• Sustainability: Banks have a key role in “analyzing investment opportunities and managing the risks associated” to climate change
• Sale of the U.S. subsidiary: “We have an extraordinary position of strength, which gives us tremendous strategic optionality to continue creating value for shareholders”
• Dividend: “We propose to the AGM the approval of the agreements required to implement a share buyback plan of up to 10 percent of the Group’s shares once the sale of our U.S. subsidiary is closed”

Onur Genç, Chief executive officer

• Digitization: “Our focus on creating end-to-end digital solutions and processes has been key to reaching new clients, which is one of our strategic priorities”
• Capital: Following the sale of the U.S. subsidiary, BBVA will be “one of Europe’s best capitalized banks, with the largest margin between our capital position and the minimum requirement”
• Team: “We continue fostering inclusion and diversity, because we are convinced that it makes us better, as a company and as a society”

• Excellent figures: “In 2019 BBVA posted its highest net attributable profit of the past decade without one-offs”
• New strategic priorities: We want “to improve our clients’ financial health and help them transition toward a sustainable future”
• Dividend: BBVA is proposing at the AGM a complementary gross cash dividend of €0.16 per share. The total dividend for the year stands at €0.26 per share, which reflects a 36 percent of attributable profit, excluding the impact of the goodwill adjustment in the U.S.

• Business model: “Once again, we have demonstrated the strength of our diversified model”
• Profitability: “We are number one in terms of profitability,” among 15 largest European banks