Garanti BBVA has issued a $30 million sustainable bond under its international funding program to finance projects focused on climate change adaptation and resilience.

Garanti BBVA has received six awards at the 2026 Euromoney Awards for Excellence, recognizing the bank’s leadership in retail banking, consumer lending, diversity and inclusion, and corporate social responsibility. The bank was named Best Retail Bank, Best Bank for Consumer Lending, Best Bank for Diversity and Inclusion, and Best Bank for Corporate Social Responsibility in Türkiye, in addition to awards for Best Bank for Consumer Lending and Best Bank for Diversity and Inclusion in Central and Eastern Europe.

Garanti BBVA has joined Swift’s new payment scheme as a sending bank—a first for Türkiye—offering customers faster, more transparent international money transfers with upfront fee visibility and end-to-end tracking. The service is initially available for transfers to the UK, Spain, Australia, the US, and Germany.

Garanti BBVA has issued a €30 million green bond with a maturity of one year and two days under its international funding program to support climate change adaptation and make sustainable agriculture more resilient.

Garanti BBVA and Turkish Airlines are celebrating their 25-year alliance with the launch of the Miles&Smiles Garanti BBVA Diamond Limited Edition credit card. Only 3,879 cards will be issued, a figure obtained by adding together both companies’ founding years.

Garanti BBVA has renewed its syndicated loan under its foreign funding program in line with its Sustainable Debt Financing Framework. The transaction includes sustainability-themed tranches designed to support a clean and just transition in Türkiye, making it the bank’s first thematic syndicated loan.

Garanti BBVA recently unveiled the exhibition ‘We’ve Been in the Future for 80 Years,’ on June 2nd at a special event for the press. The exhibition at Salt Galata chronicles the bank’s extensive journey over eight decades – from its founding in Ankara in 1946 to its current role as a driver of modern banking. Designed as an interactive, immersive experience, the exhibition aims to tell the stories of the employees, customers and stakeholders who have shaped the bank over the years.

Garanti BBVA has gone live with its BKM-integrated Request to Pay API, enabling businesses to manage collections directly from their own systems while offering customers a fast, easy, and seamless bill-payment experience. The solution was piloted in partnership with energy company Uludağ Elektrik.

Garanti BBVA’s AI journey, launched in 2016, has evolved into Ugi, which today handles more than 6.4 million monthly interactions on average, has 1.6 million active users, and supports more than 300 end-to-end banking transactions. With the integration of generative AI, Ugi can now understand 90% of user requests. Over the past year, nearly 50% of mobile banking customers interacted with Ugi at least once, while the system delivered proactive solutions through 780,000 instant notifications per month.

Winners in five categories were announced at a gala ceremony on April 28, with Gurvita founder Bahar Şamhili Tanju named Woman Entrepreneur of Türkiye. The competition, organized by Garanti BBVA in partnership with Ekonomist magazine and KAGİDER, has received more than 50,000 applications since its launch in 2007.

Garanti BBVA has been recognized in two categories at the Environmental Finance Sustainable Debt Awards 2026 for Türkiye’s first biodiversity-themed bond issuance. The bond channels funding toward the protection of marine and freshwater ecosystems and introduces an innovative financing model in the sustainable debt markets.

The new digital tool offers personalized model portfolios based on each investor’s risk profile and time horizon, making the investment process faster, clearer, and more straightforward.

Garanti BBVA has launched a new banking service model for technology startups operating in technoparks, combining tailored financial solutions with specialized advisory support.

Garanti BBVA has expanded its export financing solutions by making its Turkish lira (TRY) Export Loan accessible through digital channels. Clients can now draw on their existing limits without visiting a branch and meet their financing needs quickly and easily, with financing terms of up to 24 months.

Garanti BBVA was honored at the 2026 Euromoney Private Banking Awards as Türkiye’s Best International Private Bank. This prestigious award from one of the world’s leading financial publications recognizes the bank’s excellence in private banking and wealth management.

Garanti BBVA is now offering its appraisal and mortgage services on digital channels for both sole traders and corporate clients. The move comes as part of the bank’s efforts to improve the speed, convenience and flexibility of credit.

Garanti BBVA has completely overhauled BonusFlaş. With a modern interface, faster NFC Mobile Contactless and QR payment flows, enhanced card management, personalized offers and digital wallet features, BonusFlaş brings wallet, rewards, payments and cards together in a single platform.

Through this new card integration, Garanti BBVA clients can now view and manage cards issued by different banks via a single screen. The feature enables users to track key details such as credit limits, transaction activity, and reward points associated with cards held at other institutions. In addition to individual customers, merchants, SMEs, and corporate clients can also view cards from different banks in one place, allowing them to manage their financial position in a more comprehensive and integrated way. Implemented in line with Open Banking regulations, the feature means that clients no longer need to switch between multiple banking […]

Garanti BBVA has provided €13 million to UNO, one of Türkiye’s leading bread manufacturers. The funding will modernize production lines to reduce natural gas and electricity consumption, enhance energy efficiency and reduce carbon emissions.

Garanti BBVA Talent Week 2026 will offer university students and recent graduates the opportunity to explore career paths ranging from banking to technology, meet senior leaders, and experience the skills of the future first-hand. The application period runs through February 19.

A custom-designed ATM manufactured from waste and scrap materials and powered entirely by renewable energy has become a symbol of how innovative employee ideas at Garanti BBVA are turned into tangible projects — and of how sustainability has become an organic part of the organization’s culture.

Garanti BBVA announced its financial results for 2025, reporting a net income of TL 111.26 billion. Total assets reached TL 4.55 trillion, and lending stood at TL 3.49 trillion. Customer deposits amounted to TL 3.14 trillion, representing growth of 50 percent over the previous year. Meanwhile, the bank maintained its strong capital position, with a capital adequacy ratio of 17.5¹ percent. Return on average equity (ROAE) reached 29.1 percent and return on average assets (ROAA) was 2.9 percent.

¹Does not include the forbearance introduced by BRSA

Garanti BBVA was honored in three categories at the 2026 Global Finance Sustainable Finance Awards, underscoring its long-term commitment to sustainability and its tangible impact through innovative financing. The bank was named ‘Turkey’s Best Sustainable Finance Bank,’ while its financing for the Antalya-Alanya Highway Project earned it awards for the ‘Sustainable Finance Deal of the Year in Central & Eastern Europe’ and ‘Best Bank Supporting Communities in Central & Eastern Europe.’ This international recognition reflects Garanti BBVA’s leadership in sustainable finance and its ability to deliver measurable contributions in Türkiye and the wider region.

Garanti BBVA has extended its partnership with the Turkish Basketball Federation (TBF) for another five years. The sponsorship, which began in 2001, is the longest-running sponsorship agreement in the history of Turkish basketball. TBF President Hidayet Türkoğlu and Garanti BBVA CEO Mahmut Akten announced the agreement at a signing ceremony on January 27, where they shared their commitment to continuing their collaboration to support Turkish basketball.

Garanti BBVA Payment Systems (GÖSAŞ) recently released the report ‘2025 Card Payments in Türkiye.’ The study, which analyzes trends in card spending, bank and credit card ownership and e-commerce growth, revealed rising credit and debit card spending volumes, increased contactless use, and a growing preference for upfront transactions. The study was based on data from the Interbank Card Center (BKM).

Garanti BBVA has incorporated two new features into its mobile app that let customers plan, reserve and manage their travel in one place. In partnership with Jolly, the bank has added ‘Plan Your Trip’ and ‘Add Trip’ features to the ‘My Travel’ section of its mobile app, with all travel transactions taking place seamlessly and securely on the app.