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        <title>Innovation ##pageNumberTemplate##| BBVA</title>
        <atom:link href="https://www.bbva.com/en/innovation/feed/" rel="self" type="application/rss+xml" />
        <link>https://www.bbva.com/en/innovation/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Fri, 30 Oct 2026 09:21:01 +0100</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>BBVA expands its offering in Italy with an eSIM service integrated into the bank’s app</title>
                    <link>https://www.bbva.com/en/innovation/bbva-expands-its-offering-in-italy-with-an-esim-service-integrated-into-the-banks-app/</link>
                    <pubDate>Fri, 30 Oct 2026 09:19:30 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Joan Llop]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1183882</guid>
                                            <description>
                            <![CDATA[BBVA customers in Italy can now stay connected wherever they travel by purchasing mobile data plans directly through BBVA’s app, bringing banking, payments and global connectivity together in one place. The service, launched through an agreement between BBVA and Gigs, represents another step in BBVA’s plan to broaden its range of products beyond financial services. The eSIM service has launched first in Italy with the possibility of future market expansion.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA customers in Italy can now stay connected wherever they travel by purchasing mobile data plans directly through BBVA’s app, bringing banking, payments and global connectivity together in one place. The service, launched through an agreement between BBVA and Gigs, represents another step in BBVA’s plan to broaden its range of products beyond financial services. The eSIM service has launched first in Italy with the possibility of future market expansion.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Kripto Reaches 500,000 Customers</title>
                    <link>https://www.bbva.com/en/innovation/garanti-bbva-kripto-reaches-500000-customers/</link>
                    <pubDate>Fri, 23 Oct 2026 12:17:12 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[María Prados]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Blockchain]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1183502</guid>
                                            <description>
                            <![CDATA[Garanti BBVA Kripto has reached 500,000 customers, supported by infrastructure built to banking standards, continuous improvements to the user experience, and solutions that simplify the investment process.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA Kripto has reached 500,000 customers, supported by infrastructure built to banking standards, continuous improvements to the user experience, and solutions that simplify the investment process.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA surpasses one million customers in Italy on its fifth anniversary</title>
                    <link>https://www.bbva.com/en/innovation/bbva-surpasses-one-million-customers-in-italy-on-its-fifth-anniversary/</link>
                    <pubDate>Fri, 23 Oct 2026 08:06:03 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[María Prados]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1183464</guid>
                                            <description>
                            <![CDATA[BBVA has surpassed one million customers in Italy as it marks five years since entering the country's retail banking market. This milestone confirms the strong reception of its 100% digital banking model, where the key goal is to become the primary bank for Italian customers, as BBVA Chair Carlos Torres Vila highlighted during his visit to celebrate the anniversary. BBVA is reaffirming its long-term commitment to the Italian market, where it also has a significant Corporate and Investment Banking (CIB) business, supporting Italian companies in their growth and international expansion plans.
<h6>In the photo: Walter Rizzi, Head of Digital Banking at BBVA Italy; Carlos Torres, Chair of BBVA; Alberto Maroni, Head of BBVA CIB Italy; and Murat Kalkan, Global Head of Digital Banks at BBVA, yesterday during the BBVA Chair’s visit to Italy.</h6>]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has surpassed one million customers in Italy as it marks five years since entering the country's retail banking market. This milestone confirms the strong reception of its 100% digital banking model, where the key goal is to become the primary bank for Italian customers, as BBVA Chair Carlos Torres Vila highlighted during his visit to celebrate the anniversary. BBVA is reaffirming its long-term commitment to the Italian market, where it also has a significant Corporate and Investment Banking (CIB) business, supporting Italian companies in their growth and international expansion plans.
<h6>In the photo: Walter Rizzi, Head of Digital Banking at BBVA Italy; Carlos Torres, Chair of BBVA; Alberto Maroni, Head of BBVA CIB Italy; and Murat Kalkan, Global Head of Digital Banks at BBVA, yesterday during the BBVA Chair’s visit to Italy.</h6>]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA explores new approaches to AI agent security with NVIDIA</title>
                    <link>https://www.bbva.com/en/innovation/bbva-explores-new-approaches-to-ai-agent-security-with-nvidia/</link>
                    <pubDate>Wed, 21 Oct 2026 11:31:35 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Vanessa Pombo Nartallo]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1183097</guid>
                                            <description>
                            <![CDATA[BBVA has announced plans to work with NVIDIA to explore the potential of the OpenShell Reference Architecture, unveiled by NVIDIA at its GTC Berlin conference, to enable new approaches to AI agent safety, security and governance. The collaboration is part of the bank’s strategy to scale the use of AI agents across the organization while maintaining oversight and control.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has announced plans to work with NVIDIA to explore the potential of the OpenShell Reference Architecture, unveiled by NVIDIA at its GTC Berlin conference, to enable new approaches to AI agent safety, security and governance. The collaboration is part of the bank’s strategy to scale the use of AI agents across the organization while maintaining oversight and control.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA will help design a common protocol led by Sierra AI and Meta to connect AI agents with businesses</title>
                    <link>https://www.bbva.com/en/innovation/bbva-helps-design-a-common-protocol-led-by-sierra-ai-and-meta-to-connect-ai-agents-with-businesses/</link>
                    <pubDate>Tue, 13 Oct 2026 09:57:59 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Santiago Romero]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1181526</guid>
                                            <description>
                            <![CDATA[BBVA has become the first European bank to join the Personal Agent Protocol (Poppy) initiative to help develop a common protocol that enables secure interactions between artificial intelligence (AI) agents and businesses. Led by Sierra AI and Meta, the project brings together 35 design partners from the technology, financial services and e-commerce sectors to advance a model of digital services in which AI agents can carry out tasks on behalf of users, with their consent and under their control. BBVA places customers at the heart of its artificial intelligence strategy, with a particular focus on security, privacy and control over the use of this technology.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has become the first European bank to join the Personal Agent Protocol (Poppy) initiative to help develop a common protocol that enables secure interactions between artificial intelligence (AI) agents and businesses. Led by Sierra AI and Meta, the project brings together 35 design partners from the technology, financial services and e-commerce sectors to advance a model of digital services in which AI agents can carry out tasks on behalf of users, with their consent and under their control. BBVA places customers at the heart of its artificial intelligence strategy, with a particular focus on security, privacy and control over the use of this technology.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA ranks first among eurozone banks for its AI strategy, according to Evident</title>
                    <link>https://www.bbva.com/en/innovation/bbva-ranks-first-among-eurozone-banks-for-its-ai-strategy-according-to-evident/</link>
                    <pubDate>Tue, 06 Oct 2026 10:37:59 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Vanessa Pombo Nartallo]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1180606</guid>
                                            <description>
                            <![CDATA[BBVA is the bank with the most mature artificial intelligence strategy in Spain and the eurozone, according to the international Evident AI Index. The report recognises the bank’s progress in embedding AI across its business to create more personalised and intelligent banking for its customers, while also placing it at the global forefront of developing AI-skilled talent.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA is the bank with the most mature artificial intelligence strategy in Spain and the eurozone, according to the international Evident AI Index. The report recognises the bank’s progress in embedding AI across its business to create more personalised and intelligent banking for its customers, while also placing it at the global forefront of developing AI-skilled talent.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA creates a model to scale AI across the Group and drive its customer-centric transformation</title>
                    <link>https://www.bbva.com/en/innovation/bbva-creates-a-model-to-scale-ai-across-the-group-and-drive-its-customer-centric-transformation/</link>
                    <pubDate>Tue, 06 Oct 2026 09:49:36 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Santiago Romero]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1180621</guid>
                                            <description>
                            <![CDATA[BBVA has presented the evolution of its artificial intelligence (AI) strategy at an event with analysts and investors, introducing ‘The Frame’, a new common framework for creating, deploying, managing and governing AI agents at scale. After focusing its efforts over the past year on developing specific use cases, the bank is now advancing this standard to extend the technology across the organisation and move forward with its transformation. Carlos Torres Vila, Chair of BBVA, explained that this capability will be critical to delivering more proactive and personalised banking, always for the benefit of customers.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has presented the evolution of its artificial intelligence (AI) strategy at an event with analysts and investors, introducing ‘The Frame’, a new common framework for creating, deploying, managing and governing AI agents at scale. After focusing its efforts over the past year on developing specific use cases, the bank is now advancing this standard to extend the technology across the organisation and move forward with its transformation. Carlos Torres Vila, Chair of BBVA, explained that this capability will be critical to delivering more proactive and personalised banking, always for the benefit of customers.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA and eDreams sign strategic agreement to connect digital banking and travel in Italy and Germany</title>
                    <link>https://www.bbva.com/en/innovation/bbva-and-edreams-sign-strategic-agreement-to-connect-digital-banking-and-travel-in-italy-and-germany/</link>
                    <pubDate>Tue, 29 Sep 2026 08:07:57 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[María Prados]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital banking]]>
                            </category>
                                                    <category>
                                <![CDATA[Economy and Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Finance]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial system]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1179438</guid>
                                            <description>
                            <![CDATA[BBVA Digital Banks and eDreams ODIGEO are launching a strategic partnership to promote integrated digital experiences across travel and financial services. The collaboration, which begins in Italy and Germany, aims to bring together the capabilities and expertise of both companies to develop new digital propositions. As a first step, an exclusive campaign will launch in Germany in September for new customers of  BBVA Germany who are eligible to participate and enjoy one year of Opodo Prime Plus free of charge, an online travel subscription programme offering exclusive benefits and discounts on flights, hotels, trains and car rentals.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA Digital Banks and eDreams ODIGEO are launching a strategic partnership to promote integrated digital experiences across travel and financial services. The collaboration, which begins in Italy and Germany, aims to bring together the capabilities and expertise of both companies to develop new digital propositions. As a first step, an exclusive campaign will launch in Germany in September for new customers of  BBVA Germany who are eligible to participate and enjoy one year of Opodo Prime Plus free of charge, an online travel subscription programme offering exclusive benefits and discounts on flights, hotels, trains and car rentals.]]>
                        </content:encoded>
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                                <item>
                    <title>Onur Genç: “At BBVA, we are adopting AI better than our competitors, just as we did with digitalization”</title>
                    <link>https://www.bbva.com/en/innovation/onur-genc-at-bbva-we-are-adopting-ai-better-than-our-competitors-just-as-we-did-with-digitalization/</link>
                    <pubDate>Tue, 22 Sep 2026 12:59:35 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Miguel Rodríguez Canfranc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1178845</guid>
                                            <description>
                            <![CDATA[BBVA CEO Onur Genç said in London on Tuesday that artificial intelligence (AI) will drive the next major transformation of the sector and that the bank is very well positioned to address this new cycle. The Group was a pioneer in the digitalization era and is taking the same approach to AI: early adoption, rapid scaling and a transformation around this new technology. “We do believe we are embracing this technology better than our competitors,” he said during his participation in the CEO conference organized by Bank of America.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA CEO Onur Genç said in London on Tuesday that artificial intelligence (AI) will drive the next major transformation of the sector and that the bank is very well positioned to address this new cycle. The Group was a pioneer in the digitalization era and is taking the same approach to AI: early adoption, rapid scaling and a transformation around this new technology. “We do believe we are embracing this technology better than our competitors,” he said during his participation in the CEO conference organized by Bank of America.]]>
                        </content:encoded>
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                                <item>
                    <title>MiCA: From the Crypto Market to Financial Infrastructure</title>
                    <link>https://www.bbva.com/en/innovation/mica-from-the-crypto-market-to-financial-infrastructure/</link>
                    <pubDate>Wed, 16 Sep 2026 08:02:41 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Patricia Casas]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1178253</guid>
                                            <description>
                            <![CDATA[Europe’s Markets in Crypto-Assets (MiCA) Regulation has done more than bring order to the crypto market. It has also laid the groundwork for modernizing financial infrastructure through tokenization.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Europe’s Markets in Crypto-Assets (MiCA) Regulation has done more than bring order to the crypto market. It has also laid the groundwork for modernizing financial infrastructure through tokenization.]]>
                        </content:encoded>
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