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        <title>Innovation ##pageNumberTemplate##| BBVA</title>
        <atom:link href="https://www.bbva.com/en/innovation/feed/" rel="self" type="application/rss+xml" />
        <link>https://www.bbva.com/en/innovation/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Fri, 19 Jun 2026 23:28:49 +0200</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>BBVA launches a credit card in Germany and expands its financial products offering</title>
                    <link>https://www.bbva.com/en/innovation/bbva-launches-a-credit-card-in-germany-and-expands-its-financial-products-offering/</link>
                    <pubDate>Wed, 17 Jun 2026 08:11:32 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[maria.ciriza]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Actualitat]]>
                            </category>
                                                    <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1165952</guid>
                                            <description>
                            <![CDATA[<a href="https://www.bbva.com/en/innovation/bbva-launches-a-100-digital-bank-in-germany-offering-an-interest-bearing-checking-account-with-no-fees/">BBVA Germany</a> is launching its first credit card for customers in Germany in partnership with Mastercard. This new card is free for active users and offers an initial six-month fee-free trial period for new cardholders to experience its benefits without a fee, while delivering state-of-the-art security features and no foreign exchange fees (FX) worldwide. The launch highlights what sets BBVA apart from other digital banks: leveraging the scale and expertise of the BBVA Group, one of the largest banking groups in the world.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<a href="https://www.bbva.com/en/innovation/bbva-launches-a-100-digital-bank-in-germany-offering-an-interest-bearing-checking-account-with-no-fees/">BBVA Germany</a> is launching its first credit card for customers in Germany in partnership with Mastercard. This new card is free for active users and offers an initial six-month fee-free trial period for new cardholders to experience its benefits without a fee, while delivering state-of-the-art security features and no foreign exchange fees (FX) worldwide. The launch highlights what sets BBVA apart from other digital banks: leveraging the scale and expertise of the BBVA Group, one of the largest banking groups in the world.]]>
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                                <item>
                    <title>BBVA, Banco Santander and CaixaBank launch Fraudfense Check to strengthen the banking sector’s fight against financial crime</title>
                    <link>https://www.bbva.com/en/innovation/bbva-banco-santander-and-caixabank-launch-fraudfense-check-to-strengthen-the-banking-sectors-fight-against-financial-crime/</link>
                    <pubDate>Mon, 15 Jun 2026 08:50:22 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[maria.ciriza]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Cybersecurity]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1165577</guid>
                                            <description>
                            <![CDATA[<a href="https://www.fraudfense.com/" target="_blank" rel="noopener"><strong>FrauDfense</strong></a>, a company owned by BBVA, Banco Santander and CaixaBank, today announces the go-live of FrauDfense Check, its first operational service. This initiative highlights the pioneering and innovative role of the three institutions in promoting sector-wide collaboration models, positioning the Spanish financial industry as an international benchmark in fraud prevention.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<a href="https://www.fraudfense.com/" target="_blank" rel="noopener"><strong>FrauDfense</strong></a>, a company owned by BBVA, Banco Santander and CaixaBank, today announces the go-live of FrauDfense Check, its first operational service. This initiative highlights the pioneering and innovative role of the three institutions in promoting sector-wide collaboration models, positioning the Spanish financial industry as an international benchmark in fraud prevention.]]>
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                                <item>
                    <title>BBVA develops a new technology architecture with AWS to accelerate its AI solutions</title>
                    <link>https://www.bbva.com/en/innovation/bbva-develops-a-new-technology-architecture-with-aws-to-accelerate-its-ai-solutions/</link>
                    <pubDate>Fri, 05 Jun 2026 02:50:50 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Joan Llop]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1164598</guid>
                                            <description>
                            <![CDATA[BBVA has developed a new MLOps architecture together with Amazon Web Services (AWS), integrated into ADA, <a href="https://www.bbva.com/en/innovation/bbva-completes-its-global-move-to-the-cloud-with-a-single-data-and-artificial-intelligence-platform/">the bank’s global cloud-based data and artificial intelligence platform</a>, to accelerate the development, validation and deployment of AI models across the Group. The solution enables teams to work more autonomously, reuse common components and automate governance controls, reducing development times by up to 75% in use cases such as personalized customer recommendations and financial forecasting.
<h6></h6>]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has developed a new MLOps architecture together with Amazon Web Services (AWS), integrated into ADA, <a href="https://www.bbva.com/en/innovation/bbva-completes-its-global-move-to-the-cloud-with-a-single-data-and-artificial-intelligence-platform/">the bank’s global cloud-based data and artificial intelligence platform</a>, to accelerate the development, validation and deployment of AI models across the Group. The solution enables teams to work more autonomously, reuse common components and automate governance controls, reducing development times by up to 75% in use cases such as personalized customer recommendations and financial forecasting.
<h6></h6>]]>
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                                <item>
                    <title>Onur Genç: “AI Will Transform Banking for the Better, the Key Lies in Scaling Its Benefits Across the Organization”</title>
                    <link>https://www.bbva.com/en/innovation/onur-genc-ai-will-transform-banking-for-the-better-the-key-lies-in-scaling-its-benefits-across-the-organization/</link>
                    <pubDate>Thu, 04 Jun 2026 11:23:46 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1164546</guid>
                                            <description>
                            <![CDATA[Artificial intelligence will bring about a faster and more profound transformation than the digital revolution, drastically altering customer relations, value propositions and the way organizations operate. This was the message BBVA CEO Onur Genç delivered in his presentation at the fintech conference Money2020, where he stressed that differentiation in this new era will hinge on how capable organizations are of transforming and scaling AI across their operations, an area where BBVA is already taking decisive steps.  In addition, he underscored that the bank has established a very clear roadmap to build a more personalized, accessible and proactive banking experience for its clients.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Artificial intelligence will bring about a faster and more profound transformation than the digital revolution, drastically altering customer relations, value propositions and the way organizations operate. This was the message BBVA CEO Onur Genç delivered in his presentation at the fintech conference Money2020, where he stressed that differentiation in this new era will hinge on how capable organizations are of transforming and scaling AI across their operations, an area where BBVA is already taking decisive steps.  In addition, he underscored that the bank has established a very clear roadmap to build a more personalized, accessible and proactive banking experience for its clients.]]>
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                                <item>
                    <title>Luisa Gómez Bravo (BBVA): “AI Can Become a Driver of Innovation for Clients and Generate Significantly Greater Value for Our Shareholders”</title>
                    <link>https://www.bbva.com/en/innovation/luisa-gomez-bravo-bbva-ai-can-become-a-driver-of-innovation-for-clients-and-generate-significantly-greater-value-for-our-shareholders/</link>
                    <pubDate>Wed, 03 Jun 2026 14:20:35 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Miguel Rodríguez Canfranc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1164322</guid>
                                            <description>
                            <![CDATA[Speaking at the Goldman Sachs investor conference on Wednesday, BBVA’s Global Head of Finance, Luisa Gómez Bravo, noted that AI will be one of the key forces shaping the future of banking and will drive a transformation that is greater, faster, and more disruptive than digitalization, benefiting clients in particular: “We believe AI can become a powerful engine for innovation and value creation for clients and, ultimately, generate significantly greater value for our shareholders.”]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Speaking at the Goldman Sachs investor conference on Wednesday, BBVA’s Global Head of Finance, Luisa Gómez Bravo, noted that AI will be one of the key forces shaping the future of banking and will drive a transformation that is greater, faster, and more disruptive than digitalization, benefiting clients in particular: “We believe AI can become a powerful engine for innovation and value creation for clients and, ultimately, generate significantly greater value for our shareholders.”]]>
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                                <item>
                    <title>BBVA Accelerates Its Artificial Intelligence Strategy With A Global Area: AI Transformation</title>
                    <link>https://www.bbva.com/en/innovation/bbva-accelerates-its-artificial-intelligence-strategy-with-a-global-area-ai-transformation/</link>
                    <pubDate>Thu, 28 May 2026 16:32:02 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Santiago Romero]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1163317</guid>
                                            <description>
                            <![CDATA[The AI Transformation area, which sits at the top level of the organization and will be led by <a href="https://www.bbva.com/en/biography/antonio-bravo/">Antonio Bravo</a> combines the current Data area with critical technological capabilities to industrialize the creation, deployment and management of artificial intelligence (AI) agents across the organization. This evolution will accelerate the bank’s transformation and enable smarter, more proactive and highly personalized financial services for its customers.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The AI Transformation area, which sits at the top level of the organization and will be led by <a href="https://www.bbva.com/en/biography/antonio-bravo/">Antonio Bravo</a> combines the current Data area with critical technological capabilities to industrialize the creation, deployment and management of artificial intelligence (AI) agents across the organization. This evolution will accelerate the bank’s transformation and enable smarter, more proactive and highly personalized financial services for its customers.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Completes Its First Industrial Doctorates in Data Science in Partnership with the University of Navarra</title>
                    <link>https://www.bbva.com/en/innovation/bbva-completes-its-first-industrial-doctorates-in-data-science-in-partnership-with-the-university-of-navarra/</link>
                    <pubDate>Thu, 28 May 2026 10:34:51 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1163246</guid>
                                            <description>
                            <![CDATA[BBVA and the University of Navarra have completed the first two industrial doctorates in data science under their joint program. This pioneering initiative enables working professionals to carry out advanced academic research into real challenges facing the financial sector. Both theses propose ways of developing AI models that can identify the causes behind financial decisions, not just the correlations.

&nbsp;
<h6>Photo caption (from left to right): Paul G. Tobin, Global Head of Talent and Culture at BBVA; Paloma Grau, Vice President for Research and Sustainability at the University of Navarra; the newly awarded PhDs Paloma Marín and Jesús Renero; and Jesús López Fidalgo, Director of DATAI. / Source: University of Navarra</h6>]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA and the University of Navarra have completed the first two industrial doctorates in data science under their joint program. This pioneering initiative enables working professionals to carry out advanced academic research into real challenges facing the financial sector. Both theses propose ways of developing AI models that can identify the causes behind financial decisions, not just the correlations.

&nbsp;
<h6>Photo caption (from left to right): Paul G. Tobin, Global Head of Talent and Culture at BBVA; Paloma Grau, Vice President for Research and Sustainability at the University of Navarra; the newly awarded PhDs Paloma Marín and Jesús Renero; and Jesús López Fidalgo, Director of DATAI. / Source: University of Navarra</h6>]]>
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                                <item>
                    <title>BBVA Participates in the Validation of Project Agorá’s Tokenized Cross-border Payments Model</title>
                    <link>https://www.bbva.com/en/innovation/bbva-participates-in-the-validation-of-project-agoras-tokenized-cross-border-payments-model/</link>
                    <pubDate>Wed, 27 May 2026 13:09:43 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Vanessa Pombo Nartallo]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Blockchain]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1162909</guid>
                                            <description>
                            <![CDATA[Agorá has demonstrated the potential of blockchain and programmable technologies to improve the efficiency of international corporate payments while preserving the safety and integrity of the transactions. BBVA is participating in the project along with central banks and more than 40 international financial institutions. The project has validated the feasibility of conducting settlements across currencies and jurisdictions using tokenized central bank reserves and tokenized commercial bank deposits. In upcoming phases it will advance to real-value testing.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Agorá has demonstrated the potential of blockchain and programmable technologies to improve the efficiency of international corporate payments while preserving the safety and integrity of the transactions. BBVA is participating in the project along with central banks and more than 40 international financial institutions. The project has validated the feasibility of conducting settlements across currencies and jurisdictions using tokenized central bank reserves and tokenized commercial bank deposits. In upcoming phases it will advance to real-value testing.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Launches Request to Pay API for a New Era in Collections</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbva-launches-request-to-pay-api-for-a-new-era-in-collections/</link>
                    <pubDate>Tue, 26 May 2026 05:15:44 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1162388</guid>
                                            <description>
                            <![CDATA[Garanti BBVA has gone live with its BKM-integrated Request to Pay API, enabling businesses to manage collections directly from their own systems while offering customers a fast, easy, and seamless bill-payment experience. The solution was piloted in partnership with energy company Uludağ Elektrik.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA has gone live with its BKM-integrated Request to Pay API, enabling businesses to manage collections directly from their own systems while offering customers a fast, easy, and seamless bill-payment experience. The solution was piloted in partnership with energy company Uludağ Elektrik.]]>
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                                <item>
                    <title>Carlos Torres Vila: ''Europe has the opportunity to lead the way in AI adoption to boost productivity and strategic autonomy''</title>
                    <link>https://www.bbva.com/en/innovation/carlos-torres-vila-europe-has-the-opportunity-to-lead-the-way-in-ai-adoption-to-boost-productivity-and-strategic-autonomy/</link>
                    <pubDate>Tue, 19 May 2026 11:55:01 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Santiago Romero]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Banking]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1161509</guid>
                                            <description>
                            <![CDATA[BBVA Chair Carlos Torres Vila said that the adoption of artificial intelligence (AI) represents a major opportunity for Europe during his participation this Tuesday at the 7th Expansión International Forum. In his view, AI will profoundly transform the banking sector and BBVA aims to lead that change. “Over the past 20 years, the bank has maintained this innovative and transformative drive. And we are going to do it again with the wave that is coming, which is deeper and faster,” he stressed. BBVA is already evolving toward a truly AI-driven bank through the creation, deployment and management of AI agents across the organization. “The potential of the technology is to transform everything we do at BBVA,” he said.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA Chair Carlos Torres Vila said that the adoption of artificial intelligence (AI) represents a major opportunity for Europe during his participation this Tuesday at the 7th Expansión International Forum. In his view, AI will profoundly transform the banking sector and BBVA aims to lead that change. “Over the past 20 years, the bank has maintained this innovative and transformative drive. And we are going to do it again with the wave that is coming, which is deeper and faster,” he stressed. BBVA is already evolving toward a truly AI-driven bank through the creation, deployment and management of AI agents across the organization. “The potential of the technology is to transform everything we do at BBVA,” he said.]]>
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