Garanti BBVA stands by the self-employed and SMEs by offering innovative digital financial solutions
BBVA’s Turkish franchise offers a wide range of digital solutions, catering to every financial need in the life cycle of the self-employed and SMEs and covering their entire ecosystem. It delivers services across all digital channels to streamline and accelerate business processes. The self-employed and SMEs are able to perform a variety of financial transactions, such as applying for credit, drawing on commercial loans, obtaining letters of guarantee, arranging checkbooks, and requesting POS terminals, all via Garanti BBVA’s mobile or internet channels without ever needing to visit a branch.

By enhancing its digital banking services tailored to the self-employed and SMEs, Garanti BBVA remains firmly committed to being their biggest supporter at every step of the way as they grow their business. With the vision of being the digital bank for the self-employed and SMEs, Garanti BBVA scales up the finance side of its customers’ business by offering a whole suite of innovative solutions through mobile and internet banking. By delivering 24/7 service across all digital channels, Garanti BBVA has done away with the need for its busy customers to go to a branch, helping them run their business more efficiently.
In the words of Garanti BBVA Executive Vice President Cemal Onaran: “At Garanti BBVA, we are doubling down on our vision of being there for the self-employed and SMEs through our innovative digital banking solutions. Our goal is to provide time and cost advantages by making banking transactions easier with our digital financial solutions amidst their busy schedules.”
In doing so, Garanti BBVA aims to support their growth and make their business consistently successful: “Our fast, secure, and user-friendly services available 24/7 via our mobile and internet banking channels simplify the financial transactions of the self-employed and SMEs. At Garanti BBVA, we combine the power of digitization with our customers’ needs and remain their most trusted supporter by standing by them as we succeed together.”
With the digital financial solutions it offers to the self-employed and SMEs, Garanti BBVA enables businesses to carry out their banking transactions quickly and securely. Customers can easily perform various financial transactions (applying for credit, drawing on commercial loans, securing letters of guarantee, arranging checkbooks and applying for POS terminals, etc.) through Garanti BBVA Mobile and internet banking. The extra speed, flexibility, transparency, and control now on offer make business workflows more efficient.
Moreover, customers can instantly find all their information online, including general loan agreements, limits, risks, collateral, real estate mortgages and valuations, along with changes in prices and commissions.
Garanti BBVA Mobile also digitizes the process of requesting letters of guarantee, with the service available 24/7. For electronic letters, the process can be completed entirely online, while for hard copy versions, customers can have them delivered to any person they choose, at any branch they choose.
Checkbooks can also be requested quickly and easily via digital channels. Customers can track the entire application process and need only pop into a branch when the checkbook is ready for collection. They can also arrange and draw on and non-cash loan products as they see fit within the scope of their company limit.