13 Jun 2018
Amid the apparent decline of physical shops, new technologies are offering new opportunities to future consumers who will continue to visit stores, but with the help of artificial intelligence on their smartphones.
08 May 2018
BBVA has today launched an innovative new global payments system that includes cards, alternative payment forms and a fraud-prevention tool.
28 Mar 2018
“Social commerce”–on line sales driven by social networks–is growing 24% annually and already accounts for 6.5 billion dollars. For branding purposes, it is fundamental to understand the specifics of each network.
01 Mar 2018
BBVA develops the infrastructure to allow El Corte Inglés to process Alipay mobile payments by Chinese tourists. Alipay is one of the most popular payment platforms in China.
15 Feb 2018
José Manuel González-Páramo, BBVA’s Executive Director Responsible for Global Economics, Regulation & Public Affairs, will chair the recently created Spain-Peru Council Foundation, a non-profit body set up with the aim of fostering relations between the two countries.
14 Nov 2017
08 Nov 2017
29 Sep 2017
After seven years of negotiations, the Canada-Europe Trade Agreement, CETA, has entered into force provisionally. Under this bilateral agreement, the most ambitious signed to date by Brussels, most custom duties levied on trade flows between both countries will be scrapped.
27 Sep 2017
The recent elections in Germany have ended this year’s electoral cycle in Europe. With euroscepticism weighing in at the ballot box, it’s now up to the European Union to bring its institutions closer to the continent’s citizens, according to José Manuel González-Paramo, Executive Director of BBVA, speaking at a conference on “The New Europe: Challenges and Opportunities” organized by ADEIT.
26 Sep 2017
The R3 consortium is working with 12 financial institutions –including BBVA– and TradeIX in an initiative that aims to re-design the trade finance infrastructure through the use of distributed ledger technology, or DLT.
BBVA launches Urban Discovery, an interactive tool open to everyone that analyzes the cities of Madrid, Barcelona and Mexico City through the prism of their commercial activity. The analysis led to the creation of new maps that redraw urban borders and identify the most touristic and residential areas or those where young people go shopping.
Madrid tourists spend more near monuments and museums than those in Barcelona. People living in Vila de Gràcia in Barcelona have the same lifestyle as those in the Madrid neighborhood of Malasaña. Sant Antoni and Poble Sec are places that are popular to go out to dinner and then for a drink, and in Madrid, the Lavapies neighborhood is undergoing a transformation toward more cultural activity.
09 Aug 2017
BBVA is one of 11 banking institutions that are collaborating on the development of the Voltron project, a platform based on DLT (distributed ledger technology) that puts exporters and importers in contact, in order to improve efficiency in trade finance.
24 Jul 2017
Mexico´s medium —and long— term perspectives are favorable, given the possibility of an improved NAFTA (North American Free Trade Agreement) and recent, profound structural reforms that are beginning to bear fruit.
20 Jul 2017
The Pacific Alliance, made up of Chile, Colombia, Mexico and Peru, is a regional economic and comercial powerhouse. This area grows more than the average in Latin America. BBVA Research expects GDP growth of 1.6% and 2.3% in 2017 and 2018, respectively. “The Pacific Alliance is a success story in integration. And not by chance. It shares an ambition and a set of values behind this policy, on how prosperity should be reached,” said Jose Manuel González-Páramo, executive director of BBVA in Santander.
10 Jul 2017
This is the message the G20 wanted to transmit at the end of the summit that took place last weekend in Hamburg, Germany. However, it does not seem that this actually reflects the tone among the heads of state. The main point of disagreement was around the U.S. position on climate change. They agreed on issues related to opening markets, international trade and the stability of the financial system.
02 Jun 2017
In 2018, Argentine will preside over the G20, the forum representing the 20 largest economies in the world. In the lead-up to its presidency, Argentina’s priorities are very much present this week at the Euroamerica Foundation in Buenos Aires. BBVA Executive Director José Manuel González-Páramo will participate in the meeting.
01 Jun 2017
Millennials and centennials, or Generation Z, will be the world’s largest demographic by the year 2020. Online shopping and reviews from other users impact the way they consume. Brands are watching the Centennials closely, to learn how to speak their language and win over the consumers of future.
23 May 2017
Latin America is not very keen on, or good at saving, says a new publication by the Inter-American Development Bank (IDB). The solution would be to promote financial education and build a culture based on improving saving habits among Latin Americans.
02 Mar 2017
08 Feb 2017
Chicfy, a women’s second-hand clothing digital marketplace, is one of the most unlikely success stories of the sharing economy in Spain. Behind the startup’s rise to fame is the one of a kind personality of an entrepreneur, Nono Ruiz, who thinks differently about business.
03 Feb 2017
The U.K. is convinced that London will continue to be Europe’s fintech capital and a global financial center after Brexit. But other European capitals are hoping to take its place. It will all depend on the long negotiation about to begin between the EU and the U.K.
17 Jan 2017
46 years ago, in 1971, a group of business leaders reunited under the patronage of the European Comission and some industrial associations. The economist Klaus Schwab chaired the first meeting, with 440 attendants from more than 30 countries in Davos, Switzerland. In this reunion, the European Economic Forum was founded as a non-profit organization with its headquarters in Geneva.
Ever since then, thousands of political and business leaders, artists and enterpreneurs have met in the anual Davos-Kloster meeting. The following 15 milestones are only some of the main events that have marked the history of the World Economic Forum.
19 Dec 2016
BBVA Executive Director José Manuel González-Páramo has been elected to serve a two-year term as European Chair of the TransAtlantic Business Council (TABC), the only official consultation body on transatlantic relationships recognized by the governments of the United States of America and the European Union.
24 Nov 2016
The day after Thanksgiving, or the last Friday of November, is celebrated nearly all over the world as Black Friday, the day that marks the first day of Christmas shopping. Over the years, with the arrival of new technologies, sales have been extended to Monday, known as Cyber Monday when discounts are offered for online shoppers.
28 Jun 2016
BBVA is rolling out, in partnership with BBVA Data & Analytics, a new service for merchants, inaugurating a new way of banking: Commerce360, a web tool that turns anonymized and aggregate data from purchases paid for by customers with a BBVA card in a physical POS terminal into useful data for business customers. Through this application, merchants will be able to access a set of statistical indicators, describing the economic activity of both their businesses, their customers and the area in which they operates. This information will allow them to design plans intended to drive their businesses’ and marketing strategies’ profitability.
12 May 2016
Shopping Quizzes is an engine that instead of being based on guesswork asks customers to complete a simple questionnaire. This adapts the results more closely to their preferences and, therefore, a higher conversion rate is obtained.
01 Apr 2016
Op-ed by Jochen Müller
The U.S. is the largest recipient of Spanish exports outside of the EU, the country with the greatest investment in Spain and the third-largest destination of our investments in the world. This privileged economic and trade relationship has become stronger in recent years and has helped create thousands of jobs in Spain.
93% of the companies that export to the U.S. are small and medium sized enterprises (SMEs) and they are responsible for 35% of all sales to this country (if large companies’ value chain is included this percentage increases to 50%). The prominence of SMEs in the Spanish and European economies means governments need to enact measures that give them more opportunities to grow locally, regionally, nationally, as well as across the EU and the rest of the world.
15 Mar 2016
by José Manuel González-Páramo, BBVA Executive Director
Over the past few months there have been many very different statements published about the TTIP, the Transatlantic Trade and Investment Partnership between the U.S. and Europe. To what extent are they based on myths or facts? BBVA Executive Director José Manuel González-Páramo explains in an op-ed published in Spanish ElDiario.es
14 Mar 2016
During his address in Bilbao, during the conference organized by Elkargi SGR, BBVA Executive Director remarked that “the Spanish economy is managing to keep high growth rates despite global and local uncertainties.” He defended the need for greater EU-wide integration and the implementation of free trade agreements – such as the TTIP which the US and EU are currently negotiating – as levers for economic stability and growth inside and outside Spain.
01 Mar 2016
US and EU representatives agreed to extend the current round of talks regarding the Transatlantic Trade and Investment Partnership (TTIP), started on February 22nd, two additional weeks. Both parties were clear about their satisfaction regarding the ground covered over the past days, and ratified their commitment to conclude an agreement in 2016.
15 Jan 2016
Galeria de Imagenes
The impact of the spanish economy on TTIP
12 Nov 2015
Since the outbreak of the crisis in 2008, each G20 (Group of 20) summit arouses a great deal of international expectation. The one held in Turkey has been no exception. Antalya not only plays host to the leaders of the 20 most important countries in the world, accounting for 85% of the global economy; also present will be the business leaders of these 20 economies, at the B20 (Business 20)
17 Sep 2015
Big Data and Data are two of the words most widely used nowadays in the innovation and entrepreneurship ecosystem. However, do we know about specific cases in which they have been used? This article will present some of these practical examples, in areas as diverse as sports, politics or the economy. From BBVA to Obama, from baseball to the Gay Pride Week in Madrid, the use of data and its analysis to predict trends and behavior is here to stay.
29 Apr 2015
How the combination of EC2 and S3, cloud computing and storage from the giant Jeff Bezos, has revolutionized the technological and business world.
06 Nov 2014
This Internet-based business model enables a company to expand globally without having to leave its neighborhood or expand its branch offices throughout the world.