BBVA Chair Carlos Torres Vila noted that 2024 was a great year for the bank, which has solidified its position as a benchmark in the European financial sector in terms of growth and profitability. He also said that the bank expects to maintain similar levels of profitability in 2025. “BBVA is in a great position to continue to grow and stand out as one of Europe’s best banks,” he stated. This performance stems from the success of the bank’s strategy, focused on innovation, digitization, and sustainability, as well as the profound transformation that has taken place in recent years. As a result, BBVA has very successfully concluded its strategic cycle 2019-2024, Torres Vila underscored in an interview published on BBVA’s corporate website. Regarding the transaction with Banco Sabadell, he is convinced that its shareholders “will appreciate the extraordinary combination of the two banks.”

Garanti BBVA has fully digitized its vehicle loan process, allowing individuals—following companies and self-employed customers—to obtain digital loans for nearly 40 automobile brands. Loan applications and onboarding can be completed on a smartphone without the need for any printed documents. BBVA’s Turkish franchise is the first and only bank in the country to offer this innovative service.

Bonus, Garanti BBVA’s most popular credit card, is now celebrating its 24th anniversary. Bonus also happens to be a credit card platform, having amassed some 18 million users and eight partner banks.

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) filed on March 1, 2024 with the Securities and Exchange Commission BBVA´s Annual Report on Form 20-F for the year ended December 31, 2023.

The Annual Report can be found on BBVA’s Investor Relations website http://shareholdersandinvestors.bbva.com in the section dedicated to Financial information 2023.

BBVA Chair Carlos Torres Vila stressed that 2023 was good for the bank in strategic, and financial terms, and especially in terms of its contribution to society. All of this was reflected in the bank’s stock performance, and its attractive distributions to shareholders. He is once again expecting growth in banking activity in 2024 thanks to the Group’s leading franchises and its strategy focused on digitization, innovation and sustainability. Therefore, “2024 will be another great year for BBVA, with greater contribution to social and economic progress,” he said in an interview.

The two institutions will provide finance to boost the country's foreign trade through an expansion of the facilities at Uruguay's premier port. The total outlay comes to $340 million.

Garanti BBVA is streamlining the loan approval process for retail customers seeking vehicle finance. Utilizing the Instant Loan from Dealer (BAK) feature, customers can swiftly complete transactions with digital document approval through Garanti BBVA Mobile app, ensuring an efficient and seamless experience.

After beginning the year with a debt issue in Mexico, BBVA returned to the wholesale markets on Monday with a 10-year senior preferred debt issue worth €1.25 billion. The issue is priced at the mid-swap + 135 basis points, significantly below the starting price (mid-swap + 160 basis points).

BBVA has completed the sale of a portfolio of secured non-performing loans (NPLs). The portfolio has a gross value of approximately €330 million. This is BBVA's second such sale in 2023.

‘Spirit of Dialogue’ is the theme of the new edition of the Davos Forum to be held in Switzerland from January 19 to 23, 2026. Organized by the World Economic Forum (WEF), the event will bring together public- and private-sector leaders, along with representatives from civil society, with the aim of finding shared solutions to the world’s most pressing global challenges. Davos 2026 takes place against an international backdrop in which global balances and growth models are being shaped by geopolitical fragmentation, economic uncertainty, and the relentless pace of technological change. In this context, the Forum has cemented its status as a key space for fostering cooperation, promoting responsible innovation, and championing more resilient and inclusive growth capable of generating prosperity while respecting the planet’s limits.

BBVA’s Turkish franchise is strategically reinforcing its commitment to enhance customer accessibility by extending remote banking services to corporate clients.