The Mobile Monday series has been exploring the different features and functionality of the BBVA Compass Mobile Banking App. But, did you know that there is another way to discover the many features of the award-winning app? The BBVA Compass Mobile Banking App’s convenient assistance center has the answers you need.

How many times have you gone to a search engine to find an answer for something, but didn’t know exactly how to frame your inquiry to get the desired result?

BBVA Compass is far from experiencing an AI takeover of the sort Wikipedia describes, but teams from around the bank, including Mortgage, Finance and Compliance, have discovered the power and efficiency of automation.

Has this ever happened to you? You’re at dinner and picking up the bill. You reach for your wallet only to discover it’s not there. You’ve forgotten it. With the BBVA Compass Mobile Banking App, what could have been an embarrassing problem is no problem at all.

When you’ve found the perfect house and the seller has accepted your offer, waiting to complete the home loan closing process – which can take around 40 days – can feel torturous.

Easy and intuitive banking is possible with the BBVA Compass Mobile Banking App’s ‘I want to’ menu, which adapts to display functionality options based on the user’s location in the app.

Amid increasing numbers of fintechs joining the financial industry and burgeoning investment in them – Accenture reports $27.4 billion was spent financing fintechs in 2017, an 18 percent increase year-over-year – there has been much hand wringing and discussion about the future of incumbent banks. For BBVA Compass Head of Business Development Pepe Olalla, the future isn’t so murky.

“When people say the next industry to be disrupted will be banking, and that it will suffer what media or the music industries have suffered, I tend to disagree,” he says.

BBVA Compass recently announced the integration of BBVA Compass Financial Tools into its latest Mobile Banking App release. The tools are made available in coordination with MX, the leader in actionable financial data, based in Lehi, Utah.

BBVA Compass announced Wednesday the appointment of David Bolocan as its Executive Director of Consumer Segments and Deposits, where he has overall responsibility for setting the strategic direction of consumer deposit products and the retail and mass market segments.

Ask Fort Worth’s McCart & Sycamore Branch Retail Executive Jarod Mathis the reason behind the success he and his team have had at their branch and chances are good he’ll say family.

Instant credit? With the BBVA Compass Mobile Banking App’s Payments & Transfers functionality, it’s possible. All you need is a BBVA Compass credit card and a BBVA Compass account. Here’s how it works.

As a Certified Financial Planner, it makes sense that BBVA Compass Investment Solutions Executive Director Lorin McMurray would run the gamut when it came to saving for his children’s college, having an investment in a prepaid plan from his home state, a 529 savings plan and a custodial account. Even still, he says, “College will cost you more than you ever thought.”

New York University (NYU) made headlines around the country last week when it announced that it would be offering free tuition to current and future medical students to help alleviate the financial worries that come with high medical school costs.

The Boston Consulting Group (BCG) recently released research aimed at demonstrating the importance of digital transformation in corporate banking. In the research, BCG underscored the notion that for lasting and meaningful digital transformation, banks need to develop a clear vision for the future of banking, formulate a comprehensive strategy of how they will evolve alongside it, and plan their initiatives accordingly.

The Boston Consulting Group (BCG) recently released research aimed at demonstrating the importance of digital transformation in corporate banking. In the research, BCG underscored the notion that for lasting and meaningful digital transformation, banks need to develop a clear vision for the future of banking, formulate a comprehensive strategy of how they will evolve alongside it, and plan their initiatives accordingly.

In 2017, Bankrate released a survey showing that 44 million adults claim to have a side gig, or a second job in addition to their main source of income.

Getting paid to shop may sound like a dream, but Simple Cash Back rewards makes it a reality. Available through the BBVA Compass Mobile Banking App, BBVA Wallet or Online Banking, the feature allows customers with a consumer BBVA Compass debit or credit card to earn cash back on purchases.

BBVA Compass’ hometown of Birmingham recently made national news in Forbes for its efforts in becoming the Silicon Valley of the South.

The Boston Consulting Group (BCG) recently released research aimed at demonstrating the importance of digital transformation in corporate banking. In the research, BCG underscored the notion that for lasting and meaningful digital transformation, banks need to develop a clear vision for the future of banking, formulate a comprehensive strategy of how they will evolve alongside it, and plan their initiatives accordingly.

The Boston Consulting Group (BCG) recently released research aimed at demonstrating the importance of digital transformation in corporate banking. In the research, BCG underscored the notion that for lasting and meaningful digital transformation, banks need to develop a clear vision for the future of banking, formulate a comprehensive strategy of how they will evolve alongside it, and plan their initiatives accordingly.

There’s a feeling you get when you walk into a store for just one thing and walk out with a basketful of stuff and a lighter wallet, wondering what just happened.

BBVA Compass gives customers the ability to take control of their finances with its latest Mobile Banking App release which integrates BBVA Compass Financial Tools.

Once upon a time, not so long ago, sending money was a tedious, often time-consuming task. Now, with the advent of the smartphone and mobile banking apps, sending money doesn’t need to be time consuming or burdensome. With the BBVA Compass Mobile Banking App sending money is easier than ever.

Certificates of deposit, or CDs, may be one of the better ways to safeguard your money, so long as you have the discipline to not make a withdrawal before the CD’s maturity date.

In May 2018, the Federal Bureau of Investigations released its 2017 Internet Crime Report from its Internet Crime Complaint Center, or IC3. According to the report, in the last year, $1.42 billion in total losses was reported, all attributable to Internet crime. The crime reporting the biggest monetary loss was related to Business Email Compromise/Email Account Compromise (BEC/EAC).

Updating the preferred contact information on file with your bank shouldn’t be a long, tedious or frustrating process that involves weaving your way through an automated phone system. With the BBVA Compass Mobile Banking App, it’s not.

With the proliferation of Artificial Intelligence (AI) applications across industries, there has been understandable confusion around associated terms, including Robotic Process Automation, Intelligent Automation and even AI itself.

Each year around August a new round of freshman begin to descend on colleges across the country, armed with everything needed for their first shot at independence. Of all the tools in their arsenal, a checking account might be one of the most important.

From industry conferences to the headlines of the trades and in boardrooms around the world, the term “Artificial Intelligence” – or AI – is all the rage in financial services.

BBVA Compass Bancshares, Inc., a Sunbelt-based bank holding company (BBVA Compass), reported today net income of $184 million for the second quarter of 2018, a 17 percent increase from the $157 million earned during the second quarter of 2017. Return on average assets and return on average tangible equity(1) for the second quarter of 2018 were 0.83 percent and 9.05 percent, respectively.

Net income for the first six months of 2018 totaled $393 million, an increase of 41 percent from the $278 million earned during the first six months of 2017. Return on average assets and return on average tangible equity(1) for the first six months of 2018 were 0.90 percent and 9.77 percent, respectively.

Deposit accounts, put simply, are bank accounts that allow money to be deposited and withdrawn by the account holder. The bank notes the balance of these accounts on its books as a liability, as it’s the amount the bank owes to the customer.

Gesturing to the mint colored typewriter on the table, BBVA US Director of Risk Technology and Productivity Amory Booher said, “Technology has a lifecycle with a start and end date. For instance, the computer changed how we interacted with typewriters. Similarly, artificial intelligence and cognitive capabilities are changing how we interact with computers. We don’t know if these technological advancements will be as significant as going from the typewriter to the computer, but it’s incumbent on us to understand how these technologies are being applied so we can use them to make our lives better.”

BBVA Compass Head of Business Development Pepe Olalla recently spoke with Bank Innovation’s Tatjana Kulkarni in an interview posted in two articles, Zelle and Insurance on the Roadmap for BBVA Compass’s Mobile App and How the Innovation Team at BBVA Compass Focuses on Needs, Revenue.

It’s true that interest rates on mortgages are increasing, but it could still be a good time to refinance. As with so many things in life, it all depends on your unique financial situation.

According to RealtyTrac, as of April 2018, there were more than 600,000 properties in the U.S. in some stage of foreclosure. While the numbers of foreclosed homes are significantly lower than at the peak of the U.S. Housing Crisis, with more than a half million lender owned homes on the market, buyers still have a solid opportunity to find a good deal.

BBVA Compass recently reported a 30 percent increase year-over-year in mobile active customers.*

According to a recent study from Citigroup, it’s a trend the bank should expect to see continue, as customers increasingly use mobile banking apps over most others. BBVA Compass Head of Business Development Pepe Olalla agrees but also says increased adoption of the mobile app among BBVA Compass customers can also be attributed to a digital strategy which incorporates design and customer feedback to deliver a solution that guides customers on their financial journey.

When it comes to buying a home, understanding which mortgage option is right is key. When constructing a home from the ground up, the same is true, but the options for financing are slightly different.

Generally, new construction financing falls into two types of loans, construction-to-permanent and construction only.

Being self-employed doesn’t mean homeownership isn’t attainable. In fact, lenders are willing and able to loan money to the entrepreneurial minded. People who are self-employed and seeking to buy their own home simply need to be aware of a few more things.

In December 2017, President Trump signed the Tax Cuts and Jobs Act (TCJA), a tax overhaul that sought to cut corporate and individual income taxes and stimulate the economy. As part of the tax package, the standard deduction was increased across all tax brackets and rules for mortgage interest deductions changed.

BBVA Compass last week announced that Celie Niehaus had been named as its Chief Compliance Officer and newest member of the bank’s management committee. Niehaus has a long history in risk management across multiple financial institutions. We took some time to sit down with her to understand how a largely regulatory function like compliance could contribute to the digital aspirations of a financial institution. As it turns out, compliance, just like banking, is itself in a state of evolution. To find out more, read on.

Over the past several years, the Federal Open Market Committee (FOMC) has gradually increased the federal funds interest rates both as a response to favorable economic conditions and in order to curb inflation. In a rising interest rate environment such as this, lending is affected as banks set their own interest rates according to the prime rate, which is mostly determined by the aforementioned federal funds rate.

The second installment of BBVA Compass popular Sign In & Win Sweepstakes which awards customers for using their BBVA Compass Mobile Banking App, is now underway.

The sweepstakes, which started in June and wraps January 2, 2019, boasts a total of $35,000 in customer prizes, which includes one $10,000 grand prize, eight $1,000 monthly prizes and 34 weekly prizes of $500. According to BBVA Compass Director of Digital Engagement, ATM & Branch Distribution, Cody Sparks, in its first year, the sweepstakes proved to be a key driver of increased mobile adoption.

BBVA Compass, the U.S. subsidiary of global financial services group BBVA, announced last Wednesday that Celie Niehaus has been named the bank’s Chief Compliance Officer and a member of its Management Committee.

Black Knight, Inc.’s latest Mortgage Monitor Report indicates that taken together, rising interest rates and home prices have affected housing affordability, resulting in a more than $100 increase in monthly payment on a 30-year mortgage used to purchase a median-priced U.S. home.

Long gone are the days when banks would send canceled checks from the previous month’s transactions so  customers could balance their checkbooks and manage their accounts. Today, the proliferation of digital money movement means transferring of money in and out of bank accounts has become real-time and a daily process. The BBVA Compass Mobile Banking App makes daily account management an easier task with customizable real-time alert notifications.

Visitors to BBVA Compass branches on May 3 were treated to a sea of blue-clad team members waiting to give them special treatment as part of the bank’s first-annual Customer Appreciation Day.

The start of sweet summertime means that the school year for most kids in the United States is drawing to a close. If you’re a parent, you may be thinking about how to say thanks to a special teacher that has been meaningful in your own child’s life. The good news is that there are myriad ways to recognize teachers for the effort, caring and education they’ve provided throughout the school year.

When your debit or credit card is lost or stolen, it can take time and effort to report it as such – time that you might not have when trying to avoid fraudulent charges. With the BBVA Compass Mobile Banking App you are in control of your financial life, which means you can quickly and easily report your card lost or stolen, directly in the app.

At BBVA Compass, digital transformation has been taking place across the bank from Engineering to Talent & Culture. Leading the charge for the transformation of the bank’s products and services has been the bank’s Business Development unit, under the leadership of Pepe Olalla.

In honor of the men and women who give of themselves to serve the public everyday, BBVA Compass has designated May Everyday Heroes month.

For many Americans, Memorial Day is the unofficial start of summer, replete with BBQs, time with friends and family and the first foray into the pool. But, even as we set about celebrating the freedom we have, it’s incumbent on us to not forget those who gave their all in service to our country.

Having the BBVA Compass Mobile Banking App on your phone is like carrying the bank in your pocket. The many functionalities of the app mean that you are more in control of your financial life, and able to make decisions based on your needs. This is particularly true with the app’s patent-pending Payments and Transfers function.

The Museum of Fine Arts, Houston today unveiled the newest addition to its Susan and Fayez S. Sarofim Campus, the new Glassell School of Art and  BBVA Compass Roof Garden and The Brown Foundation, Inc. Plaza.

President and CEO of BBVA Compass Onur Genç was on hand to help MFAH Director Gary Tinterow and MFAH Chair Richard D. Kinder announce the completion of the project.

The University of Alabama at Birmingham Department of Athletics (UAB), BBVA Compass and Birmingham Legion FC celebrated the stadium expansion of BBVA Compass Field Wednesday on the campus of UAB.

The BBVA Compass Field stadium expansion includes a state-of-the-art 4,000-seat grandstand, along with a permanent concessions stand, bathrooms and ticket office. An additional 40×20 video board will also be added to enhance the fan experience.

BBVA Compass in April announced a new addition to its Employee Assistance Plan (EAP) benefit, Rethink, an award-winning program that provides support to parents raising children with learning and behavioral challenges, or developmental disabilities.

Mobile means digital, which means real time access, anytime, all the time. Paper statements that show transactions from a month ago may no longer make sense. The BBVA Compass Mobile Banking App allows customers to decide for themselves.

The changes and updates to functionality in the BBVA Compass Mobile Banking app continue to impress customers, judging by a stout 30 percent year-over-year jump in mobile active customers.*

An eat-in kitchen. Open floor plan. Shiplap for days. For home remodeling show junkies, the inspiration for home renovation is never ending.

Payroll doesn’t have to be overwhelming. With the BBVA Compass Mobile Banking App, small business owners can pay employees directly through the app.

BBVA Compass Bancshares, Inc., a Sunbelt-based bank holding company (BBVA Compass), reported today net income of $209 million for the first quarter of 2018 compared to $52 million in the fourth quarter of 2017 ($173 million(1) adjusted for the impact of the Tax Cuts and Jobs Act) and $121 million earned during the first quarter of 2017. Earnings in the quarter represented a 20 percent increase from adjusted earnings(1) in the fourth quarter and a 73 percent increase from year ago levels. Return on average assets and return on tangible equity(2) for the first quarter of 2018 were 0.96 percent and 10.51 percent, respectively.

Home equity loans and home equity lines of credit are very similar financial tools, used by homeowners with a need for a quick source of funding.

Part of the lure of a good credit card rewards program is the possibility of significant bonuses for the money you spend. So, why do so many points go unredeemed?

As a business owner, you’re constantly on the go. Adding the BBVA Compass Mobile Banking App to the arsenal of tools you use to manage your business can help.

The longer you own your home, typically the more equity you build. Many people wait to tap into this equity, while others use it to strengthen their financial footing.

One of the ways a homeowner might put their home equity to work for them is with a home equity line of credit (HELOC). BBVA Compass Director of Mortgage and Home Equity Originations Jose Pascual shares his top three reasons that homeowners might want to consider a HELOC.

BBVA Compass recently announced the launch of the digital BBVA Compass Express Personal Loan to customers and prospects across its footprint.* The timing of the announcement was auspicious given that it was released nearly one year after the date from when the bank booked its first ever end-to-end digital loan. Now, just over a year later, the bank has achieved a record for one-week consumer loan production, with online originations officially exceeding branch production in that same week.

Among the many perks of homeownership is the equity you build over time as your home appreciates and your total loan amount decreases. Equity is an asset that you can use in a variety of ways, including borrowing against it in the form of a Home Equity Line of Credit, or HELOC.

If you’re a homeowner and in the market for a loan, a HELOC may be the right option for you. To find out more, read on to understand what a HELOC is and how it works.

Check deposit is a key component to the functionality of the BBVA Compass Mobile Banking App.

Depositing checks is a common transaction for many, and one which can be done from wherever the customer might be, with the BBVA Compass Mobile Banking App. With mobile deposit via the app, customers can deposit their hard earned money anytime, anywhere. The app takes customers through the process, step-by-step, even helping snap the picture of the front and back of the check.

Digital transformations are most effective when customers are not aware their bank has undergone one, says BBVA Compass Head of Retail Banking Çağrı Süzer.

The BBVA Compass Mobile Banking App has won multiple awards for its functionality, including most recently being recognized as a 2017 Mobile Banking Leader for Ease of Use by Javelin Strategy & Research.

From depositing checks to setting up direct deposits from the app and transferring funds, BBVA Compass has worked hard to put the power of the bank in customer’s hands, giving them always-on access and powerful functionality to conduct their financial lives as they see fit. With so much functionality, and more constantly being added, BBVA Compass has created a series of videos that explains the functionality and empowers the consumer to stay in control of their own financial journey.

When it comes to credit cards and rewards, not all are created equal, but once you know what’s right for you, rewards systems can be a nice source of extra income and perk

Rewarding, simple and secure. All apt descriptors of the new BBVA Compass Rewards Card, the newest credit card offering from the U.S. subsidiary of the global financial services group BBVA. Available today, the new credit card offers rewards to customers for every purchase they make, with no cap on earnings, and boasts an easy to understand rewards structure that earns 1.5 percent in rewards for every $1 spent across all categories, and the ability to garner 2 percent in rewards with a qualifying bank relationship.

For Kevin Cox, the adage ‘time is money’ was never more true than when he applied for the BBVA Compass Express Personal Loan.

The Locust Fork, Ala. resident was the bank’s first digital customer for the personal loan product, starting and completing his journey from application to funding in fewer than 13 hours. According to Cox, when it comes to his financial life, ease and convenience are everything, and the BBVA Compass Express Personal Loan fit the bill precisely.

On the surface, personal loans and payday loans may sound similar, and in some instances, payday loans – with fast funding – may even sound like a better option, but play close attention, because they are decidedly not the same thing. Read on.