Get ready to bid farewell to cash. All signs are pointing to the disappearance of bills and coins in the near future. But many questions remain regarding the future of payment methods. This revolution has only just begun.

BBVA sent a contingent to the heart of New York City’s Financial District earlier this month for the invitation-only Blockchain Opportunity Summit, where executives from various industries explored how distributed ledgers, smart contracts and blockchain can drive the next generation of commerce.

Blockchain technology is presented as a veritable revolution, which is going to have an impact comparable to the Internet. Alicia Pertusa, head of Digital Transformation in Investment Banking for BBVA and Carlos Kuchkovsky, CTO of New Digital Business for BBVA, discuss in this conversation the point at which this technology is at, its advantages and the barriers that still have to be overcome.

One of the jewels in BBVA Compass’ mobile crown just got a little brighter.

BBVA Wallet, the digital wallet alternative that gives clients a convenient way to monitor and safeguard their BBVA Compass credit and debit cards, recently surpassed 200,000 downloads in the U.S. It passed the milestone just a year and a half after its U.S. launch and well ahead of schedule, demonstrating the hunger among consumers for convenient solutions that give them greater control over their finances.

Echoing Bill Gates’ prediction about the internet, Satya Nadella says AI will revolutionise technology. Microsoft’s ability to capitalise may hinge on the success of his three-year effort to reboot its culture. By Richard Waters

Microsoft is about to face its next big disruption. The world’s biggest software company has come up against a series of threats over the past two decades. The internet, smartphones and cloud computing each represented big opportunities for the tech industry - while also eroding the power of the company whose PC software monopoly once made it the industry’s most feared competitor.

API, SaaS, KYC… Reading an article about fintech firms can seem like an impossible task – something only possible for experts from the industry. But these acronyms and initials are hiding concepts that are actually quite simple, and becoming familiar with them is essential to understanding the fintech revolution. Here are ten key terms that are very common in the sector.

One of the keys to success for an API platform is that it needs to be an independent business, set up to encourage financial innovation, according to Shamir Karkal, BBVA’s Head of Open APIs.

BBVA Compass’ idea to improve access to banking has been introduced in the House of Representatives in the form of HR 6287, also known as the MOBILE Act.

Atom Bank, the UK's first bank built exclusively for mobile and in which BBVA has a 29.5% stake,  launched residential mortgages - its first consumer lending product - which allows customers to manage the process from offer to completion through the Atom app - the only UK mortgage provider to do this.

“Strategic alliances with fintech players” was one of the points highlighted by Carlos Torres Villa, COO of BBVA, at Money 20/20 Europe, the event of reference for the fintech sector, which held its first European edition in Copenhagen. At the meeting in Denmark, Torres Villa insisted that "BBVA will have an increasingly more important role in the innovation ecosystem thanks to our internal initiatives, our strategic alliances with fintech players and the use of our platform to build open APIs as a lever for growth".