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    <channel>
        <title>Financial products - NEWS BBVA</title>
        <atom:link href="https://www.bbva.com/en/economy-and-finance/finance/financial-and-commercial-services/financial-product/feed/" rel="self" type="application/rss+xml" />
        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Thu, 15 Jan 2026 09:10:51 +0100</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>BBVA Germany launches first variable long-term interest rate of 2% p.a.</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbva-germany-launches-first-variable-long-term-interest-rate-of-2-p-a/</link>
                    <pubDate>Thu, 15 Jan 2026 09:10:51 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[María Prados]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1139760</guid>
                                            <description>
                            <![CDATA[As of 1 February 2026, BBVA Germany will move the first customers whose introductory offer is coming to an end to the variable interest model of their free current account. As part of its commitment to long-term remuneration with transparent conditions, the bank is setting the variable interest rate for the first quarter of 2026 at 2.0% p.a. This rate applies until 31 March 2026. The variable long-term interest rate is set for each quarter and communicated to customers in advance.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[As of 1 February 2026, BBVA Germany will move the first customers whose introductory offer is coming to an end to the variable interest model of their free current account. As part of its commitment to long-term remuneration with transparent conditions, the bank is setting the variable interest rate for the first quarter of 2026 at 2.0% p.a. This rate applies until 31 March 2026. The variable long-term interest rate is set for each quarter and communicated to customers in advance.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA and Stellantis given the green light for their auto financing venture in Argentina</title>
                    <link>https://www.bbva.com/en/bbva-and-stellantis-given-the-green-light-for-their-auto-financing-venture-in-argentina/</link>
                    <pubDate>Wed, 10 Dec 2025 19:01:38 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=1135158</guid>
                                            <description>
                            <![CDATA[The two companies have been authorized by the Central Bank of Argentina and the Secretariat of Industry and Commerce to take joint control of FCA Compañía Financiera, a firm until now wholly owned by Stellantis and specializing in auto financing for the brands owned by the auto giant.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The two companies have been authorized by the Central Bank of Argentina and the Secretariat of Industry and Commerce to take joint control of FCA Compañía Financiera, a firm until now wholly owned by Stellantis and specializing in auto financing for the brands owned by the auto giant.]]>
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                                <item>
                    <title>Openpay reaches an annual volume of 360 million transactions processed in Latin America</title>
                    <link>https://www.bbva.com/en/economy-and-finance/openpay-reaches-an-annual-volume-of-360-million-transactions-processed-in-latin-america/</link>
                    <pubDate>Tue, 04 Jul 2023 11:08:51 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[María Prados]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=993602</guid>
                                            <description>
                            <![CDATA[Openpay, the BBVA Group's digital payments company, is positioning itself in the acquiring business in Latin America, with its annual volume of transactions processed in the region to reach 360 million by the end of March 2023. This exponential growth is the result of technological innovation in payment processes and the synergy it has established with the global financial institution, which has made it one of the main digital payment processing companies.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Openpay, the BBVA Group's digital payments company, is positioning itself in the acquiring business in Latin America, with its annual volume of transactions processed in the region to reach 360 million by the end of March 2023. This exponential growth is the result of technological innovation in payment processes and the synergy it has established with the global financial institution, which has made it one of the main digital payment processing companies.]]>
                        </content:encoded>
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                                <item>
                    <title>International guarantees: an enabler for companies’ international expansion</title>
                    <link>https://www.bbva.com/en/enterprises/international-guarantees-an-enabler-for-companies-international-expansion/</link>
                    <pubDate>Wed, 23 Mar 2022 01:20:02 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Víctor Sosa Guillén]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                    <category>
                                <![CDATA[International expansion]]>
                            </category>
                                                    <category>
                                <![CDATA[International finance]]>
                            </category>
                                                    <category>
                                <![CDATA[International trade]]>
                            </category>
                                                    <category>
                                <![CDATA[Investment bank]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=899002</guid>
                                            <description>
                            <![CDATA[International guarantees, also known as “bank guarantees,” “guarantee bonds,” or “standby letters of credit,” are a key tool for companies that operate internationally, as they ensure that economic obligations will be properly performed. Under this instrument, the guarantor expresses a willingness to fulfill the commitments of the principal obligor facing a third party if the principal fails to do so.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[International guarantees, also known as “bank guarantees,” “guarantee bonds,” or “standby letters of credit,” are a key tool for companies that operate internationally, as they ensure that economic obligations will be properly performed. Under this instrument, the guarantor expresses a willingness to fulfill the commitments of the principal obligor facing a third party if the principal fails to do so.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA formalizes North American Stainless’ first sustainability-linked deposit</title>
                    <link>https://www.bbva.com/en/sustainability/bbva-formalizes-north-american-stainless-first-sustainability-linked-deposit/</link>
                    <pubDate>Fri, 11 Mar 2022 01:20:10 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[elisabet.furioc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                    <category>
                                <![CDATA[Investment bank]]>
                            </category>
                                                    <category>
                                <![CDATA[Sustainable Finance]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=sustainability&#038;p=893014</guid>
                                            <description>
                            <![CDATA[BBVA and North American Stainless (NAS), the U.S. subsidiary of the Acerinox Group, signed a $100 million deposit. It is a relevant operation for both companies as it is NAS’ first sustainability-linked deposit, and the first deposit of this kind that BBVA has signed with a U.S. client.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA and North American Stainless (NAS), the U.S. subsidiary of the Acerinox Group, signed a $100 million deposit. It is a relevant operation for both companies as it is NAS’ first sustainability-linked deposit, and the first deposit of this kind that BBVA has signed with a U.S. client.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA expands its Quantitative Investment Strategies offer to South America</title>
                    <link>https://www.bbva.com/en/bbva-expands-its-quantitative-investment-strategies-offer-to-south-america/</link>
                    <pubDate>Wed, 09 Mar 2022 14:47:19 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Víctor Sosa Guillén]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                    <category>
                                <![CDATA[International finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Investment bank]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=893157</guid>
                                            <description>
                            <![CDATA[BBVA is rolling out its innovative <a href="https://www.bbva.com/en/bbva-creates-its-own-line-of-business-quantitative-investment-strategies-expanding-its-market-product-offering-for-investors/" target="_blank" rel="noopener noreferrer">Quantitative Investment Strategies</a> (QIS) product line for investors in South America, focused on the design, manufacture and distribution of investment strategies that materialize in proprietary indices. In March, Peru will become the first country to incorporate these innovative strategies into local investment products. Colombia and Chile will follow.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA is rolling out its innovative <a href="https://www.bbva.com/en/bbva-creates-its-own-line-of-business-quantitative-investment-strategies-expanding-its-market-product-offering-for-investors/" target="_blank" rel="noopener noreferrer">Quantitative Investment Strategies</a> (QIS) product line for investors in South America, focused on the design, manufacture and distribution of investment strategies that materialize in proprietary indices. In March, Peru will become the first country to incorporate these innovative strategies into local investment products. Colombia and Chile will follow.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA acts as global and sustainability coordinator for INWIT’s main RCF</title>
                    <link>https://www.bbva.com/en/sustainability/bbva-acts-as-global-and-sustainability-coordinator-for-inwits-main-rcf/</link>
                    <pubDate>Fri, 04 Mar 2022 01:20:45 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Víctor Sosa Guillén]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                    <category>
                                <![CDATA[Investment bank]]>
                            </category>
                                                    <category>
                                <![CDATA[Sustainable Finance]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=sustainability&#038;p=892709</guid>
                                            <description>
                            <![CDATA[INWIT, the leading Italian telecommunications tower operator, has taken another step forward in its commitment to sustainability by incorporating environmental and social criteria in its core revolving credit facility (RCF). BBVA acted as global and sustainability coordinator for this revolving credit line which involves a total of 10 lenders.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[INWIT, the leading Italian telecommunications tower operator, has taken another step forward in its commitment to sustainability by incorporating environmental and social criteria in its core revolving credit facility (RCF). BBVA acted as global and sustainability coordinator for this revolving credit line which involves a total of 10 lenders.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA adds thematic investment strategies to its range of financial contracts for retail customers in Spain</title>
                    <link>https://www.bbva.com/en/sustainability/bbva-adds-thematic-investment-strategies-to-its-range-of-financial-contracts-for-retail-customers-in-spain/</link>
                    <pubDate>Tue, 15 Jun 2021 05:07:13 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[elisabet.furioc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                    <category>
                                <![CDATA[Global markets]]>
                            </category>
                                                    <category>
                                <![CDATA[Sustainable Finance]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=sustainability&#038;p=846168</guid>
                                            <description>
                            <![CDATA[BBVA expands its offer of sustainable and innovative products with the launch of financial contracts linked to thematic investment strategies. From June 4 until June 22, BBVA's retail customers in Spain can invest in a sustainable financial contract linked to an ESG investment strategy.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA expands its offer of sustainable and innovative products with the launch of financial contracts linked to thematic investment strategies. From June 4 until June 22, BBVA's retail customers in Spain can invest in a sustainable financial contract linked to an ESG investment strategy.]]>
                        </content:encoded>
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                                <item>
                    <title>“We want to double the number of corporate clients that rely on BBVA Pivot”</title>
                    <link>https://www.bbva.com/en/we-want-to-double-the-number-of-corporate-clients-that-rely-on-bbva-pivot/</link>
                    <pubDate>Tue, 01 Jun 2021 00:39:08 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[luz.fernandez.espinosa]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Customer experience]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Omnichannel]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/queremos-doblar-las-empresas-clientes-de-bbva-que-usan-bbva-pivot/</guid>
                                            <description>
                            <![CDATA[BBVA strengthens its offering for multinational companies with <a href="https://www.bbva.com/en/bbva-renews-its-offer-for-multinationals-with-a-solution-for-global-cash-management/" target="_blank" rel="noopener noreferrer">BBVA Pivot</a>. Behind the renewal of its global treasury services lies a strategy to conquer a space that still offers great potential for growth. "We want to double the number of corporate clients that have implemented and operate with BBVA Pivot," says Javier Balbin, Global Head of Enterprise Solutions at BBVA.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA strengthens its offering for multinational companies with <a href="https://www.bbva.com/en/bbva-renews-its-offer-for-multinationals-with-a-solution-for-global-cash-management/" target="_blank" rel="noopener noreferrer">BBVA Pivot</a>. Behind the renewal of its global treasury services lies a strategy to conquer a space that still offers great potential for growth. "We want to double the number of corporate clients that have implemented and operate with BBVA Pivot," says Javier Balbin, Global Head of Enterprise Solutions at BBVA.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA renews its offer for multinationals with a solution for global cash management</title>
                    <link>https://www.bbva.com/en/bbva-renews-its-offer-for-multinationals-with-a-solution-for-global-cash-management/</link>
                    <pubDate>Mon, 24 May 2021 08:00:21 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sara González Martínez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Customer experience]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                    <category>
                                <![CDATA[Omnichannel]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=842029</guid>
                                            <description>
                            <![CDATA[BBVA has renewed its range of services for companies with BBVA Pivot - an ecosystem that simplifies cash management for multinational companies. BBVA’s business customers in Spain, Mexico and other Latin American countries now have an easy experience that unifies access to all payments and collections with all the security and guarantees of the BBVA.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has renewed its range of services for companies with BBVA Pivot - an ecosystem that simplifies cash management for multinational companies. BBVA’s business customers in Spain, Mexico and other Latin American countries now have an easy experience that unifies access to all payments and collections with all the security and guarantees of the BBVA.]]>
                        </content:encoded>
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