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        <title>Ana Cabirta - NEWS BBVA</title>
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        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
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        <language>en-US</language>
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                    <title>Ethics, governance, and regulation will be essential in using big data and artificial intelligence</title>
                    <link>https://www.bbva.com/en/innovation/ethics-governance-and-regulation-will-be-essential-in-using-big-data-and-artificial-intelligence/</link>
                    <pubDate>Tue, 22 Oct 2019 00:20:00 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Ana Cabirta]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Cybersecurity]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=692716</guid>
                                            <description>
                            <![CDATA[Artificial intelligence and <a href="https://www.bbva.com/en/big-data-experts-growing-more-essential-to-business/">big data</a>, are proven contributors of innovation to the financial system. The digital explosion and technological advances have caused a revolution in society and in the corporate organization. As explained by <a href="https://www.bbvaresearch.com/en/author/jorgesicilia/">Jorge Sicilia</a>, Chief Economist of BBVA Group and director of <a href="https://www.bbvaresearch.com/en/">BBVA Research</a>, the financial sector is no stranger to these changes and the next wave of innovation is going to be based on artificial intelligence.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Artificial intelligence and <a href="https://www.bbva.com/en/big-data-experts-growing-more-essential-to-business/">big data</a>, are proven contributors of innovation to the financial system. The digital explosion and technological advances have caused a revolution in society and in the corporate organization. As explained by <a href="https://www.bbvaresearch.com/en/author/jorgesicilia/">Jorge Sicilia</a>, Chief Economist of BBVA Group and director of <a href="https://www.bbvaresearch.com/en/">BBVA Research</a>, the financial sector is no stranger to these changes and the next wave of innovation is going to be based on artificial intelligence.]]>
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                    <title>Europe’s role in the US-China trade war</title>
                    <link>https://www.bbva.com/en/europes-role-in-the-us-china-trade-war/</link>
                    <pubDate>Tue, 01 Oct 2019 00:45:26 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Ana Cabirta]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Economy]]>
                            </category>
                                                    <category>
                                <![CDATA[Global markets]]>
                            </category>
                                                    <category>
                                <![CDATA[Macroeconomics]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=686518</guid>
                                            <description>
                            <![CDATA[In recent months the world has witnessed an escalation of the U.S. - China trade war, with announcements of more restrictive and retaliatory measures. According to <a href="https://www.bbva.com/es/sostenibilidad/bbva-firma-los-principios-de-banca-responsable-de-naciones-unidas/">José Manuel González-Páramo,</a> Executive Director and Global Head of Economics and Institutional Relations at BBVA, given this climate of global uncertainty, it is essential to build new bridges and establish areas for cooperation.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[In recent months the world has witnessed an escalation of the U.S. - China trade war, with announcements of more restrictive and retaliatory measures. According to <a href="https://www.bbva.com/es/sostenibilidad/bbva-firma-los-principios-de-banca-responsable-de-naciones-unidas/">José Manuel González-Páramo,</a> Executive Director and Global Head of Economics and Institutional Relations at BBVA, given this climate of global uncertainty, it is essential to build new bridges and establish areas for cooperation.]]>
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                    <title>BBVA participates in the first edition of the LGBTI Atlantic Conference</title>
                    <link>https://www.bbva.com/en/bbva-participates-in-the-first-edition-of-the-lgbti-atlantic-conference/</link>
                    <pubDate>Tue, 24 Sep 2019 15:05:28 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Ana Cabirta]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Human capital]]>
                            </category>
                                                    <category>
                                <![CDATA[Inclusion]]>
                            </category>
                                                    <category>
                                <![CDATA[Social affairs]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=684267</guid>
                                            <description>
                            <![CDATA[Ízaro Amilibia, discipline manager at BBVA’s Talent and Culture area, attended the <a href="https://bilbaoisready.com/en/atlantic-conference/about-the-conference/" target="_blank" rel="noopener">LGBTI Atlantic Conference</a> held in Bilbao to explain the bank’s initiatives in this area. The event gathered activists and experts from across the world to discuss the international reality of this community. Supporting LGTBI people is one of the pillars of BBVA's commitment to diversity and inclusion.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Ízaro Amilibia, discipline manager at BBVA’s Talent and Culture area, attended the <a href="https://bilbaoisready.com/en/atlantic-conference/about-the-conference/" target="_blank" rel="noopener">LGBTI Atlantic Conference</a> held in Bilbao to explain the bank’s initiatives in this area. The event gathered activists and experts from across the world to discuss the international reality of this community. Supporting LGTBI people is one of the pillars of BBVA's commitment to diversity and inclusion.]]>
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                    <title>‘El sentido del cacao’ (The Sense of Cocoa) wins six awards at the International Business Stevie Awards</title>
                    <link>https://www.bbva.com/en/el-sentido-del-cacao-the-sense-of-cocoa-wins-six-awards-at-the-international-business-stevie-awards/</link>
                    <pubDate>Tue, 24 Sep 2019 01:00:16 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Ana Cabirta]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Award]]>
                            </category>
                                                    <category>
                                <![CDATA[Gastronomy,restaurants and cuisine]]>
                            </category>
                                                    <category>
                                <![CDATA[Life style]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=683824</guid>
                                            <description>
                            <![CDATA[The initiative started by chef Jordi Roca, which sought to raise awareness of conditions affecting the sense of taste, was a resounding success. The ambitious project was captured in the documentary <a href="https://www.bbva.com/en/el-sentido-del-cacao/">“El sentido del cacao”</a> (The Sense of Cocoa), which won six <a href="https://stevieawards.com/stevie-award-trophy" target="_blank" rel="noopener">Stevie awards</a> - one of the most prestigious awards in the advertising industry.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The initiative started by chef Jordi Roca, which sought to raise awareness of conditions affecting the sense of taste, was a resounding success. The ambitious project was captured in the documentary <a href="https://www.bbva.com/en/el-sentido-del-cacao/">“El sentido del cacao”</a> (The Sense of Cocoa), which won six <a href="https://stevieawards.com/stevie-award-trophy" target="_blank" rel="noopener">Stevie awards</a> - one of the most prestigious awards in the advertising industry.]]>
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                    <title>Financial health: an essential ingredient for household well-being</title>
                    <link>https://www.bbva.com/en/financial-health/financial-health-an-essential-ingredient-for-household-well-being/</link>
                    <pubDate>Wed, 18 Sep 2019 00:30:37 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Ana Cabirta]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial education]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial health]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial planning]]>
                            </category>
                                                    <category>
                                <![CDATA[Housing]]>
                            </category>
                                                    <category>
                                <![CDATA[Personal finances]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial health]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=682224</guid>
                                            <description>
                            <![CDATA[Good financial health is a growing and serious concern. Individuals who exhibit financial vulnerability may spread negative effects to their households, compromising their well-being. It is therefore critical to understand financial health and the extent to which it can contribute to improved financial resilience. According to a <a href="https://www.bbvaresearch.com/publicaciones/vulnerabilidad-financiera-y-comportamiento-del-consumidor-el-papel-de-la-salud-financiera/" target="_blank" rel="noopener">recent report</a> by <a href="https://www.bbvaresearch.com/" target="_blank" rel="noopener">BBVA Research</a>, <a href="https://www.bbva.com/es/los-retos-y-oportunidades-de-la-digitalizacion/">digitalization</a> and <a href="https://www.bbva.com/es/co/innovacion/la-educacion-financiera-clave-para-combatir-el-fraude-electronico/">financial education</a> are key elements to be included in any public or private measures intended to help improve individual financial resilience.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Good financial health is a growing and serious concern. Individuals who exhibit financial vulnerability may spread negative effects to their households, compromising their well-being. It is therefore critical to understand financial health and the extent to which it can contribute to improved financial resilience. According to a <a href="https://www.bbvaresearch.com/publicaciones/vulnerabilidad-financiera-y-comportamiento-del-consumidor-el-papel-de-la-salud-financiera/" target="_blank" rel="noopener">recent report</a> by <a href="https://www.bbvaresearch.com/" target="_blank" rel="noopener">BBVA Research</a>, <a href="https://www.bbva.com/es/los-retos-y-oportunidades-de-la-digitalizacion/">digitalization</a> and <a href="https://www.bbva.com/es/co/innovacion/la-educacion-financiera-clave-para-combatir-el-fraude-electronico/">financial education</a> are key elements to be included in any public or private measures intended to help improve individual financial resilience.]]>
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                                <item>
                    <title>BBVA, leading financial institution in fiscal transparency in Spain</title>
                    <link>https://www.bbva.com/en/bbva-leading-financial-institution-in-fiscal-transparency-in-spain/</link>
                    <pubDate>Tue, 25 Jun 2019 22:44:18 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Ana Cabirta]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                    <category>
                                <![CDATA[Tax system]]>
                            </category>
                                                    <category>
                                <![CDATA[Transparency]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=654005</guid>
                                            <description>
                            <![CDATA[BBVA is Spain’s most transparent financial institution, according to '<a href="https://www.compromisoytransparencia.com/informes/contribucion-y-transparencia-2018-informe-de-responsabilidad-fiscal-del-ibex-35-y-contribucion-de-las-multinacionales-en-espana" target="_blank" rel="noopener">Contribution and Transparency 2018</a>', a report published by Fundación Compromiso y Transparencia (Commitment and Transparency Foundation). In the benchmark report, which lists all IBEX 35 companies according to their fiscal transparency practices, BBVA takes the fourth spot.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA is Spain’s most transparent financial institution, according to '<a href="https://www.compromisoytransparencia.com/informes/contribucion-y-transparencia-2018-informe-de-responsabilidad-fiscal-del-ibex-35-y-contribucion-de-las-multinacionales-en-espana" target="_blank" rel="noopener">Contribution and Transparency 2018</a>', a report published by Fundación Compromiso y Transparencia (Commitment and Transparency Foundation). In the benchmark report, which lists all IBEX 35 companies according to their fiscal transparency practices, BBVA takes the fourth spot.]]>
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                    <title>Turning the risks of Industry 4.0 into job opportunities</title>
                    <link>https://www.bbva.com/en/turning-the-risks-of-industry-4-0-into-job-opportunities/</link>
                    <pubDate>Tue, 18 Jun 2019 10:15:29 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Ana Cabirta]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Careers]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                    <category>
                                <![CDATA[Youth]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=651578</guid>
                                            <description>
                            <![CDATA[<a href="https://www.bbva.com/en/biography/jose-manuel-gonzalez-paramo/">José Manuel González-Páramo</a>, Executive Board Member and the Head of Global Economics, Regulation and Public Affairs at BBVA, attended <a href="https://www.fundacioncarolina.es/encuentro-en-el-museo-de-america-de-madrid-para-despedir-a-los-becarios-de-fundacion-carolina-de-la-convocatoria-2018-2019/" target="_blank" rel="noopener">a reception for the Carolina Foundation’s 2018-2019 scholarship recipients</a>. There he explained the changes that could affect jobs in this age of constant digital transformation and stressed BBVA’s commitment to Latin America.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<a href="https://www.bbva.com/en/biography/jose-manuel-gonzalez-paramo/">José Manuel González-Páramo</a>, Executive Board Member and the Head of Global Economics, Regulation and Public Affairs at BBVA, attended <a href="https://www.fundacioncarolina.es/encuentro-en-el-museo-de-america-de-madrid-para-despedir-a-los-becarios-de-fundacion-carolina-de-la-convocatoria-2018-2019/" target="_blank" rel="noopener">a reception for the Carolina Foundation’s 2018-2019 scholarship recipients</a>. There he explained the changes that could affect jobs in this age of constant digital transformation and stressed BBVA’s commitment to Latin America.]]>
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                    <title>ECB delays rate hike, opens door to more accommodative measures</title>
                    <link>https://www.bbva.com/en/ecb-delays-rate-hike-opens-door-to-more-accommodative-measures/</link>
                    <pubDate>Fri, 07 Jun 2019 11:47:14 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Ana Cabirta]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Central banks]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy]]>
                            </category>
                                                    <category>
                                <![CDATA[Macroeconomics]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=647484</guid>
                                            <description>
                            <![CDATA[The European Central Bank (<a href="https://www.ecb.europa.eu/home/html/index.en.html" target="_blank" rel="noopener">ECB</a>) announced at<a href="https://www.ecb.europa.eu/press/pressconf/2019/html/ecb.is190606~32b6221806.en.html" target="_blank" rel="noopener"> yesterday’s meeting</a> its future guidance on rates, which will remain on hold at least until the first half of 2020. As noted by <a href="https://www.bbvaresearch.com/en/" target="_blank" rel="noopener">BBVA Research</a> in its <a href="https://www.bbvaresearch.com/en/publicaciones/ecb-more-dovishness-in-several-fronts/" target="_blank" rel="noopener">ECB Watch</a> report, the ECB is open to adopting further measures if necessary.  The ECB also announced the conditions of its TLTRO-III liquidity line.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The European Central Bank (<a href="https://www.ecb.europa.eu/home/html/index.en.html" target="_blank" rel="noopener">ECB</a>) announced at<a href="https://www.ecb.europa.eu/press/pressconf/2019/html/ecb.is190606~32b6221806.en.html" target="_blank" rel="noopener"> yesterday’s meeting</a> its future guidance on rates, which will remain on hold at least until the first half of 2020. As noted by <a href="https://www.bbvaresearch.com/en/" target="_blank" rel="noopener">BBVA Research</a> in its <a href="https://www.bbvaresearch.com/en/publicaciones/ecb-more-dovishness-in-several-fronts/" target="_blank" rel="noopener">ECB Watch</a> report, the ECB is open to adopting further measures if necessary.  The ECB also announced the conditions of its TLTRO-III liquidity line.]]>
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                    <title>Europe needs greater harmonization of digital regulation</title>
                    <link>https://www.bbva.com/en/es/europe-needs-greater-harmonization-of-digital-regulation/</link>
                    <pubDate>Wed, 29 May 2019 00:43:02 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Ana Cabirta]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                    <category>
                                <![CDATA[Global markets]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=645016</guid>
                                            <description>
                            <![CDATA[Speaking at the <a href="https://ec.europa.eu/info/events/finance-190516-financial-integration_en" target="_blank" rel="noopener">European Conference on Financial Integration and Stability</a>, BBVA Head of Regulation <a href="https://www.bbvaresearch.com/author/santiagofernandez/" target="_blank" rel="noopener">Santiago Fernández de Lis</a> detailed the benefits of a true single digital market and the need for greater harmonization of the regulation governing digital financial services. The event, jointly organized by the European Commission and the European Central Bank, was held in Brussels last week.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Speaking at the <a href="https://ec.europa.eu/info/events/finance-190516-financial-integration_en" target="_blank" rel="noopener">European Conference on Financial Integration and Stability</a>, BBVA Head of Regulation <a href="https://www.bbvaresearch.com/author/santiagofernandez/" target="_blank" rel="noopener">Santiago Fernández de Lis</a> detailed the benefits of a true single digital market and the need for greater harmonization of the regulation governing digital financial services. The event, jointly organized by the European Commission and the European Central Bank, was held in Brussels last week.]]>
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                    <title>Which countries are the most digitally advanced?</title>
                    <link>https://www.bbva.com/en/innovation/which-countries-are-the-most-digitally-advanced/</link>
                    <pubDate>Wed, 10 Apr 2019 00:03:33 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Ana Cabirta]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital Economics]]>
                            </category>
                                                    <category>
                                <![CDATA[Geostrategy]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=632707</guid>
                                            <description>
                            <![CDATA[Thanks to DiGiX 2018, <a href="https://www.bbvaresearch.com/" target="_blank" rel="noopener">BBVA Research’s</a> multidimensional digitization index, it is possible to compare which countries are the most advanced in this area, and discover their strengths and weaknesses. The index analyzes the economies of 99 different countries.  Top in the ranking are Luxembourg, the U.S. the Netherlands, Singapore and Hong Kong, while Malaysia, South Africa, Chile and Costa Rica are regional leaders.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Thanks to DiGiX 2018, <a href="https://www.bbvaresearch.com/" target="_blank" rel="noopener">BBVA Research’s</a> multidimensional digitization index, it is possible to compare which countries are the most advanced in this area, and discover their strengths and weaknesses. The index analyzes the economies of 99 different countries.  Top in the ranking are Luxembourg, the U.S. the Netherlands, Singapore and Hong Kong, while Malaysia, South Africa, Chile and Costa Rica are regional leaders.]]>
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