In 2023, 63 percent of programmers introduced artificial intelligence (AI) tools to their work routine. Optimizing repetitive processes, detecting errors early and suggesting alternative code are some of the uses that have made this technology the ideal working partner for developers. This lets them focus on the more creative and complex tasks.

The global financial services group Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) signs a Strategic Whole Portfolio Agreement with Cisco. The agreement gives BBVA access to Cisco’s full software portfolio, world-class technology and Customer Experience (CX) services, supporting the bank’s digitization journey. Five-year agreement enables BBVA to integrate continuous innovation into daily operations, enhancing speed, agility, and offering the latest in digital financial services.

Garanti BBVA continues to make its clients' lives easier with its digital products and services. The bank’s commercial banking clients are now able to apply for credit limits for loans online - without having to set foot in a  branch thanks to Garanti BBVA's "Commercial Credit Limit Application".

The future of the banking industry is shaped by technology and Garanti BBVA is working hard to design the banking model of the future. Garanti BBVA Technology is the bank’s latest and most disruptive initiative yet so it can continue to lead digital banking in Türkiye.

Powerpay, a new payment platform offering a ‘Buy Now, Pay Later’ (BNPL) solution, is now available in Peru, providing fast and secure payment options for users. With Powerpay, Peruvian consumers can use any credit card they like to make purchases in flexible, interest-free installments, without affecting their credit limit.

The Turkish central bank recently granted Garanti BBVA an operating license for its new subsidiary, Garanti Payment and Electronic Money Service, Inc., effective February 15, 2024. The innovative new company will begin offering a selected group of customers a beta version of its digital payment solutions under the TAMİ brand in March.