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Profitability

Yesterday

Today marks the second anniversary of death of David Bowie, a pop icon who needs no introduction. Hundreds of lines have been written about his life, career and concerts. But what many are not aware of is that Bowie was also a pioneer in the financial world: he was the first artist ever to issue a “celebrity bond.”

17 Nov 2017

Positive market conditions and investor appetite have helped BBVA to get an excellent reception for its sixth issue of CoCos. The Group has issued a $1 billion bond, with the lowest coupon in dollars for an issuer from southern Europe (6.125%), and the longest maturity (perpetual, with a ‘call’ option starting in the tenth year). Registration of a prospectus with the U.S. Securities and Exchange Commission (SEC) has prompted a bigger participation from American, European and Asian investors.

20 Jun 2017

11 May 2017

Regulators, service providers, consulting firms and banks leading the transformation process participated in a workshop organized by the European Digital Forum to analyze how to increase the competitiveness of the European economy and drive innovation through ‘cloud computing.’

13 Mar 2017

Alibaba’s payments arm is playing a key role in the company’s success. But Ant Financial is much more than just that: it is the biggest fintech in the world. The company recently achieved a market valuation that more than doubles Airbnb’s value and is almost  on par with Uber’s capitalization.

15 Nov 2016

18 Sep 2016

14 Sep 2016

01 Aug 2016

There is a sea of acronyms to measure profitability. Some are more widely known in the industry, such as ROE, ROTE or ROA. However, the more r’s they have, the more complicated things get (RORWA, RAROC, RORAC, RARORAC). But, which ratio is the most reliable to measure a bank’s profitability?  Let’s go over each one of them to understand their meaning and apply the most appropriate one in each case.

22 Jul 2016

14 Jun 2016

José Manuel González-Páramo read his admission speech at the Royal Academy for Moral and Political Sciences. The new member devoted his speech to the reinvention of banks, driven by five vectors of change that start with the letter R: Recession, Return, Regulation, Reputation, and above all, the digital Revolution. He also discussed the different scenarios for the future.

20 Apr 2016

Ciudad BBVA, the BBVA Group’s new headquarters in Madrid, today hosted the General Assembly of the Spanish Confederation of Business Organizations (CEOE in Spanish). In his presentation at the conference closure, BBVA’s Executive Chairman praised the work of Spanish businessmen and businesswomen, “Their role is very relevant and their leadership is essential to the future of Spain, even though society does not often recognize this sufficiently.”

29 Jan 2016

A socially responsible investor is someone who takes ethical, social and environmental considerations in its investment decisions. Without compromising the profitability of the investment, the responsible investor seeks to create long-term value, supporting businesses that can bring benefits to society. Although institutional investors are the most active in this type of investments, based on the interest shown by millennials, the investment opportunities in the segment could very well lead to wealth transfers of over 4% of the world’s GDP by mid-century.