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        <title>Loans and credits - NEWS BBVA</title>
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        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Sat, 13 Dec 2025 13:31:47 +0100</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>Garanti BBVA goes full digital with car loan approvals</title>
                    <link>https://www.bbva.com/en/tr/garanti-bbva-goes-full-digital-with-car-loan-approvals/</link>
                    <pubDate>Wed, 10 Jan 2024 00:55:27 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Car credit]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial health]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans and credits]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=1020179</guid>
                                            <description>
                            <![CDATA[Garanti BBVA is streamlining the loan approval process for retail customers seeking vehicle finance. Utilizing the Instant Loan from Dealer (BAK) feature, customers can swiftly complete transactions with digital document approval through Garanti BBVA Mobile app, ensuring an efficient and seamless experience.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA is streamlining the loan approval process for retail customers seeking vehicle finance. Utilizing the Instant Loan from Dealer (BAK) feature, customers can swiftly complete transactions with digital document approval through Garanti BBVA Mobile app, ensuring an efficient and seamless experience.]]>
                        </content:encoded>
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                                <item>
                    <title>EIB Group and BBVA to provide 960 million euros to Spanish SMEs</title>
                    <link>https://www.bbva.com/en/eib-group-and-bbva-to-provide-960-million-euros-to-spanish-smes/</link>
                    <pubDate>Tue, 04 Jan 2022 01:20:57 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Miguel Rodríguez Canfranc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Loans and credits]]>
                            </category>
                                                    <category>
                                <![CDATA[SMEs]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=882695</guid>
                                            <description>
                            <![CDATA[The European Investment Bank Group (EIB and EIF) and BBVA are once again joining forces to support the working capital and liquidity needs of Spanish small and medium-sized enterprises affected by the COVID19 crisis, as well as to cover their investment difficulties. To this end, the European Investment Bank (EIB) and the European Investment Fund (EIF) will guarantee a junior tranche of a €120 million synthetic securitization of an SME loan portfolio originated by BBVA, enabling the Basque bank to provide more than €960 million in financing to support the investment of small and medium-sized enterprises.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The European Investment Bank Group (EIB and EIF) and BBVA are once again joining forces to support the working capital and liquidity needs of Spanish small and medium-sized enterprises affected by the COVID19 crisis, as well as to cover their investment difficulties. To this end, the European Investment Bank (EIB) and the European Investment Fund (EIF) will guarantee a junior tranche of a €120 million synthetic securitization of an SME loan portfolio originated by BBVA, enabling the Basque bank to provide more than €960 million in financing to support the investment of small and medium-sized enterprises.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA remains positive about credit growth in Spain and Mexico</title>
                    <link>https://www.bbva.com/en/bbva-remains-positive-about-credit-growth-in-spain-and-mexico/</link>
                    <pubDate>Wed, 17 Mar 2021 01:43:38 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans and credits]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/bbva-es-positivo-respecto-al-crecimiento-del-credito-en-espana-y-mexico/</guid>
                                            <description>
                            <![CDATA[BBVA's CFO, Jaime Sáenz de Tejada, shared his optimism with international investors regarding the medium-term growth prospects for lending in Spain and Mexico. In Spain, he noted the impact of the EU recovery fund - Next Generation EU- which will expedite the transformation of the production model. The financial sector will be able to amplify its impact through by offering greater financing. As for Mexico, he underscored the positive effect of the new tax stimulus package in the U.S., which will boost remittances and manufacturing activity, along with the new free trade agreement between the United States, Mexico and Canada.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA's CFO, Jaime Sáenz de Tejada, shared his optimism with international investors regarding the medium-term growth prospects for lending in Spain and Mexico. In Spain, he noted the impact of the EU recovery fund - Next Generation EU- which will expedite the transformation of the production model. The financial sector will be able to amplify its impact through by offering greater financing. As for Mexico, he underscored the positive effect of the new tax stimulus package in the U.S., which will boost remittances and manufacturing activity, along with the new free trade agreement between the United States, Mexico and Canada.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA sells a real estate loan and asset portfolio from Unnim</title>
                    <link>https://www.bbva.com/en/bbva-sells-a-real-estate-loan-and-asset-portfolio-from-unnim/</link>
                    <pubDate>Wed, 20 Jan 2021 18:08:42 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[miriam.gidron]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Loans and credits]]>
                            </category>
                                                    <category>
                                <![CDATA[Mergers and acquisitions]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=815709</guid>
                                            <description>
                            <![CDATA[BBVA has signed the sale of a portfolio consisting of loans and real estate assets from Unnim for a gross total of approximately €700 million. The goal of the transaction is to reduce the exposure to non-productive assets.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has signed the sale of a portfolio consisting of loans and real estate assets from Unnim for a gross total of approximately €700 million. The goal of the transaction is to reduce the exposure to non-productive assets.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA, sustainability coordinator of Publiacqua’s syndicated loan in Italy</title>
                    <link>https://www.bbva.com/en/bbva-sustainability-coordinator-of-publiacquas-syndicated-loan-in-italy/</link>
                    <pubDate>Tue, 22 Dec 2020 09:41:26 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Alexandra Rojas Rodríguez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Environment]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans and credits]]>
                            </category>
                                                    <category>
                                <![CDATA[Sustainability]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=811852</guid>
                                            <description>
                            <![CDATA[BBVA, as sole sustainability coordinator, advised <a href="https://www.publiacqua.it/" target="_blank" rel="noopener"><strong>Publiacqua</strong></a>, one of the major water management companies in Italy, on how to link its core bank financing to environmental targets. The transaction consisted of converting an existing loan of EUR 140Mn into a sustainability-linked loan with two pure water management KPIs. With this financing, Publiacqua becomes the first water utility company in Italy to have sustainability features in their financing instruments.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA, as sole sustainability coordinator, advised <a href="https://www.publiacqua.it/" target="_blank" rel="noopener"><strong>Publiacqua</strong></a>, one of the major water management companies in Italy, on how to link its core bank financing to environmental targets. The transaction consisted of converting an existing loan of EUR 140Mn into a sustainability-linked loan with two pure water management KPIs. With this financing, Publiacqua becomes the first water utility company in Italy to have sustainability features in their financing instruments.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA signs ‘gender loan’ with Turkish group Limak</title>
                    <link>https://www.bbva.com/en/tr/garanti-bbva-signs-gender-loan-with-turkish-group-limak/</link>
                    <pubDate>Wed, 24 Jun 2020 00:20:47 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[E056849]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Gender equality]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans and credits]]>
                            </category>
                                                    <category>
                                <![CDATA[Responsible banking]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=766343</guid>
                                            <description>
                            <![CDATA[<a href="https://www.garantibbva.com.tr/en">BBVA's unit in Turkey</a>, national leader in innovative loan structuring, has agreed a ‘gender loan’ with four tourism businesses within the <a href="http://www.limak.com.tr/" target="_blank" rel="noopener">Limak Grubu</a> consortium. The loan's interest rates are indexed to criteria evaluating equal opportunities across the group's entire workforce.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<a href="https://www.garantibbva.com.tr/en">BBVA's unit in Turkey</a>, national leader in innovative loan structuring, has agreed a ‘gender loan’ with four tourism businesses within the <a href="http://www.limak.com.tr/" target="_blank" rel="noopener">Limak Grubu</a> consortium. The loan's interest rates are indexed to criteria evaluating equal opportunities across the group's entire workforce.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Demand explodes for ECB liquidity, to be used for business loans</title>
                    <link>https://www.bbva.com/en/demand-explodes-for-ecb-liquidity-to-be-used-for-business-loans/</link>
                    <pubDate>Tue, 23 Jun 2020 00:20:08 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Coronavirus]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans and credits]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=766319</guid>
                                            <description>
                            <![CDATA[Olga Gouveia, lead economist for Financial Systems at BBVA Research, wrote an <a href="https://www.bbvaresearch.com/publicaciones/europa-peticion-masiva-de-liquidez-para-prestar-a-las-empresas/" target="_blank" rel="noopener">op ed piece for the Spanish daily paper, Expansión</a>, where she gave a positive appraisal of the European Central Bank liquidity auctions. The ECB auctions aim to increase lending in order to address the impacts of the COVID-19 crisis.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Olga Gouveia, lead economist for Financial Systems at BBVA Research, wrote an <a href="https://www.bbvaresearch.com/publicaciones/europa-peticion-masiva-de-liquidez-para-prestar-a-las-empresas/" target="_blank" rel="noopener">op ed piece for the Spanish daily paper, Expansión</a>, where she gave a positive appraisal of the European Central Bank liquidity auctions. The ECB auctions aim to increase lending in order to address the impacts of the COVID-19 crisis.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA completes its second sale of written-off loans in less than a week</title>
                    <link>https://www.bbva.com/en/bbva-completes-its-second-sale-of-written-off-loans-in-less-than-a-week/</link>
                    <pubDate>Fri, 20 Dec 2019 10:29:54 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Loans and credits]]>
                            </category>
                                                    <category>
                                <![CDATA[Mergers and acquisitions]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=715591</guid>
                                            <description>
                            <![CDATA[This week, BBVA sold two of its largest portfolios of written-off loans. Following the sale of “Project Juno”, the bank signed the transfer of a portfolio comprised of loans to small and medium sized enterprises (SMEs) with an approximate gross value of €2.1 billion.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[This week, BBVA sold two of its largest portfolios of written-off loans. Following the sale of “Project Juno”, the bank signed the transfer of a portfolio comprised of loans to small and medium sized enterprises (SMEs) with an approximate gross value of €2.1 billion.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA signs sale of written-off loan portfolio, its biggest ever</title>
                    <link>https://www.bbva.com/en/bbva-signs-sale-of-defaulted-loan-portfolio-its-biggest-ever/</link>
                    <pubDate>Wed, 18 Dec 2019 15:40:19 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Carmen Álvarez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans and credits]]>
                            </category>
                                                    <category>
                                <![CDATA[Mergers and acquisitions]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=714514</guid>
                                            <description>
                            <![CDATA[BBVA has signed the sale of a written-off loan portfolio (mostly consumer loans) worth a gross total of €2.5 billion. The transaction is BBVA’s biggest ever of this kind to date.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has signed the sale of a written-off loan portfolio (mostly consumer loans) worth a gross total of €2.5 billion. The transaction is BBVA’s biggest ever of this kind to date.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Provisions for non-performing loans: how much is enough?</title>
                    <link>https://www.bbva.com/en/financial-health/provisions-for-non-performing-loans-how-much-is-enough/</link>
                    <pubDate>Tue, 20 Aug 2019 05:17:28 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[david.corral]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Credit card]]>
                            </category>
                                                    <category>
                                <![CDATA[Debt management]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial education]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial health]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans and credits]]>
                            </category>
                                                    <category>
                                <![CDATA[Personal finances]]>
                            </category>
                                                    <category>
                                <![CDATA[Responsible finance]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=opinion&#038;p=673066</guid>
                                            <description>
                            <![CDATA[For years the increase in non-performing loans (NPLs) resulting from the financial crisis represented one of the major risk factors for the banking industry in the eurozone. This increase was relatively heterogeneous, with a greater impact on the peripheral countries in Southern Europe.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[For years the increase in non-performing loans (NPLs) resulting from the financial crisis represented one of the major risk factors for the banking industry in the eurozone. This increase was relatively heterogeneous, with a greater impact on the peripheral countries in Southern Europe.]]>
                        </content:encoded>
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