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        <title>Reyes Pariente - NEWS BBVA</title>
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        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Wed, 08 Apr 2026 15:47:13 +0200</lastBuildDate>
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                                <item>
                    <title>Coco bonds: A definition</title>
                    <link>https://www.bbva.com/en/economy-and-finance/additional-tier-1-securities-a-definition/</link>
                    <pubDate>Thu, 04 Apr 2024 11:20:12 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Reyes Pariente]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Debt issuance]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Fixed income]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=296841</guid>
                                            <description>
                            <![CDATA[The contingent convertible capital instruments (<em>CoCos</em>) also known as Additional Tier 1 bonds are  hybrid bonds that combines debt and equity elements. Its defining characteristic is that it may be converted into shares if the CET1 capital ratio drops below a specific level.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The contingent convertible capital instruments (<em>CoCos</em>) also known as Additional Tier 1 bonds are  hybrid bonds that combines debt and equity elements. Its defining characteristic is that it may be converted into shares if the CET1 capital ratio drops below a specific level.]]>
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                                <item>
                    <title>Positive jaws: What are they?</title>
                    <link>https://www.bbva.com/en/positive-jaws-what-are-they/</link>
                    <pubDate>Mon, 28 Oct 2019 02:43:54 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Annual accounts]]>
                            </category>
                                                    <category>
                                <![CDATA[Annual reports]]>
                            </category>
                                                    <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial education]]>
                            </category>
                                                    <category>
                                <![CDATA[Trading account]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=327171</guid>
                                            <description>
                            <![CDATA[With earnings season in the banking sector underway, it may be the right time to take a look at some of the most commonly used, but more frequently misunderstood, financial terms. One of these terms is the expression '<strong>positive jaws</strong>,' which has been used, for example, by BBVA CEO <strong>Onur Genç</strong> during the quarterly results presentations.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[With earnings season in the banking sector underway, it may be the right time to take a look at some of the most commonly used, but more frequently misunderstood, financial terms. One of these terms is the expression '<strong>positive jaws</strong>,' which has been used, for example, by BBVA CEO <strong>Onur Genç</strong> during the quarterly results presentations.]]>
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                                <item>
                    <title>BBVA's results, well-received by the analysts</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbvas-results-well-received-by-the-analysts/</link>
                    <pubDate>Mon, 04 Feb 2019 14:06:25 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Reyes Pariente]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Earnings]]>
                            </category>
                                                    <category>
                                <![CDATA[Equities]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=605225</guid>
                                            <description>
                            <![CDATA[Market analysts have given a positive rating to <a href="https://www.bbva.com/en/results-4q18/" target="_blank" rel="noopener noreferrer">BBVA’s results</a>, presented on February 1. Their reports primarily focus on the strength of revenues and the positive performance of banking activity in Spain and the U.S.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Market analysts have given a positive rating to <a href="https://www.bbva.com/en/results-4q18/" target="_blank" rel="noopener noreferrer">BBVA’s results</a>, presented on February 1. Their reports primarily focus on the strength of revenues and the positive performance of banking activity in Spain and the U.S.]]>
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                                <item>
                    <title>Markets upbeat on BBVA earnings</title>
                    <link>https://www.bbva.com/en/economy-and-finance/markets-upbeat-bbva-earnings/</link>
                    <pubDate>Mon, 30 Jul 2018 17:01:31 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Reyes Pariente]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Earnings]]>
                            </category>
                                                    <category>
                                <![CDATA[Stock exchange]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=551046</guid>
                                            <description>
                            <![CDATA[<a href="https://www.bbva.com/en/results-2q18/" target="_blank" rel="noopener">BBVA’s quarterly results</a> were viewed in a positive light by market analysts. The company’s attributable profit beat consensus estimates by 8 percent. Perform across all business areas was better than expected, especially in Mexico.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<a href="https://www.bbva.com/en/results-2q18/" target="_blank" rel="noopener">BBVA’s quarterly results</a> were viewed in a positive light by market analysts. The company’s attributable profit beat consensus estimates by 8 percent. Perform across all business areas was better than expected, especially in Mexico.]]>
                        </content:encoded>
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                                <item>
                    <title>IFRS 9: new accounting for forward-looking risk provisioning</title>
                    <link>https://www.bbva.com/en/economy-and-finance/ifrs-9-new-accounting-for-forward-looking-risk-provisioning/</link>
                    <pubDate>Thu, 07 Jun 2018 01:07:50 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Reyes Pariente]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Accounting and audit]]>
                            </category>
                                                    <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Economic analysis]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial scenarios]]>
                            </category>
                                                    <category>
                                <![CDATA[Macroeconomics analysis]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=509084</guid>
                                            <description>
                            <![CDATA[The new accounting regulation IFRS 9 aims to buttress financial stability against future crises.  It obliges financial institutions to more faithfully reflect credit risk and calculate provisions for insolvencies following an expected loss model (versus the previous “incurred loss” model). For a majority of financial institutions, this has resulted in an increase in provisions and the subsequent impact on capital.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The new accounting regulation IFRS 9 aims to buttress financial stability against future crises.  It obliges financial institutions to more faithfully reflect credit risk and calculate provisions for insolvencies following an expected loss model (versus the previous “incurred loss” model). For a majority of financial institutions, this has resulted in an increase in provisions and the subsequent impact on capital.]]>
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                                <item>
                    <title>The expert accountant: a key interpreter of the regulations</title>
                    <link>https://www.bbva.com/en/expert-accountant-key-interpreter-regulations/</link>
                    <pubDate>Fri, 18 May 2018 10:26:06 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Reyes Pariente]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Accounting and audit]]>
                            </category>
                                                    <category>
                                <![CDATA[Business finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=491810</guid>
                                            <description>
                            <![CDATA[Mª Ángeles Peláez, Head of Group Financial Accounting at BBVA, underscored the importance of the role of the expert accountant in correctly interpreting the wording of regulations in an environment of constant regulatory change. This was one of the subjects debated at the workshop on Standardization and Accounting Law organized by the Spanish Association of Accounting and Business Administration (<a href="https://aeca.es/">AECA</a>) at BBVA’s headquarters in Madrid.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Mª Ángeles Peláez, Head of Group Financial Accounting at BBVA, underscored the importance of the role of the expert accountant in correctly interpreting the wording of regulations in an environment of constant regulatory change. This was one of the subjects debated at the workshop on Standardization and Accounting Law organized by the Spanish Association of Accounting and Business Administration (<a href="https://aeca.es/">AECA</a>) at BBVA’s headquarters in Madrid.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA's results beat estimates</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbvas-results-beat-estimates/</link>
                    <pubDate>Mon, 30 Apr 2018 09:27:27 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Reyes Pariente]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Carlos Torres Vila]]>
                            </category>
                                                    <category>
                                <![CDATA[Earnings]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=474419</guid>
                                            <description>
                            <![CDATA[<a href="https://www.bbva.com/en/6-keys-bbvas-first-quarter-results/" target="_blank" rel="noopener noreferrer">BBVA's results for the first three months of 2018</a> surpassed market estimates by a wide margin. Banking analysts reacted positively to the results of both the Group and its regional franchises, which outperformed consensus forecasts. On the whole, analyst reports focused on the bank’s revenue strength, cost containment efforts, and impairment losses below expected levels.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<a href="https://www.bbva.com/en/6-keys-bbvas-first-quarter-results/" target="_blank" rel="noopener noreferrer">BBVA's results for the first three months of 2018</a> surpassed market estimates by a wide margin. Banking analysts reacted positively to the results of both the Group and its regional franchises, which outperformed consensus forecasts. On the whole, analyst reports focused on the bank’s revenue strength, cost containment efforts, and impairment losses below expected levels.]]>
                        </content:encoded>
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                                <item>
                    <title>Financial stability 10 years after the crisis</title>
                    <link>https://www.bbva.com/en/financial-stability-10-years-crisis/</link>
                    <pubDate>Fri, 13 Apr 2018 13:13:24 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[miriam.gidron]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=462497</guid>
                                            <description>
                            <![CDATA[Ten years after the crisis broke, has financial stability improved? In the opinion of  Ricardo Gómez Barredo, Head of Accounting &amp; Supervisors at BBVA, “clearly, we have come a long way,” but adds “regulation will have to continue to adapt itself to the new demands to ensure a level playing field for everyone”.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Ten years after the crisis broke, has financial stability improved? In the opinion of  Ricardo Gómez Barredo, Head of Accounting &amp; Supervisors at BBVA, “clearly, we have come a long way,” but adds “regulation will have to continue to adapt itself to the new demands to ensure a level playing field for everyone”.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA paid close to €10 billion in taxes in 2017</title>
                    <link>https://www.bbva.com/en/bbva-paid-close-e10-billion-euros-taxes-2017/</link>
                    <pubDate>Sun, 25 Mar 2018 23:53:21 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Reyes Pariente]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Taxes]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=449443</guid>
                                            <description>
                            <![CDATA[In 2017, BBVA Group paid €9.9 billion in taxes, a 5 percent year-on-year increase. The amount paid in worldwide taxes for its own business activities was €4.1 billion, 9 percent more than in 2016. For the sixth consecutive year, BBVA has voluntarily disclosed its total tax contribution, consisting of the total of its own taxes and those made on behalf of third parties, thus complying with its corporate principle of transparency and a commitment to social responsibility.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[In 2017, BBVA Group paid €9.9 billion in taxes, a 5 percent year-on-year increase. The amount paid in worldwide taxes for its own business activities was €4.1 billion, 9 percent more than in 2016. For the sixth consecutive year, BBVA has voluntarily disclosed its total tax contribution, consisting of the total of its own taxes and those made on behalf of third parties, thus complying with its corporate principle of transparency and a commitment to social responsibility.]]>
                        </content:encoded>
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                                <item>
                    <title>S&P: Tech giants take on the payments system</title>
                    <link>https://www.bbva.com/en/sp-risk-posed-tech-giants-payments-system/</link>
                    <pubDate>Mon, 26 Feb 2018 00:20:52 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Reyes Pariente]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                    <category>
                                <![CDATA[Fintech]]>
                            </category>
                                                    <category>
                                <![CDATA[Ratings]]>
                            </category>
                                                    <category>
                                <![CDATA[Science and technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=421924</guid>
                                            <description>
                            <![CDATA[A report by Standard and Poor’s Global (S&amp;P) analyzes the potential impact on the financial sector of the entry of tech giants such as Google, Apple, Facebook and Amazon. Although no immediate changes to bank ratings is foreseen, the report points out that in the long term these companies are well placed to get a position  in segments of the chain such as payment systems.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[A report by Standard and Poor’s Global (S&amp;P) analyzes the potential impact on the financial sector of the entry of tech giants such as Google, Apple, Facebook and Amazon. Although no immediate changes to bank ratings is foreseen, the report points out that in the long term these companies are well placed to get a position  in segments of the chain such as payment systems.]]>
                        </content:encoded>
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