Multiple tech startups are disrupting the old guard and traditional way of doing things. Some people don't even step foot inside of a grocery store anymore, choosing to stock their fridge with an online app or website from their couch.

Digital transformation. Technological advances. Innovate to compete. These are phrases commonly used in the business world - in interviews, external messaging, and yes, even podcasts like this one.

The Mind Bank, a BBVA USA podcast, brings top insights from some of the sharpest minds across the United States. The topics will come from various areas and will cover different perspectives on issues that surround everyday life.

David Matsumoto is a psychology professor at San Francisco State University (SFSU). His mastery of microexpressions, gestures, non-verbal behavior, culture, and emotion have made him one of the leading experts in these areas. Currently, he is the director of the Emotion and Culture Research Laboratory at SFSU, focused on studies that revolve around social interaction, and communication. In addition, Matsumoto founded the East Bay Judo Institute in El Cerrito, California. He has a seventh-degree black belt and is a licensed class-A trainer and referee.

Keith Devlin is one of the world’s greatest advocates for mathematics. The British Mathematician  insists that maths in the 21st century depends on creativity. Devlin is the author of more than 30 popular science books; a university professor, as well as the co-founder and director of H-STAR, the Human-Sciences and Technologies Advanced Research Institute at Stanford University. His research focuses on the use of different methods for teaching mathematics to the general public.

Should children, to grow up healthy, do dangerous things? According to Gever Tulley, founder of Brightworks School and Tinkering School, two educational initiatives based on learning through experimentation, controlled risk can be a powerful educational tool. This educator firmly believes that education needs to free itself from parental over-protection. “We need brave boys and girls, who are prepared to confront the challenges of the world to come.” The message for fearful parents is clear: “Don’t let your fear be the only thing that interferes with your child’s autonomy.”

Michael Sandel is the Professor of Government at Harvard University and one of the most highly regarded and well-known philosophers in the world, his classes at Harvard are wildly popular and always fully packed. Last October he received the 2018 Princess of Asturias Award for Social Sciences because, according to the jury, he has “managed to transmit his dialogic, deliberative approach to debate to a global audience.” Sandel believes that faith in debate has been lost, which is one of the reasons why public discourse in democratic societies worldwide seems so empty. He explains: “We are afraid to talk with our co-citizens about big questions such as justice, what it means to be a citizen, and the common good because we are afraid we won’t agree,”.

Ranga Yogeshwar is one of the most popular scientists in Germany, a board member of several research institutions and founder of several scientific initiatives. He is a frequent star on German television and radio, where he has hosted numerous shows and debates. In his most recent book called “Next Exit: The Future” he analyzes how science and technology will transform our lives. Ranga Yogeshwar travels the world giving lectures on the challenges posed by innovations and how they are changing societies.