BBVA has completed a transaction initiated by an artificial intelligence agent on behalf of a cardholder, as part of a live agentic commerce activity that Visa is developing in Europe under its Visa Agentic Ready programme. The payment was carried out using real card credentials and the systems of an active merchant, demonstrating that AI agents can securely complete purchases on behalf of cardholders within today’s payments infrastructure.

Garanti BBVA has issued a €30 million green bond with a maturity of one year and two days under its international funding program to support climate change adaptation and make sustainable agriculture more resilient.

Garanti BBVA has once again been named Türkiye’s Best Cash Management Bank at the Global Finance World’s Best Treasury & Cash Management Awards 2026, retaining the title it won last year. The bank was recognized for its broad cash management ecosystem, digital banking infrastructure, and innovative product offering.

Garanti BBVA and Turkish Airlines are celebrating their 25-year alliance with the launch of the Miles&Smiles Garanti BBVA Diamond Limited Edition credit card. Only 3,879 cards will be issued, a figure obtained by adding together both companies’ founding years.

The Bonn meetings are organized by the United Nations in preparation for the upcoming Climate Summit (COP31), which will be held in Antalya, Türkiye. Government delegates from nearly 200 countries will attend to prepare for the climate agreements.

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Diversity is part of who we are, and inclusion is part of the culture we build every day. On International LGBTIQ+ Pride Day, BBVA reaffirms its commitment to creating environments where everyone can grow and thrive with authenticity, confidence and equal opportunities.

Preparing for a COP event is a year-round process. This phase involves a range of activities that connect one annual summit to the next and are designed to keep climate action moving forward. Technical meetings, diplomatic negotiations and international coordination all play a role in steering the way toward each summit.

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Europe and Spain have a historic opportunity ahead of them to enhance the productivity and competitiveness of their economies and accelerate innovation through artificial intelligence (AI). During the opening of the 43rd Seminar of the Association of Economic Information Journalists (APIE) at the Menéndez Pelayo International University (UIMP), in Santander, BBVA Chair Carlos Torres Vila stated that the key will be to accelerate the adoption of this technology and turn its potential into growth, shared prosperity and greater strategic autonomy. He also explained that BBVA has accelerated its transformation with the goal of leading banking in the age of artificial intelligence. To achieve this, the bank has launched a roadmap aimed at expanding the use of AI across the organization and industrializing the creation, deployment, management and governance of intelligent agents at scale.

BBVA’s Chair stated this Friday that Europe remains one of the world’s largest economies, with significant strengths, but needs to increase investment in order to compete globally. During the annual conference of the Spanish Banking Association (AEB), the Spanish Federation of Savings Banks (CECA) and the Credit Cooperative Association (Unacc), Carlos Torres Vila noted that the EU does not have a savings problem, but rather a challenge in channeling those savings into productive projects. To achieve this, it is necessary to simplify regulation and complete financial integration. He also highlighted the role of artificial intelligence (AI) as a driver of Europe’s competitiveness. The true competitive advantage, he explained, will come from the ability of European companies to incorporate AI at scale and translate it into productivity, innovation and growth.

Carlos Torres Vila hailed the transformative, unifying power of science and culture at the ceremony for the 18th BBVA Foundation Frontiers of Knowledge Awards. At a time marked by complexity and uncertainty, the President of the BBVA Foundation reminded the audience that progress springs from human creativity, from rigor, and from collaboration between people, disciplines and countries.

The Climate Summit this November 2026 will have a dual leadership model for the first time in history. With the aim of strengthening multilateral cooperation, Türkiye will host the event and hold the presidency, while Australia will be in charge of the official negotiations.

Garanti BBVA has renewed its syndicated loan under its foreign funding program in line with its Sustainable Debt Financing Framework. The transaction includes sustainability-themed tranches designed to support a clean and just transition in Türkiye, making it the bank’s first thematic syndicated loan.

Garanti BBVA has served as Sustainability Coordinator on the €400 million Sustainability-Linked Loan (SLL) and the €575 million Sustainability-Linked Interest Rate Swap (IRS) arranged for Limak’s Kınalı–Malkara Motorway Project.

BBVA placed €2.25 billion in a dual-tranche euro-denominated covered bond issuance on Tuesday. In the first tranche, with a three-year maturity, BBVA placed €1.25 billion at a price of mid-swap + 14 basis points (compared with initial price guidance of mid-swap + 20 basis points). In the second tranche, with a seven-year maturity, BBVA placed €1 billion at a price of mid-swap + 27 basis points (compared with initial price guidance of mid-swap + 34 basis points).

FrauDfense, a company owned by BBVA, Banco Santander and CaixaBank, today announces the go-live of FrauDfense Check, its first operational service. This initiative highlights the pioneering and innovative role of the three institutions in promoting sector-wide collaboration models, positioning the Spanish financial industry as an international benchmark in fraud prevention.

The Global Summit of Women 2026, supported by Garanti BBVA, brought together ministers, business leaders, investors, entrepreneurs, and opinion leaders from around the world in Istanbul. Among the speakers was Türkiye’s Minister of Treasury and Finance, Mehmet Şimşek, alongside numerous international guests.

The Conferences of the Parties (COPs) are annual summits that review international agreements on climate change and promote new global measures to reduce greenhouse gas emissions and protect ecosystems.

BBVA has developed a new MLOps architecture together with Amazon Web Services (AWS), integrated into ADA, the bank’s global cloud-based data and artificial intelligence platform, to accelerate the development, validation and deployment of AI models across the Group. The solution enables teams to work more autonomously, reuse common components and automate governance controls, reducing development times by up to 75% in use cases such as personalized customer recommendations and financial forecasting.

Speaking at the Goldman Sachs investor conference on Wednesday, BBVA’s Global Head of Finance, Luisa Gómez Bravo, noted that AI will be one of the key forces shaping the future of banking and will drive a transformation that is greater, faster, and more disruptive than digitalization, benefiting clients in particular: “We believe AI can become a powerful engine for innovation and value creation for clients and, ultimately, generate significantly greater value for our shareholders.”

BBVA allocated €191.5 million to social programs and initiatives in 2025 globally, an increase of 7.5 percent over 2024. 7.7 million people directly benefited from these activities, which mainly focused on education, accounting for 68 percent of the total resources. These efforts aimed to facilitate access to opportunities and support people and communities in their development.

BBVA Mexico cemented its leadership in international markets yesterday with the successful placement of $1 billion in senior unsecured notes with a five-year maturity and a fixed rate of 5.4%.

Javier Rodríguez Soler, Global Head of Sustainability and Corporate & Investment Banking (CIB), has been named to American Banker’s inaugural “50 Most Innovative People in Finance” list. The recognition highlights his leadership in accelerating BBVA’s transformation through the integration of artificial intelligence, advanced analytics and sustainability across the bank’s global operations. American Banker also recognized BBVA’s deployment of generative AI tools and continued investment in digital banking and sustainable finance solutions.

In an opinion piece published in Spanish newspaper El Confidencial, Eva Rubio, Head of Global Transaction Banking at BBVA CIB, explores how working capital management has evolved from a financial efficiency tool into a key strategic lever to strengthen resilience, liquidity and corporate competitiveness amid growing geopolitical uncertainty and the ongoing transformation of global supply chains.

The AI Transformation area, which sits at the top level of the organization and will be led by Antonio Bravo combines the current Data area with critical technological capabilities to industrialize the creation, deployment and management of artificial intelligence (AI) agents across the organization. This evolution will accelerate the bank’s transformation and enable smarter, more proactive and highly personalized financial services for its customers.

Agorá has demonstrated the potential of blockchain and programmable technologies to improve the efficiency of international corporate payments while preserving the safety and integrity of the transactions. BBVA is participating in the project along with central banks and more than 40 international financial institutions. The project has validated the feasibility of conducting settlements across currencies and jurisdictions using tokenized central bank reserves and tokenized commercial bank deposits. In upcoming phases it will advance to real-value testing.

Twelve years after its last euro-denominated issuance, Brazil returned this year to the European market with a €5 billion sovereign transaction in which BBVA participated as bookrunner. Beyond the financing itself, the transaction represented a test for Brazilian sovereign credit: measuring the depth of investor demand, rebuilding euro benchmarks and executing with precision in an especially volatile environment.