Global Finance has named BBVA Best Bank for Embedded Finance in the second round of the World’s Best Digital Banks 2025 – Corporate Winners awards. The award recognizes BBVA’s leadership in developing integrated financial solutions that deliver simple, immediate, and relevant banking services directly within the environments where individuals and businesses need them.
The distinction reflects BBVA’s API-driven embedded-finance strategy, which enables seamless integration of financial products into partners’ platforms and workflows. Through this approach, BBVA supports individuals in pursuing their life goals while helping businesses manage their day-to-day operational needs—reducing friction and improving the end-user experience. This recognition follows other recent Global Finance awards naming BBVA Spain’s Best Digital Bank and the Best Bank for Embedded Finance in Western Europe.
"This award reinforces BBVA's role as a strategic partner for companies and technology partners in integrating financial services into digital platforms—whether their own or third-party—with a customer-centric approach and a focus on long-term value creation," says Jaime Sáenz de Tejada, Global Head of Corporate and Institutional Banking at BBVA."
Global Finance notes that “BBVA uses API-based embedded finance to deliver simple, immediate, and relevant banking solutions wherever its partners need them, supporting both individuals’ life goals and businesses’ operational needs. The publication points to several standout examples:
- Reverse factoring APIs, enabling companies to integrate supplier payment management directly into their own systems.
- Embedded vehicle financing, providing immediate access to credit at the point of purchase.
- Treasury APIs for SMEs, helping small and midsize enterprises manage collections, payments, and liquidity more efficiently from within the tools they already use.
These solutions enable BBVA’s partners to offer advanced financial capabilities without developing their own infrastructure, accelerating time to market and enhancing the value they deliver to clients.
The jury singled out BBVA’s focus on open, scalable, and secure technology, along with its ability to tailor embedded-finance solutions across sectors and business models. Its API-based architecture brings together financial strength, risk-management expertise, and deep industry knowledge, delivering the agility today’s digital ecosystems require.
Global Finance: A Leading International Authority on Economics and Finance
Founded in 1987, Global Finance is a leading international publication covering financial markets and banking. Its annual awards recognize the world’s top financial institutions through an independent evaluation that combines qualitative analysis with quantitative metrics, including innovation, breadth of solutions, customer impact, and technological strength.
The World’s Best Digital Banks awards are selected by the magazine’s editors in collaboration with industry analysts and technology experts, and have become a recognized benchmark for excellence in digital transformation across the financial sector.