Collaborative Competition - ‘coopetition’ for short - is a term that has been floating around the Fintech and financial services scene for a few years now.

The Group celebrated the second edition of BBVA Brainstorm, an in-company event created to provide all bank employees with a first-hand update on how of the bank’s most strategic projects are progressing and what kind of work is being conducted.

The relentless transformation we are seeing in banking is, essentially, the result of four novel applications of technology: big data, artificial intelligence, cloud services and blockchain. Here we take a look at their impact over the past twelve months and how they can evolve.

User experience (UX) has become one of the keys to success in the digital economy. Design is pivotal, but on its own will not be enough to win the heart of those that download an app or visit a website.

Over the past twelve months, the most promising startups in the fintech universe garnered a lot of attention from the media and from investors’ money. Titans across all sectors are gearing up to become the leaders of the new era.

Spain’s small and medium sized enterprises still have a long way ahead to adapt to the digital economy.  The good news is that, in general, it is easier for them to tackle the huge cultural shift that digitization brings than for larger businesses.