<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" >
    <channel>
        <title>Financial and commercial services - NEWS BBVA</title>
        <atom:link href="https://www.bbva.com/en/economy-and-finance/finance/financial-and-commercial-services/feed/" rel="self" type="application/rss+xml" />
        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Thu, 30 Apr 2026 11:37:00 +0200</lastBuildDate>
        <language>en-US</language>
        <sy:updatePeriod>hourly</sy:updatePeriod>
        <sy:updateFrequency>1</sy:updateFrequency>
        
                            
                                <item>
                    <title>BBVA Launches a Dual-tranche Dollar Issuance: AT1 and Senior Non-Preferred</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbva-launches-a-dual-tranche-dollar-issuance-at1-and-senior-non-preferred/</link>
                    <pubDate>Thu, 30 Apr 2026 11:30:52 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Miguel Rodríguez Canfranc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Fixed income]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1159210</guid>
                                            <description>
                            <![CDATA[BBVA launched a dual-tranche dollar issuance this Thursday. The first tranche is a contingent convertible bond (AT1 or ‘CoCo’) and the second is a senior non-preferred (SNP) bond. The AT1 issuance has a seven-year call date and an initial price of IPT plus 750 basis points. The SNP issuance has a five-year maturity and an initial price of IPT plus 125 basis points. The joint bookrunners are Barclays, BBVA, BNP Paribas, BofA Securities, J.P. Morgan, TD Securities and UBS.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA launched a dual-tranche dollar issuance this Thursday. The first tranche is a contingent convertible bond (AT1 or ‘CoCo’) and the second is a senior non-preferred (SNP) bond. The AT1 issuance has a seven-year call date and an initial price of IPT plus 750 basis points. The SNP issuance has a five-year maturity and an initial price of IPT plus 125 basis points. The joint bookrunners are Barclays, BBVA, BNP Paribas, BofA Securities, J.P. Morgan, TD Securities and UBS.]]>
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                                <item>
                    <title>BBVA to pay €0.60 per share in cash this Friday, the second payment of a record 2025 dividend</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbva-to-pay-e0-60-per-share-in-cash-this-friday-the-second-payment-of-a-record-2025-dividend/</link>
                    <pubDate>Tue, 07 Apr 2026 05:00:43 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[U518671]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Capital]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate communication]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Dividends]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Shareholders]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1153385</guid>
                                            <description>
                            <![CDATA[BBVA is  to pay a final dividend this Friday, April 10, of €0.60 gross per share in cash. In addition to a gross payment of €0.32 per share last November, BBVA will distribute a record of €5.2 billion in ordinary dividends corresponding to the 2025 earnings, equivalent to 50 percent of the profit for the year.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA is  to pay a final dividend this Friday, April 10, of €0.60 gross per share in cash. In addition to a gross payment of €0.32 per share last November, BBVA will distribute a record of €5.2 billion in ordinary dividends corresponding to the 2025 earnings, equivalent to 50 percent of the profit for the year.]]>
                        </content:encoded>
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                                <item>
                    <title>Stock value: how to determine whether shares are overvalued or undervalued</title>
                    <link>https://www.bbva.com/en/the-value-of-stock/</link>
                    <pubDate>Fri, 27 Mar 2026 06:05:39 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[No utilizar]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Equities]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial education]]>
                            </category>
                                                    <category>
                                <![CDATA[Stock exchange]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/formulas-saber-una-accion-cara-barata/</guid>
                                            <description>
                            <![CDATA[Deciding on what stock to buy is far from easy. Large investors rely on advisors and experts to manage their portfolios. However, non-professional investors have to rely instead on their intuition. Aside from trends and past performance, there are various stock market metrics that allow us to analyze whether or not it’s a good time to buy a stock, based on its price.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Deciding on what stock to buy is far from easy. Large investors rely on advisors and experts to manage their portfolios. However, non-professional investors have to rely instead on their intuition. Aside from trends and past performance, there are various stock market metrics that allow us to analyze whether or not it’s a good time to buy a stock, based on its price.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA to Launch Second Tranche of €1 Billion of its Share Buyback Program</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbva-to-launch-second-tranche-of-e1-billion-of-its-share-buyback-program/</link>
                    <pubDate>Fri, 20 Mar 2026 11:18:45 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[U518671]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Capital]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Profitability]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1150778</guid>
                                            <description>
                            <![CDATA[BBVA is set to resume on March 23 the execution of the <a href="https://www.bbva.com/en/economy-and-finance/bbva-to-launch-share-buyback-program-of-nearly-e4-billion-the-largest-ever/">extraordinary share buyback program of up to €3.96 billion</a> that it announced on December 19¹. Following the <a href="https://www.bbva.com/en/economy-and-finance/bbva-finalizes-the-first-e1-5-billion-tranche-of-its-extraordinary-share-buyback-program/">completion of a first tranche of €1.5 billion</a>, it will now begin executing the second tranche for an amount of up to €1 billion.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA is set to resume on March 23 the execution of the <a href="https://www.bbva.com/en/economy-and-finance/bbva-to-launch-share-buyback-program-of-nearly-e4-billion-the-largest-ever/">extraordinary share buyback program of up to €3.96 billion</a> that it announced on December 19¹. Following the <a href="https://www.bbva.com/en/economy-and-finance/bbva-finalizes-the-first-e1-5-billion-tranche-of-its-extraordinary-share-buyback-program/">completion of a first tranche of €1.5 billion</a>, it will now begin executing the second tranche for an amount of up to €1 billion.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Enhances Credit Access with Digital Appraisal and Mortgage Solutions</title>
                    <link>https://www.bbva.com/en/tr/economy-and-finance/garanti-bbva-enhances-credit-access-with-digital-appraisal-and-mortgage-solutions/</link>
                    <pubDate>Thu, 19 Mar 2026 06:15:11 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                    <category>
                                <![CDATA[Mortgages]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1150251</guid>
                                            <description>
                            <![CDATA[Garanti BBVA is now offering its appraisal and mortgage services on digital channels for both sole traders and corporate clients. The move comes as part of the bank’s efforts to improve the speed, convenience and flexibility of credit.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA is now offering its appraisal and mortgage services on digital channels for both sole traders and corporate clients. The move comes as part of the bank’s efforts to improve the speed, convenience and flexibility of credit.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA Spark Heads to 4YFN (MWC) with €1 Billion Euros in Committed Financing and More than 30 Startup Deals Signed in 2025</title>
                    <link>https://www.bbva.com/en/innovation/bbva-spark-heads-to-4yfn-mwc-with-e1-billion-euros-in-committed-financing-and-more-than-30-startup-deals-signed-in-2025/</link>
                    <pubDate>Mon, 02 Mar 2026 08:50:10 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digitization for Companies]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Fintech]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1146641</guid>
                                            <description>
                            <![CDATA[BBVA Spark will take part for the fourth consecutive year in <a href="https://www.4yfn.com/" target="_blank" rel="noopener">4YFN</a>, the leading event for startups, investors and corporates held within the framework of the <a href="https://www.mwcbarcelona.com/" target="_blank" rel="noopener">Mobile World Congress</a> (MWC) in Barcelona. The event comes at a key moment for the unit. Since its launch, BBVA Spark has committed close to €1 billion in financing and, in the past year alone, signed more than 30 deals with innovative, high-growth companies across Europe and Latin America.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA Spark will take part for the fourth consecutive year in <a href="https://www.4yfn.com/" target="_blank" rel="noopener">4YFN</a>, the leading event for startups, investors and corporates held within the framework of the <a href="https://www.mwcbarcelona.com/" target="_blank" rel="noopener">Mobile World Congress</a> (MWC) in Barcelona. The event comes at a key moment for the unit. Since its launch, BBVA Spark has committed close to €1 billion in financing and, in the past year alone, signed more than 30 deals with innovative, high-growth companies across Europe and Latin America.]]>
                        </content:encoded>
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                                <item>
                    <title>More Control, Greater Simplicity, Less Friction: How Integrating BBVA Pivot Cards with SAP Concur Streamlines Corporate Payments</title>
                    <link>https://www.bbva.com/en/enterprises/more-control-greater-simplicity-less-friction-how-integrating-bbva-pivot-cards-with-sap-concur-streamlines-corporate-payments/</link>
                    <pubDate>Tue, 24 Feb 2026 15:19:16 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[María Prados]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Corporate payments]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Strategy and management]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=enterprises&#038;p=1146050</guid>
                                            <description>
                            <![CDATA[BBVA took part in SAP Concur Day 2026, held this Wednesday, February 18, where speakers explored payment integration, process automation, artificial intelligence, and the ongoing transformation of corporate expense management. The event brought together companies and digitalization experts and used cinema as a narrative thread to highlight the challenges of managing expenses. At the event, BBVA showcased <a href="https://www.bbvapivot.com/es/">BBVA Pivot</a>—its treasury management platform—and explained how companies can simplify the entire process, from payment through reconciliation, while gaining greater control, efficiency, and financial visibility.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA took part in SAP Concur Day 2026, held this Wednesday, February 18, where speakers explored payment integration, process automation, artificial intelligence, and the ongoing transformation of corporate expense management. The event brought together companies and digitalization experts and used cinema as a narrative thread to highlight the challenges of managing expenses. At the event, BBVA showcased <a href="https://www.bbvapivot.com/es/">BBVA Pivot</a>—its treasury management platform—and explained how companies can simplify the entire process, from payment through reconciliation, while gaining greater control, efficiency, and financial visibility.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA Co-Leads a New €800 Million Syndicated Loan for Meliá Hotels International</title>
                    <link>https://www.bbva.com/en/enterprises/bbva-co-leads-a-new-e800-million-syndicated-loan-for-melia-hotels-international/</link>
                    <pubDate>Wed, 18 Feb 2026 08:31:04 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Pilar Martínez Fariña]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Corporate & Investment Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Investment bank]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=enterprises&#038;p=1145195</guid>
                                            <description>
                            <![CDATA[BBVA has participated in the structuring and executing a new €800 million syndicated loan for Meliá Hotels International, Spain’s leading hotel group and a benchmark name in the domestic equity market. The transaction marks a strategic milestone for the company, representing its first major syndicated financing in nearly two decades.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has participated in the structuring and executing a new €800 million syndicated loan for Meliá Hotels International, Spain’s leading hotel group and a benchmark name in the domestic equity market. The transaction marks a strategic milestone for the company, representing its first major syndicated financing in nearly two decades.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Report Shows Robust Growth in Card Payments in Türkiye</title>
                    <link>https://www.bbva.com/en/tr/economy-and-finance/garanti-bbva-report-shows-robust-growth-in-card-payments-in-turkiye/</link>
                    <pubDate>Tue, 20 Jan 2026 07:01:01 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Bank cards]]>
                            </category>
                                                    <category>
                                <![CDATA[Credit card]]>
                            </category>
                                                    <category>
                                <![CDATA[Debit card]]>
                            </category>
                                                    <category>
                                <![CDATA[Debt]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1140679</guid>
                                            <description>
                            <![CDATA[Garanti BBVA Payment Systems (GÖSAŞ) recently released the report ‘2025 Card Payments in Türkiye.’ The study, which analyzes trends in card spending, bank and credit card ownership and e-commerce growth, revealed rising credit and debit card spending volumes, increased contactless use, and a growing preference for upfront transactions. The study was based on data from the Interbank Card Center (BKM).]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA Payment Systems (GÖSAŞ) recently released the report ‘2025 Card Payments in Türkiye.’ The study, which analyzes trends in card spending, bank and credit card ownership and e-commerce growth, revealed rising credit and debit card spending volumes, increased contactless use, and a growing preference for upfront transactions. The study was based on data from the Interbank Card Center (BKM).]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Germany launches first variable long-term interest rate of 2% p.a.</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbva-germany-launches-first-variable-long-term-interest-rate-of-2-p-a/</link>
                    <pubDate>Thu, 15 Jan 2026 09:10:51 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[María Prados]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1139760</guid>
                                            <description>
                            <![CDATA[As of 1 February 2026, BBVA Germany will move the first customers whose introductory offer is coming to an end to the variable interest model of their free current account. As part of its commitment to long-term remuneration with transparent conditions, the bank is setting the variable interest rate for the first quarter of 2026 at 2.0% p.a. This rate applies until 31 March 2026. The variable long-term interest rate is set for each quarter and communicated to customers in advance.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[As of 1 February 2026, BBVA Germany will move the first customers whose introductory offer is coming to an end to the variable interest model of their free current account. As part of its commitment to long-term remuneration with transparent conditions, the bank is setting the variable interest rate for the first quarter of 2026 at 2.0% p.a. This rate applies until 31 March 2026. The variable long-term interest rate is set for each quarter and communicated to customers in advance.]]>
                        </content:encoded>
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