<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" >
    <channel>
        <title>Home buying - NEWS BBVA</title>
        <atom:link href="https://www.bbva.com/en/financial-health/debt/home-buying/feed/" rel="self" type="application/rss+xml" />
        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Sat, 13 Dec 2025 13:31:47 +0100</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>Analysis: Top five ways millennials’ approach to homebuying is different from other generations</title>
                    <link>https://www.bbva.com/en/analysis-top-five-ways-millennials-approach-to-homebuying-is-different-from-other-generations/</link>
                    <pubDate>Tue, 09 Feb 2021 16:40:35 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[al.ortiz]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Home buying]]>
                            </category>
                                                    <category>
                                <![CDATA[Housing]]>
                            </category>
                                                    <category>
                                <![CDATA[Mortgages]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=819432</guid>
                                            <description>
                            <![CDATA[Months ago, BBVA USA Head of Mortgage Murat Kalkan <a href="https://www.bbva.com/en/housing-market-outlook-supply-demand-millennials/" target="_blank" rel="noopener noreferrer">spoke on a variety of topics regarding the mortgage sector</a> - and in part spoke about millennials and their changing patterns toward homeownership.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Months ago, BBVA USA Head of Mortgage Murat Kalkan <a href="https://www.bbva.com/en/housing-market-outlook-supply-demand-millennials/" target="_blank" rel="noopener noreferrer">spoke on a variety of topics regarding the mortgage sector</a> - and in part spoke about millennials and their changing patterns toward homeownership.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA offers certain FHA and VA borrowers up to $3,500 in added savings</title>
                    <link>https://www.bbva.com/en/us/bbva-offers-certain-fha-and-va-borrowers-up-to-3500-in-added-savings/</link>
                    <pubDate>Mon, 03 Jun 2019 21:21:52 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Tristan Grimble]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Home buying]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                    <category>
                                <![CDATA[Mortgages]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=646214</guid>
                                            <description>
                            <![CDATA[<a href="http://bbva.info/2oLslPd" target="_blank" rel="noopener">BBVA </a>recently enhanced its slate of programs designed to help more people with homeownership, announcing that it is now offering additional closing cost assistance for low-to-moderate income (LMI) borrowers that qualify for FHA or VA home loans.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<a href="http://bbva.info/2oLslPd" target="_blank" rel="noopener">BBVA </a>recently enhanced its slate of programs designed to help more people with homeownership, announcing that it is now offering additional closing cost assistance for low-to-moderate income (LMI) borrowers that qualify for FHA or VA home loans.]]>
                        </content:encoded>
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                                <item>
                    <title>Understanding VA and FHA loans</title>
                    <link>https://www.bbva.com/en/us/understanding-va-and-fha-loans/</link>
                    <pubDate>Mon, 03 Jun 2019 15:45:29 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Lori Moore]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Home buying]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                    <category>
                                <![CDATA[Mortgages]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=646057</guid>
                                            <description>
                            <![CDATA[For many Americans, their home is their greatest source of wealth. It is for this reason — and many others — that the housing market has always been an extremely important part of the U.S. economy. What's more, <a href="https://realtoru.edu/wp-content/uploads/2014/06/Homeownership-Stable-Housing.pdf" target="_blank" rel="noopener">studies</a> have shown time and time again homeowners are more active in their communities, healthier and less likely to be victims of crime. Simply put, home ownership is good for our citizens, our communities and our country. Which is why over the years, the U.S. government has created programs designed to make homeownership accessible for more Americans.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[For many Americans, their home is their greatest source of wealth. It is for this reason — and many others — that the housing market has always been an extremely important part of the U.S. economy. What's more, <a href="https://realtoru.edu/wp-content/uploads/2014/06/Homeownership-Stable-Housing.pdf" target="_blank" rel="noopener">studies</a> have shown time and time again homeowners are more active in their communities, healthier and less likely to be victims of crime. Simply put, home ownership is good for our citizens, our communities and our country. Which is why over the years, the U.S. government has created programs designed to make homeownership accessible for more Americans.]]>
                        </content:encoded>
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                                <item>
                    <title>What are mortgage points and do you need them?</title>
                    <link>https://www.bbva.com/en/what-are-mortgage-points-and-do-you-need-them/</link>
                    <pubDate>Fri, 19 Oct 2018 20:49:47 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Lori Moore]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Home buying]]>
                            </category>
                                                    <category>
                                <![CDATA[Mortgages]]>
                            </category>
                                                    <category>
                                <![CDATA[Personal finances]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=584528</guid>
                                            <description>
                            <![CDATA[Whether it’s your first home or your fourth, the whole mortgage process can be confusing and stressful… so many decisions to make, so much jargon to decipher, so many boxes to initial.

One simple word you may hear is “points”. It sounds like such a simple word, but do you really know what points are?  A point is technically one percent of your mortgage amount, or $1,000 for every $100,000 you finance.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Whether it’s your first home or your fourth, the whole mortgage process can be confusing and stressful… so many decisions to make, so much jargon to decipher, so many boxes to initial.

One simple word you may hear is “points”. It sounds like such a simple word, but do you really know what points are?  A point is technically one percent of your mortgage amount, or $1,000 for every $100,000 you finance.]]>
                        </content:encoded>
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                                <item>
                    <title>Why it takes so long to close a home loan</title>
                    <link>https://www.bbva.com/en/takes-long-close-home-loan/</link>
                    <pubDate>Fri, 07 Sep 2018 21:43:04 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Tristan Grimble]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Home buying]]>
                            </category>
                                                    <category>
                                <![CDATA[Mortgages]]>
                            </category>
                                                    <category>
                                <![CDATA[Personal finances]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=572161</guid>
                                            <description>
                            <![CDATA[When you’ve found the perfect house and the seller has accepted your offer, waiting to complete the home loan closing process - which can take around 40 days - can feel torturous.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[When you’ve found the perfect house and the seller has accepted your offer, waiting to complete the home loan closing process - which can take around 40 days - can feel torturous.]]>
                        </content:encoded>
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                                <item>
                    <title>Three things to know about getting a mortgage if you’re self-employed</title>
                    <link>https://www.bbva.com/en/three-things-know-getting-mortgage-youre-self-employed/</link>
                    <pubDate>Tue, 19 Jun 2018 20:25:11 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Christina Anderson]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Home buying]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                    <category>
                                <![CDATA[Mortgages]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=520554</guid>
                                            <description>
                            <![CDATA[Being self-employed doesn’t mean homeownership isn’t attainable. In fact, lenders are willing and able to loan money to the entrepreneurial minded. People who are self-employed and seeking to buy their own home simply need to be aware of a few more things.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Being self-employed doesn’t mean homeownership isn’t attainable. In fact, lenders are willing and able to loan money to the entrepreneurial minded. People who are self-employed and seeking to buy their own home simply need to be aware of a few more things.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Should you buy a house?</title>
                    <link>https://www.bbva.com/en/should-you-buy-a-house/</link>
                    <pubDate>Tue, 05 Jun 2018 21:31:19 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Tristan Grimble]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Home buying]]>
                            </category>
                                                    <category>
                                <![CDATA[Mortgages]]>
                            </category>
                                                    <category>
                                <![CDATA[Personal finances]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=508518</guid>
                                            <description>
                            <![CDATA[Black Knight, Inc.’s latest <a href="https://www.blackknightinc.com/black-knights-april-2018-mortgage-monitor/" target="_blank" rel="noopener">Mortgage Monitor Report</a> indicates that taken together, rising interest rates and home prices have affected housing affordability, resulting in a more than $100 increase in monthly payment on a 30-year mortgage used to purchase a median-priced U.S. home.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Black Knight, Inc.’s latest <a href="https://www.blackknightinc.com/black-knights-april-2018-mortgage-monitor/" target="_blank" rel="noopener">Mortgage Monitor Report</a> indicates that taken together, rising interest rates and home prices have affected housing affordability, resulting in a more than $100 increase in monthly payment on a 30-year mortgage used to purchase a median-priced U.S. home.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>‘Proptech’ and banking: A new ecosystem for a better experience when looking for a home</title>
                    <link>https://www.bbva.com/en/proptech-and-banking-new-ecosystem-better-experience-when-looking-home/</link>
                    <pubDate>Mon, 26 Feb 2018 00:23:30 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[No utilizar]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Big Data]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital Economics]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Entrepreneurship &amp; Startups]]>
                            </category>
                                                    <category>
                                <![CDATA[Home buying]]>
                            </category>
                                                    <category>
                                <![CDATA[Home rental]]>
                            </category>
                                                    <category>
                                <![CDATA[Home sales]]>
                            </category>
                                                    <category>
                                <![CDATA[Housing]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=424588</guid>
                                            <description>
                            <![CDATA[The “proptech” companies and the most innovative financial institutions are already offering services that improve the customer experience in the real estate sector.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The “proptech” companies and the most innovative financial institutions are already offering services that improve the customer experience in the real estate sector.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Understanding affordability when buying a home</title>
                    <link>https://www.bbva.com/en/understanding-affordability-buying-home/</link>
                    <pubDate>Fri, 09 Feb 2018 18:00:10 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Christina Anderson]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                    <category>
                                <![CDATA[Home buying]]>
                            </category>
                                                    <category>
                                <![CDATA[Housing]]>
                            </category>
                                                    <category>
                                <![CDATA[Mortgages]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=414398</guid>
                                            <description>
                            <![CDATA[When it comes to how much home you can afford, the answer is not always as cut and dried as the pre-qualification you receive from your lender, says BBVA Compass Director of Real Estate Originations Jose Pascual.

Pascual says that lenders do their best with what they’re given in order to pre-qualify customers for an affordable amount, but there are considerations outside their purview that borrowers should also consider.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[When it comes to how much home you can afford, the answer is not always as cut and dried as the pre-qualification you receive from your lender, says BBVA Compass Director of Real Estate Originations Jose Pascual.

Pascual says that lenders do their best with what they’re given in order to pre-qualify customers for an affordable amount, but there are considerations outside their purview that borrowers should also consider.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA moves ahead with its real-estate strategy with the transfer of its land holdings to Metrovacesa</title>
                    <link>https://www.bbva.com/en/bbva-moves-ahead-real-estate-strategy-transfer-land-holdings-metrovacesa/</link>
                    <pubDate>Wed, 12 Jul 2017 08:31:59 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[miriam.gidron]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Balance sheet]]>
                            </category>
                                                    <category>
                                <![CDATA[Construction and property]]>
                            </category>
                                                    <category>
                                <![CDATA[Construction and town planning]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Divestments]]>
                            </category>
                                                    <category>
                                <![CDATA[Home buying]]>
                            </category>
                                                    <category>
                                <![CDATA[Home rental]]>
                            </category>
                                                    <category>
                                <![CDATA[Home sales]]>
                            </category>
                                                    <category>
                                <![CDATA[Housing]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=337445</guid>
                                            <description>
                            <![CDATA[The agreement reached with <a href="http://www.mvcsyp.es/">Metrovacesa Suelo y Promoción</a> (hereinafter Metrovacesa S.A), in which BBVA holds a stake, represents a significant step forward in the bank’s real estate strategy.  BBVA participated in a non-monetary capital increase, together with the other shareholders, through which the bank will transfer high-potential land holdings intended for housing developments valued at €431 million.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The agreement reached with <a href="http://www.mvcsyp.es/">Metrovacesa Suelo y Promoción</a> (hereinafter Metrovacesa S.A), in which BBVA holds a stake, represents a significant step forward in the bank’s real estate strategy.  BBVA participated in a non-monetary capital increase, together with the other shareholders, through which the bank will transfer high-potential land holdings intended for housing developments valued at €431 million.]]>
                        </content:encoded>
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