https://www.bbva.com/en/ NEWS BBVA Sat, 13 Dec 2025 13:31:47 +0100 en-US hourly 1 https://www.bbva.com/en/economy-and-finance/what-is-the-rote/ Thu, 30 Jan 2020 01:52:16 +0000 https://www.bbva.com/?p=724421 profitability.]]> profitability.]]> https://www.bbva.com/en/economy-and-finance/what-is-roe/ Thu, 30 Jan 2020 01:52:12 +0000 https://www.bbva.com/?p=724393 profitability. It is calculated by dividing the company’s net income by shareholder equity (or the company’s assets minus its debt).]]> profitability. It is calculated by dividing the company’s net income by shareholder equity (or the company’s assets minus its debt).]]> https://www.bbva.com/en/economy-and-finance/the-efficiency-ratio-of-a-financial-institution-what-is-it-and-how-is-it-calculated/ Mon, 27 Jan 2020 08:42:49 +0000 https://www.bbva.com/?p=723986 https://www.bbva.com/en/economy-and-finance/keys-understand-new-anti-crisis-buffer-european-banks/ Tue, 19 Nov 2019 05:01:49 +0000 https://www.bbva.com/en/?p=296437 Minimum Required Eligible Liabilities) has been appearing more and more frequently in business and economic news outlets. We see it being used repeatedly in bank-related reports, but what is behind this acronym?]]> Minimum Required Eligible Liabilities) has been appearing more and more frequently in business and economic news outlets. We see it being used repeatedly in bank-related reports, but what is behind this acronym?]]> https://www.bbva.com/en/economy-and-finance/lcr-and-nsfr-what-do-these-liquidity-ratios-stand-for/ Fri, 02 Aug 2019 00:15:18 +0000 https://www.bbva.com/?p=668150 The Basel Committee has designed two liquidity ratios to ensure that financial institutions have sufficient liquidity to meet their short-term and long-term obligations: LCR and NSFR. These two requirements are intended to reduce risks in case of episodes of financial turbulence.]]> The Basel Committee has designed two liquidity ratios to ensure that financial institutions have sufficient liquidity to meet their short-term and long-term obligations: LCR and NSFR. These two requirements are intended to reduce risks in case of episodes of financial turbulence.]]> https://www.bbva.com/en/infographics-relevant-ratios-1q19/ Mon, 29 Apr 2019 18:01:51 +0000 https://www.bbva.com/?p=636858 ratios calculated as of March 2018.]]> ratios calculated as of March 2018.]]> https://www.bbva.com/en/eba-stress-test-bbva-sees-lower-capital-impact-and-generates-profit-under-adverse-scenario/ Fri, 02 Nov 2018 19:13:11 +0000 https://www.bbva.com/?p=587471 published today, BBVA would reach a fully loaded CET1 capital ratio of 8.80 percent in 2020 under the adverse scenario. The bank would also have the second least negative impact among its peers between the initial ratio in 2017 and the final ratio in 2020 (1.93 percentage points). Among big European banks  assessed, BBVA is one of the few banks with the ability to generate an accumulated profit in the three-year period under analysis (2018, 2019, and 2020), under the adverse scenario.]]> published today, BBVA would reach a fully loaded CET1 capital ratio of 8.80 percent in 2020 under the adverse scenario. The bank would also have the second least negative impact among its peers between the initial ratio in 2017 and the final ratio in 2020 (1.93 percentage points). Among big European banks  assessed, BBVA is one of the few banks with the ability to generate an accumulated profit in the three-year period under analysis (2018, 2019, and 2020), under the adverse scenario.]]> https://www.bbva.com/en/infographics-relevant-ratios-2q18/ Fri, 27 Jul 2018 09:32:31 +0000 https://www.bbva.com/?p=548750 BBVA’s ratios calculated as of June 2018.]]> BBVA’s ratios calculated as of June 2018.]]> https://www.bbva.com/en/infographics-relevant-ratios-4q2017/ Thu, 01 Feb 2018 09:15:57 +0000 https://www.bbva.com/?p=407200 https://www.bbva.com/en/economy-and-finance/results-3q17/ Fri, 27 Oct 2017 05:13:33 +0000 https://www.bbva.com/en/?p=354880

Operating income: Recurring revenues continued their upward trend, growing 4.2% between January and September. This, together with cost containment efforts (expenses dropped 1.7% in the year to September), drove operating income to a record €9.52 billion

Risks: The NPL ratio continued to improve, reaching 4.5% in September (vs. 4.8% in June), the lowest level in the past five years. Coverage increased to 72%

Capital: The fully-loaded CET1 ratio rose to 11.2% in September, reflecting a capital generation of 30 basis points in the first nine months of the year

Transformation: The digital customer base grew 24% y-o-y to 21.1 million in September. Of these, the number of customers banking with their smartphones surged 43% to 15.8 million

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Operating income: Recurring revenues continued their upward trend, growing 4.2% between January and September. This, together with cost containment efforts (expenses dropped 1.7% in the year to September), drove operating income to a record €9.52 billion

Risks: The NPL ratio continued to improve, reaching 4.5% in September (vs. 4.8% in June), the lowest level in the past five years. Coverage increased to 72%

Capital: The fully-loaded CET1 ratio rose to 11.2% in September, reflecting a capital generation of 30 basis points in the first nine months of the year

Transformation: The digital customer base grew 24% y-o-y to 21.1 million in September. Of these, the number of customers banking with their smartphones surged 43% to 15.8 million

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