![CDATA[Transformation]]>
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                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=299878</guid>
                                            <description>
                            <![CDATA[<strong>Peer-to-peer (P2P) lending platforms</strong>, also referred to as <strong><em>alternative lending</em></strong>, came into being a decade ago in order to make traditional financial industry services more available to the ordinary citizen.

Since then, the sector has entered a phase of permanent transformation, and the initial idea to “steal” lending business from banks has given way to another concept:<strong> partnerships.</strong> The sector has now partnered with banks to reach persons with few possibilities to obtain loans due to lack of a credit history or other limitations.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<strong>Peer-to-peer (P2P) lending platforms</strong>, also referred to as <strong><em>alternative lending</em></strong>, came into being a decade ago in order to make traditional financial industry services more available to the ordinary citizen.

Since then, the sector has entered a phase of permanent transformation, and the initial idea to “steal” lending business from banks has given way to another concept:<strong> partnerships.</strong> The sector has now partnered with banks to reach persons with few possibilities to obtain loans due to lack of a credit history or other limitations.]]>
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                                <item>
                    <title>Diamonds, blockchain and banks: the story of Everledger</title>
                    <link>https://www.bbva.com/en/diamonds-blockchain-and-banks-the-story-of-everledger/</link>
                    <pubDate>Tue, 12 Apr 2016 11:38:47 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[carlos.mendez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Blockchain]]>
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                                                    <category>
                                <![CDATA[Computer studies, sciences and development]]>
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                                                    <category>
                                <![CDATA[Digital Economics]]>
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                                                    <category>
                                <![CDATA[Economy]]>
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                                                    <category>
                                <![CDATA[Financial economics]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
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                                                    <category>
                                <![CDATA[Innovation]]>
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                                                    <category>
                                <![CDATA[Insurance]]>
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                                                    <category>
                                <![CDATA[Internet]]>
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                                                    <category>
                                <![CDATA[IT (computer sciences)]]>
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                                                    <category>
                                <![CDATA[Software]]>
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                                                    <category>
                                <![CDATA[Technology]]>
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                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=297027</guid>
                                            <description>
                            <![CDATA[“Everledger is a digital, global ledger that tracks and protects items of value… and it’s on the blockchain.” Nearly seven months have passed since Everledger CEO and founder <strong>Leanne Kemp</strong> used this pitch to explain <strong>Everledger</strong> at the <strong>BBVA Open Talent 2015</strong> Europe finals. After winning the <strong><a href="http://www.centrodeinnovacionbbva.com/en/blogs/entrepreneurs/post/everledger-and-origin-markets-winners-bbva-open-talent-2015-europe" target="_blank" rel="noopener noreferrer">European title</a></strong> of BBVA’s startup contest, Everledger has continued its hard work and achieved several major accomplishments, including moving into new areas like fine art and ethical supply chain finance – with more on the way. [Just as of last week, Everledger was included in the prestigious ranking <strong><a href="http://fintechcity.com/the-fintech50-2016/4592118119" target="_blank" rel="noopener noreferrer">The FinTech 50</a></strong> of 2016]]]>
                        </description>
                        <content:encoded>
                            <![CDATA[“Everledger is a digital, global ledger that tracks and protects items of value… and it’s on the blockchain.” Nearly seven months have passed since Everledger CEO and founder <strong>Leanne Kemp</strong> used this pitch to explain <strong>Everledger</strong> at the <strong>BBVA Open Talent 2015</strong> Europe finals. After winning the <strong><a href="http://www.centrodeinnovacionbbva.com/en/blogs/entrepreneurs/post/everledger-and-origin-markets-winners-bbva-open-talent-2015-europe" target="_blank" rel="noopener noreferrer">European title</a></strong> of BBVA’s startup contest, Everledger has continued its hard work and achieved several major accomplishments, including moving into new areas like fine art and ethical supply chain finance – with more on the way. [Just as of last week, Everledger was included in the prestigious ranking <strong><a href="http://fintechcity.com/the-fintech50-2016/4592118119" target="_blank" rel="noopener noreferrer">The FinTech 50</a></strong> of 2016]]]>
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                                <item>
                    <title>Four reasons you shouldn’t miss Money20/20 Europe</title>
                    <link>https://www.bbva.com/en/four-reasons-shouldnt-miss-money-2020-europe/</link>
                    <pubDate>Fri, 01 Apr 2016 11:02:07 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[carlos.mendez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Carlos Torres Vila]]>
                            </category>
                                                    <category>
                                <![CDATA[Computer studies, sciences and development]]>
                            </category>
                                                    <category>
                                <![CDATA[Current news]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital Economics]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy]]>
                            </category>
                                                    <category>
                                <![CDATA[Entrepreneurship &amp; Startups]]>
                            </category>
                                                    <category>
                                <![CDATA[Fintech]]>
                            </category>
                                                    <category>
                                <![CDATA[Francisco González Rodríguez]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=296509</guid>
                                            <description>
                            <![CDATA[In 2011, <strong><a href="https://www.linkedin.com/in/adaggarwal" target="_blank" rel="noopener noreferrer">Anil Aggarwal</a></strong> and <strong><a href="https://www.linkedin.com/in/writejw" target="_blank" rel="noopener noreferrer">Jonathan Weiner</a></strong> - Google employees at the time - organized an event in Las Vegas that aimed to bring together the main fintech actors. Five years later, <strong><a href="https://www.money2020europe.com/" target="_blank" rel="noopener noreferrer">Money20/20</a></strong> has become the international benchmark <strong>for innovation in financial services</strong>.

This year, the <strong>fintech </strong>event will take place in Europe for the first time ever. The April 4th -7th Copenhagen event will include participants from startups, entrepreneurs, <strong>fintech</strong> executives and regulators. BBVA CEO <strong>Carlos Torres Vila</strong> will represent the bank at Money 20/20 and will be the only Spanish executive to be featured in the conference’s main stage.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[In 2011, <strong><a href="https://www.linkedin.com/in/adaggarwal" target="_blank" rel="noopener noreferrer">Anil Aggarwal</a></strong> and <strong><a href="https://www.linkedin.com/in/writejw" target="_blank" rel="noopener noreferrer">Jonathan Weiner</a></strong> - Google employees at the time - organized an event in Las Vegas that aimed to bring together the main fintech actors. Five years later, <strong><a href="https://www.money2020europe.com/" target="_blank" rel="noopener noreferrer">Money20/20</a></strong> has become the international benchmark <strong>for innovation in financial services</strong>.

This year, the <strong>fintech </strong>event will take place in Europe for the first time ever. The April 4th -7th Copenhagen event will include participants from startups, entrepreneurs, <strong>fintech</strong> executives and regulators. BBVA CEO <strong>Carlos Torres Vila</strong> will represent the bank at Money 20/20 and will be the only Spanish executive to be featured in the conference’s main stage.]]>
                        </content:encoded>
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                                <item>
                    <title>Technology as the driver behind financial inclusion: the importance of fintech firms</title>
                    <link>https://www.bbva.com/en/technology-as-the-driver-behind-financial-inclusion-the-importance-of-fintech-firms/</link>
                    <pubDate>Mon, 21 Mar 2016 09:20:07 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[carlos.mendez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Bank services]]>
                            </category>
                                                    <category>
                                <![CDATA[Computer studies, sciences and development]]>
                            </category>
                                                    <category>
                                <![CDATA[Computer systems]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital Economics]]>
                            </category>
                                                    <category>
                                <![CDATA[Economic sectors]]>
                            </category>
                                                    <category>
                                <![CDATA[Entrepreneurship &amp; Startups]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Internet]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=296320</guid>
                                            <description>
                            <![CDATA[It's a curious phenomenon. Technology can reach the remotest places on the planet, where even the most basic commodities cannot.

In Sub-Saharan Africa, 12% of adults –64 million people– have an account on their mobile phone, 10% more than in the rest of the world (2%). The <strong>financial inclusion</strong> of the entire population in many countries is becoming a means of furthering their development. The goals of promoting access to banking services are among those underpinning the initiatives supported by BBVA in the field of fintech, including competitions for emerging companies such as <strong><a href="http://www.centrodeinnovacionbbva.com/en/opentalent" target="_blank">BBVA Open Talent</a>.</strong><strong>  </strong>]]>
                        </description>
                        <content:encoded>
                            <![CDATA[It's a curious phenomenon. Technology can reach the remotest places on the planet, where even the most basic commodities cannot.

In Sub-Saharan Africa, 12% of adults –64 million people– have an account on their mobile phone, 10% more than in the rest of the world (2%). The <strong>financial inclusion</strong> of the entire population in many countries is becoming a means of furthering their development. The goals of promoting access to banking services are among those underpinning the initiatives supported by BBVA in the field of fintech, including competitions for emerging companies such as <strong><a href="http://www.centrodeinnovacionbbva.com/en/opentalent" target="_blank">BBVA Open Talent</a>.</strong><strong>  </strong>]]>
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                                <item>
                    <title>Atom Bank or the mobile bank that does not compete for the traditional user</title>
                    <link>https://www.bbva.com/en/atom-bank-or-the-mobile-bank-that-does-not-compete-for-the-traditional-user/</link>
                    <pubDate>Mon, 07 Mar 2016 05:25:49 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[carlos.mendez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Computer studies, sciences and development]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Entrepreneurship &amp; Startups]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Mobile banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Science and technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Software]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=295454</guid>
                                            <description>
                            <![CDATA[After receiving a full banking license in June 2015, <strong>Atom Bank </strong>became UK's first mobile-only bank. The bank is due to launch shortly in Great Britain, sometime during the first quarter of 2016. In this<strong> Bank NXT </strong><strong>podcast</strong>, Atom Bank CEO <strong>Mark Mullen</strong> talks about user experience, the importance of mobile technology in the banking business and, ultimately, about the future of banking.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[After receiving a full banking license in June 2015, <strong>Atom Bank </strong>became UK's first mobile-only bank. The bank is due to launch shortly in Great Britain, sometime during the first quarter of 2016. In this<strong> Bank NXT </strong><strong>podcast</strong>, Atom Bank CEO <strong>Mark Mullen</strong> talks about user experience, the importance of mobile technology in the banking business and, ultimately, about the future of banking.]]>
                        </content:encoded>
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