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    <channel>
        <title>Expenses - NEWS BBVA</title>
        <atom:link href="https://www.bbva.com/en/financial-health/expenses/feed/" rel="self" type="application/rss+xml" />
        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Tue, 10 Mar 2026 17:24:10 +0100</lastBuildDate>
        <language>en-US</language>
        <sy:updatePeriod>hourly</sy:updatePeriod>
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                                <item>
                    <title>Garanti BBVA Report Shows Robust Growth in Card Payments in Türkiye</title>
                    <link>https://www.bbva.com/en/tr/economy-and-finance/garanti-bbva-report-shows-robust-growth-in-card-payments-in-turkiye/</link>
                    <pubDate>Tue, 20 Jan 2026 07:01:01 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Bank cards]]>
                            </category>
                                                    <category>
                                <![CDATA[Credit card]]>
                            </category>
                                                    <category>
                                <![CDATA[Debit card]]>
                            </category>
                                                    <category>
                                <![CDATA[Debt]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1140679</guid>
                                            <description>
                            <![CDATA[Garanti BBVA Payment Systems (GÖSAŞ) recently released the report ‘2025 Card Payments in Türkiye.’ The study, which analyzes trends in card spending, bank and credit card ownership and e-commerce growth, revealed rising credit and debit card spending volumes, increased contactless use, and a growing preference for upfront transactions. The study was based on data from the Interbank Card Center (BKM).]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA Payment Systems (GÖSAŞ) recently released the report ‘2025 Card Payments in Türkiye.’ The study, which analyzes trends in card spending, bank and credit card ownership and e-commerce growth, revealed rising credit and debit card spending volumes, increased contactless use, and a growing preference for upfront transactions. The study was based on data from the Interbank Card Center (BKM).]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA adds over 250,000 youth as new customers thanks to its app for minors in Spain</title>
                    <link>https://www.bbva.com/en/es/financial-health/bbva-adds-over-250000-youth-as-new-customers-thanks-to-its-app-for-minors-in-spain/</link>
                    <pubDate>Tue, 27 Aug 2024 08:00:09 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Santiago Romero]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Expenses]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial education]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial health]]>
                            </category>
                                                    <category>
                                <![CDATA[Money management]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/salud-financiera/bbva-suma-mas-de-250-000-clientes-jovenes-gracias-a-la-adaptacion-de-su-app-para-menores-en-espana/</guid>
                                            <description>
                            <![CDATA[With the aim of facilitating access to banking services, BBVA adapted its app in Spain for children at the end of 2022, allowing them to use functions such as mobile payments, Bizum and online purchases under parental supervision. Interested parents can open an account for their children between the ages of 0 to 17 directly on the app or at a branch. Since its launch, over 250,000 minors have signed up in Spain.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[With the aim of facilitating access to banking services, BBVA adapted its app in Spain for children at the end of 2022, allowing them to use functions such as mobile payments, Bizum and online purchases under parental supervision. Interested parents can open an account for their children between the ages of 0 to 17 directly on the app or at a branch. Since its launch, over 250,000 minors have signed up in Spain.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA launches a new project to disseminate financial health</title>
                    <link>https://www.bbva.com/en/financial-health/bbva-launches-a-new-project-to-disseminate-financial-health/</link>
                    <pubDate>Thu, 24 Mar 2022 06:21:34 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Santiago Romero]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Debt]]>
                            </category>
                                                    <category>
                                <![CDATA[Expenses]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial health]]>
                            </category>
                                                    <category>
                                <![CDATA[Planning]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial health]]>
                            </category>
                                                    <category>
                                <![CDATA[Savings]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=financialhealth&#038;p=899267</guid>
                                            <description>
                            <![CDATA[The bank has created a new section on its corporate website (<a href="https://www.bbva.com/es/">bbva.com</a>), which includes over 100 pieces of content with information and tips to manage personal and household finances better. Keeping track of everyday expenses and income, managing debt and strategies to save better or plan for the future are some of the issues covered in this informative project on <a href="https://www.bbva.com/es/salud-financiera/">financial health</a>. It is complemented with a podcast that is available on the main platforms.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The bank has created a new section on its corporate website (<a href="https://www.bbva.com/es/">bbva.com</a>), which includes over 100 pieces of content with information and tips to manage personal and household finances better. Keeping track of everyday expenses and income, managing debt and strategies to save better or plan for the future are some of the issues covered in this informative project on <a href="https://www.bbva.com/es/salud-financiera/">financial health</a>. It is complemented with a podcast that is available on the main platforms.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>What expenses should appear in every family budget?</title>
                    <link>https://www.bbva.com/en/financial-health/what-expenses-should-appear-in-every-family-budget/</link>
                    <pubDate>Fri, 15 Nov 2019 01:25:50 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Monica Coca (colaborador externo)]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial health]]>
                            </category>
                                                    <category>
                                <![CDATA[Money management]]>
                            </category>
                                                    <category>
                                <![CDATA[Rethink expenses]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=701867</guid>
                                            <description>
                            <![CDATA[It is common to think that saving is synonymous with not spending. But nothing could be further from the truth. Saving means spending better to make the most out of your money and, in addition, putting an amount aside to meet financial goals. The first step to achieve this is to draw up a family budget where all expenses are properly classified.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[It is common to think that saving is synonymous with not spending. But nothing could be further from the truth. Saving means spending better to make the most out of your money and, in addition, putting an amount aside to meet financial goals. The first step to achieve this is to draw up a family budget where all expenses are properly classified.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Luz Martín Manjón: "We continue working to create data-based experiences"</title>
                    <link>https://www.bbva.com/en/es/financial-health/luz-martin-manjon-we-continue-working-to-create-data-based-experiences/</link>
                    <pubDate>Thu, 18 Jul 2019 23:56:47 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[p.moreno.hernando]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial health]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial planning]]>
                            </category>
                                                    <category>
                                <![CDATA[Money management]]>
                            </category>
                                                    <category>
                                <![CDATA[Rethink expenses]]>
                            </category>
                                                    <category>
                                <![CDATA[Sustainable savings]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=663701</guid>
                                            <description>
                            <![CDATA[‘<a href="https://www.bbva.es/general/finanzas-vistazo/ahorro/programa-tu-cuenta/index.jsp?utm_pais=espana&amp;utm_producto=cuentas&amp;utm_subproducto=cuentas-ahorro" target="_blank" rel="noopener">Schedule your account</a>’ is the new digital service BBVA is offering its customers on the app (<a href="https://play.google.com/store/apps/details?id=com.bbva.bbvacontigo&amp;hl=es" target="_blank" rel="noopener">Android</a> e <a href="https://itunes.apple.com/es/app/bbva-espa%C3%B1a/id325813155?mt=8" target="_blank" rel="noopener">iPhone</a>). With this tool, customers can activate, and customize, six settings to automatically perform certain tasks to manage their personal finances. They simply have to choose the most convenient way to manage their account balance or save, include the parameters to take into account, and the operations take place automatically. Luz Martín Manjón, Head of Digital Products at BBVA Spain, explains how this new tool works.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[‘<a href="https://www.bbva.es/general/finanzas-vistazo/ahorro/programa-tu-cuenta/index.jsp?utm_pais=espana&amp;utm_producto=cuentas&amp;utm_subproducto=cuentas-ahorro" target="_blank" rel="noopener">Schedule your account</a>’ is the new digital service BBVA is offering its customers on the app (<a href="https://play.google.com/store/apps/details?id=com.bbva.bbvacontigo&amp;hl=es" target="_blank" rel="noopener">Android</a> e <a href="https://itunes.apple.com/es/app/bbva-espa%C3%B1a/id325813155?mt=8" target="_blank" rel="noopener">iPhone</a>). With this tool, customers can activate, and customize, six settings to automatically perform certain tasks to manage their personal finances. They simply have to choose the most convenient way to manage their account balance or save, include the parameters to take into account, and the operations take place automatically. Luz Martín Manjón, Head of Digital Products at BBVA Spain, explains how this new tool works.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Millennials in the big cities use less and less cash</title>
                    <link>https://www.bbva.com/en/financial-health/millennials-in-the-big-cities-use-less-and-less-cash/</link>
                    <pubDate>Sun, 07 Oct 2018 23:30:48 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Teresa Alameda]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Credit card]]>
                            </category>
                                                    <category>
                                <![CDATA[Debit card]]>
                            </category>
                                                    <category>
                                <![CDATA[Expense classification]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial education]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial health]]>
                            </category>
                                                    <category>
                                <![CDATA[Money management]]>
                            </category>
                                                    <category>
                                <![CDATA[Rethink expenses]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=575342</guid>
                                            <description>
                            <![CDATA[Cash or card? The numbers opting for the latter continue to grow, especially among young people – the millennial generation – and in large cities like Madrid and Barcelona. Additionally, with ever-present POS’s and more and more retailers who accept them, card payments are increasingly frequent, even for low value transactions. These are some of the conclusions reached by BBVA Data &amp; Analytics and reported by BBVA Research in a study about spending habits in Spain: The use of cash is on the decline and digital payments are increasingly popular.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Cash or card? The numbers opting for the latter continue to grow, especially among young people – the millennial generation – and in large cities like Madrid and Barcelona. Additionally, with ever-present POS’s and more and more retailers who accept them, card payments are increasingly frequent, even for low value transactions. These are some of the conclusions reached by BBVA Data &amp; Analytics and reported by BBVA Research in a study about spending habits in Spain: The use of cash is on the decline and digital payments are increasingly popular.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>‘Proptech’ and banking: A new ecosystem for a better experience when looking for a home</title>
                    <link>https://www.bbva.com/en/proptech-and-banking-new-ecosystem-better-experience-when-looking-home/</link>
                    <pubDate>Mon, 26 Feb 2018 00:23:30 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[No utilizar]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Big Data]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital Economics]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Entrepreneurship &amp; Startups]]>
                            </category>
                                                    <category>
                                <![CDATA[Home buying]]>
                            </category>
                                                    <category>
                                <![CDATA[Home rental]]>
                            </category>
                                                    <category>
                                <![CDATA[Home sales]]>
                            </category>
                                                    <category>
                                <![CDATA[Housing]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=424588</guid>
                                            <description>
                            <![CDATA[The “proptech” companies and the most innovative financial institutions are already offering services that improve the customer experience in the real estate sector.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The “proptech” companies and the most innovative financial institutions are already offering services that improve the customer experience in the real estate sector.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA moves ahead with its real-estate strategy with the transfer of its land holdings to Metrovacesa</title>
                    <link>https://www.bbva.com/en/bbva-moves-ahead-real-estate-strategy-transfer-land-holdings-metrovacesa/</link>
                    <pubDate>Wed, 12 Jul 2017 08:31:59 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[miriam.gidron]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Balance sheet]]>
                            </category>
                                                    <category>
                                <![CDATA[Construction and property]]>
                            </category>
                                                    <category>
                                <![CDATA[Construction and town planning]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Divestments]]>
                            </category>
                                                    <category>
                                <![CDATA[Home buying]]>
                            </category>
                                                    <category>
                                <![CDATA[Home rental]]>
                            </category>
                                                    <category>
                                <![CDATA[Home sales]]>
                            </category>
                                                    <category>
                                <![CDATA[Housing]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=337445</guid>
                                            <description>
                            <![CDATA[The agreement reached with <a href="http://www.mvcsyp.es/">Metrovacesa Suelo y Promoción</a> (hereinafter Metrovacesa S.A), in which BBVA holds a stake, represents a significant step forward in the bank’s real estate strategy.  BBVA participated in a non-monetary capital increase, together with the other shareholders, through which the bank will transfer high-potential land holdings intended for housing developments valued at €431 million.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The agreement reached with <a href="http://www.mvcsyp.es/">Metrovacesa Suelo y Promoción</a> (hereinafter Metrovacesa S.A), in which BBVA holds a stake, represents a significant step forward in the bank’s real estate strategy.  BBVA participated in a non-monetary capital increase, together with the other shareholders, through which the bank will transfer high-potential land holdings intended for housing developments valued at €431 million.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Behomm, a creative alternative to Airbnb</title>
                    <link>https://www.bbva.com/en/innovation/behomm-creative-alternative-airbnb/</link>
                    <pubDate>Mon, 17 Apr 2017 14:43:58 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Blanca González del Fresno]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Big Data]]>
                            </category>
                                                    <category>
                                <![CDATA[Communication]]>
                            </category>
                                                    <category>
                                <![CDATA[Construction and property]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Entrepreneurship &amp; Startups]]>
                            </category>
                                                    <category>
                                <![CDATA[Fintech]]>
                            </category>
                                                    <category>
                                <![CDATA[Home rental]]>
                            </category>
                                                    <category>
                                <![CDATA[Housing]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=326639</guid>
                                            <description>
                            <![CDATA[Users of the Catalonia-based platform exchange their homes, a service they can access by invitation only, and in which money is not the important thing. The only requirement is to have a creative home.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Users of the Catalonia-based platform exchange their homes, a service they can access by invitation only, and in which money is not the important thing. The only requirement is to have a creative home.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA’s new app helps customers decide whether to buy a home</title>
                    <link>https://www.bbva.com/en/bbvas-new-app-helps-customers-decide-whether-buy-home/</link>
                    <pubDate>Tue, 19 Jul 2016 10:22:19 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Blanca González del Fresno]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial education]]>
                            </category>
                                                    <category>
                                <![CDATA[Home rental]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/en/?p=321198</guid>
                                            <description>
                            <![CDATA[<ul>
 	<li>BBVA customers planning to buy or rent a home now have a completely free digital tool that will help them with the decision to buy a home.</li>
 	<li>BBVA is offering its customers the possibility of knowing about how much they can afford to pay, and informing them of financing options to purchase a home.</li>
 	<li>By entering the name of the city or address of the property in the search tool, the app opens a report on the area or neighborhood where it is located, the number of properties for sale and the average estimated price of the home.</li>
 	<li>This represents a step forward in BBVA’s strategy to support customers with their most important concerns, helping them make an informed decision regarding financing options for the home.</li>
</ul>
BBVA has launched a new solution for all of its customers on the BBVA website free of charge. The digital tool provided by Madiva Soluciones, S.L. gives customers who are considering purchasing a home access to information on the area where it is located, as well as the estimated price and size of the home, in addition to other data. Furthermore, with the information provided in the tool, BBVA offers its customers the option of seeing approximately how much they could afford to pay and provides information on financing options to purchase the home, as well as suggestions to take into account before finalizing the purchase. With this new service, BBVA is expanding the solutions it offers to support and assist customers with their transactions, and in the decision making process regarding options to finance their home.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<ul>
 	<li>BBVA customers planning to buy or rent a home now have a completely free digital tool that will help them with the decision to buy a home.</li>
 	<li>BBVA is offering its customers the possibility of knowing about how much they can afford to pay, and informing them of financing options to purchase a home.</li>
 	<li>By entering the name of the city or address of the property in the search tool, the app opens a report on the area or neighborhood where it is located, the number of properties for sale and the average estimated price of the home.</li>
 	<li>This represents a step forward in BBVA’s strategy to support customers with their most important concerns, helping them make an informed decision regarding financing options for the home.</li>
</ul>
BBVA has launched a new solution for all of its customers on the BBVA website free of charge. The digital tool provided by Madiva Soluciones, S.L. gives customers who are considering purchasing a home access to information on the area where it is located, as well as the estimated price and size of the home, in addition to other data. Furthermore, with the information provided in the tool, BBVA offers its customers the option of seeing approximately how much they could afford to pay and provides information on financing options to purchase the home, as well as suggestions to take into account before finalizing the purchase. With this new service, BBVA is expanding the solutions it offers to support and assist customers with their transactions, and in the decision making process regarding options to finance their home.]]>
                        </content:encoded>
                                                        </item>
                        </channel>
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