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        <title>Financial system - NEWS BBVA</title>
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        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Fri, 10 Apr 2026 05:45:23 +0200</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>Simplifying to Compete: Redefining the EU’s Digital Framework</title>
                    <link>https://www.bbva.com/en/economy-and-finance/simplifying-to-compete-redefining-the-eus-digital-framework/</link>
                    <pubDate>Fri, 10 Apr 2026 04:15:24 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Javier Díaz Jiménez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Current news]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1151918</guid>
                                            <description>
                            <![CDATA[In recent years, Europe has been busy developing one of the world’s most ambitious digital regulatory frameworks, covering matters such as data protection and sharing, artificial intelligence (AI), and operational resilience. The result is a robust framework, but also one that is complex and, at times, fragmented. However, since 2023—with the rise in popularity of tools such as ChatGPT—and amid heightened geopolitical tensions, there has been mounting criticism of an approach that is sometimes seen as overly regulatory and as one of the causes of the EU’s technological gap relative to other regions.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[In recent years, Europe has been busy developing one of the world’s most ambitious digital regulatory frameworks, covering matters such as data protection and sharing, artificial intelligence (AI), and operational resilience. The result is a robust framework, but also one that is complex and, at times, fragmented. However, since 2023—with the rise in popularity of tools such as ChatGPT—and amid heightened geopolitical tensions, there has been mounting criticism of an approach that is sometimes seen as overly regulatory and as one of the causes of the EU’s technological gap relative to other regions.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Reaches Agreement to Sell Its Romanian Unit</title>
                    <link>https://www.bbva.com/en/economy-and-finance/garanti-bbva-reaches-agreement-to-sell-its-romanian-unit/</link>
                    <pubDate>Sat, 28 Mar 2026 00:47:46 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Miguel Rodríguez Canfranc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1152262</guid>
                                            <description>
                            <![CDATA[Garanti BBVA has reached an agreement with Raiffeisen Bank S.A. – the Romanian unit of the Austrian bank Raiffeisen Bank International AG’s (RBI) – to sell 100 percent of its franchise in Romania for €591 million.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA has reached an agreement with Raiffeisen Bank S.A. – the Romanian unit of the Austrian bank Raiffeisen Bank International AG’s (RBI) – to sell 100 percent of its franchise in Romania for €591 million.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Completes Record €4.5 Billion Synthetic Securitisation to Boost Corporate Lending Capacity</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbva-completes-record-e4-5-billion-synthetic-securitisation-to-boost-corporate-lending-capacity/</link>
                    <pubDate>Mon, 23 Mar 2026 08:19:39 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Santiago Romero]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Capital movements]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1151107</guid>
                                            <description>
                            <![CDATA[BBVA has executed the largest synthetic securitisation transaction in its history, referencing   a €4.5 billion corporate loan portfolio. The transaction allows the bank to release close to 80% of the initial regulatory capital associated with the portfolio, increasing its capacity to continue financing corporate clients.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has executed the largest synthetic securitisation transaction in its history, referencing   a €4.5 billion corporate loan portfolio. The transaction allows the bank to release close to 80% of the initial regulatory capital associated with the portfolio, increasing its capacity to continue financing corporate clients.]]>
                        </content:encoded>
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                                <item>
                    <title>Luisa Gómez Bravo Highlights the Strength of BBVA’s Business Model to Address Episodes of Uncertainty</title>
                    <link>https://www.bbva.com/en/economy-and-finance/luisa-gomez-bravo-highlights-the-strength-of-bbvas-business-model-to-address-episodes-of-uncertainty/</link>
                    <pubDate>Tue, 17 Mar 2026 13:38:15 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Miguel Rodríguez Canfranc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Banking]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1149966</guid>
                                            <description>
                            <![CDATA[BBVA’s Chief Financial Officer took part this Tuesday in the Morgan Stanley investor conference in London, where she underscored the strengths of the bank’s business model to navigate episodes of uncertainty, based on geographic diversification, leading franchises in the countries where it operates, and a strategic commitment to innovation.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA’s Chief Financial Officer took part this Tuesday in the Morgan Stanley investor conference in London, where she underscored the strengths of the bank’s business model to navigate episodes of uncertainty, based on geographic diversification, leading franchises in the countries where it operates, and a strategic commitment to innovation.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA Outlines Its Roadmap for Mexico Through 2029, Focused on Growth and Transformation</title>
                    <link>https://www.bbva.com/en/economy-and-finance/bbva-outlines-its-roadmap-for-mexico-through-2029-focused-on-growth-and-transformation/</link>
                    <pubDate>Tue, 10 Mar 2026 13:18:31 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Santiago Romero]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Business finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate communication]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Strategy and management]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1148494</guid>
                                            <description>
                            <![CDATA[BBVA held an event for investors and analysts this Tuesday to provide further insight into the priorities of its 2025–2029 Strategic Plan. Following the presentation of its financial targets through 2028 in July, the bank is now offering more detail on the levers that will enable it to achieve them. In this session, BBVA focused on <a href="https://www.bbva.com/en/enterprises/bbva-companies-strategic-partner/">companies</a> as a key growth segment and on Mexico, one of its main markets. BBVA’s country manager in Mexico, Eduardo Osuna, noted that the bank expects to consolidate its leadership and accelerate growth in the country through 2029. He also anticipated that technological transformation and artificial intelligence will be decisive in delivering a better customer experience.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA held an event for investors and analysts this Tuesday to provide further insight into the priorities of its 2025–2029 Strategic Plan. Following the presentation of its financial targets through 2028 in July, the bank is now offering more detail on the levers that will enable it to achieve them. In this session, BBVA focused on <a href="https://www.bbva.com/en/enterprises/bbva-companies-strategic-partner/">companies</a> as a key growth segment and on Mexico, one of its main markets. BBVA’s country manager in Mexico, Eduardo Osuna, noted that the bank expects to consolidate its leadership and accelerate growth in the country through 2029. He also anticipated that technological transformation and artificial intelligence will be decisive in delivering a better customer experience.]]>
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                                <item>
                    <title>2026: Three Regulatory Strategies for Banking in an Increasingly Fragmented World</title>
                    <link>https://www.bbva.com/en/economy-and-finance/2026-three-regulatory-strategies-for-banking-in-an-increasingly-fragmented-world/</link>
                    <pubDate>Tue, 03 Mar 2026 05:28:02 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Javier Díaz Jiménez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1144722</guid>
                                            <description>
                            <![CDATA[As is customary each year, regulatory bodies at both the global and European levels have published their annual work programs. These documents set out the various regulatory initiatives they plan to introduce in 2026, as well as those rolled over from previous years. These programs reveal that banking regulatory activity will remain intense, albeit marked by notable divergences in the approaches and objectives pursued across different geographic regions.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[As is customary each year, regulatory bodies at both the global and European levels have published their annual work programs. These documents set out the various regulatory initiatives they plan to introduce in 2026, as well as those rolled over from previous years. These programs reveal that banking regulatory activity will remain intense, albeit marked by notable divergences in the approaches and objectives pursued across different geographic regions.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA’s App Is Now Available on ChatGPT in Germany and Italy</title>
                    <link>https://www.bbva.com/en/innovation/bbvas-app-is-now-available-on-chatgpt-in-germany-and-italy/</link>
                    <pubDate>Tue, 24 Feb 2026 09:23:19 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1145674</guid>
                                            <description>
                            <![CDATA[BBVA is making its conversational application available to ChatGPT users, allowing them to directly access information about the bank’s products and services in Italy and Germany right from the assistant. BBVA is one of the first financial companies to offer its own app within ChatGPT, one of the most widely used conversational assistants in the world.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA is making its conversational application available to ChatGPT users, allowing them to directly access information about the bank’s products and services in Italy and Germany right from the assistant. BBVA is one of the first financial companies to offer its own app within ChatGPT, one of the most widely used conversational assistants in the world.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Mobile Simplifies Travel With New Features</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbva-mobile-simplifies-travel-with-new-features/</link>
                    <pubDate>Fri, 16 Jan 2026 06:29:25 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1139996</guid>
                                            <description>
                            <![CDATA[Garanti BBVA has incorporated two new features into its mobile app that let customers plan, reserve and manage their travel in one place. In partnership with Jolly, the bank has added ‘Plan Your Trip’ and ‘Add Trip’ features to the ‘My Travel’ section of its mobile app, with all travel transactions taking place seamlessly and securely on the <a href="https://www.bbva.com/en/innovation/garanti-bbva-redesigns-its-mobile-app-to-focus-on-simplicity-and-smart-features/"><strong>app</strong></a>.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA has incorporated two new features into its mobile app that let customers plan, reserve and manage their travel in one place. In partnership with Jolly, the bank has added ‘Plan Your Trip’ and ‘Add Trip’ features to the ‘My Travel’ section of its mobile app, with all travel transactions taking place seamlessly and securely on the <a href="https://www.bbva.com/en/innovation/garanti-bbva-redesigns-its-mobile-app-to-focus-on-simplicity-and-smart-features/"><strong>app</strong></a>.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Takes Home Two Prestigious Digital Banking Awards</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbva-takes-home-two-prestigious-digital-banking-awards/</link>
                    <pubDate>Thu, 15 Jan 2026 06:33:27 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1139854</guid>
                                            <description>
                            <![CDATA[Garanti BBVA was recently honored with two awards at the 2025 Digital Banking Awards, organized by international financial publishing group World Finance, for the ‘Best Digital Bank in Retail Banking’ and the ‘Best Mobile Banking App.’ The awards are a reflection of the bank’s approach to digital banking and its focus on customers.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA was recently honored with two awards at the 2025 Digital Banking Awards, organized by international financial publishing group World Finance, for the ‘Best Digital Bank in Retail Banking’ and the ‘Best Mobile Banking App.’ The awards are a reflection of the bank’s approach to digital banking and its focus on customers.]]>
                        </content:encoded>
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                                <item>
                    <title>One Year of MiCA: The Market in Figures and the Challenges Ahead</title>
                    <link>https://www.bbva.com/en/economy-and-finance/one-year-of-mica-the-market-in-figures-and-the-challenges-ahead/</link>
                    <pubDate>Wed, 24 Dec 2025 05:56:46 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Javier Díaz Jiménez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial regulations]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1137056</guid>
                                            <description>
                            <![CDATA[The European Markets in Crypto-assets Regulation (MiCA) marks its first year in full force this December, having been fully applicable since December 2024. With MiCA, the European Union has led the way in creating a legal framework for stablecoins and crypto-asset service providers.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The European Markets in Crypto-assets Regulation (MiCA) marks its first year in full force this December, having been fully applicable since December 2024. With MiCA, the European Union has led the way in creating a legal framework for stablecoins and crypto-asset service providers.]]>
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