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        <title>Innovation - NEWS BBVA</title>
        <atom:link href="https://www.bbva.com/en/innovation/feed/" rel="self" type="application/rss+xml" />
        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Fri, 17 Apr 2026 14:22:20 +0200</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>BBVA Named World’s Most Innovative Bank 2026 by Global Finance</title>
                    <link>https://www.bbva.com/en/innovation/bbva-named-worlds-most-innovative-bank-2026-by-global-finance/</link>
                    <pubDate>Fri, 17 Apr 2026 11:55:29 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Joan Llop]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Awards]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/innovacion/bbva-banco-mas-innovador-del-mundo-2026-segun-global-finance/</guid>
                                            <description>
                            <![CDATA[BBVA’s Blue assistant, its new app known as Futura, and seven other AI-driven solutions from the Group have been recognized among the most innovative initiatives at <a href="https://gfmag.com/award/winner-announcements/press-release-global-finance-names-the-innovators-2026-top-financial-innovations-by-region/" target="_blank" rel="noopener">The Innovators 2026 awards run by Global Finance</a>. The publication also singled out Garanti BBVA Partners and AI Factory as <a href="https://gfmag.com/award/winner-announcements/press-release-global-finance-names-the-worlds-best-financial-innovation-labs-2026/" target="_blank" rel="noopener">leading financial innovation labs</a>.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA’s Blue assistant, its new app known as Futura, and seven other AI-driven solutions from the Group have been recognized among the most innovative initiatives at <a href="https://gfmag.com/award/winner-announcements/press-release-global-finance-names-the-innovators-2026-top-financial-innovations-by-region/" target="_blank" rel="noopener">The Innovators 2026 awards run by Global Finance</a>. The publication also singled out Garanti BBVA Partners and AI Factory as <a href="https://gfmag.com/award/winner-announcements/press-release-global-finance-names-the-worlds-best-financial-innovation-labs-2026/" target="_blank" rel="noopener">leading financial innovation labs</a>.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Joins Forces With Türkiye's Leading University Technoparks to Drive Entrepreneurship</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbva-joins-forces-with-turkiyes-leading-university-technoparks-to-drive-entrepreneurship/</link>
                    <pubDate>Thu, 16 Apr 2026 23:55:25 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1156039</guid>
                                            <description>
                            <![CDATA[<a href="https://www.garantibbva.com.tr/en" target="_blank" rel="noopener"><strong>Garanti BBVA</strong></a> has signed memorandums of understanding (MoU) with Bilkent Cyberpark, İTÜ ARI Teknokent, and ODTÜ Teknokent to connect technology startups with financial expertise, mentorship, and global networks. The partnerships will offer entrepreneurs multilayered support—from financial literacy training and acceleration programs to tailored banking solutions.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<a href="https://www.garantibbva.com.tr/en" target="_blank" rel="noopener"><strong>Garanti BBVA</strong></a> has signed memorandums of understanding (MoU) with Bilkent Cyberpark, İTÜ ARI Teknokent, and ODTÜ Teknokent to connect technology startups with financial expertise, mentorship, and global networks. The partnerships will offer entrepreneurs multilayered support—from financial literacy training and acceleration programs to tailored banking solutions.]]>
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                                <item>
                    <title>BBVA with Six-figure Customer Base in Germany with 23% of Customers Holding Over 100,000 €</title>
                    <link>https://www.bbva.com/en/innovation/bbva-reaches-six-figure-customer-base-in-germany-with-23-of-customers-holding-over-100000-e/</link>
                    <pubDate>Wed, 15 Apr 2026 11:22:49 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1155863</guid>
                                            <description>
                            <![CDATA[Germany is rapidly becoming one of the bank’s most important strategic growth markets in Europe. Since the launch of its digital retail bank in June 2025, BBVA has surpassed a six-figure customer base. Notably 90% of these customers have “activated, funded their accounts, and are actively using them,” Murat Kalkan, BBVA’s Global Head of Digital Banks, said today at <a href="https://www.fibe-berlin.com/en" target="_blank" rel="noopener">FIBE</a> in Berlin. That strong early confidence is further underscored by the fact that 23% (as of early 2026) of BBVA’s customers in Germany hold more than €100,000 with the bank. Kalkan emphasized that  BBVA’s ambition is to become a genuine primary banking alternative for German customers.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Germany is rapidly becoming one of the bank’s most important strategic growth markets in Europe. Since the launch of its digital retail bank in June 2025, BBVA has surpassed a six-figure customer base. Notably 90% of these customers have “activated, funded their accounts, and are actively using them,” Murat Kalkan, BBVA’s Global Head of Digital Banks, said today at <a href="https://www.fibe-berlin.com/en" target="_blank" rel="noopener">FIBE</a> in Berlin. That strong early confidence is further underscored by the fact that 23% (as of early 2026) of BBVA’s customers in Germany hold more than €100,000 with the bank. Kalkan emphasized that  BBVA’s ambition is to become a genuine primary banking alternative for German customers.]]>
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                                <item>
                    <title>BBVA Breaks Into the Top3 of Forbes’ Ranking of Italy’s Best Banks</title>
                    <link>https://www.bbva.com/en/innovation/bbva-breaks-into-the-top3-of-forbes-ranking-of-italys-best-banks/</link>
                    <pubDate>Mon, 13 Apr 2026 10:04:32 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[maria.ciriza]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Actualitat]]>
                            </category>
                                                    <category>
                                <![CDATA[Current news]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1155105</guid>
                                            <description>
                            <![CDATA[<p align="justify">BBVA has secured 3rd place among the best banks in Italy in the 2026 edition of the <a href="https://www.forbes.com/lists/worlds-best-banks/" target="_blank" rel="noopener">'World’s Best Banks' list published by Forbes</a>. This result marks an improvement over last year, when the bank ranked at the fifth place, and further strengthens its position among the leading financial institutions in the country.</p>]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<p align="justify">BBVA has secured 3rd place among the best banks in Italy in the 2026 edition of the <a href="https://www.forbes.com/lists/worlds-best-banks/" target="_blank" rel="noopener">'World’s Best Banks' list published by Forbes</a>. This result marks an improvement over last year, when the bank ranked at the fifth place, and further strengthens its position among the leading financial institutions in the country.</p>]]>
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                                <item>
                    <title>AI that Creates Automated Presentations and Documents Wins the Internal Competition, BBVA Bot Talent</title>
                    <link>https://www.bbva.com/en/innovation/ai-that-creates-automated-presentations-and-documents-wins-the-internal-competition-bbva-bot-talent/</link>
                    <pubDate>Thu, 09 Apr 2026 00:25:02 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Vanessa Pombo Nartallo]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/innovacion/una-ia-que-genera-presentaciones-y-documentos-automatizados-gana-la-competicion-interna-bbva-bot-talent/</guid>
                                            <description>
                            <![CDATA[The BBVA Bot Talent competition, through which the bank promotes AI adoption across the organization, received 315 proposals from over 1,200 employees in its second edition. The six finalists presented solutions ranging from risk analysis and customer extortion detection to the translation of financial content into indigenous languages and meeting optimization. The winning project, PresentAltor, automates corporate content creation in seconds, helping to reduce manual tasks and enhance team efficiency.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The BBVA Bot Talent competition, through which the bank promotes AI adoption across the organization, received 315 proposals from over 1,200 employees in its second edition. The six finalists presented solutions ranging from risk analysis and customer extortion detection to the translation of financial content into indigenous languages and meeting optimization. The winning project, PresentAltor, automates corporate content creation in seconds, helping to reduce manual tasks and enhance team efficiency.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Launches New Service Model for Tech Startups</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbva-launches-new-service-model-for-tech-startups/</link>
                    <pubDate>Wed, 08 Apr 2026 23:55:08 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1153876</guid>
                                            <description>
                            <![CDATA[<a href="https://www.bbva.com/es/garanti-bbva/"><strong>Garanti BBVA</strong> </a>has launched a new banking service model for technology startups operating in technoparks, combining tailored financial solutions with specialized advisory support.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<a href="https://www.bbva.com/es/garanti-bbva/"><strong>Garanti BBVA</strong> </a>has launched a new banking service model for technology startups operating in technoparks, combining tailored financial solutions with specialized advisory support.]]>
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                                <item>
                    <title>Garanti BBVA’s Export Loans Go Digital on Mobile and Online Banking</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbvas-export-loans-go-digital-on-mobile-and-online-banking/</link>
                    <pubDate>Tue, 07 Apr 2026 01:20:11 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital processing]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1153582</guid>
                                            <description>
                            <![CDATA[Garanti BBVA has expanded its export financing solutions by making its Turkish lira (TRY) Export Loan accessible through digital channels. Clients can now draw on their existing limits without visiting a branch and meet their financing needs quickly and easily, with financing terms of up to 24 months.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA has expanded its export financing solutions by making its Turkish lira (TRY) Export Loan accessible through digital channels. Clients can now draw on their existing limits without visiting a branch and meet their financing needs quickly and easily, with financing terms of up to 24 months.]]>
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                                <item>
                    <title>Responsible AI Is Not Just About Regulation—It Starts in the Design</title>
                    <link>https://www.bbva.com/en/innovation/responsible-ai-is-not-just-about-regulation-it-starts-in-the-design/</link>
                    <pubDate>Mon, 23 Mar 2026 08:23:23 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Joan Llop]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1151047</guid>
                                            <description>
                            <![CDATA[Responsible AI is not only a matter of rules or governance. It is also a technical challenge. That was one of the main messages from Clara Higuera, BBVA’s Responsible AI Lead, at <a href="https://qconlondon.com/speakers/mar2026" target="_blank" rel="noopener">QCon London</a>, a leading international conference for engineers, software architects, and technology leaders. Her talk focused on how to turn concepts such as fairness, transparency, and security into methods, metrics, and controls that can be applied throughout the AI development lifecycle.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Responsible AI is not only a matter of rules or governance. It is also a technical challenge. That was one of the main messages from Clara Higuera, BBVA’s Responsible AI Lead, at <a href="https://qconlondon.com/speakers/mar2026" target="_blank" rel="noopener">QCon London</a>, a leading international conference for engineers, software architects, and technology leaders. Her talk focused on how to turn concepts such as fairness, transparency, and security into methods, metrics, and controls that can be applied throughout the AI development lifecycle.]]>
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                    <title>Garanti BBVA Mobile Unveils ‘My Family:’ A Comprehensive Banking Experience for Kids and Parents</title>
                    <link>https://www.bbva.com/en/innovation/garanti-bbva-mobile-unveils-my-family-a-comprehensive-banking-experience-for-kids-and-parents/</link>
                    <pubDate>Tue, 17 Mar 2026 05:46:43 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital processing]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1149797</guid>
                                            <description>
                            <![CDATA[Garanti BBVA recently launched ‘My Family,’ a new section on its Garanti BBVA Mobile app that lets parents manage their children’s finances on a single screen. This all-in-one solution features expense-tracking, educational content and financial products, such as checking accounts, savings accounts, Türkiye’s Individual Pension System (BES) and cards.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA recently launched ‘My Family,’ a new section on its Garanti BBVA Mobile app that lets parents manage their children’s finances on a single screen. This all-in-one solution features expense-tracking, educational content and financial products, such as checking accounts, savings accounts, Türkiye’s Individual Pension System (BES) and cards.]]>
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                    <title>Garanti BBVA Unveils a Personalized Smart Wallet Packed With Rewards</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbva-unveils-a-personalized-smart-wallet-packed-with-rewards/</link>
                    <pubDate>Fri, 13 Mar 2026 00:55:54 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1149293</guid>
                                            <description>
                            <![CDATA[Garanti BBVA has completely overhauled BonusFlaş. With a modern interface, faster NFC Mobile Contactless and QR payment flows, enhanced card management, personalized offers and digital wallet features, BonusFlaş brings wallet, rewards, payments and cards together in a single platform.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA has completely overhauled BonusFlaş. With a modern interface, faster NFC Mobile Contactless and QR payment flows, enhanced card management, personalized offers and digital wallet features, BonusFlaş brings wallet, rewards, payments and cards together in a single platform.]]>
                        </content:encoded>
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