Digital financing is gaining ground among small businesses and the self-employed. At the end of May 2026, 58% of new lending transactions arranged with SMEs across the BBVA Group were completed through digital channels, rising to 67% in the case of the self-employed. Between January and May, the volume of financing arranged digitally came to almost €10 billion. The bank now has more than 2.8 million digital SME and self-employed customers in the countries where it operates.

BBVA has executed the largest synthetic securitisation transaction backed by a project finance portfolio in its history, referencing a €2 billion portfolio of loans.

At BBVA, the development and use of artificial intelligence are underpinned by a responsible AI framework based on eight principles that promote transparency, security, privacy and human oversight. The aim is to create sustainable value, uphold security standards, regulatory compliance and customer data protection, in order to preserve customer trust in the bank’s services in an increasingly automated environment.  These principles are implemented through technological capabilities, governance mechanisms, and training and support programs for employees.

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BBVA is providing sustainability training for 937 employees from 688 suppliers across 22 countries through the Capacity Building Program: Sustainable Suppliers. Participation linked to the bank has increased in 2026, with 58 percent growth in 2026 in enrolled individuals, a 65 percent increase in the number of suppliers and 69 percent growth in the number of countries compared with the previous year. The initiative is led by the United Nations Global Compact Spain, ICEX Spain Export and Investment and the ICO Foundation.

During the recent London Climate Action Week, several BBVA leaders cautioned how physical climate risk is no longer solely a sustainability issue but has become a key consideration in business and investment decisions. According to Antoni Ballabriga, Global Head of Sustainability Intelligence at BBVA, “the ability to adapt to climate change has become a competitive advantage for companies.”

BBVA’s fundraising campaigns in Spain alongside the Red Cross, UNHCR, and UNICEF to support Venezuela following the earthquakes have already raised more than €1 million in donations in just 48 hours. BBVA is calling on everyone who would like to support the recovery effort to join its fundraising campaigns in the countries where it operates, including Spain, Mexico, Argentina, Colombia, Peru, Uruguay, Switzerland, and Türkiye.

Garanti BBVA has issued a €30 million green bond with a maturity of one year and two days under its international funding program to support climate change adaptation and make sustainable agriculture more resilient.

BBVA has announced a €5 million donation to support the humanitarian response in the aftermath of the earthquakes in Venezuela. The contribution will support initiatives launched by the Red Cross, UNICEF, UNHCR, and other local organizations, both to address the most urgent needs and to contribute to subsequent reconstruction efforts. In addition, the BBVA Group has launched fundraising campaigns among clients and employees to expand support for the emergency and has rolled out other initiatives to support the population during this initial phase of the emergency.

Garanti BBVA and Turkish Airlines are celebrating their 25-year alliance with the launch of the Miles&Smiles Garanti BBVA Diamond Limited Edition credit card. Only 3,879 cards will be issued, a figure obtained by adding together both companies’ founding years.

The Technology, Media and Telecommunications (TMT) sector is undergoing a new phase of transformation driven by AI, the digitalization of the economy, and growing demand for computing power, data storage, cloud and connectivity. This cycle is reshaping investment and financing strategies amid a complex macroeconomic environment, affecting both global supply chains and companies’ access to liquidity. Ksenia Nekrasova and Manuel Franch, Global Heads of TMT at BBVA CIB, analyze the trends driving this new phase and the bank’s role in an increasingly competitive and specialized market.

Diversity is part of who we are, and inclusion is part of the culture we build every day. On International LGBTIQ+ Pride Day, BBVA reaffirms its commitment to creating environments where everyone can grow and thrive with authenticity, confidence and equal opportunities.

BBVA has placed €1.25 billion in a green senior non-preferred issuance maturing on June 30, 2031. The transaction was very well received by investors, with demand exceeding €3.2 billion, more than 2.5 times the final issue size.

Europe and Spain have a historic opportunity ahead of them to enhance the productivity and competitiveness of their economies and accelerate innovation through artificial intelligence (AI). During the opening of the 43rd Seminar of the Association of Economic Information Journalists (APIE) at the Menéndez Pelayo International University (UIMP), in Santander, BBVA Chair Carlos Torres Vila stated that the key will be to accelerate the adoption of this technology and turn its potential into growth, shared prosperity and greater strategic autonomy. He also explained that BBVA has accelerated its transformation with the goal of leading banking in the age of artificial intelligence. To achieve this, the bank has launched a roadmap aimed at expanding the use of AI across the organization and industrializing the creation, deployment, management and governance of intelligent agents at scale.

BBVA’s Investor Relations team has been recognized at the prestigious IR Impact Awards, held last week in London, winning in the categories of Best Retail IR Strategy and Best Sell-Side Management.

Carlos Torres Vila hailed the transformative, unifying power of science and culture at the ceremony for the 18th BBVA Foundation Frontiers of Knowledge Awards. At a time marked by complexity and uncertainty, the President of the BBVA Foundation reminded the audience that progress springs from human creativity, from rigor, and from collaboration between people, disciplines and countries.

Speaking at the American Banker Digital Banking Conference in Orlando, BBVA's Global Head of Sustainability and Corporate & Investment Banking shared his perspective on how digital money, artificial intelligence and interoperability are reshaping financial services.

Garanti BBVA has renewed its syndicated loan under its foreign funding program in line with its Sustainable Debt Financing Framework. The transaction includes sustainability-themed tranches designed to support a clean and just transition in Türkiye, making it the bank’s first thematic syndicated loan.

BBVA Germany is launching its first credit card for customers in Germany in partnership with Mastercard. This new card is free for active users and offers an initial six-month fee-free trial period for new cardholders to experience its benefits without a fee, while delivering state-of-the-art security features and no foreign exchange fees (FX) worldwide. The launch highlights what sets BBVA apart from other digital banks: leveraging the scale and expertise of the BBVA Group, one of the largest banking groups in the world.

BBVA placed €2.25 billion in a dual-tranche euro-denominated covered bond issuance on Tuesday. In the first tranche, with a three-year maturity, BBVA placed €1.25 billion at a price of mid-swap + 14 basis points (compared with initial price guidance of mid-swap + 20 basis points). In the second tranche, with a seven-year maturity, BBVA placed €1 billion at a price of mid-swap + 27 basis points (compared with initial price guidance of mid-swap + 34 basis points).

One of the main issues currently under discussion in European financial regulation is whether competitiveness objectives should be part of the purview of European regulatory and supervisory agencies, alongside their primary mandate of safeguarding financial stability. The debate has gained momentum following the UK reform introduced in 2023, which included objectives of this kind, and in tandem with the regulatory simplification efforts being championed by the European Commission. Notably, Brussels recently launched a consultation on the competitiveness of the financial industry and is expected to publish a report in the coming weeks. It is important to clarify that both the UK reform and the proposals currently on the table in the EU refer to competitiveness in a dual sense: that of the financial sector itself and that of the broader economy it helps to finance.

The Global Summit of Women 2026, supported by Garanti BBVA, brought together ministers, business leaders, investors, entrepreneurs, and opinion leaders from around the world in Istanbul. Among the speakers was Türkiye’s Minister of Treasury and Finance, Mehmet Şimşek, alongside numerous international guests.

BBVA Mexico participated as bookrunner in Grupo Carso’s bond issuance (Certificados Bursátiles) for an amount of MXN 4.5 billion, identified under ticker symbol GCARSO 26, a transaction that contributes to strengthening the financial strategy of one of Mexico’s most significant business conglomerates.

BBVA has developed a new MLOps architecture together with Amazon Web Services (AWS), integrated into ADA, the bank’s global cloud-based data and artificial intelligence platform, to accelerate the development, validation and deployment of AI models across the Group. The solution enables teams to work more autonomously, reuse common components and automate governance controls, reducing development times by up to 75% in use cases such as personalized customer recommendations and financial forecasting.

Artificial intelligence will bring about a faster and more profound transformation than the digital revolution, drastically altering customer relations, value propositions and the way organizations operate. This was the message BBVA CEO Onur Genç delivered in his presentation at the fintech conference Money2020, where he stressed that differentiation in this new era will hinge on how capable organizations are of transforming and scaling AI across their operations, an area where BBVA is already taking decisive steps.  In addition, he underscored that the bank has established a very clear roadmap to build a more personalized, accessible and proactive banking experience for its clients.

BBVA allocated €191.5 million to social programs and initiatives in 2025 globally, an increase of 7.5 percent over 2024. 7.7 million people directly benefited from these activities, which mainly focused on education, accounting for 68 percent of the total resources. These efforts aimed to facilitate access to opportunities and support people and communities in their development.

Garanti BBVA recently unveiled the exhibition ‘We’ve Been in the Future for 80 Years,’ on June 2nd at a special event for the press. The exhibition at Salt Galata chronicles the bank’s extensive journey over eight decades – from its founding in Ankara in 1946 to its current role as a driver of modern banking. Designed as an interactive, immersive experience, the exhibition aims to tell the stories of the employees, customers and stakeholders who have shaped the bank over the years.