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        <title>Digital banking | BBVA</title>
        <atom:link href="https://www.bbva.com/en/economy-and-finance/finance/financial-systems/digital-banking/feed/" rel="self" type="application/rss+xml" />
        <link>https://www.bbva.com/en/economy-and-finance/finance/financial-systems/digital-banking/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Fri, 19 Jun 2026 23:28:49 +0200</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>BBVA launches a credit card in Germany and expands its financial products offering</title>
                    <link>https://www.bbva.com/en/innovation/bbva-launches-a-credit-card-in-germany-and-expands-its-financial-products-offering/</link>
                    <pubDate>Wed, 17 Jun 2026 08:11:32 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[maria.ciriza]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Actualitat]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1165952</guid>
                                            <description>
                            <![CDATA[<a href="https://www.bbva.com/en/innovation/bbva-launches-a-100-digital-bank-in-germany-offering-an-interest-bearing-checking-account-with-no-fees/">BBVA Germany</a> is launching its first credit card for customers in Germany in partnership with Mastercard. This new card is free for active users and offers an initial six-month fee-free trial period for new cardholders to experience its benefits without a fee, while delivering state-of-the-art security features and no foreign exchange fees (FX) worldwide. The launch highlights what sets BBVA apart from other digital banks: leveraging the scale and expertise of the BBVA Group, one of the largest banking groups in the world.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<a href="https://www.bbva.com/en/innovation/bbva-launches-a-100-digital-bank-in-germany-offering-an-interest-bearing-checking-account-with-no-fees/">BBVA Germany</a> is launching its first credit card for customers in Germany in partnership with Mastercard. This new card is free for active users and offers an initial six-month fee-free trial period for new cardholders to experience its benefits without a fee, while delivering state-of-the-art security features and no foreign exchange fees (FX) worldwide. The launch highlights what sets BBVA apart from other digital banks: leveraging the scale and expertise of the BBVA Group, one of the largest banking groups in the world.]]>
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                                <item>
                    <title>BBVA Appoints Jürgen von der Lehr as Head of Its Digital Bank in Germany</title>
                    <link>https://www.bbva.com/en/innovation/bbva-appoints-jurgen-von-der-lehr-as-head-of-its-digital-bank-in-germany/</link>
                    <pubDate>Wed, 06 May 2026 04:49:13 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[María Prados]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1159400</guid>
                                            <description>
                            <![CDATA[BBVA is strengthening its commitment to growth in Germany with the appointment of Jürgen von der Lehr as Head of its Digital Bank in the country, a key role in adapting the bank’s value proposition in one of Europe’s largest and most competitive financial markets.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA is strengthening its commitment to growth in Germany with the appointment of Jürgen von der Lehr as Head of its Digital Bank in the country, a key role in adapting the bank’s value proposition in one of Europe’s largest and most competitive financial markets.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Launches Fund Bot to Simplify Investment Decisions</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbva-launches-fund-bot-to-simplify-investment-decisions/</link>
                    <pubDate>Tue, 21 Apr 2026 10:22:24 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1156673</guid>
                                            <description>
                            <![CDATA[The new digital tool offers personalized model portfolios based on each investor’s risk profile and time horizon, making the investment process faster, clearer, and more straightforward.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The new digital tool offers personalized model portfolios based on each investor’s risk profile and time horizon, making the investment process faster, clearer, and more straightforward.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA with Six-figure Customer Base in Germany with 23% of Customers Holding Over 100,000 €</title>
                    <link>https://www.bbva.com/en/innovation/bbva-reaches-six-figure-customer-base-in-germany-with-23-of-customers-holding-over-100000-e/</link>
                    <pubDate>Wed, 15 Apr 2026 11:22:49 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1155863</guid>
                                            <description>
                            <![CDATA[Germany is rapidly becoming one of the bank’s most important strategic growth markets in Europe. Since the launch of its digital retail bank in June 2025, BBVA has surpassed a six-figure customer base. Notably 90% of these customers have “activated, funded their accounts, and are actively using them,” Murat Kalkan, BBVA’s Global Head of Digital Banks, said today at <a href="https://www.fibe-berlin.com/en" target="_blank" rel="noopener">FIBE</a> in Berlin. That strong early confidence is further underscored by the fact that 23% (as of early 2026) of BBVA’s customers in Germany hold more than €100,000 with the bank. Kalkan emphasized that  BBVA’s ambition is to become a genuine primary banking alternative for German customers.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Germany is rapidly becoming one of the bank’s most important strategic growth markets in Europe. Since the launch of its digital retail bank in June 2025, BBVA has surpassed a six-figure customer base. Notably 90% of these customers have “activated, funded their accounts, and are actively using them,” Murat Kalkan, BBVA’s Global Head of Digital Banks, said today at <a href="https://www.fibe-berlin.com/en" target="_blank" rel="noopener">FIBE</a> in Berlin. That strong early confidence is further underscored by the fact that 23% (as of early 2026) of BBVA’s customers in Germany hold more than €100,000 with the bank. Kalkan emphasized that  BBVA’s ambition is to become a genuine primary banking alternative for German customers.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Breaks Into the Top3 of Forbes’ Ranking of Italy’s Best Banks</title>
                    <link>https://www.bbva.com/en/innovation/bbva-breaks-into-the-top3-of-forbes-ranking-of-italys-best-banks/</link>
                    <pubDate>Mon, 13 Apr 2026 10:04:32 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[maria.ciriza]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Actualitat]]>
                            </category>
                                                    <category>
                                <![CDATA[Current news]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1155105</guid>
                                            <description>
                            <![CDATA[<p align="justify">BBVA has secured 3rd place among the best banks in Italy in the 2026 edition of the <a href="https://www.forbes.com/lists/worlds-best-banks/" target="_blank" rel="noopener">'World’s Best Banks' list published by Forbes</a>. This result marks an improvement over last year, when the bank ranked at the fifth place, and further strengthens its position among the leading financial institutions in the country.</p>]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<p align="justify">BBVA has secured 3rd place among the best banks in Italy in the 2026 edition of the <a href="https://www.forbes.com/lists/worlds-best-banks/" target="_blank" rel="noopener">'World’s Best Banks' list published by Forbes</a>. This result marks an improvement over last year, when the bank ranked at the fifth place, and further strengthens its position among the leading financial institutions in the country.</p>]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA’s App Is Now Available on ChatGPT in Germany and Italy</title>
                    <link>https://www.bbva.com/en/innovation/bbvas-app-is-now-available-on-chatgpt-in-germany-and-italy/</link>
                    <pubDate>Tue, 24 Feb 2026 09:23:19 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1145674</guid>
                                            <description>
                            <![CDATA[BBVA is making its conversational application available to ChatGPT users, allowing them to directly access information about the bank’s products and services in Italy and Germany right from the assistant. BBVA is one of the first financial companies to offer its own app within ChatGPT, one of the most widely used conversational assistants in the world.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA is making its conversational application available to ChatGPT users, allowing them to directly access information about the bank’s products and services in Italy and Germany right from the assistant. BBVA is one of the first financial companies to offer its own app within ChatGPT, one of the most widely used conversational assistants in the world.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Mobile Simplifies Travel With New Features</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbva-mobile-simplifies-travel-with-new-features/</link>
                    <pubDate>Fri, 16 Jan 2026 06:29:25 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1139996</guid>
                                            <description>
                            <![CDATA[Garanti BBVA has incorporated two new features into its mobile app that let customers plan, reserve and manage their travel in one place. In partnership with Jolly, the bank has added ‘Plan Your Trip’ and ‘Add Trip’ features to the ‘My Travel’ section of its mobile app, with all travel transactions taking place seamlessly and securely on the <a href="https://www.bbva.com/en/innovation/garanti-bbva-redesigns-its-mobile-app-to-focus-on-simplicity-and-smart-features/"><strong>app</strong></a>.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA has incorporated two new features into its mobile app that let customers plan, reserve and manage their travel in one place. In partnership with Jolly, the bank has added ‘Plan Your Trip’ and ‘Add Trip’ features to the ‘My Travel’ section of its mobile app, with all travel transactions taking place seamlessly and securely on the <a href="https://www.bbva.com/en/innovation/garanti-bbva-redesigns-its-mobile-app-to-focus-on-simplicity-and-smart-features/"><strong>app</strong></a>.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Takes Home Two Prestigious Digital Banking Awards</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbva-takes-home-two-prestigious-digital-banking-awards/</link>
                    <pubDate>Thu, 15 Jan 2026 06:33:27 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1139854</guid>
                                            <description>
                            <![CDATA[Garanti BBVA was recently honored with two awards at the 2025 Digital Banking Awards, organized by international financial publishing group World Finance, for the ‘Best Digital Bank in Retail Banking’ and the ‘Best Mobile Banking App.’ The awards are a reflection of the bank’s approach to digital banking and its focus on customers.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA was recently honored with two awards at the 2025 Digital Banking Awards, organized by international financial publishing group World Finance, for the ‘Best Digital Bank in Retail Banking’ and the ‘Best Mobile Banking App.’ The awards are a reflection of the bank’s approach to digital banking and its focus on customers.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Launches New Personal Finance Tool: ‘My Credit Coach’</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbva-launches-new-personal-finance-tool-my-credit-coach/</link>
                    <pubDate>Mon, 15 Dec 2025 06:15:32 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1135745</guid>
                                            <description>
                            <![CDATA[BBVA’s Turkish unit has introduced a new tool on its Garanti BBVA Mobile app to help customers manage their personal finances, improve their financial health and plan for the future. ‘My Credit Coach’ provides an overview of each customer’s financial situation based on their banking history and offers personalized recommendations.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA’s Turkish unit has introduced a new tool on its Garanti BBVA Mobile app to help customers manage their personal finances, improve their financial health and plan for the future. ‘My Credit Coach’ provides an overview of each customer’s financial situation based on their banking history and offers personalized recommendations.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Demonstrates its First Conversational App Concept Connected to ChatGPT for Italy and Germany</title>
                    <link>https://www.bbva.com/en/innovation/bbva-demonstrates-its-first-conversational-app-concept-connected-to-chatgpt-for-italy-and-germany/</link>
                    <pubDate>Wed, 03 Dec 2025 12:52:11 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1134061</guid>
                                            <description>
                            <![CDATA[BBVA’s digital banks in Europe are exploring what could become the first banking app in the world natively integrated within ChatGPT, marking a bold step forward in how financial services integrate with conversational AI. This demonstration shows how people will be able to discover BBVA’s products and services in <a href="https://www.bbva.com/en/innovation/bbva-italy-is-achieving-disruptive-growth-by-bringing-the-best-of-incumbent-banks-and-digital-banks/">Italy</a> and <a href="https://www.bbva.com/en/innovation/bbva-launches-a-100-digital-bank-in-germany-offering-an-interest-bearing-checking-account-with-no-fees/">Germany</a> through a dedicated BBVA app built directly into OpenAI’s conversational assistant.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA’s digital banks in Europe are exploring what could become the first banking app in the world natively integrated within ChatGPT, marking a bold step forward in how financial services integrate with conversational AI. This demonstration shows how people will be able to discover BBVA’s products and services in <a href="https://www.bbva.com/en/innovation/bbva-italy-is-achieving-disruptive-growth-by-bringing-the-best-of-incumbent-banks-and-digital-banks/">Italy</a> and <a href="https://www.bbva.com/en/innovation/bbva-launches-a-100-digital-bank-in-germany-offering-an-interest-bearing-checking-account-with-no-fees/">Germany</a> through a dedicated BBVA app built directly into OpenAI’s conversational assistant.]]>
                        </content:encoded>
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