The electronic forensic investigation starts with the application of a series of keywords to people’s electronic devices that, according to the information available, are thought to have had information of interest about the facts, may have had or not participation in them (the so-called ‘custodians’). Devices may include both computers and other electronics used by the custodians as well as data available in servers, in both emails and other files.

Kai-Fu Lee, one of the world’s foremost experts in machine learning, has praised the focus BBVA has on Artificial Intelligence during a visit to the bank’s dedicated AI unit

The BBVA and Anthemis Venture Creation Partnership is helping U.K. based financial health business Wollit get off the ground with an integrated investment programme.

Quantum computing has taken a short time to make a big leap: from R&D laboratories to corporate meeting rooms. BBVA began its quantum journey almost two years ago and now has a team specialized in quantum development, business units involved in the initiative, strategic alliances agreed, and various lines of research in place.

BBVA CEO Onur Genç recently visited the U.S. operations of BBVA in a homecoming of sorts. As the President and CEO of the global financial services company’s U.S. subsidiary in 2017 and 2018, Genç is highly familiar with the bank’s U.S. operations, and the team was glad to welcome him back for a series of meetings meant to encourage the market as they begin the execution phase of the bank’s new 5-year strategic plan.

Is it possible to take advantage of big data without it affecting the privacy of users? The answer may reside in “Privacy-enhancing technologies”, or PETs, a set of technologies that use different computational and mathematical approaches with the same purpose: extracting data value in order to unleash its full commercial, scientific and social potential, without jeopardizing the privacy and security of this information.

Mobile payments in Europe, QR codes in Latin America, and super apps in Asia: These are some of the trends that are getting the most traction across the globe in the digital payments arena. We review those initiatives that are making the biggest impact in each region.

Did you know? There are more than 1,300 different roles within BBVA—and they all play a critical role in creating opportunities for our customers. Over the coming months, we’ll be profiling some team members and sharing how they’re Working for Our Customers.

According to the results of the Academic Ranking of World Universities (ARWU) 2019, with 13 out of the world’s top 20 universities, the United States is, yet another year, the world’s academic powerhouse in computer science. Computer Science is a booming tech field. Demand for specialized talent, for example in artificial intelligence, has skyrocketed more than 400 percent since 2010.

The use of quantum algorithms in artificial intelligence techniques will boost machines’ learning abilities. This will lead to improvements in the development, among others, of predication systems, including those of the financial industry. However, we’ll have to wait to start these improvements being rolled out.

This year marks the 50th anniversary of the World Economic Forum, popularly known as the Davos Forum. The event kicks off on January 21 in the Swiss district of Davos-Klosters. For half a century, this forum has brought together politicians, businesspeople, and representatives from social and cultural organizations in order to find solutions for the world’s problems. 2020 sees the launch of a new ‘Davos Manifesto’ with the single objective of building a more sustainable, inclusive world.

The role technology plays in people’s lives –both personal and business– is continually growing. As a bank, BBVA committed to transforming itself digitally long before the start of the last decade, understanding that technology was going to have a huge impact on how the industry operates. In this article, BBVA experts in various fields give their view on the changes that 2020 will see in the technological landscape.

One of the biggest challenges in advanced analytics is developing mechanisms to determine how reliable the decisions made by algorithms are. Now, research by BBVA’s Artificial Intelligence Factory is proposing a new method to make machine learning models capable of expressing the uncertainty in their predictions in a clearer manner. It’s an exploratory approach to make artificial intelligence more transparent, measure the reliability of its predictions and  fine tune the accuracy of its results.

In mid-September, BBVA Open Platform announced that it was working with Catch to provide banking and payment services for gig workers.

Ask anybody which search engine they use to find an answer online, and chances are good, they’ll say Google. In fact, the search engine has become synonymous with searching; so much so that Webster’s Dictionary has included it as a verb, as in “We googled what Google is.” Talk about meta.

The race to make good on quantum computing is well underway. Millions of dollars have been allocated to developing machines that could cause current computers to become obsolete. But, what is the difference between quantum and classical computing? This is a puzzle that is beginning to be unraveled.

November 30th has been designated the day to remind Internet users of important, day-to-day cybersecurity habits that help prevent them falling prey to scams, malware, or the loss of personal data. Here are some useful “cybertips” to help you browse the Internet worry-free.

The new global partnership will enable BBVA to optimize data storage and processing capabilities that drive its commitment towards innovation in financial services.

To browse the internet safely and keep their computers properly up to date, users have a great ally: antivirus software. This quick guide will help you understand the value these tools provide, the protection they offer, and how to make the most out of them.

Automatic learning is a prerequisite for intelligent systems. It enables data-driven predictions and creates new business opportunities. Banking in general, and BBVA in particular, is already taking advantage of this technology in order to improve products and services for its customers.

Industry and institutions consider the Internet of things an opportunity for the present and the future that will digitize many operations and bring tremendous benefits. But it also has the ability to help combat climate change and protect the environment. This is how the Internet of Things could impact the sustainability of the planet in different areas, such as water use and energy efficiency.

What were the hottest digital transformation trends in banking in 2019? Which ones should we keep an eye on in 2020? The banking sector’s interest in the latest developments in cyber security, computing or gamification grows day by day. For disciplines such as ‘pentesting’, quantum computing or development with the Unity engine, the future looks bright.

With the advent of big data, banks like BBVA are better able to harness the power of information to improve customer experience and provide advice, products and services – all personalized to your unique situation.

As part of BBVA’s commitment to improving its products and value proposition for customers, the bank continues reinforcing its love story with fintech startups. With its Open Marketplace platform, the group has challenged the startups to solve four technological challenges its business units have identified in process automation, energy efficiency, international transactions and corporate financing.

Stores, restaurants and hotel chains in Spain are offering tourists from other countries the possibility of paying with their smartphones. Payments with QR codes allow companies to streamline the process and boost sales. Platforms like WeChat Pay and Alipay are central to the shopping experience of tourists from China, one of the most profitable for the country.

By using AI to better understand customers financial lives, and to then offer them better advice and specific products, BBVA has been able to significantly increase digital sales.

Machines’ current ability to learn is present in many aspects of everyday life. Machine learning is behind the recommendations for movies we receive on digital platforms, virtual assistants’ ability to recognize speech, or self-driving cars’ ability to see the road. But its origin as a branch of artificial intelligence dates began several decades ago. Why is this technology so important now, and what makes it so revolutionary?

The President of the BBVA Foundation, Carlos Torres Vila, presented the Spanish Computer Science Society (SCIE) – BBVA Foundation Research Awards in recognition of creativity, originality and excellence in cutting-edge research in the computer science field.

Will connected cars need their own bank account? The BBVA New Digital Businesses (NDB) unit is working to anticipate the opportunities and challenges that will arise in the financial industry when the Internet of Things (IoT) makes it possible to manage transactions directly among objects, people and organizations.

As BBVA Chairman Carlos Torres Vila told an audience in Las Vegas last week, the connection between data and financial services is a long one.

BBVA’s Group executive chairman participated in the Money 20/20 conference on financial technologies in Las Vegas, Nevada (U.S.), one of the most  important global events that brings together leading actors from the fintech and financial services industries. There he reiterated the need for “global, cross sector regulation” that fosters data exchange among different companies. “Customers must be the real winners,” insisted Torres Vila, stressing the idea that the free flow of data would facilitate the development of new services that will benefit citizens, society and the planet.

Startups face the growing challenge of building successful business models quickly, while protecting customer data from the threats in the digital world. Here are some recommendations that were offered during the last Open Summit to help entrepreneurs defend themselves against cyberattacks.

Loners and freaks who are addicted to video games, love junk food, and inhabit basements: the computer programmer stereotype, propagated by the silver screen, is a serious setback when it comes to attracting talent into this field. And it is much worse when it comes to attracting female talent. In Spain in 2017, the rate of women between 20 and 29 years old, graduating  in science, mathematics, information technology, or engineering per 1,000 inhabitants was 13.1 percent.  The scarcity of female talent in this field can also be witnessed at hackathons, but there’s good news: women are willing to put an end to these clichés.

Representatives of three leading organizations – Google, Telefónica and BBVA – spoke during the Open Summit event about the different applications of artificial intelligence (AI) in the business world and how to extract tangible value from data for people and for society as a whole, at a scale and in a structured way.

These are some of the strategies that a company can implement to prevent this increasingly popular kind of cybernetic scam which can affect any kind of business, both SMEs and large multinational firms.

“According to United Nations estimates, meeting the Sustainable Development Goals will require mobilizing $5 to 7 billion per year. This explains the enormous scale of the changes that we need to address,” explained BBVA Global Head of Responsible Business Antoni Ballabriga, during speaking at the Open Summit event in Madrid. Ballabriga underlined the key role that financial institutions are called to play in a context “where sustainability is the biggest business opportunity for banks in the next 10 years”.

“The future of banking lies in financing the future.” With this phrase Carlos Torres Vila summed up his breakfast presentation, part of the “Finance and its challenges” series organized by the Deusto Business School in Madrid. According to BBVA’s executive chairman, social and environmental sustainability and the battle over customer data are the principle medium and long-term challenges facing the financial sector. “These challenges bring opportunities. Technology promises a bright future, and we have to seize the opportunities that come with it,” he maintained.

BBVA CEO Onur Genç cited the bank’s collaboration with startups as a contributing factor to the bank’s hitting its growth and efficiency targets. He made his comments at Open Summit, where he presented the grand prize for this year’s international Open Talent competition to the winning startup, Cobee. The BBVA CEO also referred to the Group’s challenges, saying, “Our goal is to monetize the technological advances we’ve made from our investment in digital transformation.”

Today BBVA celebrates its fourth annual Open Summit, the event dedicated to innovation and, as explained by BBVA’s Global Head of Client Solutions David Puente, “demonstrates our commitment to the fintech ecosystem.” Sustainability will be a featured topic throughout the day, and the Open Talent final winner will be announced.