You may think you can’t afford to travel because of your limited budget.

But you may not be familiar with all the options that apps and the Internet offer, ranging from cost sharing to house swaps.

The recent report, The Business of Financial Inclusion: Insights from Banks in Emerging Markets represents a new endeavor for the Institute of International Finance (IIF). It is based on the insights of 24 executives in charge of financial inclusion, a topic of growing interest.

BBVA has demonstrated its solid resilience in the European Banking Authority’s (EBA) stress tests of European banks, published today. In the adverse scenario, the bank would attain a fully-loaded CET1 ratio of 8.2% in 2018.

BBVA Compass Bancshares, Inc. reported its second quarter 2016 results today, with net income topping $162 million for the first half of 2016 compared to $286 million earned during the first six months of 2015. Return on average assets and return on average tangible equity(1) for the first six months of 2016 were 0.35 percent and 4.27 percent, respectively.

These are the ratios that show up the financial position of a bank. This is a disclosure of BBVA’s ratios calculated at the end of June 2016.

Bank of Spain’s Circular 4/2016 on analysis and provisioning of credit risk will bring changes to the way in which banks classify and provision doubtful loans.This new standard seeks to improve transparency and comparability with the rest of European institutions.In this article, we take a look at the main changes that Spanish banks will have to face in the coming months.