<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" >
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        <title>Celia Ruiz Alfonsea - NEWS BBVA</title>
        <atom:link href="https://www.bbva.com/en/author/xe74354/feed/" rel="self" type="application/rss+xml" />
        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Wed, 08 Apr 2026 15:47:13 +0200</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>How are ECB executive board members appointed?</title>
                    <link>https://www.bbva.com/en/how-are-ecb-executive-board-members-appointed/</link>
                    <pubDate>Tue, 18 Sep 2018 00:27:03 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Celia Ruiz Alfonsea]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Central banks]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy]]>
                            </category>
                                                    <category>
                                <![CDATA[Euro]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=576136</guid>
                                            <description>
                            <![CDATA[The expiration of ECB Vice-President Vítor Constancio's term in June and the subsequent appointment of Luis de Guindos as his successor marked the beginning of the European Central Bank’s senior management renewal. But, how are ECB executive board members appointed?]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The expiration of ECB Vice-President Vítor Constancio's term in June and the subsequent appointment of Luis de Guindos as his successor marked the beginning of the European Central Bank’s senior management renewal. But, how are ECB executive board members appointed?]]>
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                                <item>
                    <title>Using big data to track Nafta</title>
                    <link>https://www.bbva.com/en/using-big-data-track-nafta/</link>
                    <pubDate>Tue, 11 Sep 2018 00:20:09 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Celia Ruiz Alfonsea]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Economic analysis]]>
                            </category>
                                                    <category>
                                <![CDATA[International trade]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=569003</guid>
                                            <description>
                            <![CDATA[The negotiations between Mexico, the U.S., and Canada have been a recurring topic in the news recently. <a href="https://www.bbvaresearch.com/" target="_blank" rel="noopener">BBVA Research</a> has used <a href="https://www.bbvaresearch.com/publicaciones/monitoreo-del-tlcan-con-big-data/" target="_blank" rel="noopener">big data techniques</a> to monitor the media coverage and tone used by the national media outlets in each North American country as the slow-going renegotiation of this agreement has been reported.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The negotiations between Mexico, the U.S., and Canada have been a recurring topic in the news recently. <a href="https://www.bbvaresearch.com/" target="_blank" rel="noopener">BBVA Research</a> has used <a href="https://www.bbvaresearch.com/publicaciones/monitoreo-del-tlcan-con-big-data/" target="_blank" rel="noopener">big data techniques</a> to monitor the media coverage and tone used by the national media outlets in each North American country as the slow-going renegotiation of this agreement has been reported.]]>
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                                <item>
                    <title>What activities does the EU have pending before 2019?</title>
                    <link>https://www.bbva.com/en/what-activities-does-the-eu-have-pending-before-2019/</link>
                    <pubDate>Fri, 17 Aug 2018 01:38:15 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Celia Ruiz Alfonsea]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial scenarios]]>
                            </category>
                                                    <category>
                                <![CDATA[Macroeconomics analysis]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=554182</guid>
                                            <description>
                            <![CDATA[The <a href="https://ec.europa.eu/commission/index_en" target="_blank" rel="noopener">European Commission</a> enters the final stretch of its mandate. The commissioners who took office in 2014 will leave their posts after the next European elections (in May 2019). Before the current members of the Commission and the European Parliament are replaced, both institutions will conclude negotiations and approval of some of the EU's priority measures.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The <a href="https://ec.europa.eu/commission/index_en" target="_blank" rel="noopener">European Commission</a> enters the final stretch of its mandate. The commissioners who took office in 2014 will leave their posts after the next European elections (in May 2019). Before the current members of the Commission and the European Parliament are replaced, both institutions will conclude negotiations and approval of some of the EU's priority measures.]]>
                        </content:encoded>
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                                <item>
                    <title>What is EBITDA?</title>
                    <link>https://www.bbva.com/en/what-is-ebitda/</link>
                    <pubDate>Thu, 16 Aug 2018 01:35:20 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Celia Ruiz Alfonsea]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Business finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial economics]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=558996</guid>
                                            <description>
                            <![CDATA[EBITDA, or Earnings Before Interests, Tax, Depreciation and Amortization, is an accounting measure that shows the gross income before financial expenses are deducted, and which allows financial analysts to assess the behavior and financial standing of companies.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[EBITDA, or Earnings Before Interests, Tax, Depreciation and Amortization, is an accounting measure that shows the gross income before financial expenses are deducted, and which allows financial analysts to assess the behavior and financial standing of companies.]]>
                        </content:encoded>
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                                <item>
                    <title>Infrastructure investment, key for global development</title>
                    <link>https://www.bbva.com/en/infrastructure-investment-key-global-development/</link>
                    <pubDate>Mon, 06 Aug 2018 23:00:18 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Celia Ruiz Alfonsea]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Economy]]>
                            </category>
                                                    <category>
                                <![CDATA[Geostrategy]]>
                            </category>
                                                    <category>
                                <![CDATA[Macroeconomics analysis]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=546737</guid>
                                            <description>
                            <![CDATA[International investment in infrastructure projects continues to be insufficient. This is the conclusion reached at the <a href="http://www.b20argentina.info/Home/Index" target="_blank" rel="noopener">B20</a> summit where global companies provided guidance to the <a href="https://www.g20.org/es" target="_blank" rel="noopener">G20</a>. According to the task force charged with studying growth and infrastructure financing, the infrastructure investment gap needs to be resolved to exploit the sector's enormous potential and drive more inclusive development.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[International investment in infrastructure projects continues to be insufficient. This is the conclusion reached at the <a href="http://www.b20argentina.info/Home/Index" target="_blank" rel="noopener">B20</a> summit where global companies provided guidance to the <a href="https://www.g20.org/es" target="_blank" rel="noopener">G20</a>. According to the task force charged with studying growth and infrastructure financing, the infrastructure investment gap needs to be resolved to exploit the sector's enormous potential and drive more inclusive development.]]>
                        </content:encoded>
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                                <item>
                    <title>What happens if there is no Brexit agreement?</title>
                    <link>https://www.bbva.com/en/what-happens-if-there-is-brexit-agreement/</link>
                    <pubDate>Mon, 06 Aug 2018 01:02:40 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Celia Ruiz Alfonsea]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Euro]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial scenarios]]>
                            </category>
                                                    <category>
                                <![CDATA[Macroeconomics analysis]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=552099</guid>
                                            <description>
                            <![CDATA[The European Union is already readying itself for the possible exit of the United Kingdom from the European club without an agreement between the two sides. Although no scenario has been ruled out, Miguel Jiménez, the chief economist for Europe at <a href="https://www.bbvaresearch.com/" target="_blank" rel="noopener">BBVA Research</a>, argued in a <a href="https://www.bbvaresearch.com/wp-content/uploads/2018/07/Miguel-Jimenez_ENG.pdf" target="_blank" rel="noopener">recent article published in El País</a> that “a no-deal exit in March, with no transitional period, is no longer inconceivable”. In his opinion, this would be the worst possible outcome of Brexit.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The European Union is already readying itself for the possible exit of the United Kingdom from the European club without an agreement between the two sides. Although no scenario has been ruled out, Miguel Jiménez, the chief economist for Europe at <a href="https://www.bbvaresearch.com/" target="_blank" rel="noopener">BBVA Research</a>, argued in a <a href="https://www.bbvaresearch.com/wp-content/uploads/2018/07/Miguel-Jimenez_ENG.pdf" target="_blank" rel="noopener">recent article published in El País</a> that “a no-deal exit in March, with no transitional period, is no longer inconceivable”. In his opinion, this would be the worst possible outcome of Brexit.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>The ECB leaves its roadmap unchanged</title>
                    <link>https://www.bbva.com/en/ecb-leaves-its-roadmap-unchanged/</link>
                    <pubDate>Fri, 27 Jul 2018 07:43:11 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Celia Ruiz Alfonsea]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Central banks]]>
                            </category>
                                                    <category>
                                <![CDATA[Interest rates]]>
                            </category>
                                                    <category>
                                <![CDATA[Macroeconomics]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=549866</guid>
                                            <description>
                            <![CDATA[The European Central Bank on Thursday announced it is maintaining its monetary policy unchanged. Interest rates will remain at current levels until the summer of 2019 or “as long as necessary”, as announced in its June <a href="https://www.ft.com/content/e8bd1ba0-2e8b-3bfa-b7b2-30097d9af551" target="_blank" rel="noopener">meeting</a>. In doing so, ECB President Mario Draghi gave no further clarification on the next steps in the bank’s roadmap and intoned the mantra of prudence and patience.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The European Central Bank on Thursday announced it is maintaining its monetary policy unchanged. Interest rates will remain at current levels until the summer of 2019 or “as long as necessary”, as announced in its June <a href="https://www.ft.com/content/e8bd1ba0-2e8b-3bfa-b7b2-30097d9af551" target="_blank" rel="noopener">meeting</a>. In doing so, ECB President Mario Draghi gave no further clarification on the next steps in the bank’s roadmap and intoned the mantra of prudence and patience.]]>
                        </content:encoded>
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                                <item>
                    <title>Nine finance experts to follow on social media</title>
                    <link>https://www.bbva.com/en/innovation/nine-finance-experts-follow-social-media/</link>
                    <pubDate>Mon, 23 Jul 2018 23:44:57 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[XE68411]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Economy]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Internet]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=544666</guid>
                                            <description>
                            <![CDATA[There's a fix for confusing economic terms or not being up-to-date with financial news: “influencers” aren't just gamers or it-girls; many experts in the finance domain use the virtual world to provide information, data, and opinions about financial and economic topics.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[There's a fix for confusing economic terms or not being up-to-date with financial news: “influencers” aren't just gamers or it-girls; many experts in the finance domain use the virtual world to provide information, data, and opinions about financial and economic topics.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>European partners postpone euro reform</title>
                    <link>https://www.bbva.com/en/european-partners-postpone-euro-reform/</link>
                    <pubDate>Fri, 06 Jul 2018 08:40:58 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Celia Ruiz Alfonsea]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Euro]]>
                            </category>
                                                    <category>
                                <![CDATA[Macroeconomics]]>
                            </category>
                                                    <category>
                                <![CDATA[Policy]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=539988</guid>
                                            <description>
                            <![CDATA[The <a href="http://www.consilium.europa.eu/en/european-council/" target="_blank" rel="noopener">European Council</a> meeting held on June 28 and 29 took some steps toward euro reform; conclusion of agreements will likely occur at the next meeting in December. Although it was hoped that the summit would address key questions like the budget proposed by Germany and France, ultimately the European partners chose to adopt a minimum agreement. The agreement includes measures such as support for a banking resolution fund, but the reform of the euro was deferred.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The <a href="http://www.consilium.europa.eu/en/european-council/" target="_blank" rel="noopener">European Council</a> meeting held on June 28 and 29 took some steps toward euro reform; conclusion of agreements will likely occur at the next meeting in December. Although it was hoped that the summit would address key questions like the budget proposed by Germany and France, ultimately the European partners chose to adopt a minimum agreement. The agreement includes measures such as support for a banking resolution fund, but the reform of the euro was deferred.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Keys to understanding the ECB's non-standard measures</title>
                    <link>https://www.bbva.com/en/keys-understanding-ecbs-non-standard-measures/</link>
                    <pubDate>Mon, 02 Jul 2018 23:20:52 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Celia Ruiz Alfonsea]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Central banks]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial education]]>
                            </category>
                                                    <category>
                                <![CDATA[Macroeconomics]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=527246</guid>
                                            <description>
                            <![CDATA[At <a href="https://www.bbvaresearch.com/wp-content/uploads/2018/06/ECB_Watch_0618.pdf" target="_blank" rel="noopener">its meeting on June 14</a>, the European Central Bank (ECB) set an expiry date for the asset purchase program: December of this year. The program, which started in March 2015, is now approaching its end. It forms part of the non-standard measures that Mario Draghi's institution implemented during the toughest years of the economic crisis. What do they consist of?]]>
                        </description>
                        <content:encoded>
                            <![CDATA[At <a href="https://www.bbvaresearch.com/wp-content/uploads/2018/06/ECB_Watch_0618.pdf" target="_blank" rel="noopener">its meeting on June 14</a>, the European Central Bank (ECB) set an expiry date for the asset purchase program: December of this year. The program, which started in March 2015, is now approaching its end. It forms part of the non-standard measures that Mario Draghi's institution implemented during the toughest years of the economic crisis. What do they consist of?]]>
                        </content:encoded>
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