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        <title>Innovation - NEWS BBVA</title>
        <atom:link href="https://www.bbva.com/en/innovation/feed/" rel="self" type="application/rss+xml" />
        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Mon, 01 Jun 2026 15:04:53 +0200</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>BBVA Accelerates Its Artificial Intelligence Strategy With A Global Area: AI Transformation</title>
                    <link>https://www.bbva.com/en/innovation/bbva-accelerates-its-artificial-intelligence-strategy-with-a-global-area-ai-transformation/</link>
                    <pubDate>Thu, 28 May 2026 16:32:02 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Santiago Romero]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1163317</guid>
                                            <description>
                            <![CDATA[The AI Transformation area, which sits at the top level of the organization and will be led by <a href="https://www.bbva.com/en/biography/antonio-bravo/">Antonio Bravo</a> combines the current Data area with critical technological capabilities to industrialize the creation, deployment and management of artificial intelligence (AI) agents across the organization. This evolution will accelerate the bank’s transformation and enable smarter, more proactive and highly personalized financial services for its customers.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The AI Transformation area, which sits at the top level of the organization and will be led by <a href="https://www.bbva.com/en/biography/antonio-bravo/">Antonio Bravo</a> combines the current Data area with critical technological capabilities to industrialize the creation, deployment and management of artificial intelligence (AI) agents across the organization. This evolution will accelerate the bank’s transformation and enable smarter, more proactive and highly personalized financial services for its customers.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Completes Its First Industrial Doctorates in Data Science in Partnership with the University of Navarra</title>
                    <link>https://www.bbva.com/en/innovation/bbva-completes-its-first-industrial-doctorates-in-data-science-in-partnership-with-the-university-of-navarra/</link>
                    <pubDate>Thu, 28 May 2026 10:34:51 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1163246</guid>
                                            <description>
                            <![CDATA[BBVA and the University of Navarra have completed the first two industrial doctorates in data science under their joint program. This pioneering initiative enables working professionals to carry out advanced academic research into real challenges facing the financial sector. Both theses propose ways of developing AI models that can identify the causes behind financial decisions, not just the correlations.

&nbsp;
<h6>Photo caption (from left to right): Paul G. Tobin, Global Head of Talent and Culture at BBVA; Paloma Grau, Vice President for Research and Sustainability at the University of Navarra; the newly awarded PhDs Paloma Marín and Jesús Renero; and Jesús López Fidalgo, Director of DATAI. / Source: University of Navarra</h6>]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA and the University of Navarra have completed the first two industrial doctorates in data science under their joint program. This pioneering initiative enables working professionals to carry out advanced academic research into real challenges facing the financial sector. Both theses propose ways of developing AI models that can identify the causes behind financial decisions, not just the correlations.

&nbsp;
<h6>Photo caption (from left to right): Paul G. Tobin, Global Head of Talent and Culture at BBVA; Paloma Grau, Vice President for Research and Sustainability at the University of Navarra; the newly awarded PhDs Paloma Marín and Jesús Renero; and Jesús López Fidalgo, Director of DATAI. / Source: University of Navarra</h6>]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Participates in the Validation of Project Agorá’s Tokenized Cross-border Payments Model</title>
                    <link>https://www.bbva.com/en/innovation/bbva-participates-in-the-validation-of-project-agoras-tokenized-cross-border-payments-model/</link>
                    <pubDate>Wed, 27 May 2026 13:09:43 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Vanessa Pombo Nartallo]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Blockchain]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1162909</guid>
                                            <description>
                            <![CDATA[Agorá has demonstrated the potential of blockchain and programmable technologies to improve the efficiency of international corporate payments while preserving the safety and integrity of the transactions. BBVA is participating in the project along with central banks and more than 40 international financial institutions. The project has validated the feasibility of conducting settlements across currencies and jurisdictions using tokenized central bank reserves and tokenized commercial bank deposits. In upcoming phases it will advance to real-value testing.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Agorá has demonstrated the potential of blockchain and programmable technologies to improve the efficiency of international corporate payments while preserving the safety and integrity of the transactions. BBVA is participating in the project along with central banks and more than 40 international financial institutions. The project has validated the feasibility of conducting settlements across currencies and jurisdictions using tokenized central bank reserves and tokenized commercial bank deposits. In upcoming phases it will advance to real-value testing.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Launches Request to Pay API for a New Era in Collections</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbva-launches-request-to-pay-api-for-a-new-era-in-collections/</link>
                    <pubDate>Tue, 26 May 2026 05:15:44 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1162388</guid>
                                            <description>
                            <![CDATA[Garanti BBVA has gone live with its BKM-integrated Request to Pay API, enabling businesses to manage collections directly from their own systems while offering customers a fast, easy, and seamless bill-payment experience. The solution was piloted in partnership with energy company Uludağ Elektrik.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA has gone live with its BKM-integrated Request to Pay API, enabling businesses to manage collections directly from their own systems while offering customers a fast, easy, and seamless bill-payment experience. The solution was piloted in partnership with energy company Uludağ Elektrik.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Carlos Torres Vila: ''Europe has the opportunity to lead the way in AI adoption to boost productivity and strategic autonomy''</title>
                    <link>https://www.bbva.com/en/innovation/carlos-torres-vila-europe-has-the-opportunity-to-lead-the-way-in-ai-adoption-to-boost-productivity-and-strategic-autonomy/</link>
                    <pubDate>Tue, 19 May 2026 11:55:01 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Santiago Romero]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Banking]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1161509</guid>
                                            <description>
                            <![CDATA[BBVA Chair Carlos Torres Vila said that the adoption of artificial intelligence (AI) represents a major opportunity for Europe during his participation this Tuesday at the 7th Expansión International Forum. In his view, AI will profoundly transform the banking sector and BBVA aims to lead that change. “Over the past 20 years, the bank has maintained this innovative and transformative drive. And we are going to do it again with the wave that is coming, which is deeper and faster,” he stressed. BBVA is already evolving toward a truly AI-driven bank through the creation, deployment and management of AI agents across the organization. “The potential of the technology is to transform everything we do at BBVA,” he said.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA Chair Carlos Torres Vila said that the adoption of artificial intelligence (AI) represents a major opportunity for Europe during his participation this Tuesday at the 7th Expansión International Forum. In his view, AI will profoundly transform the banking sector and BBVA aims to lead that change. “Over the past 20 years, the bank has maintained this innovative and transformative drive. And we are going to do it again with the wave that is coming, which is deeper and faster,” he stressed. BBVA is already evolving toward a truly AI-driven bank through the creation, deployment and management of AI agents across the organization. “The potential of the technology is to transform everything we do at BBVA,” he said.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA joins OpenAI's new company to accelerate AI enterprise transformation</title>
                    <link>https://www.bbva.com/en/innovation/bbva-joins-deployco-openais-new-company-to-accelerate-ai-enterprise-transformation/</link>
                    <pubDate>Mon, 11 May 2026 13:51:03 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Vanessa Pombo Nartallo]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1160540</guid>
                                            <description>
                            <![CDATA[BBVA has announced its participation as a founding partner in the OpenAI Deployment Company, the new company launched by OpenAI, together with 18 leading investment firms, consultancies and system integrators. <a href="https://openai.com/index/openai-launches-the-deployment-company/" target="_blank" rel="noopener">With a total investment of more than $4 billion</a>, the OpenAI Deployment Company will provide services to facilitate the deployment of artificial intelligence across enterprise organizations.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has announced its participation as a founding partner in the OpenAI Deployment Company, the new company launched by OpenAI, together with 18 leading investment firms, consultancies and system integrators. <a href="https://openai.com/index/openai-launches-the-deployment-company/" target="_blank" rel="noopener">With a total investment of more than $4 billion</a>, the OpenAI Deployment Company will provide services to facilitate the deployment of artificial intelligence across enterprise organizations.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA’s smart assistant Ugi turns 10: AI transforming banking</title>
                    <link>https://www.bbva.com/en/innovation/garanti-bbvas-smart-assistant-ugi-turns-10-ai-transforming-banking/</link>
                    <pubDate>Fri, 08 May 2026 05:15:42 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1160198</guid>
                                            <description>
                            <![CDATA[Garanti BBVA’s AI journey, launched in 2016, has evolved into Ugi, which today handles more than 6.4 million monthly interactions on average, has 1.6 million active users, and supports more than 300 end-to-end banking transactions. With the integration of generative AI, Ugi can now understand 90% of user requests. Over the past year, nearly 50% of mobile banking customers interacted with Ugi at least once, while the system delivered proactive solutions through 780,000 instant notifications per month.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA’s AI journey, launched in 2016, has evolved into Ugi, which today handles more than 6.4 million monthly interactions on average, has 1.6 million active users, and supports more than 300 end-to-end banking transactions. With the integration of generative AI, Ugi can now understand 90% of user requests. Over the past year, nearly 50% of mobile banking customers interacted with Ugi at least once, while the system delivered proactive solutions through 780,000 instant notifications per month.]]>
                        </content:encoded>
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                                <item>
                    <title>The Banker names BBVA Best Technology Bank in Western Europe and Recognises Its Partnership with OpenAI</title>
                    <link>https://www.bbva.com/en/innovation/the-banker-names-bbva-best-technology-bank-in-western-europe-and-best-bank-fintech-partnership-for-its-strategic-agreement-with-openai/</link>
                    <pubDate>Wed, 06 May 2026 08:01:40 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1159621</guid>
                                            <description>
                            <![CDATA[BBVA has received The Banker’s award for <a href="https://www.thebanker.com/content/60154ba2-2b2e-4a23-b1ff-626d17e85826" target="_blank" rel="noopener">Best Technology Bank in Western Europe, along with Best Bank-Fintech Partnership</a> for its strategic agreement with OpenAI. These accolades from the Financial Times Group publication are a testament to the progress made in its artificial intelligence (AI) strategy, the launch of its new app, and its digital model for entering new markets such as Germany.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has received The Banker’s award for <a href="https://www.thebanker.com/content/60154ba2-2b2e-4a23-b1ff-626d17e85826" target="_blank" rel="noopener">Best Technology Bank in Western Europe, along with Best Bank-Fintech Partnership</a> for its strategic agreement with OpenAI. These accolades from the Financial Times Group publication are a testament to the progress made in its artificial intelligence (AI) strategy, the launch of its new app, and its digital model for entering new markets such as Germany.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Appoints Jürgen von der Lehr as Head of Its Digital Bank in Germany</title>
                    <link>https://www.bbva.com/en/innovation/bbva-appoints-jurgen-von-der-lehr-as-head-of-its-digital-bank-in-germany/</link>
                    <pubDate>Wed, 06 May 2026 04:49:13 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[María Prados]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1159400</guid>
                                            <description>
                            <![CDATA[BBVA is strengthening its commitment to growth in Germany with the appointment of Jürgen von der Lehr as Head of its Digital Bank in the country, a key role in adapting the bank’s value proposition in one of Europe’s largest and most competitive financial markets.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA is strengthening its commitment to growth in Germany with the appointment of Jürgen von der Lehr as Head of its Digital Bank in the country, a key role in adapting the bank’s value proposition in one of Europe’s largest and most competitive financial markets.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA drives AI adoption through talent</title>
                    <link>https://www.bbva.com/en/innovation/bbva-drives-ai-adoption-through-talent/</link>
                    <pubDate>Thu, 30 Apr 2026 11:48:40 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Human capital]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1159207</guid>
                                            <description>
                            <![CDATA[Artificial intelligence (AI) is already one of the main drivers of transformation in the financial sector and BBVA has been looking closely at how people incorporate it into their work. Training, new internal roles that promote its uptake, and a culture that encourages experimentation are some of the pillars of a strategy aimed at transforming how work is done across the organization.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Artificial intelligence (AI) is already one of the main drivers of transformation in the financial sector and BBVA has been looking closely at how people incorporate it into their work. Training, new internal roles that promote its uptake, and a culture that encourages experimentation are some of the pillars of a strategy aimed at transforming how work is done across the organization.]]>
                        </content:encoded>
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