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        <title>Carmen Álvarez - NEWS BBVA</title>
        <atom:link href="https://www.bbva.com/en/author/m-alvarez/feed/" rel="self" type="application/rss+xml" />
        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Wed, 08 Apr 2026 15:47:13 +0200</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>Davos 2026 Forum: Spirit of Dialogue</title>
                    <link>https://www.bbva.com/en/whats-happening-davos-forum/</link>
                    <pubDate>Mon, 18 Dec 2023 05:00:35 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[david.corral]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital Economics]]>
                            </category>
                                                    <category>
                                <![CDATA[Donations]]>
                            </category>
                                                    <category>
                                <![CDATA[Economic analysis]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy]]>
                            </category>
                                                    <category>
                                <![CDATA[Environment]]>
                            </category>
                                                    <category>
                                <![CDATA[Events]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial scenarios]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                    <category>
                                <![CDATA[Labour, employment and enterprise]]>
                            </category>
                                                    <category>
                                <![CDATA[Macroeconomics]]>
                            </category>
                                                    <category>
                                <![CDATA[Social problems]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=292480</guid>
                                            <description>
                            <![CDATA[‘Spirit of Dialogue’ is the theme of the new edition of the Davos Forum to be held in Switzerland from January 19 to 23, 2026. Organized by the <a href="https://www.weforum.org/" target="_blank" rel="noopener noreferrer">World Economic Forum (WEF)</a>, the event will bring together public- and private-sector leaders, along with representatives from civil society, with the aim of finding shared solutions to the world’s most pressing global challenges. Davos 2026 takes place against an international backdrop in which global balances and growth models are being shaped by geopolitical fragmentation, economic uncertainty, and the relentless pace of technological change. In this context, the Forum has cemented its status as a key space for fostering cooperation, promoting responsible innovation, and championing more resilient and inclusive growth capable of generating prosperity while respecting the planet’s limits.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[‘Spirit of Dialogue’ is the theme of the new edition of the Davos Forum to be held in Switzerland from January 19 to 23, 2026. Organized by the <a href="https://www.weforum.org/" target="_blank" rel="noopener noreferrer">World Economic Forum (WEF)</a>, the event will bring together public- and private-sector leaders, along with representatives from civil society, with the aim of finding shared solutions to the world’s most pressing global challenges. Davos 2026 takes place against an international backdrop in which global balances and growth models are being shaped by geopolitical fragmentation, economic uncertainty, and the relentless pace of technological change. In this context, the Forum has cemented its status as a key space for fostering cooperation, promoting responsible innovation, and championing more resilient and inclusive growth capable of generating prosperity while respecting the planet’s limits.]]>
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                                <item>
                    <title>The keys to financial regulation in 2023</title>
                    <link>https://www.bbva.com/en/the-keys-to-financial-regulation-in-2023/</link>
                    <pubDate>Tue, 17 Jan 2023 06:41:04 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=958241</guid>
                                            <description>
                            <![CDATA[After a 2022 shaped by the developments in the Basel III framework, post-COVID regulation or the first European banking climate stress tests, 2023 is looking set to be a key year in terms of digital regulation. Thus, the regulatory framework for cryptoassets and the digital euro will be two of the major issues on the agenda in the coming months. There are also expectations that the Basel III regulation will be finalized, that progress will continue to be made in sustainability and that proposals will be presented in Europe to improve the crisis management framework.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[After a 2022 shaped by the developments in the Basel III framework, post-COVID regulation or the first European banking climate stress tests, 2023 is looking set to be a key year in terms of digital regulation. Thus, the regulatory framework for cryptoassets and the digital euro will be two of the major issues on the agenda in the coming months. There are also expectations that the Basel III regulation will be finalized, that progress will continue to be made in sustainability and that proposals will be presented in Europe to improve the crisis management framework.]]>
                        </content:encoded>
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                                <item>
                    <title>Seven Keys to Financial Regulation in 2022</title>
                    <link>https://www.bbva.com/en/seven-keys-to-financial-regulation-in-2022/</link>
                    <pubDate>Mon, 10 Jan 2022 01:20:44 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=883371</guid>
                                            <description>
                            <![CDATA[The finalization of Basel III, post-COVID regulation, artificial intelligence and the crypto world, or international coordination in the supervision of sustainable finance are some of the trends that will mark the regulatory agenda in 2022. Santiago Fernández de Lis, Head of Regulation at BBVA, reviews the keys to financial regulation in the year that has just begun.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The finalization of Basel III, post-COVID regulation, artificial intelligence and the crypto world, or international coordination in the supervision of sustainable finance are some of the trends that will mark the regulatory agenda in 2022. Santiago Fernández de Lis, Head of Regulation at BBVA, reviews the keys to financial regulation in the year that has just begun.]]>
                        </content:encoded>
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                                <item>
                    <title>"The ECB should encourage public-private cooperation in the design of the digital euro"</title>
                    <link>https://www.bbva.com/en/innovation/the-ecb-should-encourage-public-private-cooperation-in-the-design-of-the-digital-euro/</link>
                    <pubDate>Fri, 25 Jun 2021 08:23:33 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Central banks]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital coins]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=849677</guid>
                                            <description>
                            <![CDATA[The debate on the desirability of a <a href="https://www.bbva.com/en/innovation/what-are-the-differences-between-a-digital-currency-and-a-cryptocurrency/">digital euro</a>, issued by the European Central Bank, has been growing in recent weeks. Today, at a seminar organised by the European Banking Federation, Pablo Urbiola, from BBVA's Digital Regulation team, said that "the ECB should rely on public-private cooperation, leveraging the strengths of all players."]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The debate on the desirability of a <a href="https://www.bbva.com/en/innovation/what-are-the-differences-between-a-digital-currency-and-a-cryptocurrency/">digital euro</a>, issued by the European Central Bank, has been growing in recent weeks. Today, at a seminar organised by the European Banking Federation, Pablo Urbiola, from BBVA's Digital Regulation team, said that "the ECB should rely on public-private cooperation, leveraging the strengths of all players."]]>
                        </content:encoded>
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                                <item>
                    <title>Banks could become digital identity providers</title>
                    <link>https://www.bbva.com/en/banks-could-become-digital-identity-providers/</link>
                    <pubDate>Wed, 26 May 2021 00:20:50 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                    <category>
                                <![CDATA[Research and Cience]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/los-bancos-podrian-convertirse-en-proveedores-de-identidad-digital/</guid>
                                            <description>
                            <![CDATA[<a href="https://www.bbva.com/en/digital-identity-what-is-it-and-how-protect-it/">Digital identity</a> enables people, businesses and governments to interact in the digital world. It also facilitates remote transactions - e-commerce, payments or taxes - and access to sensitive services, such as healthcare, accelerated by the pandemic. Therefore, citizens and businesses should be able to use a digital ID, valid within and between countries. Banks, with extensive experience in creating digital identification processes for their customers in a highly regulated environment, could be key players in future internationally accepted and reliable digital identification systems.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<a href="https://www.bbva.com/en/digital-identity-what-is-it-and-how-protect-it/">Digital identity</a> enables people, businesses and governments to interact in the digital world. It also facilitates remote transactions - e-commerce, payments or taxes - and access to sensitive services, such as healthcare, accelerated by the pandemic. Therefore, citizens and businesses should be able to use a digital ID, valid within and between countries. Banks, with extensive experience in creating digital identification processes for their customers in a highly regulated environment, could be key players in future internationally accepted and reliable digital identification systems.]]>
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                                <item>
                    <title>BBVA's tax contribution in 2020: €8.33 billion worldwide</title>
                    <link>https://www.bbva.com/en/bbvas-tax-contribution-in-2020-e8-33-billion-worldwide/</link>
                    <pubDate>Mon, 26 Apr 2021 15:11:08 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Tax system]]>
                            </category>
                                                    <category>
                                <![CDATA[Taxes]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=830634</guid>
                                            <description>
                            <![CDATA[Just as every year since 2012, BBVA has voluntarily released its <a href="https://shareholdersandinvestors.bbva.com/wp-content/uploads/2021/04/Informe-Contribuci%C3%B3n-Fiscal-Global-2020_ENG.pdf" target="_blank" rel="noopener noreferrer">Global Tax Contribution report</a>. In 2020, the Group carried out an additional exercise of transparency including, for the first time ever, non-financial public information in standard <a href="https://www.globalreporting.org/media/sfcpcrt4/gri-207-tax-standard-2019-factsheet.pdf?id=1616" target="_blank" rel="noopener noreferrer">GRI 207</a>. This standard allows entities to disclose comparable information regarding their fiscal strategy, governance model and tax risk management, as well as their contribution on a per country basis. Overall, BBVA Group’s worldwide tax contribution in 2020 amounted to €8.33 billion.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Just as every year since 2012, BBVA has voluntarily released its <a href="https://shareholdersandinvestors.bbva.com/wp-content/uploads/2021/04/Informe-Contribuci%C3%B3n-Fiscal-Global-2020_ENG.pdf" target="_blank" rel="noopener noreferrer">Global Tax Contribution report</a>. In 2020, the Group carried out an additional exercise of transparency including, for the first time ever, non-financial public information in standard <a href="https://www.globalreporting.org/media/sfcpcrt4/gri-207-tax-standard-2019-factsheet.pdf?id=1616" target="_blank" rel="noopener noreferrer">GRI 207</a>. This standard allows entities to disclose comparable information regarding their fiscal strategy, governance model and tax risk management, as well as their contribution on a per country basis. Overall, BBVA Group’s worldwide tax contribution in 2020 amounted to €8.33 billion.]]>
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                                <item>
                    <title>What is a General Meeting of Shareholders?</title>
                    <link>https://www.bbva.com/en/what-is-a-general-meeting-of-shareholders/</link>
                    <pubDate>Mon, 19 Apr 2021 00:20:26 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Shareholders]]>
                            </category>
                                                    <category>
                                <![CDATA[Shareholders' meeting]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/que-es-una-junta-general-de-accionistas-2/</guid>
                                            <description>
                            <![CDATA[The Shareholders' General Meeting (also known as the Annual General Meeting or AGM) is one of a company’s primary corporate governance vehicles. During the Meeting, the company’s owners (the shareholders) ratify decisions on topics determined by law and by the corporate bylaws. The AGM includes particular features that are established by <a href="https://www.boe.es/buscar/act.php?id=BOE-A-2010-10544" target="_blank" rel="noopener noreferrer">corporate law.</a>]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The Shareholders' General Meeting (also known as the Annual General Meeting or AGM) is one of a company’s primary corporate governance vehicles. During the Meeting, the company’s owners (the shareholders) ratify decisions on topics determined by law and by the corporate bylaws. The AGM includes particular features that are established by <a href="https://www.boe.es/buscar/act.php?id=BOE-A-2010-10544" target="_blank" rel="noopener noreferrer">corporate law.</a>]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA’s COVID measures: How the bank acted in the face of the pandemic</title>
                    <link>https://www.bbva.com/en/coronavirus-what-is-bbva-doing-to-help-citizens/</link>
                    <pubDate>Wed, 23 Dec 2020 02:20:57 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Coronavirus]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=744040</guid>
                                            <description>
                            <![CDATA[In 2020, BBVA took a step forward to protect its employees and support its customers and society as a whole, to cope with the COVID-19 crisis. In a year marked by the virus, the bank has launched initiatives across the world to alleviate the financial burden of those worst hit by the pandemic and provide funding for the economic recovery.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[In 2020, BBVA took a step forward to protect its employees and support its customers and society as a whole, to cope with the COVID-19 crisis. In a year marked by the virus, the bank has launched initiatives across the world to alleviate the financial burden of those worst hit by the pandemic and provide funding for the economic recovery.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA stands out in the Ibex35 for its fiscal transparency</title>
                    <link>https://www.bbva.com/en/bbva-stands-out-in-the-ibex35-for-its-fiscal-transparency/</link>
                    <pubDate>Wed, 02 Dec 2020 01:45:22 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Tax system]]>
                            </category>
                                                    <category>
                                <![CDATA[Taxes]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/bbva-destaca-en-el-ibex35-por-su-transparencia-fiscal/</guid>
                                            <description>
                            <![CDATA[In recent weeks, BBVA has been recognized for its efforts in fiscal transparency at events, on rankings, and in reports from different fields: the consulting firm PwC, the Dow Jones Sustainability Index and the NGO Intermon Oxfam. These recognitions are the result of the bank’s commitment to customers, shareholders and employees, which are reflected every year in the publication of its global fiscal contribution<a href="https://accionistaseinversores.bbva.com/wp-content/uploads/2020/03/Contribucion-fiscal-global-2019_esp.pdf" target="_blank" rel="noopener noreferrer"><strong> report. </strong></a>]]>
                        </description>
                        <content:encoded>
                            <![CDATA[In recent weeks, BBVA has been recognized for its efforts in fiscal transparency at events, on rankings, and in reports from different fields: the consulting firm PwC, the Dow Jones Sustainability Index and the NGO Intermon Oxfam. These recognitions are the result of the bank’s commitment to customers, shareholders and employees, which are reflected every year in the publication of its global fiscal contribution<a href="https://accionistaseinversores.bbva.com/wp-content/uploads/2020/03/Contribucion-fiscal-global-2019_esp.pdf" target="_blank" rel="noopener noreferrer"><strong> report. </strong></a>]]>
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                                <item>
                    <title>Carlos Torres Vila: “I think the infusion of public funds must contribute to achieve a more digital, sustainable and inclusive society”</title>
                    <link>https://www.bbva.com/en/sustainability/carlos-torres-vila-i-think-the-infusion-of-public-funds-must-contribute-to-achieve-a-more-digital-sustainable-and-inclusive-society/</link>
                    <pubDate>Mon, 26 Oct 2020 14:27:30 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Economic analysis]]>
                            </category>
                                                    <category>
                                <![CDATA[Responsible banking]]>
                            </category>
                                                    <category>
                                <![CDATA[SDG]]>
                            </category>
                                                    <category>
                                <![CDATA[Social Area]]>
                            </category>
                                                    <category>
                                <![CDATA[Sustainability]]>
                            </category>
                                                    <category>
                                <![CDATA[Sustainable Development Goals]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=798249</guid>
                                            <description>
                            <![CDATA[The BBVA Chairman kicked off<strong><a href="https://www.money2020.com/moneyfest" target="_blank" rel="noopener noreferrer"> MoneyFest, this year’s virtual edition of Money2020</a>.</strong> In an interview with Spriha Srivastava, Executive Editor overseeing the London Newsroom of <a href="https://www.businessinsider.com/five-us-banks-with-best-mobile-features-2019-10" target="_blank" rel="noopener noreferrer">Business Insider</a>, he shared his insights into the trends that the pandemic has accelerated, such as digitization and sustainability. Carlos Torres Vila considers that this crisis can be an “opportunity to reset our world.” In this sense, he noted that the “infusion of public funds must contribute to achieve a more digital, sustainable and inclusive society.”]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The BBVA Chairman kicked off<strong><a href="https://www.money2020.com/moneyfest" target="_blank" rel="noopener noreferrer"> MoneyFest, this year’s virtual edition of Money2020</a>.</strong> In an interview with Spriha Srivastava, Executive Editor overseeing the London Newsroom of <a href="https://www.businessinsider.com/five-us-banks-with-best-mobile-features-2019-10" target="_blank" rel="noopener noreferrer">Business Insider</a>, he shared his insights into the trends that the pandemic has accelerated, such as digitization and sustainability. Carlos Torres Vila considers that this crisis can be an “opportunity to reset our world.” In this sense, he noted that the “infusion of public funds must contribute to achieve a more digital, sustainable and inclusive society.”]]>
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