How the combination of EC2 and S3, cloud computing and storage from the giant Jeff Bezos, has revolutionized the technological and business world.

Cloud computing is unstoppable. Young and established companies increasingly rely on the cloud, whose rapidly evolving technology will influence all aspects of daily life.

This is the year we'll begin paying with our cellphones. Although our credit cards have security systems that guarantee the payment is made correctly, smartphones herald the arrival of other technologies. Say goodbye to the PIN –these are the methods you'll be using in the future.

We spoke with Juan López Carretero, manager of Digital M&A at BBVA, whose department has mapped and compared the Fintech ecosystem in Spain. After this analysis he is well placed to tell us the state of the Spanish Fintech ecosystem.

A year ago, Estanis Martín de Nicolás, general manager of PayPal Spain and Portugal, said that “the business of mobile payments is rapidly expanding all around the world and is increasingly present in the Spanish purchasing processes”.

The digital transformation of traditional financial systems has become a key factor for many major corporations in this sector. But, are their executives ready for it? Do they have the necessary skills and knowledge to move into this new digital environment?