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        <title>Artificial Intelligence | BBVA</title>
        <atom:link href="https://www.bbva.com/en/innovation/artificial-intelligence/feed/" rel="self" type="application/rss+xml" />
        <link>https://www.bbva.com/en/innovation/artificial-intelligence/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Fri, 10 Jul 2026 08:43:00 +0200</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>BBVA’s Eight Responsible AI Principles</title>
                    <link>https://www.bbva.com/en/innovation/bbvas-eight-responsible-ai-principles/</link>
                    <pubDate>Wed, 08 Jul 2026 22:06:41 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Vanessa Pombo Nartallo]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1169362</guid>
                                            <description>
                            <![CDATA[At BBVA, the development and use of artificial intelligence are underpinned by a responsible AI framework based on eight principles that promote transparency, security, privacy and human oversight. The aim is to create sustainable value, uphold security standards, regulatory compliance and customer data protection, in order to preserve customer trust in the bank’s services in an increasingly automated environment.  These principles are implemented through technological capabilities, governance mechanisms, and training and support programs for employees.
<h6>AI-generated opening image</h6>]]>
                        </description>
                        <content:encoded>
                            <![CDATA[At BBVA, the development and use of artificial intelligence are underpinned by a responsible AI framework based on eight principles that promote transparency, security, privacy and human oversight. The aim is to create sustainable value, uphold security standards, regulatory compliance and customer data protection, in order to preserve customer trust in the bank’s services in an increasingly automated environment.  These principles are implemented through technological capabilities, governance mechanisms, and training and support programs for employees.
<h6>AI-generated opening image</h6>]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Completes Its First AI Agent-Initiated Transaction Together with Visa</title>
                    <link>https://www.bbva.com/en/innovation/bbva-completes-its-first-ai-agent-initiated-transaction-together-with-visa/</link>
                    <pubDate>Thu, 02 Jul 2026 11:30:50 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Vanessa Pombo Nartallo]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1168701</guid>
                                            <description>
                            <![CDATA[BBVA has completed a transaction initiated by an artificial intelligence agent on behalf of a cardholder, as part of a live agentic commerce activity that Visa is developing in Europe under its Visa Agentic Ready programme. The payment was carried out using real card credentials and the systems of an active merchant, demonstrating that AI agents can securely complete purchases on behalf of cardholders within today’s payments infrastructure.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has completed a transaction initiated by an artificial intelligence agent on behalf of a cardholder, as part of a live agentic commerce activity that Visa is developing in Europe under its Visa Agentic Ready programme. The payment was carried out using real card credentials and the systems of an active merchant, demonstrating that AI agents can securely complete purchases on behalf of cardholders within today’s payments infrastructure.]]>
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                                <item>
                    <title>Carlos Torres Vila: “Europe’s True Competitive Advantage Will Come from Companies’ Ability to Incorporate AI at Scale”</title>
                    <link>https://www.bbva.com/en/economy-and-finance/carlos-torres-vila-europes-true-competitive-advantage-will-come-from-companies-ability-to-incorporate-ai-at-scale/</link>
                    <pubDate>Fri, 19 Jun 2026 10:57:58 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Santiago Romero]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Carlos Torres Vila]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1166922</guid>
                                            <description>
                            <![CDATA[BBVA’s Chair stated this Friday that Europe remains one of the world’s largest economies, with significant strengths, but needs to increase investment in order to compete globally. During the annual conference of the Spanish Banking Association (AEB), the Spanish Federation of Savings Banks (CECA) and the Credit Cooperative Association (Unacc), Carlos Torres Vila noted that the EU does not have a savings problem, but rather a challenge in channeling those savings into productive projects. To achieve this, it is necessary to simplify regulation and complete financial integration. He also highlighted the role of artificial intelligence (AI) as a driver of Europe’s competitiveness. The true competitive advantage, he explained, will come from the ability of European companies to incorporate AI at scale and translate it into productivity, innovation and growth.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA’s Chair stated this Friday that Europe remains one of the world’s largest economies, with significant strengths, but needs to increase investment in order to compete globally. During the annual conference of the Spanish Banking Association (AEB), the Spanish Federation of Savings Banks (CECA) and the Credit Cooperative Association (Unacc), Carlos Torres Vila noted that the EU does not have a savings problem, but rather a challenge in channeling those savings into productive projects. To achieve this, it is necessary to simplify regulation and complete financial integration. He also highlighted the role of artificial intelligence (AI) as a driver of Europe’s competitiveness. The true competitive advantage, he explained, will come from the ability of European companies to incorporate AI at scale and translate it into productivity, innovation and growth.]]>
                        </content:encoded>
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                                <item>
                    <title>Isaac Asimov, AI, and the Goals of Financial Regulation</title>
                    <link>https://www.bbva.com/en/economy-and-finance/isaac-asimov-ai-and-the-goals-of-financial-regulation/</link>
                    <pubDate>Tue, 16 Jun 2026 05:59:37 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Javier Díaz Jiménez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1163673</guid>
                                            <description>
                            <![CDATA[One of the main issues currently under discussion in European financial regulation is whether competitiveness objectives should be part of the purview of European regulatory and supervisory agencies, alongside their primary mandate of safeguarding financial stability. The debate has gained momentum following the UK reform introduced in 2023, which included objectives of this kind, and in tandem with the regulatory simplification efforts being championed by the European Commission. Notably, Brussels recently launched a consultation on the competitiveness of the financial industry and is expected to publish a report in the coming weeks. It is important to clarify that both the UK reform and the proposals currently on the table in the EU refer to competitiveness in a dual sense: that of the financial sector itself and that of the broader economy it helps to finance.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[One of the main issues currently under discussion in European financial regulation is whether competitiveness objectives should be part of the purview of European regulatory and supervisory agencies, alongside their primary mandate of safeguarding financial stability. The debate has gained momentum following the UK reform introduced in 2023, which included objectives of this kind, and in tandem with the regulatory simplification efforts being championed by the European Commission. Notably, Brussels recently launched a consultation on the competitiveness of the financial industry and is expected to publish a report in the coming weeks. It is important to clarify that both the UK reform and the proposals currently on the table in the EU refer to competitiveness in a dual sense: that of the financial sector itself and that of the broader economy it helps to finance.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA develops a new technology architecture with AWS to accelerate its AI solutions</title>
                    <link>https://www.bbva.com/en/innovation/bbva-develops-a-new-technology-architecture-with-aws-to-accelerate-its-ai-solutions/</link>
                    <pubDate>Fri, 05 Jun 2026 02:50:50 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Joan Llop]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1164598</guid>
                                            <description>
                            <![CDATA[BBVA has developed a new MLOps architecture together with Amazon Web Services (AWS), integrated into ADA, <a href="https://www.bbva.com/en/innovation/bbva-completes-its-global-move-to-the-cloud-with-a-single-data-and-artificial-intelligence-platform/">the bank’s global cloud-based data and artificial intelligence platform</a>, to accelerate the development, validation and deployment of AI models across the Group. The solution enables teams to work more autonomously, reuse common components and automate governance controls, reducing development times by up to 75% in use cases such as personalized customer recommendations and financial forecasting.
<h6></h6>]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has developed a new MLOps architecture together with Amazon Web Services (AWS), integrated into ADA, <a href="https://www.bbva.com/en/innovation/bbva-completes-its-global-move-to-the-cloud-with-a-single-data-and-artificial-intelligence-platform/">the bank’s global cloud-based data and artificial intelligence platform</a>, to accelerate the development, validation and deployment of AI models across the Group. The solution enables teams to work more autonomously, reuse common components and automate governance controls, reducing development times by up to 75% in use cases such as personalized customer recommendations and financial forecasting.
<h6></h6>]]>
                        </content:encoded>
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                                <item>
                    <title>Onur Genç: “AI Will Transform Banking for the Better, the Key Lies in Scaling Its Benefits Across the Organization”</title>
                    <link>https://www.bbva.com/en/innovation/onur-genc-ai-will-transform-banking-for-the-better-the-key-lies-in-scaling-its-benefits-across-the-organization/</link>
                    <pubDate>Thu, 04 Jun 2026 11:23:46 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1164546</guid>
                                            <description>
                            <![CDATA[Artificial intelligence will bring about a faster and more profound transformation than the digital revolution, drastically altering customer relations, value propositions and the way organizations operate. This was the message BBVA CEO Onur Genç delivered in his presentation at the fintech conference Money2020, where he stressed that differentiation in this new era will hinge on how capable organizations are of transforming and scaling AI across their operations, an area where BBVA is already taking decisive steps.  In addition, he underscored that the bank has established a very clear roadmap to build a more personalized, accessible and proactive banking experience for its clients.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Artificial intelligence will bring about a faster and more profound transformation than the digital revolution, drastically altering customer relations, value propositions and the way organizations operate. This was the message BBVA CEO Onur Genç delivered in his presentation at the fintech conference Money2020, where he stressed that differentiation in this new era will hinge on how capable organizations are of transforming and scaling AI across their operations, an area where BBVA is already taking decisive steps.  In addition, he underscored that the bank has established a very clear roadmap to build a more personalized, accessible and proactive banking experience for its clients.]]>
                        </content:encoded>
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                                <item>
                    <title>Luisa Gómez Bravo (BBVA): “AI Can Become a Driver of Innovation for Clients and Generate Significantly Greater Value for Our Shareholders”</title>
                    <link>https://www.bbva.com/en/innovation/luisa-gomez-bravo-bbva-ai-can-become-a-driver-of-innovation-for-clients-and-generate-significantly-greater-value-for-our-shareholders/</link>
                    <pubDate>Wed, 03 Jun 2026 14:20:35 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Miguel Rodríguez Canfranc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1164322</guid>
                                            <description>
                            <![CDATA[Speaking at the Goldman Sachs investor conference on Wednesday, BBVA’s Global Head of Finance, Luisa Gómez Bravo, noted that AI will be one of the key forces shaping the future of banking and will drive a transformation that is greater, faster, and more disruptive than digitalization, benefiting clients in particular: “We believe AI can become a powerful engine for innovation and value creation for clients and, ultimately, generate significantly greater value for our shareholders.”]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Speaking at the Goldman Sachs investor conference on Wednesday, BBVA’s Global Head of Finance, Luisa Gómez Bravo, noted that AI will be one of the key forces shaping the future of banking and will drive a transformation that is greater, faster, and more disruptive than digitalization, benefiting clients in particular: “We believe AI can become a powerful engine for innovation and value creation for clients and, ultimately, generate significantly greater value for our shareholders.”]]>
                        </content:encoded>
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                                <item>
                    <title>Javier Rodríguez Soler Named Among American Banker’s “50 Most Innovative People in Finance”</title>
                    <link>https://www.bbva.com/en/enterprises/javier-rodriguez-soler-named-among-american-bankers-50-most-innovative-people-in-finance/</link>
                    <pubDate>Mon, 01 Jun 2026 15:02:32 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[O020755]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Award]]>
                            </category>
                                                    <category>
                                <![CDATA[Blockchain]]>
                            </category>
                                                    <category>
                                <![CDATA[Communication]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital coins]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Press release]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=enterprises&#038;p=1163394</guid>
                                            <description>
                            <![CDATA[Javier Rodríguez Soler, Global Head of Sustainability and Corporate &amp; Investment Banking (CIB), has been named to American Banker’s inaugural “50 Most Innovative People in Finance” list. The recognition highlights his leadership in accelerating BBVA’s transformation through the integration of artificial intelligence, advanced analytics and sustainability across the bank’s global operations. American Banker also recognized BBVA’s deployment of generative AI tools and continued investment in digital banking and sustainable finance solutions.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Javier Rodríguez Soler, Global Head of Sustainability and Corporate &amp; Investment Banking (CIB), has been named to American Banker’s inaugural “50 Most Innovative People in Finance” list. The recognition highlights his leadership in accelerating BBVA’s transformation through the integration of artificial intelligence, advanced analytics and sustainability across the bank’s global operations. American Banker also recognized BBVA’s deployment of generative AI tools and continued investment in digital banking and sustainable finance solutions.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Accelerates Its Artificial Intelligence Strategy With A Global Area: AI Transformation</title>
                    <link>https://www.bbva.com/en/innovation/bbva-accelerates-its-artificial-intelligence-strategy-with-a-global-area-ai-transformation/</link>
                    <pubDate>Thu, 28 May 2026 16:32:02 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Santiago Romero]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1163317</guid>
                                            <description>
                            <![CDATA[The AI Transformation area, which sits at the top level of the organization and will be led by <a href="https://www.bbva.com/en/biography/antonio-bravo/">Antonio Bravo</a> combines the current Data area with critical technological capabilities to industrialize the creation, deployment and management of artificial intelligence (AI) agents across the organization. This evolution will accelerate the bank’s transformation and enable smarter, more proactive and highly personalized financial services for its customers.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The AI Transformation area, which sits at the top level of the organization and will be led by <a href="https://www.bbva.com/en/biography/antonio-bravo/">Antonio Bravo</a> combines the current Data area with critical technological capabilities to industrialize the creation, deployment and management of artificial intelligence (AI) agents across the organization. This evolution will accelerate the bank’s transformation and enable smarter, more proactive and highly personalized financial services for its customers.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Completes Its First Industrial Doctorates in Data Science in Partnership with the University of Navarra</title>
                    <link>https://www.bbva.com/en/innovation/bbva-completes-its-first-industrial-doctorates-in-data-science-in-partnership-with-the-university-of-navarra/</link>
                    <pubDate>Thu, 28 May 2026 10:34:51 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1163246</guid>
                                            <description>
                            <![CDATA[BBVA and the University of Navarra have completed the first two industrial doctorates in data science under their joint program. This pioneering initiative enables working professionals to carry out advanced academic research into real challenges facing the financial sector. Both theses propose ways of developing AI models that can identify the causes behind financial decisions, not just the correlations.

&nbsp;
<h6>Photo caption (from left to right): Paul G. Tobin, Global Head of Talent and Culture at BBVA; Paloma Grau, Vice President for Research and Sustainability at the University of Navarra; the newly awarded PhDs Paloma Marín and Jesús Renero; and Jesús López Fidalgo, Director of DATAI. / Source: University of Navarra</h6>]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA and the University of Navarra have completed the first two industrial doctorates in data science under their joint program. This pioneering initiative enables working professionals to carry out advanced academic research into real challenges facing the financial sector. Both theses propose ways of developing AI models that can identify the causes behind financial decisions, not just the correlations.

&nbsp;
<h6>Photo caption (from left to right): Paul G. Tobin, Global Head of Talent and Culture at BBVA; Paloma Grau, Vice President for Research and Sustainability at the University of Navarra; the newly awarded PhDs Paloma Marín and Jesús Renero; and Jesús López Fidalgo, Director of DATAI. / Source: University of Navarra</h6>]]>
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