https://www.bbva.com/en/ NEWS BBVA Sat, 13 Dec 2025 13:31:47 +0100 en-US hourly 1 https://www.bbva.com/en/eba-stress-test-bbva-sees-lower-capital-impact-and-generates-profit-under-adverse-scenario/ Fri, 02 Nov 2018 19:13:11 +0000 https://www.bbva.com/?p=587471 published today, BBVA would reach a fully loaded CET1 capital ratio of 8.80 percent in 2020 under the adverse scenario. The bank would also have the second least negative impact among its peers between the initial ratio in 2017 and the final ratio in 2020 (1.93 percentage points). Among big European banks  assessed, BBVA is one of the few banks with the ability to generate an accumulated profit in the three-year period under analysis (2018, 2019, and 2020), under the adverse scenario.]]> published today, BBVA would reach a fully loaded CET1 capital ratio of 8.80 percent in 2020 under the adverse scenario. The bank would also have the second least negative impact among its peers between the initial ratio in 2017 and the final ratio in 2020 (1.93 percentage points). Among big European banks  assessed, BBVA is one of the few banks with the ability to generate an accumulated profit in the three-year period under analysis (2018, 2019, and 2020), under the adverse scenario.]]> https://www.bbva.com/en/francisco-gonzalez-bbva-is-moving-full-speed-ahead/ Thu, 01 Feb 2018 17:22:33 +0000 https://www.bbva.com/?p=408200 Francisco González predicted the Group’s customer base as a whole will pass the 50 percent tipping point in 2018.]]> Francisco González predicted the Group’s customer base as a whole will pass the 50 percent tipping point in 2018.]]> https://www.bbva.com/en/agreement-basel-iii-more-regulatory-clarity-and-stability-european-banks/ Wed, 03 Jan 2018 00:22:35 +0000 https://www.bbva.com/?p=388399 https://www.bbva.com/en/bbva-issues-dollar-denominated-coco-bonds-longest-maturity-lowest-price-issuer-southern-europe/ Fri, 17 Nov 2017 14:35:07 +0000 https://www.bbva.com/en/?p=357663 https://www.bbva.com/en/digital-sales-surge-bbva-expands-customer-solution-offering/ Fri, 27 Oct 2017 12:42:24 +0000 https://www.bbva.com/en/?p=355367 92% of its current product portfolio will be available on its digital channels in Spain, as well as to be able to continue making progress in its other franchises. BBVA CEO Carlos Torres Vila explained how this effort is having an “impressive impact”, as evidenced by the exponential rate at which digital sales are growing. Digital sales account for about one fourth of the bank’s total, with more than 3.5 million units sold between July and September.]]> 92% of its current product portfolio will be available on its digital channels in Spain, as well as to be able to continue making progress in its other franchises. BBVA CEO Carlos Torres Vila explained how this effort is having an “impressive impact”, as evidenced by the exponential rate at which digital sales are growing. Digital sales account for about one fourth of the bank’s total, with more than 3.5 million units sold between July and September.]]> https://www.bbva.com/en/infographics-relevant-ratios-3q17/ Fri, 27 Oct 2017 10:15:09 +0000 https://www.bbva.com/en/?p=355280 https://www.bbva.com/en/economy-and-finance/results-3q17/ Fri, 27 Oct 2017 05:13:33 +0000 https://www.bbva.com/en/?p=354880

Operating income: Recurring revenues continued their upward trend, growing 4.2% between January and September. This, together with cost containment efforts (expenses dropped 1.7% in the year to September), drove operating income to a record €9.52 billion

Risks: The NPL ratio continued to improve, reaching 4.5% in September (vs. 4.8% in June), the lowest level in the past five years. Coverage increased to 72%

Capital: The fully-loaded CET1 ratio rose to 11.2% in September, reflecting a capital generation of 30 basis points in the first nine months of the year

Transformation: The digital customer base grew 24% y-o-y to 21.1 million in September. Of these, the number of customers banking with their smartphones surged 43% to 15.8 million

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Operating income: Recurring revenues continued their upward trend, growing 4.2% between January and September. This, together with cost containment efforts (expenses dropped 1.7% in the year to September), drove operating income to a record €9.52 billion

Risks: The NPL ratio continued to improve, reaching 4.5% in September (vs. 4.8% in June), the lowest level in the past five years. Coverage increased to 72%

Capital: The fully-loaded CET1 ratio rose to 11.2% in September, reflecting a capital generation of 30 basis points in the first nine months of the year

Transformation: The digital customer base grew 24% y-o-y to 21.1 million in September. Of these, the number of customers banking with their smartphones surged 43% to 15.8 million

]]> https://www.bbva.com/en/12-regulatory-trends-financial-industry/ Fri, 20 Oct 2017 15:49:28 +0000 https://www.bbva.com/en/?p=354396 Financial Regulation Outlook report, BBVA Research analysts address some of the questions being asked in Europe over the course and pace that regulators will choose in the medium and long term.]]> Financial Regulation Outlook report, BBVA Research analysts address some of the questions being asked in Europe over the course and pace that regulators will choose in the medium and long term.]]> https://www.bbva.com/en/eu-banks-capital-leverage-liquidity-ratios-continue-improving/ Sun, 17 Sep 2017 23:40:07 +0000 https://www.bbva.com/en/?p=349089 https://www.bbva.com/en/infographics-relevant-ratios-2q17/ Thu, 27 Jul 2017 17:19:15 +0000 https://www.bbva.com/en/?p=339092