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Offices

04 Dec 2018

27 Mar 2017

02 Nov 2016

28 Oct 2016

15 Sep 2016

26 Jul 2016

Bank of Spain’s Circular 4/2016 on analysis and provisioning of credit risk will bring changes to the way in which banks classify and provision doubtful loans.This new standard seeks to improve transparency and comparability with the rest of European institutions.In this article, we take a look at the main changes that Spanish banks will have to face in the coming months.