Alibaba Group, the behemoth of electronic trading in China, set up Alipay in 2004 as a payment system for its Taobao site.

LoopPay usually presents itself as "the world's most accepted mobile wallet". Its technology works with 90% of the point-of-sale terminals deployed in the United States, thanks to the fact that it mimics the magnetic stripes of the cards wirelessly.

The mobile aspect is the current fashion trend in banking 2.0: the apps already available in the iOS and Android stores allow us to perform all kinds of procedures and transactions from our smartphones, but the push by technology companies for such services is outstripping the boundary of smartphones and tablets, bringing banking to the next step: wearable devices.

BBVA and Google seek to promote a spirit of innovation in business application development with the InnovaApps+ competition. This international contest aims to promote the emergence of new solutions that can benefit companies, and particularly SMEs and entrepreneurs in Spain and Latin America. This new challenge will enable BBVA to stay in touch with the ecosystem of developers and attract talent and new ideas, and also to remain at the cutting edge of technology 

In 2012, IBM's resource portal for developers, DeveloperWorks, covered in one of its articles the discovery by the companies of the financial sector of the fact that mobile technologies were an "opportunity to extend their reach to the customer and improve their differentiation".

Two of the business models most talked about in recent months because of their disruptive nature with respect to the other actors in their sector have been Uber and Airbnb. In contrast, it doesn't seem that this will happen in short term with a bank brand or platform. And this is precisely why they should attract the attention of the members of that industry: both companies represent several growing trends in the world of 2.0 services: customer focus, social, in the cloud, mobile, etc.