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        <title>Financial and commercial services | BBVA</title>
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        <link>https://www.bbva.com/en/economy-and-finance/finance/financial-and-commercial-services/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Thu, 09 Jul 2026 06:25:10 +0200</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>Garanti BBVA Becomes First Bank in Türkiye to Join Swift’s New Payment Scheme</title>
                    <link>https://www.bbva.com/en/garanti-bbva-becomes-first-bank-in-turkiye-to-join-swifts-new-payment-scheme/</link>
                    <pubDate>Thu, 09 Jul 2026 06:22:15 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[María Prados]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=1169589</guid>
                                            <description>
                            <![CDATA[Garanti BBVA has joined Swift’s new payment scheme as a sending bank—a first for Türkiye—offering customers faster, more transparent international money transfers with upfront fee visibility and end-to-end tracking. The service is initially available for transfers to the UK, Spain, Australia, the US, and Germany.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA has joined Swift’s new payment scheme as a sending bank—a first for Türkiye—offering customers faster, more transparent international money transfers with upfront fee visibility and end-to-end tracking. The service is initially available for transfers to the UK, Spain, Australia, the US, and Germany.]]>
                        </content:encoded>
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                                <item>
                    <title>The Race For Digital Infrastructure Is Transforming The Technology, Media and Telecommunications Sector</title>
                    <link>https://www.bbva.com/en/enterprises/the-race-for-digital-infrastructure-is-transforming-the-technology-media-and-telecommunications-sector/</link>
                    <pubDate>Fri, 26 Jun 2026 05:15:37 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Pilar Martínez Fariña]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Advisory]]>
                            </category>
                                                    <category>
                                <![CDATA[Communications]]>
                            </category>
                                                    <category>
                                <![CDATA[Investment bank]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=enterprises&#038;p=1167833</guid>
                                            <description>
                            <![CDATA[The Technology, Media and Telecommunications (TMT) sector is undergoing a new phase of transformation driven by AI, the digitalization of the economy, and growing demand for computing power, data storage, cloud and connectivity. This cycle is reshaping investment and financing strategies amid a complex macroeconomic environment, affecting both global supply chains and companies’ access to liquidity. Ksenia Nekrasova and Manuel Franch, Global Heads of TMT at BBVA CIB, analyze the trends driving this new phase and the bank’s role in an increasingly competitive and specialized market.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The Technology, Media and Telecommunications (TMT) sector is undergoing a new phase of transformation driven by AI, the digitalization of the economy, and growing demand for computing power, data storage, cloud and connectivity. This cycle is reshaping investment and financing strategies amid a complex macroeconomic environment, affecting both global supply chains and companies’ access to liquidity. Ksenia Nekrasova and Manuel Franch, Global Heads of TMT at BBVA CIB, analyze the trends driving this new phase and the bank’s role in an increasingly competitive and specialized market.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA places €2.25 billion dual-tranche euro-denominated covered bond issuance</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbva-places-e2-25-billion-dual-tranche-euro-denominated-covered-bond-issuance/</link>
                    <pubDate>Tue, 16 Jun 2026 11:35:32 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Miguel Rodríguez Canfranc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Fixed income]]>
                            </category>
                                                    <category>
                                <![CDATA[Issuances]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1165920</guid>
                                            <description>
                            <![CDATA[BBVA placed €2.25 billion in a dual-tranche euro-denominated covered bond issuance on Tuesday. In the first tranche, with a three-year maturity, BBVA placed €1.25 billion at a price of mid-swap + 14 basis points (compared with initial price guidance of mid-swap + 20 basis points). In the second tranche, with a seven-year maturity, BBVA placed €1 billion at a price of mid-swap + 27 basis points (compared with initial price guidance of mid-swap + 34 basis points).]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA placed €2.25 billion in a dual-tranche euro-denominated covered bond issuance on Tuesday. In the first tranche, with a three-year maturity, BBVA placed €1.25 billion at a price of mid-swap + 14 basis points (compared with initial price guidance of mid-swap + 20 basis points). In the second tranche, with a seven-year maturity, BBVA placed €1 billion at a price of mid-swap + 27 basis points (compared with initial price guidance of mid-swap + 34 basis points).]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA places $2.25 billion in a dual-tranche dollar issuance with demand nearly five times oversubscribed</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbva-launches-a-dual-tranche-dollar-issuance-at1-and-senior-non-preferred/</link>
                    <pubDate>Thu, 30 Apr 2026 11:30:52 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Miguel Rodríguez Canfranc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Fixed income]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1159210</guid>
                                            <description>
                            <![CDATA[BBVA has today placed $2.25 billion in a dual-tranche US dollar issuance: $1.0 billion in a contingent convertible bond (AT1 or ‘CoCo’) and $1.25 billion in a senior non-preferred (SNP) bond. Demand reached $11.0 billion, nearly five times the offer, representing the largest order book for a BBVA issuance in the past five years.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has today placed $2.25 billion in a dual-tranche US dollar issuance: $1.0 billion in a contingent convertible bond (AT1 or ‘CoCo’) and $1.25 billion in a senior non-preferred (SNP) bond. Demand reached $11.0 billion, nearly five times the offer, representing the largest order book for a BBVA issuance in the past five years.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA to pay €0.60 per share in cash this Friday, the second payment of a record 2025 dividend</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbva-to-pay-e0-60-per-share-in-cash-this-friday-the-second-payment-of-a-record-2025-dividend/</link>
                    <pubDate>Tue, 07 Apr 2026 05:00:43 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[U518671]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Capital]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate communication]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Dividends]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Shareholders]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1153385</guid>
                                            <description>
                            <![CDATA[BBVA is  to pay a final dividend this Friday, April 10, of €0.60 gross per share in cash. In addition to a gross payment of €0.32 per share last November, BBVA will distribute a record of €5.2 billion in ordinary dividends corresponding to the 2025 earnings, equivalent to 50 percent of the profit for the year.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA is  to pay a final dividend this Friday, April 10, of €0.60 gross per share in cash. In addition to a gross payment of €0.32 per share last November, BBVA will distribute a record of €5.2 billion in ordinary dividends corresponding to the 2025 earnings, equivalent to 50 percent of the profit for the year.]]>
                        </content:encoded>
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                                <item>
                    <title>Stock value: how to determine whether shares are overvalued or undervalued</title>
                    <link>https://www.bbva.com/en/the-value-of-stock/</link>
                    <pubDate>Fri, 27 Mar 2026 06:05:39 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[No utilizar]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Equities]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial education]]>
                            </category>
                                                    <category>
                                <![CDATA[Stock exchange]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/formulas-saber-una-accion-cara-barata/</guid>
                                            <description>
                            <![CDATA[Deciding on what stock to buy is far from easy. Large investors rely on advisors and experts to manage their portfolios. However, non-professional investors have to rely instead on their intuition. Aside from trends and past performance, there are various stock market metrics that allow us to analyze whether or not it’s a good time to buy a stock, based on its price.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Deciding on what stock to buy is far from easy. Large investors rely on advisors and experts to manage their portfolios. However, non-professional investors have to rely instead on their intuition. Aside from trends and past performance, there are various stock market metrics that allow us to analyze whether or not it’s a good time to buy a stock, based on its price.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA to Launch Second Tranche of €1 Billion of its Share Buyback Program</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbva-to-launch-second-tranche-of-e1-billion-of-its-share-buyback-program/</link>
                    <pubDate>Fri, 20 Mar 2026 11:18:45 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[U518671]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Capital]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Profitability]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1150778</guid>
                                            <description>
                            <![CDATA[BBVA is set to resume on March 23 the execution of the <a href="https://www.bbva.com/en/economy-and-finance/bbva-to-launch-share-buyback-program-of-nearly-e4-billion-the-largest-ever/">extraordinary share buyback program of up to €3.96 billion</a> that it announced on December 19¹. Following the <a href="https://www.bbva.com/en/economy-and-finance/bbva-finalizes-the-first-e1-5-billion-tranche-of-its-extraordinary-share-buyback-program/">completion of a first tranche of €1.5 billion</a>, it will now begin executing the second tranche for an amount of up to €1 billion.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA is set to resume on March 23 the execution of the <a href="https://www.bbva.com/en/economy-and-finance/bbva-to-launch-share-buyback-program-of-nearly-e4-billion-the-largest-ever/">extraordinary share buyback program of up to €3.96 billion</a> that it announced on December 19¹. Following the <a href="https://www.bbva.com/en/economy-and-finance/bbva-finalizes-the-first-e1-5-billion-tranche-of-its-extraordinary-share-buyback-program/">completion of a first tranche of €1.5 billion</a>, it will now begin executing the second tranche for an amount of up to €1 billion.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Enhances Credit Access with Digital Appraisal and Mortgage Solutions</title>
                    <link>https://www.bbva.com/en/tr/economy-and-finance/garanti-bbva-enhances-credit-access-with-digital-appraisal-and-mortgage-solutions/</link>
                    <pubDate>Thu, 19 Mar 2026 06:15:11 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                    <category>
                                <![CDATA[Mortgages]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1150251</guid>
                                            <description>
                            <![CDATA[Garanti BBVA is now offering its appraisal and mortgage services on digital channels for both sole traders and corporate clients. The move comes as part of the bank’s efforts to improve the speed, convenience and flexibility of credit.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA is now offering its appraisal and mortgage services on digital channels for both sole traders and corporate clients. The move comes as part of the bank’s efforts to improve the speed, convenience and flexibility of credit.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA Spark Heads to 4YFN (MWC) with €1 Billion Euros in Committed Financing and More than 30 Startup Deals Signed in 2025</title>
                    <link>https://www.bbva.com/en/innovation/bbva-spark-heads-to-4yfn-mwc-with-e1-billion-euros-in-committed-financing-and-more-than-30-startup-deals-signed-in-2025/</link>
                    <pubDate>Mon, 02 Mar 2026 08:50:10 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digitization for Companies]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Fintech]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1146641</guid>
                                            <description>
                            <![CDATA[BBVA Spark will take part for the fourth consecutive year in <a href="https://www.4yfn.com/" target="_blank" rel="noopener">4YFN</a>, the leading event for startups, investors and corporates held within the framework of the <a href="https://www.mwcbarcelona.com/" target="_blank" rel="noopener">Mobile World Congress</a> (MWC) in Barcelona. The event comes at a key moment for the unit. Since its launch, BBVA Spark has committed close to €1 billion in financing and, in the past year alone, signed more than 30 deals with innovative, high-growth companies across Europe and Latin America.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA Spark will take part for the fourth consecutive year in <a href="https://www.4yfn.com/" target="_blank" rel="noopener">4YFN</a>, the leading event for startups, investors and corporates held within the framework of the <a href="https://www.mwcbarcelona.com/" target="_blank" rel="noopener">Mobile World Congress</a> (MWC) in Barcelona. The event comes at a key moment for the unit. Since its launch, BBVA Spark has committed close to €1 billion in financing and, in the past year alone, signed more than 30 deals with innovative, high-growth companies across Europe and Latin America.]]>
                        </content:encoded>
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                                <item>
                    <title>More Control, Greater Simplicity, Less Friction: How Integrating BBVA Pivot Cards with SAP Concur Streamlines Corporate Payments</title>
                    <link>https://www.bbva.com/en/enterprises/more-control-greater-simplicity-less-friction-how-integrating-bbva-pivot-cards-with-sap-concur-streamlines-corporate-payments/</link>
                    <pubDate>Tue, 24 Feb 2026 15:19:16 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[María Prados]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Corporate payments]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Strategy and management]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=enterprises&#038;p=1146050</guid>
                                            <description>
                            <![CDATA[BBVA took part in SAP Concur Day 2026, held this Wednesday, February 18, where speakers explored payment integration, process automation, artificial intelligence, and the ongoing transformation of corporate expense management. The event brought together companies and digitalization experts and used cinema as a narrative thread to highlight the challenges of managing expenses. At the event, BBVA showcased <a href="https://www.bbvapivot.com/es/">BBVA Pivot</a>—its treasury management platform—and explained how companies can simplify the entire process, from payment through reconciliation, while gaining greater control, efficiency, and financial visibility.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA took part in SAP Concur Day 2026, held this Wednesday, February 18, where speakers explored payment integration, process automation, artificial intelligence, and the ongoing transformation of corporate expense management. The event brought together companies and digitalization experts and used cinema as a narrative thread to highlight the challenges of managing expenses. At the event, BBVA showcased <a href="https://www.bbvapivot.com/es/">BBVA Pivot</a>—its treasury management platform—and explained how companies can simplify the entire process, from payment through reconciliation, while gaining greater control, efficiency, and financial visibility.]]>
                        </content:encoded>
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