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Innovation

All BBVA's information about Innovation.

BBVA continues to emphasize its digital transformation as an essential factor in achieving its ambitious goals, presented at Investor Day. In this interview, Global Head of Client Solutions David Puente highlights how being a pioneer in digitization gives BBVA an advantage to continue growing in areas such as payments and insurance, create alliances through ‘open banking’ and, in particular, to take a new strategic leap: evolve from providing services to proactive recommendations to help customers improve their financial health and transition to a decarbonized economy.

A team of university students from Mexico developed an app in just three days to meet customers' needs in terms of finances, entertainment, shopping and transport. Thanks to their business acumen and the use of artificial intelligence and QR code payments, they were able to win the 2021 BBVA Hackathon, which brought together 752 participants from different countries virtually.

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“Four Principles for Realizing Strategy with Innovation” by Nils O. Fonstad, Research Scientist and Jukka Salonen, CISR Industry Research Fellow has been published by The MIT Sloan Center for Information Systems Research, a research center at the Massachusetts Institute of Technology that focuses on the use of information technology and management in complex organizations. The briefing analyzes the bank’s successful implementation process of its single development agenda (SDA) model.

Working hours that suit the individual, the ability to operate from anywhere in the world, breaking with traditional hierarchical structures and constant renewal to respond to the needs of the market. This is liquid work - a model that puts individual talent at the heart of activities.

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Social networks are experiencing an outburst of influencers generating content on financial topics. More than previous generations, millennials (those born between the early 1980s and the late 1990s) and centennials (those born starting in the late 1990s) appreciate when this type of information comes from someone like themselves. But regulators that have started to monitor their activity recommend taking precautions before following their advice and warn of the risks of turning investing into “a videogame.”

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‘Vamping’ is a term that comes from the English words ‘vampire’ (vampire, animal active at night) and ‘texting’ (sending messages) and refers to the practice, carried out mostly by teenagers, which consists in making excessive use of electronic devices such as cell phones, laptops, tablets, consoles... just before going to sleep. As a result, their rest is affected due to the reduction of the necessary hours of sleep and the effects on our body produced by the light from the screens. This phenomenon is causing many young people to suffer from early insomnia.