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        <title>irene.cruz - NEWS BBVA</title>
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        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Thu, 09 Apr 2026 07:59:16 +0200</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>Proptech: digitization shakes up the real estate business</title>
                    <link>https://www.bbva.com/en/innovation/proptech-digitization-shakes-real-estate-business/</link>
                    <pubDate>Mon, 11 Sep 2017 23:50:43 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[irene.cruz]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Construction and property]]>
                            </category>
                                                    <category>
                                <![CDATA[Entrepreneurship &amp; Startups]]>
                            </category>
                                                    <category>
                                <![CDATA[Fintech]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=348601</guid>
                                            <description>
                            <![CDATA[Virtual reality, big data and blockchain technology are changing the norms of the real estate business, as startups seek their place in the housing market.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Virtual reality, big data and blockchain technology are changing the norms of the real estate business, as startups seek their place in the housing market.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Meet the generations and learn about their financial habits</title>
                    <link>https://www.bbva.com/en/meet-generations-learn-financial-habits/</link>
                    <pubDate>Thu, 24 Aug 2017 23:59:28 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[irene.cruz]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                    <category>
                                <![CDATA[Insurance]]>
                            </category>
                                                    <category>
                                <![CDATA[Life style]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                    <category>
                                <![CDATA[Mortgages]]>
                            </category>
                                                    <category>
                                <![CDATA[People]]>
                            </category>
                                                    <category>
                                <![CDATA[Personal finances]]>
                            </category>
                                                    <category>
                                <![CDATA[Savings plan]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=340584</guid>
                                            <description>
                            <![CDATA[Digital financial services are within everyone´s reach, but each generation has its own peculiarities when using them. Mobile banking apps have won over the centennials, while social networks influence Generation Y when it comes to changing banks, and Generation X confides in online banking. The baby boomers, meanwhile, prefer to take a stroll to the branch office.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Digital financial services are within everyone´s reach, but each generation has its own peculiarities when using them. Mobile banking apps have won over the centennials, while social networks influence Generation Y when it comes to changing banks, and Generation X confides in online banking. The baby boomers, meanwhile, prefer to take a stroll to the branch office.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>A quick look at the projects of some of Europe’s brightest millennial entrepreneurs</title>
                    <link>https://www.bbva.com/en/innovation/quick-look-projects-europes-brightest-millennial-entrepreneurs/</link>
                    <pubDate>Mon, 21 Aug 2017 00:46:48 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[irene.cruz]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Arts and culture]]>
                            </category>
                                                    <category>
                                <![CDATA[Behavioural sciences]]>
                            </category>
                                                    <category>
                                <![CDATA[Biotechnology]]>
                            </category>
                                                    <category>
                                <![CDATA[Computer studies, sciences and development]]>
                            </category>
                                                    <category>
                                <![CDATA[Computer systems]]>
                            </category>
                                                    <category>
                                <![CDATA[Construction and town planning]]>
                            </category>
                                                    <category>
                                <![CDATA[Education]]>
                            </category>
                                                    <category>
                                <![CDATA[Educational APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Entrepreneurship &amp; Startups]]>
                            </category>
                                                    <category>
                                <![CDATA[Health]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Music]]>
                            </category>
                                                    <category>
                                <![CDATA[Programming]]>
                            </category>
                                                    <category>
                                <![CDATA[Research]]>
                            </category>
                                                    <category>
                                <![CDATA[Science and technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Sciences]]>
                            </category>
                                                    <category>
                                <![CDATA[SMEs]]>
                            </category>
                                                    <category>
                                <![CDATA[Software]]>
                            </category>
                                                    <category>
                                <![CDATA[Sustainability]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Transport]]>
                            </category>
                                                    <category>
                                <![CDATA[University]]>
                            </category>
                                                    <category>
                                <![CDATA[Youth]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=340048</guid>
                                            <description>
                            <![CDATA[Under 30, entrepreneurs and digital. This are the common traits that define the young Europeans chosen by Forbes magazine in its '30 Under 30' list. A mobile navigation aide for the visually impaired, a meal kit delivery platform, a t-shirt that allows users to peek inside the human body, a nightlife finder in London... Many tech-related projects that deserve special attention.  Here we take a look at a few of them.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Under 30, entrepreneurs and digital. This are the common traits that define the young Europeans chosen by Forbes magazine in its '30 Under 30' list. A mobile navigation aide for the visually impaired, a meal kit delivery platform, a t-shirt that allows users to peek inside the human body, a nightlife finder in London... Many tech-related projects that deserve special attention.  Here we take a look at a few of them.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Millennial guide: summer apps</title>
                    <link>https://www.bbva.com/en/innovation/millennial-guide-summer-apps/</link>
                    <pubDate>Wed, 02 Aug 2017 23:15:02 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[XE68411]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Active life]]>
                            </category>
                                                    <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Consumption]]>
                            </category>
                                                    <category>
                                <![CDATA[Educational APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Entrepreneurship &amp; Startups]]>
                            </category>
                                                    <category>
                                <![CDATA[Fintech]]>
                            </category>
                                                    <category>
                                <![CDATA[Gastronomy,restaurants and cuisine]]>
                            </category>
                                                    <category>
                                <![CDATA[Health]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Internet]]>
                            </category>
                                                    <category>
                                <![CDATA[Jóvenes]]>
                            </category>
                                                    <category>
                                <![CDATA[Leisure and Travel]]>
                            </category>
                                                    <category>
                                <![CDATA[Life style]]>
                            </category>
                                                    <category>
                                <![CDATA[Music]]>
                            </category>
                                                    <category>
                                <![CDATA[Restaurants]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Tourism and leisure]]>
                            </category>
                                                    <category>
                                <![CDATA[Youth]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=339758</guid>
                                            <description>
                            <![CDATA[Vacationing is easier with a smartphone at hand and a handful of essential apps for the beach, the mountain or the city. Whether to save on fuel, park in the shade or find the nearest public restroom, a millennial’s vacation wouldn’t be the same without a bit of digital help.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Vacationing is easier with a smartphone at hand and a handful of essential apps for the beach, the mountain or the city. Whether to save on fuel, park in the shade or find the nearest public restroom, a millennial’s vacation wouldn’t be the same without a bit of digital help.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Foodtech: robots, meal delivery services and healthy food</title>
                    <link>https://www.bbva.com/en/foodtech-robots-meal-delivery-services-healthy-food/</link>
                    <pubDate>Tue, 01 Aug 2017 23:25:52 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[irene.cruz]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Cuisine]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Entrepreneurship &amp; Startups]]>
                            </category>
                                                    <category>
                                <![CDATA[Fintech]]>
                            </category>
                                                    <category>
                                <![CDATA[Gastronomy,restaurants and cuisine]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Recipes]]>
                            </category>
                                                    <category>
                                <![CDATA[Restaurants]]>
                            </category>
                                                    <category>
                                <![CDATA[Robotics]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=339733</guid>
                                            <description>
                            <![CDATA[Technological transformation is changing the rules of the game in many industries. The world of food – and new consumption habits – have not escaped the innovation of the startups: intelligent kitchens, robot chefs, home deliveries in tupperware, food orders with no minimum amount, artificial intelligence to calculate calories... it´s time for foodtech.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Technological transformation is changing the rules of the game in many industries. The world of food – and new consumption habits – have not escaped the innovation of the startups: intelligent kitchens, robot chefs, home deliveries in tupperware, food orders with no minimum amount, artificial intelligence to calculate calories... it´s time for foodtech.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Get to know to today’s unicorn startups</title>
                    <link>https://www.bbva.com/en/innovation/get-know-todays-unicorn-startups/</link>
                    <pubDate>Wed, 05 Jul 2017 23:41:17 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[irene.cruz]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Biotechnology]]>
                            </category>
                                                    <category>
                                <![CDATA[Computer studies, sciences and development]]>
                            </category>
                                                    <category>
                                <![CDATA[Computer systems]]>
                            </category>
                                                    <category>
                                <![CDATA[Cybersecurity]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Entrepreneurship &amp; Startups]]>
                            </category>
                                                    <category>
                                <![CDATA[Fintech]]>
                            </category>
                                                    <category>
                                <![CDATA[Hardware]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Internet]]>
                            </category>
                                                    <category>
                                <![CDATA[Robotics]]>
                            </category>
                                                    <category>
                                <![CDATA[Software]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=336547</guid>
                                            <description>
                            <![CDATA[There are currently 197 unicorn companies in the world, with 24 new additions so far this year. Fintech, smart building, cybersecurity, messaging… the new arrivals come from a wide range of sectors. Among the veterans, Uber is leading the way with a valuation of $68 billion.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[There are currently 197 unicorn companies in the world, with 24 new additions so far this year. Fintech, smart building, cybersecurity, messaging… the new arrivals come from a wide range of sectors. Among the veterans, Uber is leading the way with a valuation of $68 billion.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>From centennials to baby boomers: apps for every generation</title>
                    <link>https://www.bbva.com/en/innovation/centennials-baby-boomers-apps-every-generation/</link>
                    <pubDate>Thu, 22 Jun 2017 08:51:11 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[irene.cruz]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Adults]]>
                            </category>
                                                    <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Communication]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Fintech]]>
                            </category>
                                                    <category>
                                <![CDATA[Internet]]>
                            </category>
                                                    <category>
                                <![CDATA[Marketing]]>
                            </category>
                                                    <category>
                                <![CDATA[Mobile banking]]>
                            </category>
                                                    <category>
                                <![CDATA[People]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[The elderly]]>
                            </category>
                                                    <category>
                                <![CDATA[Youth]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=335194</guid>
                                            <description>
                            <![CDATA[Age makes a difference – a big one – when it comes to downloading apps. Centennials prefer Snapchat, Instagram and Vine. Millennials like Tinder and Soundcloud. Generation X looks for apps to watch movies and for travel. And baby boomers? They prefer apps to monitor their health.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Age makes a difference – a big one – when it comes to downloading apps. Centennials prefer Snapchat, Instagram and Vine. Millennials like Tinder and Soundcloud. Generation X looks for apps to watch movies and for travel. And baby boomers? They prefer apps to monitor their health.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Centennials, the generation that has never known a world without the internet</title>
                    <link>https://www.bbva.com/en/centennials-generation-never-known-world-internet/</link>
                    <pubDate>Thu, 01 Jun 2017 09:20:52 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[irene.cruz]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Commerce]]>
                            </category>
                                                    <category>
                                <![CDATA[Communication,marketing and advertising]]>
                            </category>
                                                    <category>
                                <![CDATA[Fintech]]>
                            </category>
                                                    <category>
                                <![CDATA[Jóvenes]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=329017</guid>
                                            <description>
                            <![CDATA[Millennials and centennials, or Generation Z, will be the world’s largest demographic by the year 2020. Online shopping and reviews from other users impact the way they consume. Brands are watching the Centennials closely, to learn how to speak their language and win over the consumers of future.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Millennials and centennials, or Generation Z, will be the world’s largest demographic by the year 2020. Online shopping and reviews from other users impact the way they consume. Brands are watching the Centennials closely, to learn how to speak their language and win over the consumers of future.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>The new digital traveler 2.0</title>
                    <link>https://www.bbva.com/en/new-digital-traveler-2-0/</link>
                    <pubDate>Wed, 10 May 2017 23:18:50 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[irene.cruz]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Communication]]>
                            </category>
                                                    <category>
                                <![CDATA[Communication,marketing and advertising]]>
                            </category>
                                                    <category>
                                <![CDATA[Customer experience]]>
                            </category>
                                                    <category>
                                <![CDATA[Economic sectors]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Entrepreneurship &amp; Startups]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Internet]]>
                            </category>
                                                    <category>
                                <![CDATA[Leisure and Travel]]>
                            </category>
                                                    <category>
                                <![CDATA[Life style]]>
                            </category>
                                                    <category>
                                <![CDATA[Mobile payments]]>
                            </category>
                                                    <category>
                                <![CDATA[Robotics]]>
                            </category>
                                                    <category>
                                <![CDATA[Social welfare]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Tourism and leisure]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=328701</guid>
                                            <description>
                            <![CDATA[Free Wi-Fi, reservations by mobile phone or requesting a massage via WhatsApp. Travelers today are digital and hotels cannot ignore the needs of their guests – even though new concepts are appearing where disconnecting is in vogue, such as Digital Detox. Modern travelers can choose the option that best suits their needs.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Free Wi-Fi, reservations by mobile phone or requesting a massage via WhatsApp. Travelers today are digital and hotels cannot ignore the needs of their guests – even though new concepts are appearing where disconnecting is in vogue, such as Digital Detox. Modern travelers can choose the option that best suits their needs.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Crowdlending and the new ways of lending money</title>
                    <link>https://www.bbva.com/en/crowdlending-new-ways-lending-money/</link>
                    <pubDate>Fri, 10 Mar 2017 04:15:52 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[irene.cruz]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Computer systems]]>
                            </category>
                                                    <category>
                                <![CDATA[Development]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital Economics]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Entrepreneurship &amp; Startups]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial economics]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial markets and monetary economics]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                    <category>
                                <![CDATA[Fintech]]>
                            </category>
                                                    <category>
                                <![CDATA[Hardware]]>
                            </category>
                                                    <category>
                                <![CDATA[International finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Mobile banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Programming]]>
                            </category>
                                                    <category>
                                <![CDATA[SMEs]]>
                            </category>
                                                    <category>
                                <![CDATA[Software]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=321867</guid>
                                            <description>
                            <![CDATA[Amid a number of funding models, crowdlending’s rising popularity has tickled the interest of the banking industry, as incumbents look for new ways to offer loans to small businesses and entrepreneurs.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Amid a number of funding models, crowdlending’s rising popularity has tickled the interest of the banking industry, as incumbents look for new ways to offer loans to small businesses and entrepreneurs.]]>
                        </content:encoded>
                                                        </item>
                        </channel>
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