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        <title>Finance | BBVA</title>
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        <link>https://www.bbva.com/en/economy-and-finance/finance/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Fri, 19 Jun 2026 23:28:49 +0200</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>BBVA launches a credit card in Germany and expands its financial products offering</title>
                    <link>https://www.bbva.com/en/innovation/bbva-launches-a-credit-card-in-germany-and-expands-its-financial-products-offering/</link>
                    <pubDate>Wed, 17 Jun 2026 08:11:32 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[maria.ciriza]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Actualitat]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1165952</guid>
                                            <description>
                            <![CDATA[<a href="https://www.bbva.com/en/innovation/bbva-launches-a-100-digital-bank-in-germany-offering-an-interest-bearing-checking-account-with-no-fees/">BBVA Germany</a> is launching its first credit card for customers in Germany in partnership with Mastercard. This new card is free for active users and offers an initial six-month fee-free trial period for new cardholders to experience its benefits without a fee, while delivering state-of-the-art security features and no foreign exchange fees (FX) worldwide. The launch highlights what sets BBVA apart from other digital banks: leveraging the scale and expertise of the BBVA Group, one of the largest banking groups in the world.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<a href="https://www.bbva.com/en/innovation/bbva-launches-a-100-digital-bank-in-germany-offering-an-interest-bearing-checking-account-with-no-fees/">BBVA Germany</a> is launching its first credit card for customers in Germany in partnership with Mastercard. This new card is free for active users and offers an initial six-month fee-free trial period for new cardholders to experience its benefits without a fee, while delivering state-of-the-art security features and no foreign exchange fees (FX) worldwide. The launch highlights what sets BBVA apart from other digital banks: leveraging the scale and expertise of the BBVA Group, one of the largest banking groups in the world.]]>
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                                <item>
                    <title>BBVA places €2.25 billion dual-tranche euro-denominated covered bond issuance</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbva-places-e2-25-billion-dual-tranche-euro-denominated-covered-bond-issuance/</link>
                    <pubDate>Tue, 16 Jun 2026 11:35:32 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Miguel Rodríguez Canfranc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Fixed income]]>
                            </category>
                                                    <category>
                                <![CDATA[Issuances]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1165920</guid>
                                            <description>
                            <![CDATA[BBVA placed €2.25 billion in a dual-tranche euro-denominated covered bond issuance on Tuesday. In the first tranche, with a three-year maturity, BBVA placed €1.25 billion at a price of mid-swap + 14 basis points (compared with initial price guidance of mid-swap + 20 basis points). In the second tranche, with a seven-year maturity, BBVA placed €1 billion at a price of mid-swap + 27 basis points (compared with initial price guidance of mid-swap + 34 basis points).]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA placed €2.25 billion in a dual-tranche euro-denominated covered bond issuance on Tuesday. In the first tranche, with a three-year maturity, BBVA placed €1.25 billion at a price of mid-swap + 14 basis points (compared with initial price guidance of mid-swap + 20 basis points). In the second tranche, with a seven-year maturity, BBVA placed €1 billion at a price of mid-swap + 27 basis points (compared with initial price guidance of mid-swap + 34 basis points).]]>
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                                <item>
                    <title>Isaac Asimov, AI, and the Goals of Financial Regulation</title>
                    <link>https://www.bbva.com/en/economy-and-finance/isaac-asimov-ai-and-the-goals-of-financial-regulation/</link>
                    <pubDate>Tue, 16 Jun 2026 05:59:37 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Javier Díaz Jiménez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1163673</guid>
                                            <description>
                            <![CDATA[One of the main issues currently under discussion in European financial regulation is whether competitiveness objectives should be part of the purview of European regulatory and supervisory agencies, alongside their primary mandate of safeguarding financial stability. The debate has gained momentum following the UK reform introduced in 2023, which included objectives of this kind, and in tandem with the regulatory simplification efforts being championed by the European Commission. Notably, Brussels recently launched a consultation on the competitiveness of the financial industry and is expected to publish a report in the coming weeks. It is important to clarify that both the UK reform and the proposals currently on the table in the EU refer to competitiveness in a dual sense: that of the financial sector itself and that of the broader economy it helps to finance.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[One of the main issues currently under discussion in European financial regulation is whether competitiveness objectives should be part of the purview of European regulatory and supervisory agencies, alongside their primary mandate of safeguarding financial stability. The debate has gained momentum following the UK reform introduced in 2023, which included objectives of this kind, and in tandem with the regulatory simplification efforts being championed by the European Commission. Notably, Brussels recently launched a consultation on the competitiveness of the financial industry and is expected to publish a report in the coming weeks. It is important to clarify that both the UK reform and the proposals currently on the table in the EU refer to competitiveness in a dual sense: that of the financial sector itself and that of the broader economy it helps to finance.]]>
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                                <item>
                    <title>Carlos Torres Vila: ''Europe has the opportunity to lead the way in AI adoption to boost productivity and strategic autonomy''</title>
                    <link>https://www.bbva.com/en/innovation/carlos-torres-vila-europe-has-the-opportunity-to-lead-the-way-in-ai-adoption-to-boost-productivity-and-strategic-autonomy/</link>
                    <pubDate>Tue, 19 May 2026 11:55:01 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Santiago Romero]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Banking]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1161509</guid>
                                            <description>
                            <![CDATA[BBVA Chair Carlos Torres Vila said that the adoption of artificial intelligence (AI) represents a major opportunity for Europe during his participation this Tuesday at the 7th Expansión International Forum. In his view, AI will profoundly transform the banking sector and BBVA aims to lead that change. “Over the past 20 years, the bank has maintained this innovative and transformative drive. And we are going to do it again with the wave that is coming, which is deeper and faster,” he stressed. BBVA is already evolving toward a truly AI-driven bank through the creation, deployment and management of AI agents across the organization. “The potential of the technology is to transform everything we do at BBVA,” he said.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA Chair Carlos Torres Vila said that the adoption of artificial intelligence (AI) represents a major opportunity for Europe during his participation this Tuesday at the 7th Expansión International Forum. In his view, AI will profoundly transform the banking sector and BBVA aims to lead that change. “Over the past 20 years, the bank has maintained this innovative and transformative drive. And we are going to do it again with the wave that is coming, which is deeper and faster,” he stressed. BBVA is already evolving toward a truly AI-driven bank through the creation, deployment and management of AI agents across the organization. “The potential of the technology is to transform everything we do at BBVA,” he said.]]>
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                                <item>
                    <title>Garanti BBVA Wins Three Awards at Global Finance’s World’s Best Investment Banks 2026 Awards</title>
                    <link>https://www.bbva.com/en/tr/economy-and-finance/garanti-bbva-wins-three-awards-at-global-finances-worlds-best-investment-banks-2026-awards/</link>
                    <pubDate>Tue, 19 May 2026 01:08:04 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Economy]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1161373</guid>
                                            <description>
                            <![CDATA[Garanti BBVA scooped three awards in the Central &amp; Eastern Europe category of the World’s Best Investment Banks 2026 Awards announced by Global Finance. The bank cemented its regional standing by performing strongly in debt capital markets and infrastructure finance, building close relationships with international investors, and successfully executing transactions.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA scooped three awards in the Central &amp; Eastern Europe category of the World’s Best Investment Banks 2026 Awards announced by Global Finance. The bank cemented its regional standing by performing strongly in debt capital markets and infrastructure finance, building close relationships with international investors, and successfully executing transactions.]]>
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                                <item>
                    <title>BBVA Appoints Jürgen von der Lehr as Head of Its Digital Bank in Germany</title>
                    <link>https://www.bbva.com/en/innovation/bbva-appoints-jurgen-von-der-lehr-as-head-of-its-digital-bank-in-germany/</link>
                    <pubDate>Wed, 06 May 2026 04:49:13 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[María Prados]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1159400</guid>
                                            <description>
                            <![CDATA[BBVA is strengthening its commitment to growth in Germany with the appointment of Jürgen von der Lehr as Head of its Digital Bank in the country, a key role in adapting the bank’s value proposition in one of Europe’s largest and most competitive financial markets.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA is strengthening its commitment to growth in Germany with the appointment of Jürgen von der Lehr as Head of its Digital Bank in the country, a key role in adapting the bank’s value proposition in one of Europe’s largest and most competitive financial markets.]]>
                        </content:encoded>
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                                <item>
                    <title>Carlos Torres Vila: “The country’s medium-term outlook is favourable, driven by Plan Mexico”</title>
                    <link>https://www.bbva.com/en/economy-and-finance/carlos-torres-vila-the-countrys-medium-term-outlook-is-favourable-driven-by-plan-mexico/</link>
                    <pubDate>Tue, 05 May 2026 16:53:21 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Miguel Rodríguez Canfranc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Banking]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1159725</guid>
                                            <description>
                            <![CDATA[At the opening of the 2026 National Meeting of Regional Advisors (RNCR) in Mexico City, BBVA’s Chair, Carlos Torres Vila stated that “the country’s medium-term outlook is favourable, driven by initiatives such as Plan Mexico,” and recalled that the Group has a 100-billion-peso (nearly €4.8 billion) investment plan underway in the country for the 2025–2030 period, “an investment focused on innovation, infrastructure and people, because we believe in Mexico.” Meanwhile, Eduardo Osuna, Vice Chair and CEO of BBVA Mexico, emphasized that there are signs of economic recovery in 2026 but warned that it is necessary to boost private investment. To this end, “the conditions that reduce uncertainty around investment decisions are starting to materialize,” he added.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[At the opening of the 2026 National Meeting of Regional Advisors (RNCR) in Mexico City, BBVA’s Chair, Carlos Torres Vila stated that “the country’s medium-term outlook is favourable, driven by initiatives such as Plan Mexico,” and recalled that the Group has a 100-billion-peso (nearly €4.8 billion) investment plan underway in the country for the 2025–2030 period, “an investment focused on innovation, infrastructure and people, because we believe in Mexico.” Meanwhile, Eduardo Osuna, Vice Chair and CEO of BBVA Mexico, emphasized that there are signs of economic recovery in 2026 but warned that it is necessary to boost private investment. To this end, “the conditions that reduce uncertainty around investment decisions are starting to materialize,” he added.]]>
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                                <item>
                    <title>BBVA places $2.25 billion in a dual-tranche dollar issuance with demand nearly five times oversubscribed</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbva-launches-a-dual-tranche-dollar-issuance-at1-and-senior-non-preferred/</link>
                    <pubDate>Thu, 30 Apr 2026 11:30:52 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Miguel Rodríguez Canfranc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Fixed income]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1159210</guid>
                                            <description>
                            <![CDATA[BBVA has today placed $2.25 billion in a dual-tranche US dollar issuance: $1.0 billion in a contingent convertible bond (AT1 or ‘CoCo’) and $1.25 billion in a senior non-preferred (SNP) bond. Demand reached $11.0 billion, nearly five times the offer, representing the largest order book for a BBVA issuance in the past five years.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has today placed $2.25 billion in a dual-tranche US dollar issuance: $1.0 billion in a contingent convertible bond (AT1 or ‘CoCo’) and $1.25 billion in a senior non-preferred (SNP) bond. Demand reached $11.0 billion, nearly five times the offer, representing the largest order book for a BBVA issuance in the past five years.]]>
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                                <item>
                    <title>BBVA executes two synthetic securitisations by residential mortgages totaling €3 billion backed</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbva-executes-two-synthetic-securitisations-by-residential-mortgages-totaling-e3-billion-backed/</link>
                    <pubDate>Thu, 23 Apr 2026 06:42:12 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Miguel Rodríguez Canfranc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Finance]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1157066</guid>
                                            <description>
                            <![CDATA[BBVA has executed two synthetic securitisation transactions, referenced to a residential mortgage portfolio with a combined value of around €3 billion. The transactions allows the bank to release close to 60% of the initial regulatory capital associated with the portfolio, increasing its capacity to continue financing its clients.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has executed two synthetic securitisation transactions, referenced to a residential mortgage portfolio with a combined value of around €3 billion. The transactions allows the bank to release close to 60% of the initial regulatory capital associated with the portfolio, increasing its capacity to continue financing its clients.]]>
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                                <item>
                    <title>Garanti BBVA Launches Fund Bot to Simplify Investment Decisions</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbva-launches-fund-bot-to-simplify-investment-decisions/</link>
                    <pubDate>Tue, 21 Apr 2026 10:22:24 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1156673</guid>
                                            <description>
                            <![CDATA[The new digital tool offers personalized model portfolios based on each investor’s risk profile and time horizon, making the investment process faster, clearer, and more straightforward.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The new digital tool offers personalized model portfolios based on each investor’s risk profile and time horizon, making the investment process faster, clearer, and more straightforward.]]>
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