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        <title>miriam.gidron - NEWS BBVA</title>
        <atom:link href="https://www.bbva.com/en/author/miriam-gidron/feed/" rel="self" type="application/rss+xml" />
        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
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                                <item>
                    <title>Davos 2026 Forum: Spirit of Dialogue</title>
                    <link>https://www.bbva.com/en/whats-happening-davos-forum/</link>
                    <pubDate>Mon, 18 Dec 2023 05:00:35 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[david.corral]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital Economics]]>
                            </category>
                                                    <category>
                                <![CDATA[Donations]]>
                            </category>
                                                    <category>
                                <![CDATA[Economic analysis]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy]]>
                            </category>
                                                    <category>
                                <![CDATA[Environment]]>
                            </category>
                                                    <category>
                                <![CDATA[Events]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial scenarios]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                    <category>
                                <![CDATA[Labour, employment and enterprise]]>
                            </category>
                                                    <category>
                                <![CDATA[Macroeconomics]]>
                            </category>
                                                    <category>
                                <![CDATA[Social problems]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=292480</guid>
                                            <description>
                            <![CDATA[‘Spirit of Dialogue’ is the theme of the new edition of the Davos Forum to be held in Switzerland from January 19 to 23, 2026. Organized by the <a href="https://www.weforum.org/" target="_blank" rel="noopener noreferrer">World Economic Forum (WEF)</a>, the event will bring together public- and private-sector leaders, along with representatives from civil society, with the aim of finding shared solutions to the world’s most pressing global challenges. Davos 2026 takes place against an international backdrop in which global balances and growth models are being shaped by geopolitical fragmentation, economic uncertainty, and the relentless pace of technological change. In this context, the Forum has cemented its status as a key space for fostering cooperation, promoting responsible innovation, and championing more resilient and inclusive growth capable of generating prosperity while respecting the planet’s limits.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[‘Spirit of Dialogue’ is the theme of the new edition of the Davos Forum to be held in Switzerland from January 19 to 23, 2026. Organized by the <a href="https://www.weforum.org/" target="_blank" rel="noopener noreferrer">World Economic Forum (WEF)</a>, the event will bring together public- and private-sector leaders, along with representatives from civil society, with the aim of finding shared solutions to the world’s most pressing global challenges. Davos 2026 takes place against an international backdrop in which global balances and growth models are being shaped by geopolitical fragmentation, economic uncertainty, and the relentless pace of technological change. In this context, the Forum has cemented its status as a key space for fostering cooperation, promoting responsible innovation, and championing more resilient and inclusive growth capable of generating prosperity while respecting the planet’s limits.]]>
                        </content:encoded>
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                                <item>
                    <title>Carlos Torres Vila: “The digital push is improving efficiency”</title>
                    <link>https://www.bbva.com/en/carlos-torres-vila-digital-push-is-improving-efficiency/</link>
                    <pubDate>Fri, 27 Jul 2018 17:23:57 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Carlos Torres Vila]]>
                            </category>
                                                    <category>
                                <![CDATA[Earnings]]>
                            </category>
                                                    <category>
                                <![CDATA[Trading account]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=549778</guid>
                                            <description>
                            <![CDATA[In the presentation of its <a href="https://www.bbva.com/en/results-2q18/" target="_blank" rel="noopener">results to the media</a>, BBVA’s CEO Carlos Torres Vila emphasized the bank’s “strong push to business digitization not only drives sales but is fundamental to cost control.” This “digital push” is driving total revenues while keeping costs down. As a whole, this allows efficiency to continue to improve. In fact, the efficiency ratio stood at 49.2 percent as of June, 82 basis points below the figure for 2017 at constant exchange rates.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[In the presentation of its <a href="https://www.bbva.com/en/results-2q18/" target="_blank" rel="noopener">results to the media</a>, BBVA’s CEO Carlos Torres Vila emphasized the bank’s “strong push to business digitization not only drives sales but is fundamental to cost control.” This “digital push” is driving total revenues while keeping costs down. As a whole, this allows efficiency to continue to improve. In fact, the efficiency ratio stood at 49.2 percent as of June, 82 basis points below the figure for 2017 at constant exchange rates.]]>
                        </content:encoded>
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                                <item>
                    <title>“Investors welcome the tangible results yielded by BBVA's transformation”</title>
                    <link>https://www.bbva.com/en/economy-and-finance/investors-welcome-tangible-results-yielded-bbvas-transformation/</link>
                    <pubDate>Tue, 26 Jun 2018 05:10:59 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Fernando Morales]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Analysis and opinion]]>
                            </category>
                                                    <category>
                                <![CDATA[Economic analysis]]>
                            </category>
                                                    <category>
                                <![CDATA[Economic forecasting]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=525490</guid>
                                            <description>
                            <![CDATA[“I love food and I am mad about sports." Hearing him talk about his hobbies, Jaime Sáenz de Tejada (Madrid, 1968) comes across as someone who enjoys life. As a kid he was into basketball and track and field. Later, he got interested in paddle tennis and golf. About a year and a half ago he fractured his thigh bone forcing him to focus a bit more on swimming and cycling. He defines himself as a lover of Peruvian cuisine, because it offers “the best fusion of sensitivities from many places, with ingredients of unparalleled quality.” He’s even given cooking chifa (a fusion of Peruvian ingredients and traditions with Cantonese elements) a go, but “being surrounded by so much talent, I would never dare to compete in culinary skills.” Married and with five children – “one of them is on his way to becoming a chef, just like his mom,”- he’s been a part of BBVA for more than 25 years. In 2014 he became the Group’s Chief Financial Officer. He devotes most of his scant free time to “living his children’s education intensely and sharing activities with them.” He’s been lucky to live in New York – at two different periods - , London, Uruguay and Peru.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[“I love food and I am mad about sports." Hearing him talk about his hobbies, Jaime Sáenz de Tejada (Madrid, 1968) comes across as someone who enjoys life. As a kid he was into basketball and track and field. Later, he got interested in paddle tennis and golf. About a year and a half ago he fractured his thigh bone forcing him to focus a bit more on swimming and cycling. He defines himself as a lover of Peruvian cuisine, because it offers “the best fusion of sensitivities from many places, with ingredients of unparalleled quality.” He’s even given cooking chifa (a fusion of Peruvian ingredients and traditions with Cantonese elements) a go, but “being surrounded by so much talent, I would never dare to compete in culinary skills.” Married and with five children – “one of them is on his way to becoming a chef, just like his mom,”- he’s been a part of BBVA for more than 25 years. In 2014 he became the Group’s Chief Financial Officer. He devotes most of his scant free time to “living his children’s education intensely and sharing activities with them.” He’s been lucky to live in New York – at two different periods - , London, Uruguay and Peru.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>A quick look at emerging economies at the IIF spring meeting</title>
                    <link>https://www.bbva.com/en/quick-look-emerging-economies-iif-spring-meeting/</link>
                    <pubDate>Tue, 29 May 2018 14:38:31 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[miriam.gidron]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Economic analysis]]>
                            </category>
                                                    <category>
                                <![CDATA[Emerging markets]]>
                            </category>
                                                    <category>
                                <![CDATA[International finance]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=501108</guid>
                                            <description>
                            <![CDATA[Emerging economies were amongst the topics addressed at the <a href="https://www.iif.com/events/iif-event/2018-iif-spring-membership-meeting" target="_blank" rel="noopener">Institute of International Finance’s (IIF) spring meeting</a>, held in Brussels last week. This BBVA-sponsored event convened financial institutions, regulators and public bodies to debate some of the industry’s most pressing issues, including the economic and political outlook, regulation and fintech.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Emerging economies were amongst the topics addressed at the <a href="https://www.iif.com/events/iif-event/2018-iif-spring-membership-meeting" target="_blank" rel="noopener">Institute of International Finance’s (IIF) spring meeting</a>, held in Brussels last week. This BBVA-sponsored event convened financial institutions, regulators and public bodies to debate some of the industry’s most pressing issues, including the economic and political outlook, regulation and fintech.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>"Artificial Intelligence, big data and cloud computing will boost financial inclusion"</title>
                    <link>https://www.bbva.com/en/artificial-intelligence-big-data-cloud-computing-will-boost-financial-inclusion/</link>
                    <pubDate>Fri, 25 May 2018 01:01:49 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[miriam.gidron]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial inclusion]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=497130</guid>
                                            <description>
                            <![CDATA[In the future, artificial intelligence will, among many other things, allow to develop helpful customer products for unbanked segments of the population. “<a href="https://www.bbva.com/en/artificial-intelligence-driver-business-efficiency/" target="_blank" rel="noopener">Artificial intelligence</a> and financial technologies create opportunities for the democratization of finance,” said Álvaro Martín, Head Economist of Digital Regulation and Trends at BBVA Research, during the meeting of the Institute of International Finance (IIF), held in Brussels. In his opinion, “artificial intelligence, big data and cloud computing will boost financial inclusion”.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[In the future, artificial intelligence will, among many other things, allow to develop helpful customer products for unbanked segments of the population. “<a href="https://www.bbva.com/en/artificial-intelligence-driver-business-efficiency/" target="_blank" rel="noopener">Artificial intelligence</a> and financial technologies create opportunities for the democratization of finance,” said Álvaro Martín, Head Economist of Digital Regulation and Trends at BBVA Research, during the meeting of the Institute of International Finance (IIF), held in Brussels. In his opinion, “artificial intelligence, big data and cloud computing will boost financial inclusion”.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>How to make European financial union a reality</title>
                    <link>https://www.bbva.com/en/make-european-financial-union-reality/</link>
                    <pubDate>Thu, 03 May 2018 13:18:03 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[miriam.gidron]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Bank services]]>
                            </category>
                                                    <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=476653</guid>
                                            <description>
                            <![CDATA[Imagine a Spanish SME asking for a loan in Germany; an Italian easily transferring money to Portugal or a French person taking on a mortgage in the Netherlands.   All of this forms part of the fledgling European capital markets and banking union. What remains to be done? BBVA is one of the few European banks to address these issues at the <a href="https://www.ecb.europa.eu/pub/conferences/html/20180503_fost_bkingun_capmarkun.en.html" target="_blank" rel="noopener">joint conference</a> of the European Commission and the European Central bank held today in Frankfurt.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Imagine a Spanish SME asking for a loan in Germany; an Italian easily transferring money to Portugal or a French person taking on a mortgage in the Netherlands.   All of this forms part of the fledgling European capital markets and banking union. What remains to be done? BBVA is one of the few European banks to address these issues at the <a href="https://www.ecb.europa.eu/pub/conferences/html/20180503_fost_bkingun_capmarkun.en.html" target="_blank" rel="noopener">joint conference</a> of the European Commission and the European Central bank held today in Frankfurt.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Financial stability 10 years after the crisis</title>
                    <link>https://www.bbva.com/en/financial-stability-10-years-crisis/</link>
                    <pubDate>Fri, 13 Apr 2018 13:13:24 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[miriam.gidron]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=462497</guid>
                                            <description>
                            <![CDATA[Ten years after the crisis broke, has financial stability improved? In the opinion of  Ricardo Gómez Barredo, Head of Accounting &amp; Supervisors at BBVA, “clearly, we have come a long way,” but adds “regulation will have to continue to adapt itself to the new demands to ensure a level playing field for everyone”.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Ten years after the crisis broke, has financial stability improved? In the opinion of  Ricardo Gómez Barredo, Head of Accounting &amp; Supervisors at BBVA, “clearly, we have come a long way,” but adds “regulation will have to continue to adapt itself to the new demands to ensure a level playing field for everyone”.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>A change of direction for financial regulation</title>
                    <link>https://www.bbva.com/en/change-direction-financial-regulation/</link>
                    <pubDate>Wed, 07 Mar 2018 15:40:30 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[miriam.gidron]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                    <category>
                                <![CDATA[Sustainability]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=434944</guid>
                                            <description>
                            <![CDATA[We are reaching the point when the financial system regulation principally dedicated to correcting the shortcomings of the crisis is reaching its end. The approval of Basel III is “good news” and now is the time to implement reforms and make way for economic growth. This is one of the observations of <a href="https://www.bbva.com/en/maria-abascal-appointed-director-institutional-relations-bbva/"><strong>María Abascal</strong></a>, BBVA's Director of Institutional Relations, in the <a href="http://www.eventosyconferenciasue.com/eventos/women-in-finance">'Women in Finance' </a>forum.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[We are reaching the point when the financial system regulation principally dedicated to correcting the shortcomings of the crisis is reaching its end. The approval of Basel III is “good news” and now is the time to implement reforms and make way for economic growth. This is one of the observations of <a href="https://www.bbva.com/en/maria-abascal-appointed-director-institutional-relations-bbva/"><strong>María Abascal</strong></a>, BBVA's Director of Institutional Relations, in the <a href="http://www.eventosyconferenciasue.com/eventos/women-in-finance">'Women in Finance' </a>forum.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>What will work be like in the future?</title>
                    <link>https://www.bbva.com/en/what-will-work-be-future/</link>
                    <pubDate>Wed, 07 Feb 2018 13:12:01 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Education]]>
                            </category>
                                                    <category>
                                <![CDATA[Events]]>
                            </category>
                                                    <category>
                                <![CDATA[Human capital]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Labour, consumption and social welfare]]>
                            </category>
                                                    <category>
                                <![CDATA[Schools]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[University]]>
                            </category>
                                                    <category>
                                <![CDATA[Youth]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=412357</guid>
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<p class="MsoNormal" style="margin-bottom: 2.0pt; border: none; mso-padding-alt: 0cm 0cm 0cm 0cm;"><span lang="EN-US">The <a href="https://www.bbva.com/en/francisco-gonzalez-fourth-industrial-revolution-will-change-world-bring-opportunities-everyone/" target="_blank" rel="noopener"><strong>Fourth Industrial Revolution</strong></a> is radically transforming the job market. And it’s raising the same doubts that the three previous revolutions did. One of the most broadly debated questions is: what will the job market of the future be like? </span></p>]]>
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                                <item>
                    <title>Davos 2018: Highlights</title>
                    <link>https://www.bbva.com/en/davos-2018-highlights/</link>
                    <pubDate>Fri, 26 Jan 2018 00:20:16 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Carlos Torres Vila]]>
                            </category>
                                                    <category>
                                <![CDATA[Current news]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy]]>
                            </category>
                                                    <category>
                                <![CDATA[Events]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial scenarios]]>
                            </category>
                                                    <category>
                                <![CDATA[Francisco González Rodríguez]]>
                            </category>
                                                    <category>
                                <![CDATA[Geostrategy]]>
                            </category>
                                                    <category>
                                <![CDATA[Macroeconomics analysis]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=402677</guid>
                                            <description>
                            <![CDATA[This year, the <a href="https://www.weforum.org/events/world-economic-forum-annual-meeting-2018#" target="_blank" rel="noopener"><strong>World Economic Forum at Davos</strong></a> is attracting plenty of attention. From the long-awaited speech by U.S. President Donald Trump to the criticisms of American protectionism and support for global cooperation expressed by German Chancellor Angela Merkel and French President Emmanuel Macron, no leader misses their moment in the spotlight to send messages to the world community.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[This year, the <a href="https://www.weforum.org/events/world-economic-forum-annual-meeting-2018#" target="_blank" rel="noopener"><strong>World Economic Forum at Davos</strong></a> is attracting plenty of attention. From the long-awaited speech by U.S. President Donald Trump to the criticisms of American protectionism and support for global cooperation expressed by German Chancellor Angela Merkel and French President Emmanuel Macron, no leader misses their moment in the spotlight to send messages to the world community.]]>
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