We’re banking
on disruption

The nature of disruption is such that no business can afford to bank on the status quo — not even a bank.

That’s why BBVA created the New Digital Businesses unit.
We’re here to disrupt the banking and financial services industry before we get disrupted.

The Disruption Unit

“We have created a business unit called New Digital Businesses that’s reinventing BBVA from the outside. We want to build a portfolio of companies that are disruptive, that do things from scratch and can attack the incumbents, including ourselves.”

– Carlos Torres Vila, CEO, BBVA

In an effort to hedge against disruption from the outside, we take a multi-pronged approach to innovation. Under the four pillars of our disruption strategy, BBVA NDB backs innovations of any size, at any stage, anywhere in the world.

crear

Recruit experienced, driven entrepreneurs and develop, finance and incubate their fintech ventures at one of our venture creation centers in Madrid, SF or London

adquirir

Find cutting edge fintechs that would benefit from a direct connection into a global bank

invertir

Global Venture Investment via Propel Venture Partners and direct investment by BBVA NDB

colaborar

New solutions through
strategic partnership

People not portfolio

Disruption requires the pursuit of impactful ideas by inspired people.

BBVA NDB - denizen
BBVA New Digital Business | We're banking on disruption
Build
BBVA New Digital Business | We're banking on disruption
Joaquín Ayuso
CEO
Global banking for expats is being reinvented by Joaquin Ayuso, the former co-founder of Tuenti
BBVA NDB - muno
BBVA New Digital Business | We're banking on disruption
Build
BBVA New Digital Business | We're banking on disruption
Ion Cuervas
CEO
At last the freelancers are secure.
BBVA NDB - Atom
BBVA New Digital Business | We're banking on disruption
Invest
BBVA New Digital Business | We're banking on disruption
Mark Mullen
CEO
We’re making banking easier, intuitive and there whenever you need it, all on your mobile.
BBVA NDB - azlo
BBVA New Digital Business | We're banking on disruption
Build
BBVA New Digital Business | We're banking on disruption
Brian Hamilton
CEO
Fee-free small business banking that helps entrepreneurs start, grow, and succeed.
Antti-Jussi Suominen
BBVA New Digital Business | We're banking on disruption
Acquire
BBVA New Digital Business | We're banking on disruption
Antti-Jussi Suominen
CEO
Modern digital banking for freelancers and entrepreneurs

Insight

Updates from our network of
innovators and experts.