Finance

BBVA is set to resume on March 23 the execution of the extraordinary share buyback program of up to €3.96 billion that it announced on December 19¹. Following the completion of a first tranche of €1.5 billion, it will now begin executing the second tranche for an amount of up to €1 billion.

Garanti BBVA is now offering its appraisal and mortgage services on digital channels for both sole traders and corporate clients. The move comes as part of the bank’s efforts to improve the speed, convenience and flexibility of credit.

Through this new card integration, Garanti BBVA clients can now view and manage cards issued by different banks via a single screen. The feature enables users to track key details such as credit limits, transaction activity, and reward points associated with cards held at other institutions. In addition to individual customers, merchants, SMEs, and corporate clients can also view cards from different banks in one place, allowing them to manage their financial position in a more comprehensive and integrated way. Implemented in line with Open Banking regulations, the feature means that clients no longer need to switch between multiple banking […]

The BBVA Foundation has awarded the Frontiers of Knowledge Award in Economics, Finance and Management to Charles Manski for his pioneering contributions to the measurement of uncertainty in economic research and its application to public policy analysis. His work has influenced the fields of education, health, labor markets, industrial policy, and social programs.

BBVA took part in SAP Concur Day 2026, held this Wednesday, February 18, where speakers explored payment integration, process automation, artificial intelligence, and the ongoing transformation of corporate expense management. The event brought together companies and digitalization experts and used cinema as a narrative thread to highlight the challenges of managing expenses. At the event, BBVA showcased BBVA Pivot—its treasury management platform—and explained how companies can simplify the entire process, from payment through reconciliation, while gaining greater control, efficiency, and financial visibility.

The European Investment Bank (EIB) and BBVA signed two key agreements to boost green finance. The first is an EIB guarantee line of up to €380 million for BBVA to finance green projects. The second is an advisory agreement, under which the EIB will provide consulting support to BBVA to strengthen its capabilities in climate action and environmental sustainability.

As of 1 February 2026, BBVA Germany will move the first customers whose introductory offer is coming to an end to the variable interest model of their free current account. As part of its commitment to long-term remuneration with transparent conditions, the bank is setting the variable interest rate for the first quarter of 2026 at 2.0% p.a. This rate applies until 31 March 2026. The variable long-term interest rate is set for each quarter and communicated to customers in advance.

Garanti BBVA has signed one of the largest sustainability-linked loan transactions ever extended to a corporate borrower in Türkiye by acting as Sustainability Coordinator throughout the loan tenor of the €1.7 billion financing provided for the Antalya–Alanya Highway Project.

The two companies have been authorized by the Central Bank of Argentina and the Secretariat of Industry and Commerce to take joint control of FCA Compañía Financiera, a firm until now wholly owned by Stellantis and specializing in auto financing for the brands owned by the auto giant.

BBVA celebrated the fourth anniversary of its digital retail bank in Italy, which currently has over 800,000 customers and expects to reach one million in 2026. Since last November, BBVA Italy has increased its customer base by 35 percent, and has multiplied the financing granted to customers eightfold, including 1,800 mortgages. The success of the BBVA Italy model is driving the Group’s organic growth strategy across the rest of Europe, as CEO Onur Genç explained at a meeting with the media at the bank’s new offices in Milan. “Our priority is to consolidate our progress and ensure sustainable long-term growth: expanding our presence in key financial products, such as investments, and continuing to attract customers from traditional banks seeking a more modern experience”, Genç said.

BBVA’s Global Head of Finance, Luisa Gómez Bravo, took part this past Thursday in JP Morgan’s annual investor conference. During her presentation, she explained that BBVA’s strategy is predicated on the bank being one the leading players in each market in order to secure a competitive edge. She pointed to the profitability and value creation that the bank is achieving in 2025, which are paving the way toward its financial targets. BBVA’s unrivalled profitability will ultimately lead to strong capital generation that can be paid out to shareholders (up to €36 billion through 2028¹).

BBVA in Italy reaffirms its commitment to meeting the real needs of its customers with two initiatives designed to make one of the year’s busiest spending periods even more rewarding: Great Cashback, which gives back up to €50 on purchases, and the current account offering 3% gross interest, allowing customers to grow their savings without giving up flexibility. A double benefit that enables people to spend smartly and grow their liquidity as Black Friday and the holiday season approach.

BBVA Asset Management is expanding its alternative investment offering with the launch of BBVA Open to Partners Group Mercados Privados IX, FIL. This is the first Spanish multi-strategy open-ended private-markets fund, giving BBVA Private Banking clients ongoing, exclusive access to a global and diversified portfolio of funds managed by Partners Group —a global private-markets specialist with more than 20 years of experience in managing evergreen structures.

The three leading rating agencies have upgraded BBVA’s rating over the past three weeks. On Tuesday, Fitch upgraded the long-term senior preferred debt one notch, from A- to A. It also upgraded BBVA’s long-term issuer rating, from BBB+ to A-, with a stable outlook, among other improvements. This latest move joins the recent upgrades by S&P and Moody’s.

BBVA once again attended the ‘Digital Assets’ Forum organized by El Confidencial. For the eighth time, the event brought together the Spanish crypto ecosystem, which is starting to move beyond the experimentation phase and roll out real services following the entry into force of MiCA. In this context, BBVA has established itself as an experienced player, as it was the first traditional European bank to offer a cryptoasset service in Switzerland in 2021, and the first to offer it in Spain. Alfonso Gómez, CEO of BBVA Switzerland, stressed the financial sector’s responsibility in supporting the consolidation of digital assets and the importance of offering customers safe, reliable solutions.

Spain’s National Securities Market Commission (CNMV) has approved BBVA’s new offer for Banco Sabadell shareholders. The take-up period for Banco Sabadell shareholders began on September 8, 2025 and will end October 10, 2025. Banco Sabadell shareholders who take up the offer will receive one new BBVA share for every 4.8376 shares they tender. The new offer represents a 10 percent¹ increase over the previous offer, and is exceptionally attractive for Banco Sabadell shareholders, as it implies the highest share valuation in over a decade. BBVA will cover the costs associated with the exchange for all shareholders who accept the offer through BBVA branches or via the telephone number +34 800 080 032.

As part of the strategic plan unveiled earlier this year and following the release of second-quarter earnings, BBVA announced its financial goals for 2025-2028 for the Group and key business areas. All units are poised for sustainable growth while generating capital and maintaining rigorous cost and risk control, which will translate into improved profitability across business units.

BBVA has once again excelled in the stress test results published by the European Banking Authority (EBA) for the 2025-2027 period. This exercise takes place every two years and assesses banks’ ability to maintain minimum levels of capital and own funds in two scenarios: a baseline and an adverse scenario. In the baseline scenario, BBVA would generate 355 basis points of capital from December 2024 to December 2027, reaching a fully loaded CET1 ratio of 16.43 percent. In the adverse scenario, BBVA would lose 186 basis points of capital to reach a fully loaded CET1 ratio of 11.02 percent in December 2027. The impact of the adverse scenario on BBVA’s capital would be well below the average for the group of comparable European banks, demonstrating the Group’s strength and resilience.

BBVA has been recognized as the World’s Best Corporate Bank for 2025 by Global Finance for the third year running, cementing its status as a global leader in the financial industry. This award is a testament to BBVA’s continued excellence and innovation in corporate banking, one of its strategic priorities.

Who hasn’t been there at some point? An important bill comes in and due to either an oversight or an unforeseen expense, you don’t have sufficient money in your account. To prevent these situations, BBVA has come up with a smart solution on its app that lets you stay one step ahead and boost your account balance. What’s more, if you need it and meet certain requirements, such as having your salary deposited into your account, or a personal loan, you automatically receive up to €300 in coverage to pay for direct debit bills, avoiding last-minute stress.

BBVA's Investor Relations and senior management team have been honored with a set of prestigious awards from the investment community, underscoring their unwavering commitment to transparent and effective communication with institutional investors.

This week, BBVA completed two significant risk transfers (SRTs) with a combined value of €3.5 billion.  BBVA also reached an agreement to sell a €314 million portfolio of restructured mortgages. These transactions allow the Group to unblock regulatory capital, as part of its strategy to optimize capital allocation.

Garanti BBVA has been recognized as the “Best Cash Management Bank” in Türkiye by Global Finance magazine for the second year in a row. The publication, which has been evaluating financial institutions globally for 37 years, honored the bank for its continued excellence in the cash management field.

Asia has become the epicentre of global business dynamism. Today, 44% of the companies listed on the Fortune 500 originate from Asia, a significant increase from 31% in 2010. This shift marks the rise of a new generation of multinationals that are driving the transformation of the global economy. PepFerrís, Head of BBVA CIB in Asia, shares the key pillars behind the bank’s strategic commitment to this region.

The Bank of Spain has informed BBVA of its new minimum requirement for own funds and eligible liabilities (MREL), the regulatory framework that requires banks to have sufficient funds to absorb losses in case of crisis.  Starting June 12, 2025, BBVA must maintain a buffer of 23.13 percent of the total risk-weighted assets (including the parent company, BBVA S.A and its subsidiaries in Europe). With an MREL ratio of 33.20 percent at the end of March 2025, the bank already far exceeds this threshold, and also meets the additional requirements for subordination and capital buffers.

Jaime Sáenz de Tejada, Global Head of Commercial & Institutional Client Solutions, stated that “one in four companies in Spain chose BBVA in 2024, a figure that is even more impressive in Catalonia, where one in three companies chose BBVA.”