BBVA announced its earnings for the fourth quarter of 2015 today and also took stock of its annual financial statement. In 2015, the bank showed its "enormous ability to generate earnings in a complex environment, while moving ahead decisively in its transformation," said BBVA executive chairman Francisco González. These are the 5 keys you need to know to understand BBVA's performance over the last year:

The BBVA Group’s net profit in 2015 came to €2.64 billion, slightly more than the previous year (up 0.9%). Without currency effects net attributable profit was up 4.4%. Excluding corporate operations in 2015, net income from ongoing operations was €3.75 billion, up 43.3% over 2014.

A man, in the 25-34 age range. This is the profile of the users that are more likely to block ads in their mobile devices. Up to 37% of mobile internet users have implemented some fort of ad-blocking technology, according to a report by Global Web Index.

For the metal, the year is off to a very bad start: Turbulences in the Chinese market during the first days of 2016 have driven copper prices down, which has traded under US$2 per pound in recent sessions.

BBVA Chairman and CEO Francisco González, shared his insights into some pressing issues following his participation at the Annual Meeting of the World Economic Forum in Davos. Mr. González addressed some of the hottest topics affecting the Spanish economic and political landscape, as well as the global financial industry, and stated that “Spain needs a stable and realistic government, one that continues to work on the reforms we need to underpin growth.”

The branch office rehabilitation and upgrading project will become a reality with the Bancomer Tower, where the change in the comprehensive business model will drive technological innovation with a view to improving customer experience.