The scale of major public priorities is also changing how they are financed. Infrastructure, energy transition, defense, digitalization, water and housing require the mobilization of different types of resources and the coordination of public and private capabilities. In this new environment, structuring projects capable of attracting institutional capital is becoming an increasingly important component of investment.

BBVA has today placed CHF 390 million (€425 million) of a senior preferred green bond in the Swiss market, divided into two tranches: one maturing in four years (2030) and the other in seven years (2033). In the first tranche, the bank placed CHF 205 million (€223 million) at a price of SARON mid-swap + 78 basis points and a coupon of 1.305%. In the second tranche, it placed CHF 185 million (€202 million) at a price of SARON mid-swap + 93 basis points and a coupon of 1.5375%. UBS and Commerzbank acted as joint bookrunners.

Garanti BBVA has successfully completed the sale of its Romanian subsidiary to Raiffeisen Bank – the Romanian unit of the Austrian bank, Raiffeisen Bank International AG (RBI) – for €571 million, after receiving the necessary regulatory approvals.

BBVA channeled €120 billion into sustainable business between January and September 2026 (up 27 percent over the same period last year). Spain accounted for approximately €38 billion of this amount. These figures include financing and other solutions that help its clients address the energy transition, improve the efficiency of resource use and tackle social challenges.

The energy transition, infrastructure modernization and digitalization are creating new investment opportunities in Türkiye and strengthening its role as a regional hub. Sinem Edige, Head of CIB Türkiye at BBVA, discusses the key drivers of this transformation and how the bank is supporting companies as they navigate increasingly complex financial challenges.

The Group’s wholesale banking division closed September with strong performance, driven by a 21% year-on-year increase in revenues (at constant euros, excluding the accounting impact of the hyperinflation adjustment). All business units contributed to this performance, posting double-digit growth: Global Markets (GM), +18%; Global Transaction Banking (GTB), +21%; and Investment Banking & Finance (IB&F), +34%. Loan book increased by 32% compared with December 2025, with significant contributions from Project Finance and Corporate Lending in Asia and the United States, as well as from the transaction banking business. Meanwhile, attributable profit reached €1.044 billion in the third quarter and stood at €3.082 billion at the end of September 2026, representing a year-on-year increase of 19% at constant euros.

Türkiye Garanti Bankası A.Ş. has announced its financial statements for the period ended September 30, 2026. On a consolidated basis, the Bank’s net income for the first nine months of the year was TL 98.2 billion.

BBVA has hired over 10,500 Gen Z professionals worldwide since early 2025. In Spain, the bank is developing various initiatives to improve access to employment and professional development for young people. This strategy that has been recognized by Merco Talento, which names BBVA as the most appealing bank to college students in Spain.

Garanti BBVA has raised a total of EUR 400 million in diversified payment rights (DPR) financing on international markets under its foreign borrowing program, with maturities of 1,907 and 2,547 days. The transaction, the bank’s first DPR financing since 2019, earmarks EUR 100 million to support the investment and growth needs of women and young entrepreneurs.

Zero waste is a movement that advocates a production and consumption model designed to prevent waste through reduction, reuse, repair, recycling and composting. The aim is to make the most of resources.

Garanti BBVA Kripto has reached 500,000 customers, supported by infrastructure built to banking standards, continuous improvements to the user experience, and solutions that simplify the investment process.

Garanti BBVA is supporting Vezirhan Çimento’s low-carbon transition investments with financing and sustainability advisory services. The sustainability-linked loan covers three investments targeting production efficiency, waste heat recovery, and alternative fuel use.

In just over two weeks, BBVA will take part as global partner bank at the upcoming UN Climate Change Conference (COP31), which will take place from November 9 to 20 in Antalya, Türkiye. According to Javier Rodríguez Soler, BBVA’s Global Head of Sustainability and Corporate & Investment Banking (CIB), “climate finance will be at the heart of discussions at COP31.” In this interview, he explains, among other things, the role the financial sector can play in a new phase focused on implementing climate commitments, what BBVA has planned for the summit, and why sustainability continues to represent a major business opportunity in the current international landscape.

BBVA has announced plans to work with NVIDIA to explore the potential of the OpenShell Reference Architecture, unveiled by NVIDIA at its GTC Berlin conference, to enable new approaches to AI agent safety, security and governance. The collaboration is part of the bank’s strategy to scale the use of AI agents across the organization while maintaining oversight and control.

DBRS Ratings has upgraded BBVA's credit rating from A (high) to AA (low), with a stable outlook. The credit rating agency positively assessed “the group's track record of profitability, which has remained at very high levels and demonstrated strong resilience across different interest rate cycles and amid uncertain macroeconomic and geopolitical conditions.”

Garanti BBVA has been named ‘Best Consumer Digital Bank in Turkey at Global Finance’s World’s Best Digital Bank Awards. In 2025, Garanti BBVA delivered a digital banking experience powered by artificial intelligence, real-time data, and personalization technologies to its 17.9 million active mobile banking clients.

In a recent opinion article published by El Confidencial, Francisco Javier Fernández de Trocóniz, Head of Global Trade & International Banking at BBVA CIB, examines how the reshaping of supply chains and the emergence of a new industrial geography are transforming corporate financing needs, positioning liquidity, trade finance and suppliers’ access to credit as key strategic enablers of resilience, competitiveness and the viability of international expansion strategies amid growing geopolitical and trade uncertainty.

Techstars Startup Weekend Urla, held October 9–11 at the Bilişim Vadisi İzmir Campus under Garanti BBVA’s main partnership with Techstars Istanbul, brought together 74 entrepreneurs over three days. Nineteen teams reached the final pitches, with SPARK taking first place.

The bank renews its partnership with Zorlu PSM and launches Garanti BBVA Young Ticket, an initiative offering 25% discounts to young people aged 18 to 25 and 50% discounts to Bonus Genç customers.

The €150 million transaction is executed through a new blockchain-based platform developed by ioBuilders together with the two banks and represents a major technological step forward in the digitalisation of the syndicated loan market.

This Wednesday, October 14, BBVA will resume the execution of its extraordinary share buyback programme of up to €2 billion euros, announced on July 30. Following the completion of the first tranche of €1 billion euros, the bank will repurchase shares for a further maximum amount of €1 billion euros.

BBVA has become the first European bank to join the Personal Agent Protocol (Poppy) initiative to help develop a common protocol that enables secure interactions between artificial intelligence (AI) agents and businesses. Led by Sierra AI and Meta, the project brings together 35 design partners from the technology, financial services and e-commerce sectors to advance a model of digital services in which AI agents can carry out tasks on behalf of users, with their consent and under their control. BBVA places customers at the heart of its artificial intelligence strategy, with a particular focus on security, privacy and control over the use of this technology.

BBVA supports the joint statement from global corporate leaders ahead of COP31 in Türkiye, underscoring that “the low-carbon transition is a strategic opportunity,” and urging regulators to create “predictable policy frameworks that unlock innovation and investment.” The letter also calls for scaling up international climate finance for developing economies. Chairs and CEOs from the World Economic Forum’s Alliance of CEO Climate Leaders,  including BBVA Chair Carlos Torres Vila, have endorsed the letter.

The bustle of trading floors has given way to data-driven precision. Today, trading desks operate as high-tech hubs where the ability to process information in milliseconds can make all the difference. At BBVA, artificial intelligence acts as a force multiplier for human expertise: teams rely on advanced models to analyze vast volumes of data, optimize pricing and streamline execution. Machines handle real-time calculations, allowing professionals to focus on where they add the most value: strategic judgment and control.

The race to build computing capacity for artificial intelligence is reshaping data center financing in the United States. As projects become larger, more capital-intensive and increasingly developed in phases, sponsors need financing that can adapt to changing capital requirements while still providing certainty of execution on increasingly compressed timelines.

Power system flexibility is the system's ability to adjust electricity generation, consumption, storage and exchanges in response to changes in supply and demand. Its purpose is to keep the grid balanced and safely integrate higher levels of renewable generation.