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        <title>Loans - NEWS BBVA</title>
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        <link>https://www.bbva.com/en/</link>
        <description>NEWS BBVA</description>
        <lastBuildDate>Sat, 13 Dec 2025 13:31:47 +0100</lastBuildDate>
        <language>en-US</language>
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                                <item>
                    <title>Loans or bonds? Financing as a tailored extension of corporate strategy</title>
                    <link>https://www.bbva.com/en/enterprises/loans-or-bonds-financing-as-a-tailored-extension-of-corporate-strategy/</link>
                    <pubDate>Thu, 24 Jul 2025 00:28:28 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Pilar Martínez Fariña]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Advice for companies]]>
                            </category>
                                                    <category>
                                <![CDATA[Bonds]]>
                            </category>
                                                    <category>
                                <![CDATA[Enterprises]]>
                            </category>
                                                    <category>
                                <![CDATA[Financing for companies]]>
                            </category>
                                                    <category>
                                <![CDATA[International expansion]]>
                            </category>
                                                    <category>
                                <![CDATA[Investment bank]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                    <category>
                                <![CDATA[Strategy and management]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?post_type=economyfinance&#038;p=1109629</guid>
                                            <description>
                            <![CDATA[When a company defines its strategic roadmap, it must also establish the financial approach that will underpin its execution. In this context, bank loans and corporate bonds emerge as two often complementary avenues for supporting growth. Financial decision-making thus becomes a central pillar of strategy execution. Choosing between them, or combining both judiciously,is not merely a tactical move, but a strategic decision with profound implications for the company’s present and future development.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[When a company defines its strategic roadmap, it must also establish the financial approach that will underpin its execution. In this context, bank loans and corporate bonds emerge as two often complementary avenues for supporting growth. Financial decision-making thus becomes a central pillar of strategy execution. Choosing between them, or combining both judiciously,is not merely a tactical move, but a strategic decision with profound implications for the company’s present and future development.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA securitizes project finance loan portfolio valued at 500 million euros</title>
                    <link>https://www.bbva.com/en/bbva-securitizes-project-finance-loan-portfolio-valued-at-500-million-euros/</link>
                    <pubDate>Fri, 14 Jan 2022 07:00:50 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[elisabet.furioc]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=883997</guid>
                                            <description>
                            <![CDATA[BBVA has closed its first balance sheet synthetic securitization of a <a href="https://www.bbva.com/en/project-finance-financing-alternative-large-projects/" target="_blank" rel="noopener noreferrer">project finance</a> loan portfolio. This is a transfer of risk to institutional investors Alecta and PGGM that allows the bank to free up 80% of the capital on a portfolio of project loans that will remain on the bank's balance sheet.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has closed its first balance sheet synthetic securitization of a <a href="https://www.bbva.com/en/project-finance-financing-alternative-large-projects/" target="_blank" rel="noopener noreferrer">project finance</a> loan portfolio. This is a transfer of risk to institutional investors Alecta and PGGM that allows the bank to free up 80% of the capital on a portfolio of project loans that will remain on the bank's balance sheet.]]>
                        </content:encoded>
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                                <item>
                    <title>Garanti BBVA presents a consumer loan to purchase solar energy systems</title>
                    <link>https://www.bbva.com/en/tr/garanti-bbva-presents-a-consumer-loan-to-purchase-solar-energy-systems/</link>
                    <pubDate>Mon, 08 Feb 2021 08:27:53 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[XE90953]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Environment]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                    <category>
                                <![CDATA[Sustainability]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=818760</guid>
                                            <description>
                            <![CDATA[Garanti BBVA is launching a product to finance the installation of solar energy systems on rooftops for self-consumption.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Garanti BBVA is launching a product to finance the installation of solar energy systems on rooftops for self-consumption.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>BBVA and Telefónica create a joint venture to offer consumer loans in Colombia</title>
                    <link>https://www.bbva.com/en/bbva-and-telefonica-create-a-joint-venture-to-offer-consumer-loans-in-colombia/</link>
                    <pubDate>Thu, 03 Dec 2020 16:49:26 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[alberto.oyarzo]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial products]]>
                            </category>
                                                    <category>
                                <![CDATA[High social impact products]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=808158</guid>
                                            <description>
                            <![CDATA[Movistar Money will offer consumer loans to Telefónica customers in Colombia, both individuals and companies. The deal could expand to other countries in South America where both companies have a presence.  The company plans to begin operations in the second quarter of 2021 following a successful commercial pilot carried out by BBVA and Telefónica several months ago.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Movistar Money will offer consumer loans to Telefónica customers in Colombia, both individuals and companies. The deal could expand to other countries in South America where both companies have a presence.  The company plans to begin operations in the second quarter of 2021 following a successful commercial pilot carried out by BBVA and Telefónica several months ago.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA grants CAF a bilateral loan to fight COVID-19 in Latin America</title>
                    <link>https://www.bbva.com/en/bbva-grants-caf-a-bilateral-loan-to-fight-covid-19-in-latin-america/</link>
                    <pubDate>Tue, 28 Jul 2020 14:02:51 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Alexandra Rojas Rodríguez]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Coronavirus]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=774909</guid>
                                            <description>
                            <![CDATA[BBVA has granted <a href="https://www.caf.com/en/" target="_blank" rel="noopener noreferrer">CAF Development Bank of Latin America</a> a $200 million loan that will finance CAF’s assistance programs designed to address the social and economic effects of the COVID-19 pandemic in Latin America. The negotiation and documentation of the loan were fast tracked in order to expedite support for the region.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[BBVA has granted <a href="https://www.caf.com/en/" target="_blank" rel="noopener noreferrer">CAF Development Bank of Latin America</a> a $200 million loan that will finance CAF’s assistance programs designed to address the social and economic effects of the COVID-19 pandemic in Latin America. The negotiation and documentation of the loan were fast tracked in order to expedite support for the region.]]>
                        </content:encoded>
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                                <item>
                    <title>BBVA acts as sustainable agent in GMP's new green loan</title>
                    <link>https://www.bbva.com/en/es/bbva-acts-as-sustainable-agent-in-gmps-new-green-loan/</link>
                    <pubDate>Fri, 22 May 2020 00:30:59 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Teresa Andrés Blanco]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Environment]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                    <category>
                                <![CDATA[Sustainability]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=780533</guid>
                                            <description>
                            <![CDATA[The lender and the property-owning real estate group strengthen their commitment to sustainability with the formalization of a €525 million green loan. The green loan is the conversion of a syndicated loan signed in 2016. BBVA, besides being one of the participants in the loan, is one of the <a href="https://www.bbva.com/en/sustainability/sustainable-agent-banks-taking-action-against-climate-change/"><strong>sustainable coordinators</strong></a> who have made this change possible, to maximize the sustainability of Gmp’s office building development projects.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The lender and the property-owning real estate group strengthen their commitment to sustainability with the formalization of a €525 million green loan. The green loan is the conversion of a syndicated loan signed in 2016. BBVA, besides being one of the participants in the loan, is one of the <a href="https://www.bbva.com/en/sustainability/sustainable-agent-banks-taking-action-against-climate-change/"><strong>sustainable coordinators</strong></a> who have made this change possible, to maximize the sustainability of Gmp’s office building development projects.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>Univfy and BBVA USA collaborate to bring Express Healthcare Loan Program with competitive rates to fertility patients at participating IVF centers</title>
                    <link>https://www.bbva.com/en/univfy-and-bbva-usa-collaborate-to-bring-express-healthcare-loan-program-with-competitive-rates-to-fertility-patients-at-participating-ivf-centers/</link>
                    <pubDate>Mon, 14 Oct 2019 12:19:22 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Tristan Grimble]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Health]]>
                            </category>
                                                    <category>
                                <![CDATA[Insurance]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=690812</guid>
                                            <description>
                            <![CDATA[<a href="https://www.univfy.com/" target="_blank" rel="noopener">Univfy®</a>, an AI platform company whose mission is to improve fertility patients’ experience and access to in vitro fertilization (IVF), announced today a collaboration with <a href="http://www.bbvausa.com" target="_blank" rel="noopener">BBVA USA</a>, the U.S. subsidiary of global financial institution BBVA, to offer a finance program with rates starting at 0% APR (up to 18.99%).]]>
                        </description>
                        <content:encoded>
                            <![CDATA[<a href="https://www.univfy.com/" target="_blank" rel="noopener">Univfy®</a>, an AI platform company whose mission is to improve fertility patients’ experience and access to in vitro fertilization (IVF), announced today a collaboration with <a href="http://www.bbvausa.com" target="_blank" rel="noopener">BBVA USA</a>, the U.S. subsidiary of global financial institution BBVA, to offer a finance program with rates starting at 0% APR (up to 18.99%).]]>
                        </content:encoded>
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                                <item>
                    <title>Mortgage Rates Are Moving. Should You Refinance?</title>
                    <link>https://www.bbva.com/en/mortgage-rates-are-moving-should-you-refinance/</link>
                    <pubDate>Tue, 09 Apr 2019 15:47:17 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Lori Moore]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Interest rates]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                    <category>
                                <![CDATA[Mortgages]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=632725</guid>
                                            <description>
                            <![CDATA[Mortgage rates recently reached their lowest point in 13 months, leading many homeowners to ask if now is the right time to consider refinancing.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[Mortgage rates recently reached their lowest point in 13 months, leading many homeowners to ask if now is the right time to consider refinancing.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>2018: A year marked by resilience in the world of loans</title>
                    <link>https://www.bbva.com/en/2018-a-year-marked-by-resilience-in-the-world-of-loans/</link>
                    <pubDate>Tue, 05 Feb 2019 00:51:08 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Pilar Martínez Fariña]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Financial and commercial services]]>
                            </category>
                                                    <category>
                                <![CDATA[Investment bank]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=605184</guid>
                                            <description>
                            <![CDATA[The Spanish syndicated loan market has continued the upward trend of recent years, thanks to the excellent cash position in practically all sectors. In 2018, new technologies like <a href="https://www.bbva.com/en/blockchain-or-how-sign-corporate-loans-speed-light-almost/">blockchain</a> greatly improved the efficiency of digitization processes, and <a href="https://www.bbva.com/en/sustainability/the-green-loan-principles-updated-to-offer-a-wider-range-of-sustainable-products/">green loans</a> gained a foothold in the market.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The Spanish syndicated loan market has continued the upward trend of recent years, thanks to the excellent cash position in practically all sectors. In 2018, new technologies like <a href="https://www.bbva.com/en/blockchain-or-how-sign-corporate-loans-speed-light-almost/">blockchain</a> greatly improved the efficiency of digitization processes, and <a href="https://www.bbva.com/en/sustainability/the-green-loan-principles-updated-to-offer-a-wider-range-of-sustainable-products/">green loans</a> gained a foothold in the market.]]>
                        </content:encoded>
                                                        </item>
            
                                <item>
                    <title>How access to credit will change in 2019</title>
                    <link>https://www.bbva.com/en/how-access-to-credit-will-change-in-2019/</link>
                    <pubDate>Mon, 04 Feb 2019 06:22:29 +0000</pubDate>
                    <dc:creator>
                        <![CDATA[Blanca González del Fresno]]>
                    </dc:creator>
                                                                        <category>
                                <![CDATA[Inclusion]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans]]>
                            </category>
                                                    <category>
                                <![CDATA[Loans and credits]]>
                            </category>
                                                                <guid isPermaLink="false">https://www.bbva.com/?p=604497</guid>
                                            <description>
                            <![CDATA[The U.S. consumer credit market is expected to change in the coming 12 months. Not only as a result of the <a href="https://globenewswire.com/news-release/2018/12/12/1665733/0/en/U-S-Consumer-Credit-Market-Poised-for-More-Growth-in-2019.html" target="_blank" rel="noopener">positive growth</a> of the market itself, but of disruptive and innovative elements that will drive the sector’s transformation.]]>
                        </description>
                        <content:encoded>
                            <![CDATA[The U.S. consumer credit market is expected to change in the coming 12 months. Not only as a result of the <a href="https://globenewswire.com/news-release/2018/12/12/1665733/0/en/U-S-Consumer-Credit-Market-Poised-for-More-Growth-in-2019.html" target="_blank" rel="noopener">positive growth</a> of the market itself, but of disruptive and innovative elements that will drive the sector’s transformation.]]>
                        </content:encoded>
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