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        <title>Technology - NEWS BBVA</title>
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        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Fri, 08 May 2026 07:11:01 +0200</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>Garanti BBVA’s smart assistant Ugi turns 10: AI transforming banking</title>
                    <link>https://www.bbva.com/en/innovation/garanti-bbvas-smart-assistant-ugi-turns-10-ai-transforming-banking/</link>
                    <pubDate>Fri, 08 May 2026 05:15:42 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1160198</guid>
                                            <description>
                            <![CDATA[Garanti BBVA’s AI journey, launched in 2016, has evolved into Ugi, which today handles more than 6.4 million monthly interactions on average, has 1.6 million active users, and supports more than 300 end-to-end banking transactions. With the integration of generative AI, Ugi can now understand 90% of user requests. Over the past year, nearly 50% of mobile banking customers interacted with Ugi at least once, while the system delivered proactive solutions through 780,000 instant notifications per month.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA’s AI journey, launched in 2016, has evolved into Ugi, which today handles more than 6.4 million monthly interactions on average, has 1.6 million active users, and supports more than 300 end-to-end banking transactions. With the integration of generative AI, Ugi can now understand 90% of user requests. Over the past year, nearly 50% of mobile banking customers interacted with Ugi at least once, while the system delivered proactive solutions through 780,000 instant notifications per month.]]>
                        </content:encoded>
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                                <item>
                    <title>The Banker names BBVA Best Technology Bank in Western Europe and Recognises Its Partnership with OpenAI</title>
                    <link>https://www.bbva.com/en/innovation/the-banker-names-bbva-best-technology-bank-in-western-europe-and-best-bank-fintech-partnership-for-its-strategic-agreement-with-openai/</link>
                    <pubDate>Wed, 06 May 2026 08:01:40 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1159621</guid>
                                            <description>
                            <![CDATA[BBVA has received The Banker’s award for <a href="https://www.thebanker.com/content/60154ba2-2b2e-4a23-b1ff-626d17e85826" target="_blank" rel="noopener">Best Technology Bank in Western Europe, along with Best Bank-Fintech Partnership</a> for its strategic agreement with OpenAI. These accolades from the Financial Times Group publication are a testament to the progress made in its artificial intelligence (AI) strategy, the launch of its new app, and its digital model for entering new markets such as Germany.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has received The Banker’s award for <a href="https://www.thebanker.com/content/60154ba2-2b2e-4a23-b1ff-626d17e85826" target="_blank" rel="noopener">Best Technology Bank in Western Europe, along with Best Bank-Fintech Partnership</a> for its strategic agreement with OpenAI. These accolades from the Financial Times Group publication are a testament to the progress made in its artificial intelligence (AI) strategy, the launch of its new app, and its digital model for entering new markets such as Germany.]]>
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                                <item>
                    <title>Garanti BBVA’s Export Loans Go Digital on Mobile and Online Banking</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbvas-export-loans-go-digital-on-mobile-and-online-banking/</link>
                    <pubDate>Tue, 07 Apr 2026 01:20:11 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital processing]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1153582</guid>
                                            <description>
                            <![CDATA[Garanti BBVA has expanded its export financing solutions by making its Turkish lira (TRY) Export Loan accessible through digital channels. Clients can now draw on their existing limits without visiting a branch and meet their financing needs quickly and easily, with financing terms of up to 24 months.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA has expanded its export financing solutions by making its Turkish lira (TRY) Export Loan accessible through digital channels. Clients can now draw on their existing limits without visiting a branch and meet their financing needs quickly and easily, with financing terms of up to 24 months.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Mobile Unveils ‘My Family:’ A Comprehensive Banking Experience for Kids and Parents</title>
                    <link>https://www.bbva.com/en/innovation/garanti-bbva-mobile-unveils-my-family-a-comprehensive-banking-experience-for-kids-and-parents/</link>
                    <pubDate>Tue, 17 Mar 2026 05:46:43 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital processing]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1149797</guid>
                                            <description>
                            <![CDATA[Garanti BBVA recently launched ‘My Family,’ a new section on its Garanti BBVA Mobile app that lets parents manage their children’s finances on a single screen. This all-in-one solution features expense-tracking, educational content and financial products, such as checking accounts, savings accounts, Türkiye’s Individual Pension System (BES) and cards.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA recently launched ‘My Family,’ a new section on its Garanti BBVA Mobile app that lets parents manage their children’s finances on a single screen. This all-in-one solution features expense-tracking, educational content and financial products, such as checking accounts, savings accounts, Türkiye’s Individual Pension System (BES) and cards.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Spark Completes €4 Million Financing Deal with TaxDown to Boost its Growth and Strengthen its AI-Powered Solutions</title>
                    <link>https://www.bbva.com/en/innovation/bbva-spark-completes-e4-million-financing-deal-with-taxdown-to-boost-its-growth-and-strengthen-its-ai-powered-solutions/</link>
                    <pubDate>Thu, 05 Mar 2026 06:01:03 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital processing]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1147469</guid>
                                            <description>
                            <![CDATA[<a href="https://www.bbvaspark.com/en/" target="_blank" rel="noopener">BBVA Spark</a> has granted €4 million in financing to <a href="https://taxdown.es/" target="_blank" rel="noopener">TaxDown</a>, a fintech specialized in digital taxation in Spain with a presence in Latin America. The operation will accelerate the company’s growth, the development of new AI-based solutions and the expansion of its technological team. This financing benefits from the support of the European Union – NextGenerationEU and the European Investment Fund, with with Spain supporting the program through the InvestEU State compartment.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<a href="https://www.bbvaspark.com/en/" target="_blank" rel="noopener">BBVA Spark</a> has granted €4 million in financing to <a href="https://taxdown.es/" target="_blank" rel="noopener">TaxDown</a>, a fintech specialized in digital taxation in Spain with a presence in Latin America. The operation will accelerate the company’s growth, the development of new AI-based solutions and the expansion of its technological team. This financing benefits from the support of the European Union – NextGenerationEU and the European Investment Fund, with with Spain supporting the program through the InvestEU State compartment.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Spark Heads to 4YFN (MWC) with €1 Billion Euros in Committed Financing and More than 30 Startup Deals Signed in 2025</title>
                    <link>https://www.bbva.com/en/innovation/bbva-spark-heads-to-4yfn-mwc-with-e1-billion-euros-in-committed-financing-and-more-than-30-startup-deals-signed-in-2025/</link>
                    <pubDate>Mon, 02 Mar 2026 08:50:10 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digitization for Companies]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Fintech]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1146641</guid>
                                            <description>
                            <![CDATA[BBVA Spark will take part for the fourth consecutive year in <a href="https://www.4yfn.com/" target="_blank" rel="noopener">4YFN</a>, the leading event for startups, investors and corporates held within the framework of the <a href="https://www.mwcbarcelona.com/" target="_blank" rel="noopener">Mobile World Congress</a> (MWC) in Barcelona. The event comes at a key moment for the unit. Since its launch, BBVA Spark has committed close to €1 billion in financing and, in the past year alone, signed more than 30 deals with innovative, high-growth companies across Europe and Latin America.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA Spark will take part for the fourth consecutive year in <a href="https://www.4yfn.com/" target="_blank" rel="noopener">4YFN</a>, the leading event for startups, investors and corporates held within the framework of the <a href="https://www.mwcbarcelona.com/" target="_blank" rel="noopener">Mobile World Congress</a> (MWC) in Barcelona. The event comes at a key moment for the unit. Since its launch, BBVA Spark has committed close to €1 billion in financing and, in the past year alone, signed more than 30 deals with innovative, high-growth companies across Europe and Latin America.]]>
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                                <item>
                    <title>Lanes & Planes Secures Double-digit Million Euro Financing From BBVA to Fuel Growth</title>
                    <link>https://www.bbva.com/en/innovation/lanes-planes-secures-double-digit-million-euro-financing-from-bbva-to-fuel-growth/</link>
                    <pubDate>Thu, 29 Jan 2026 06:25:49 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Software]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1142081</guid>
                                            <description>
                            <![CDATA[The financing, closed at the end of 2025, aims to support the scaling of Lanes &amp; Planes, the leading provider of digital solutions for mid-market business travel and expense management. The facility will serve to finance the company's growth. This financing partially benefits from the support of the European Union and the European Investment Fund (EIF) under the InvestEU program.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The financing, closed at the end of 2025, aims to support the scaling of Lanes &amp; Planes, the leading provider of digital solutions for mid-market business travel and expense management. The facility will serve to finance the company's growth. This financing partially benefits from the support of the European Union and the European Investment Fund (EIF) under the InvestEU program.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA Mobile Redefines Digital Banking in 2025</title>
                    <link>https://www.bbva.com/en/tr/innovation/garanti-bbva-mobile-redefines-digital-banking-in-2025/</link>
                    <pubDate>Wed, 14 Jan 2026 11:37:41 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Digital processing]]>
                            </category>
                                                    <category>
                                <![CDATA[Garanti BBVA]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                    <category>
                                <![CDATA[Transformation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1139846</guid>
                                            <description>
                            <![CDATA[Garanti BBVA completely reshaped digital banking in 2025. With generative artificial intelligence at the heart of its digital strategy, the bank has evolved the user experience, making it more intuitive, more personalized and smarter. Garanti BBVA Mobile has transformed the banking experience by seamlessly integrating into millions of customers’ daily lives.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA completely reshaped digital banking in 2025. With generative artificial intelligence at the heart of its digital strategy, the bank has evolved the user experience, making it more intuitive, more personalized and smarter. Garanti BBVA Mobile has transformed the banking experience by seamlessly integrating into millions of customers’ daily lives.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Completes its Global Move to the Cloud With a Single Data and Artificial Intelligence Platform</title>
                    <link>https://www.bbva.com/en/innovation/bbva-completes-its-global-move-to-the-cloud-with-a-single-data-and-artificial-intelligence-platform/</link>
                    <pubDate>Mon, 12 Jan 2026 16:19:19 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Sofia Martínez Corrons]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Artificial Intelligence]]>
                            </category>
                                                    <category>
                                <![CDATA[Corporate information]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                    <category>
                                <![CDATA[Technology]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=innovation&#038;p=1139682</guid>
                                            <description>
                            <![CDATA[In 2025, BBVA successfully completed the global rollout of ADA, its new data and artificial intelligence platform. This technological foundation is key in enabling the bank to offer clients more agile, personalized, and efficient services. Over the course of the year, ADA also received recognition from numerous international organizations operating in the financial and technology sectors.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[In 2025, BBVA successfully completed the global rollout of ADA, its new data and artificial intelligence platform. This technological foundation is key in enabling the bank to offer clients more agile, personalized, and efficient services. Over the course of the year, ADA also received recognition from numerous international organizations operating in the financial and technology sectors.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA Mexico brings personalization and zero fees to the digital space</title>
                    <link>https://www.bbva.com/en/bbva-mexico-brings-personalization-and-zero-fees-to-the-digital-space/</link>
                    <pubDate>Fri, 24 Oct 2025 09:18:41 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[María Prados]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[APPs]]>
                            </category>
                                                    <category>
                                <![CDATA[Innovation]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=1136795</guid>
                                            <description>
                            <![CDATA[At BBVA Summit 2025: Futura, Hugo Nájera, Head of Retail Banking at BBVA Mexico, presented the new digital era of the<a href="https://www.bbva.mx/personas/apps/bbva.html"> BBVA Mx app.</a> He explained that hyper-personalization is now at the core of its transformation, allowing the app to adapt to each customer’s needs and preferences through a single, unified channel.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[At BBVA Summit 2025: Futura, Hugo Nájera, Head of Retail Banking at BBVA Mexico, presented the new digital era of the<a href="https://www.bbva.mx/personas/apps/bbva.html"> BBVA Mx app.</a> He explained that hyper-personalization is now at the core of its transformation, allowing the app to adapt to each customer’s needs and preferences through a single, unified channel.]]>
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