Garanti BBVA has signed memorandums of understanding (MoU) with Bilkent Cyberpark, İTÜ ARI Teknokent, and ODTÜ Teknokent to connect technology startups with financial expertise, mentorship, and global networks. The partnerships will offer entrepreneurs multilayered support—from financial literacy training and acceleration programs to tailored banking solutions.

Garanti BBVA has launched a new banking service model for technology startups operating in technoparks, combining tailored financial solutions with specialized advisory support.

Garanti BBVA recently announced the expansion of its YouTube video series, ‘Talking Investment’ with new content. Designed to make the investment world accessible to everyone, the series simplifies technical topics to boost financial literacy and support customers in their financial decision-making.

Garanti BBVA was honored at the 2026 Euromoney Private Banking Awards as Türkiye’s Best International Private Bank. This prestigious award from one of the world’s leading financial publications recognizes the bank’s excellence in private banking and wealth management.

Garanti BBVA recently launched ‘My Family,’ a new section on its Garanti BBVA Mobile app that lets parents manage their children’s finances on a single screen. This all-in-one solution features expense-tracking, educational content and financial products, such as checking accounts, savings accounts, Türkiye’s Individual Pension System (BES) and cards.

Garanti BBVA has completely overhauled BonusFlaş. With a modern interface, faster NFC Mobile Contactless and QR payment flows, enhanced card management, personalized offers and digital wallet features, BonusFlaş brings wallet, rewards, payments and cards together in a single platform.

Techstars Startup Weekend Women Istanbul, organized as part of Garanti BBVA's role as Techstars lead partner in Turkey, has come to a close. Held simultaneously with events in 40 cities around the world, the Istanbul leg took place at Salt Galata from March 6 to 8, coinciding with International Women's Day.

Garanti BBVA has provided €13 million to UNO, one of Türkiye’s leading bread manufacturers. The funding will modernize production lines to reduce natural gas and electricity consumption, enhance energy efficiency and reduce carbon emissions.

Garanti BBVA, in partnership with TUREMPA, removed over 60 tons of solid waste and 613,000 liters of liquid waste from marine ecosystems in the Marmara Sea, Lake Van, Göcek and the Saros Gulf in 2025.

A custom-designed ATM manufactured from waste and scrap materials and powered entirely by renewable energy has become a symbol of how innovative employee ideas at Garanti BBVA are turned into tangible projects — and of how sustainability has become an organic part of the organization’s culture.

Garanti BBVA surpassed TL 1 trillion in sustainable finance as of January 2026, in line with its new target of TL 3.5 trillion for the 2018-2029 period. This achievement is a reflection of the bank’s long-term commitment to sustainable finance.

Garanti BBVA was honored in three categories at the 2026 Global Finance Sustainable Finance Awards, underscoring its long-term commitment to sustainability and its tangible impact through innovative financing. The bank was named ‘Turkey’s Best Sustainable Finance Bank,’ while its financing for the Antalya-Alanya Highway Project earned it awards for the ‘Sustainable Finance Deal of the Year in Central & Eastern Europe’ and ‘Best Bank Supporting Communities in Central & Eastern Europe.’ This international recognition reflects Garanti BBVA’s leadership in sustainable finance and its ability to deliver measurable contributions in Türkiye and the wider region.

Garanti BBVA has released a new video series, ‘Let’s Talk Investing,’ which aims to help viewers understand the world of investing and make more informed decisions. The videos are available on the bank’s YouTube channel and are designed for a wide audience – from beginners with no investment experience to investors seeking to expand their knowledge.

Garanti BBVA Payment Systems (GÖSAŞ) recently released the report ‘2025 Card Payments in Türkiye.’ The study, which analyzes trends in card spending, bank and credit card ownership and e-commerce growth, revealed rising credit and debit card spending volumes, increased contactless use, and a growing preference for upfront transactions. The study was based on data from the Interbank Card Center (BKM).

Garanti BBVA was recently honored with two awards at the 2025 Digital Banking Awards, organized by international financial publishing group World Finance, for the ‘Best Digital Bank in Retail Banking’ and the ‘Best Mobile Banking App.’ The awards are a reflection of the bank’s approach to digital banking and its focus on customers.

Garanti BBVA completely reshaped digital banking in 2025. With generative artificial intelligence at the heart of its digital strategy, the bank has evolved the user experience, making it more intuitive, more personalized and smarter. Garanti BBVA Mobile has transformed the banking experience by seamlessly integrating into millions of customers’ daily lives.

Garanti BBVA recently launched asset-backed securities (ABS), offering qualified investors a new structured investment alternative. The issuance enhances the bank’s flexibility in asset and liability management while reinforcing its overall balance sheet strength. The transaction also created a new source of liquidity for Garanti BBVA, and supported its capital adequacy ratios.

The event connected entrepreneurs with representatives from 15 countries and leading global institutions, offering genuine opportunities for international collaboration, investment, and growth.

Garanti BBVA has signed one of the largest sustainability-linked loan transactions ever extended to a corporate borrower in Türkiye by acting as Sustainability Coordinator throughout the loan tenor of the €1.7 billion financing provided for the Antalya–Alanya Highway Project.

BBVA’s Turkish unit has introduced a new tool on its Garanti BBVA Mobile app to help customers manage their personal finances, improve their financial health and plan for the future. ‘My Credit Coach’ provides an overview of each customer’s financial situation based on their banking history and offers personalized recommendations.

Garanti BBVA has finalized a syndicated loan as part of its international funding program. The transaction focuses on sustainability and includes one-year (€61 million / $97.75 million), two-year (€28 million plus $157 million) and three-year $75 million) tranches. It attracted strong interest from global investors, with 49 financial institutions from 22 countries participating.

Garanti BBVA once again demonstrated its leadership at one of the most prestigious events in finance and technology, the Sardis Awards. The bank was honored in seven categories, winning four gold and three silver awards in categories related to creativity, innovation, entrepreneurship, technology, social impact and its customer-oriented approach.

On November 6-8, 2025, 1,600 senior and middle managers from across Türkiye met in Antalya for the annual Executives Meeting, with the theme “We are ready for the future: we will make it happen together.”  The 2025 event focused on the bank’s strategic goals, underscored its accomplishments and analyzed the areas of growth that will shape the future. BBVA CEO Onur Genç joined the meeting, where he discussed the group’s global vision and the strategic role Garanti BBVA plays in making this vision a reality.

Garanti BBVA was internationally honored for its design excellence, earning two distinctions from the iF Design Awards for its updated Garanti BBVA mobile app and the Pulse app, and another from the A Design Awards for its ‘My Home, My Car, My Travel’ project — showcasing its highly innovative approach to user experience and digital design.

Garanti BBVA recently announced its results for the first nine months of the year, reporting TL 84.47 billion in net income, TL 4.27 trillion in assets and TL 3.23 trillion in cash and non-cash loans. Customer deposits funded 69.1 percent of assets, with the deposit base reaching TL 2.91 trillion in the first nine months of 2025 – up 38.7 percent. The bank’s capital adequacy ratio stood at 16.3 percent,¹ return on average equity (ROAE) was 30.9 percent, and return on average assets (ROAA) was 3.1 percent.

Garanti BBVA, Be Node and the Turkish Informatics Foundation recently collaborated on research to explore how young people use financial technology. The findings from the study show their strong connection to digital tools, as well as their need for greater support in financial literacy.