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BBVA Uruguay

BBVA Uruguay

When the shareholders of a corporation hold an Annual General Meeting (AGM), they become constituted as one of the main governing bodies of that company. At the AGM, the shareholders make decisions on the matters placed under their exclusive authority by law in the jurisdiction where the company is established, or by the company’s own internal rules, known as "bylaws." BBVA will hold this year's AGM on March 20, 2028, in Bilbao, Spain.

BBVA has elevated the Enterprise segment to one of its strategic priorities to drive growth and value creation. The bank aims to become the strategic partner of choice for companies of all sizes—SMEs, mid-sized companies, large corporations, and institutions—building on its universal banking model, global presence, and capabilities in financing, advisory, technology, and artificial intelligence, as well as the opportunities sustainability offers as a business lever. This roadmap forms part of BBVA’s 2025–2029 Strategic Plan, presented to analysts and investors.

BBVA has created an artificial intelligence assistant with ChatGPT Enterprise to support data analysis at Internal Audit, from validating and designing tests to interpreting results. The solution—always with a human overseeing it—enables more consistent use of analytics and is expected to increase productivity by around 10% in audits that call for large-scale data analysis. It also reduces manual and repetitive tasks and frees up time for activities where human professional judgment is essential, such as analyzing anomalies and assessing risks.

2025 has been an outstanding year for BBVA. The Group delivered a record net attributable profit of €10.511 billion and made significant progress in the execution of its strategy, with the customer at the core. In 2025, BBVA also demonstrated its unique ability to combine growth and profitability in European banking.

BBVA Chair Carlos Torres Vila has addressed shareholders ahead of the Annual General Meeting to be held on March 20 in Bilbao, where “the main milestones of 2025 and the progress in our strategy” will be reviewed. In the video message, he underscored that BBVA will propose a cash dividend of €0.92 per share—“the highest in our history”—in the context of record earnings and after “another excellent year for BBVA,” marked by the combination of growth and profitability.

BBVA Spark will take part for the fourth consecutive year in 4YFN, the leading event for startups, investors and corporates held within the framework of the Mobile World Congress (MWC) in Barcelona. The event comes at a key moment for the unit. Since its launch, BBVA Spark has committed close to €1 billion in financing and, in the past year alone, signed more than 30 deals with innovative, high-growth companies across Europe and Latin America.

BBVA is making its conversational application available to ChatGPT users, allowing them to directly access information about the bank’s products and services in Italy and Germany right from the assistant. BBVA is one of the first financial companies to offer its own app within ChatGPT, one of the most widely used conversational assistants in the world.

Operating in the world’s largest and most competitive financial market requires more than scale. It requires focus, specialisation and flawless execution. BBVA has chosen a clear and deliberate strategy: to grow selectively, where it can deliver genuine differentiated value and build long-term relationships with large corporates and financial institutions. Regina Gil, Head of BBVA CIB in the United States, outlines the keys to a sustained ambition in an environment that demands excellence in execution.