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Innovation

Innovation

Momentum, BBVA’s program in support of social entrepreneurship, is today a benchmark in the sector. Since its first edition in 2011, it has driven the expansion process of 56 companies with high social impact in Spain, 30 in Mexico and six in Peru. Many of them have succeeded in making a niche for themselves in the market thanks to their pioneering products or new approaches to business.

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A plug-in is an essential add-on that expands a navigator’s ability, allowing users to watch a television show or videos on YouTube, for instance. The Chrome Web Store has thousands of plug-ins that make life a little bit easier for users – or at least brighten their day.

Aquilino Peña is one of the founders of the venture capital fund Kibo Ventures. Over the next five years, they are planning to invest around 80 million euros in the most promising startups in the market, such as Vilynx, a company based in Barcelona and Palo Alto that hopes to compete in the world of videos against the all-powerful IBM.

Chicfy, a women’s second-hand clothing digital marketplace, is one of the most unlikely success stories of the sharing economy in Spain. Behind the startup’s rise to fame is the one of a kind personality of an entrepreneur, Nono Ruiz, who thinks differently about business.

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According to Business Insider, the number of connected devices will triple over the next three years. However, the Internet of Things still has to overcome many obstacles before it becomes an essential part of our daily lives. Standards, more consolidated platforms or the mass adoption of personal voice assistants are some of the tasks in which more progress needs to be achieved in the next five years.

Little by Little, big data is making a place for itself in day-to-day life in its use in processes that have become almost essential. One example of this is the success of the BBVA Valora tool that allows anyone to know the best price at which to buy or rent a house. Since it was launched in September, the tool has received over 500,000 hits, half of which by non-BBVA customers, which shows its widespread acceptance.

The banking sector has undergone significant changes in recent years and BBVA Bancomer has placed a special emphasis on including groundbreaking work methodologies, capable of strengthening communication with customers, at the core of the transformation. The goal is to create opportunities that allow the Bank to be there, whenever and wherever the customer needs it, through digital solutions that revolutionize their experience.

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This is the question that José Manuel González-Páramo posed in a recent discussion at the Bank of Finland, where he analyzed the digital transformation underway and the challenges it brings for the banking sector. In his opinion, we are in the middle of a banking revolution that will transform financial institutions as we know them today. According to BBVA’s Executive Director, their survival as institutions will depend on their ability to adapt to the new environment.