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        <title>Rethink expenses - NEWS BBVA</title>
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        <description>NEWS BBVA</description>
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                    <title>What expenses should appear in every family budget?</title>
                    <link>https://www.bbva.com/en/financial-health/what-expenses-should-appear-in-every-family-budget/</link>
                    <pubDate>Fri, 15 Nov 2019 01:25:50 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Monica Coca (colaborador externo)]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial health]]>
                            </category>
                                                    <category>
                                <![CDATA[Money management]]>
                            </category>
                                                    <category>
                                <![CDATA[Rethink expenses]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=701867</guid>
                                            <description>
                            <![CDATA[It is common to think that saving is synonymous with not spending. But nothing could be further from the truth. Saving means spending better to make the most out of your money and, in addition, putting an amount aside to meet financial goals. The first step to achieve this is to draw up a family budget where all expenses are properly classified.]]>
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                            <![CDATA[It is common to think that saving is synonymous with not spending. But nothing could be further from the truth. Saving means spending better to make the most out of your money and, in addition, putting an amount aside to meet financial goals. The first step to achieve this is to draw up a family budget where all expenses are properly classified.]]>
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                                <item>
                    <title>Luz Martín Manjón: "We continue working to create data-based experiences"</title>
                    <link>https://www.bbva.com/en/es/financial-health/luz-martin-manjon-we-continue-working-to-create-data-based-experiences/</link>
                    <pubDate>Thu, 18 Jul 2019 23:56:47 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[p.moreno.hernando]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial health]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial planning]]>
                            </category>
                                                    <category>
                                <![CDATA[Money management]]>
                            </category>
                                                    <category>
                                <![CDATA[Rethink expenses]]>
                            </category>
                                                    <category>
                                <![CDATA[Sustainable savings]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=663701</guid>
                                            <description>
                            <![CDATA[‘<a href="https://www.bbva.es/general/finanzas-vistazo/ahorro/programa-tu-cuenta/index.jsp?utm_pais=espana&amp;utm_producto=cuentas&amp;utm_subproducto=cuentas-ahorro" target="_blank" rel="noopener">Schedule your account</a>’ is the new digital service BBVA is offering its customers on the app (<a href="https://play.google.com/store/apps/details?id=com.bbva.bbvacontigo&amp;hl=es" target="_blank" rel="noopener">Android</a> e <a href="https://itunes.apple.com/es/app/bbva-espa%C3%B1a/id325813155?mt=8" target="_blank" rel="noopener">iPhone</a>). With this tool, customers can activate, and customize, six settings to automatically perform certain tasks to manage their personal finances. They simply have to choose the most convenient way to manage their account balance or save, include the parameters to take into account, and the operations take place automatically. Luz Martín Manjón, Head of Digital Products at BBVA Spain, explains how this new tool works.]]>
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                        <content:encoded>
                            <![CDATA[‘<a href="https://www.bbva.es/general/finanzas-vistazo/ahorro/programa-tu-cuenta/index.jsp?utm_pais=espana&amp;utm_producto=cuentas&amp;utm_subproducto=cuentas-ahorro" target="_blank" rel="noopener">Schedule your account</a>’ is the new digital service BBVA is offering its customers on the app (<a href="https://play.google.com/store/apps/details?id=com.bbva.bbvacontigo&amp;hl=es" target="_blank" rel="noopener">Android</a> e <a href="https://itunes.apple.com/es/app/bbva-espa%C3%B1a/id325813155?mt=8" target="_blank" rel="noopener">iPhone</a>). With this tool, customers can activate, and customize, six settings to automatically perform certain tasks to manage their personal finances. They simply have to choose the most convenient way to manage their account balance or save, include the parameters to take into account, and the operations take place automatically. Luz Martín Manjón, Head of Digital Products at BBVA Spain, explains how this new tool works.]]>
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                                <item>
                    <title>Millennials in the big cities use less and less cash</title>
                    <link>https://www.bbva.com/en/financial-health/millennials-in-the-big-cities-use-less-and-less-cash/</link>
                    <pubDate>Sun, 07 Oct 2018 23:30:48 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Teresa Alameda]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Credit card]]>
                            </category>
                                                    <category>
                                <![CDATA[Debit card]]>
                            </category>
                                                    <category>
                                <![CDATA[Expense classification]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial education]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial health]]>
                            </category>
                                                    <category>
                                <![CDATA[Money management]]>
                            </category>
                                                    <category>
                                <![CDATA[Rethink expenses]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=575342</guid>
                                            <description>
                            <![CDATA[Cash or card? The numbers opting for the latter continue to grow, especially among young people – the millennial generation – and in large cities like Madrid and Barcelona. Additionally, with ever-present POS’s and more and more retailers who accept them, card payments are increasingly frequent, even for low value transactions. These are some of the conclusions reached by BBVA Data &amp; Analytics and reported by BBVA Research in a study about spending habits in Spain: The use of cash is on the decline and digital payments are increasingly popular.]]>
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                        <content:encoded>
                            <![CDATA[Cash or card? The numbers opting for the latter continue to grow, especially among young people – the millennial generation – and in large cities like Madrid and Barcelona. Additionally, with ever-present POS’s and more and more retailers who accept them, card payments are increasingly frequent, even for low value transactions. These are some of the conclusions reached by BBVA Data &amp; Analytics and reported by BBVA Research in a study about spending habits in Spain: The use of cash is on the decline and digital payments are increasingly popular.]]>
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