Edufin Summit 2017
Edufin Summit 2017
The green economy was worth more than five trillion dollars in 2024, according to the report Already a Multi-Trillion-Dollar Market: CEO Guide to Growth in the Green Economy by the Alliance of CEO Climate Leaders. It is the second fastest-growing sector, with only technology ahead, and this despite the complex geopolitical environment. Globally, China leads this green market.
Financial and commercial services
Driving Chile’s Sustainable Transformation Through Project Finance Leadership
BBVA Corporate & Investment Banking (CIB) leads the project finance market in Chile, with seven transactions and an estimated volume of approximately USD 500 million in 2025, according to LSEG Syndicated Loans data as of the end of September 2025. These deals, focused on energy transition and sustainable infrastructure projects, reflect the bank’s firm commitment to sustainable finance and the country’s development. Felipe Serani, Head of BBVA CIB in Chile, underscores that this progress signals “a paradigm shift in financing: from profitability to sustainability as a structural pillar of growth.”
The Banker, a magazine of the Financial Times Group, has once again recognized the BBVA Group as ‘The Best Bank in Latin America.’ On this occasion, the British publication, which presented the bank with the same award in 2023, emphasized its leadership in innovation and pioneering approach to sustainability. BBVA also received the award for the Best Bank in Argentina and Peru.
In the image: Pablo Barriuso and Anselmo Andrade, from BBVA UK, receive the award for Best Bank in Latin America.
BBVA’s digital banks in Europe are exploring what could become the first banking app in the world natively integrated within ChatGPT, marking a bold step forward in how financial services integrate with conversational AI. This demonstration shows how people will be able to discover BBVA’s products and services in Italy and Germany through a dedicated BBVA app built directly into OpenAI’s conversational assistant.
The latest climate change summit recently held in Belém left a bittersweet taste in the mouth: while the final agreements were less ambitious than hoped, meaningful progress was made toward financing for climate mitigation and adaptation, as well as for a just transition.
The COP30 Climate Summit, held in Belém, culminated with a dual but pretty clear-cut message: climate multilateralism is still very much alive and capable of delivering agreements, although the pace of progress is still far too slow if we are to meet the goals of the Paris Agreement.
Born in 1961 in Alabama (United States), Carl Lewis is considered one of the greatest athletes of all time. The “Son of the Wind” excelled in sprinting and long jump events, combining flawless technique with extraordinary mental strength.
This November marks one year since the launch of European Commission President Ursula Von der Leyen’s sustainability simplification package, ‘Omnibus.’ The goal is clear: to boost the competitiveness of European companies, reducing the bureaucratic burden of the sustainable finance framework.
Garanti BBVA once again demonstrated its leadership at one of the most prestigious events in finance and technology, the Sardis Awards. The bank was honored in seven categories, winning four gold and three silver awards in categories related to creativity, innovation, entrepreneurship, technology, social impact and its customer-oriented approach.
In this episode of BBVA Greenfluencers, we delve into the world of impact investing with Finance in Motion, a leading asset manager dedicated to driving sustainable development through finance.
Communication,marketing and advertising
Return and Great Cashback: BBVA’s Strategy in Italy for a Black Friday and Christmas Alongside its Customers
BBVA in Italy reaffirms its commitment to meeting the real needs of its customers with two initiatives designed to make one of the year’s busiest spending periods even more rewarding: Great Cashback, which gives back up to €50 on purchases, and the current account offering 3% gross interest, allowing customers to grow their savings without giving up flexibility. A double benefit that enables people to spend smartly and grow their liquidity as Black Friday and the holiday season approach.
BBVA has closed its first growth capital transaction in Finland with Bob W, the Helsinki-born hospitality scaleup focused on redefining the short-stay experience across Europe through technology. This also marks BBVA’s first growth capital deal in Finland, coinciding with the bank’s debut as a key partner at Slush, the renowned global innovation event that gathers more than 13,000 attendees, 2,500 startups and 2,000 investors in Helsinki each year.
BBVA Research reinforces its commitment to innovation applied to economic analysis with the addition of a new section on Big Data and Artificial Intelligence (AI) to its website.
Garanti BBVA is sharpening its focus on water efficiency, positioning itself at the forefront of Türkiye’s efforts to ensure sustainable industrial growth in water-intensive sectors. Backing a new study prepared in collaboration with the Türkiye Informatics Foundation’s Starting Point platform, the bank examines water usage and efficiency potential in the food, textile, and paper industries. These sectors together account for a major share of industrial water consumption in Türkiye.
In this episode, Pep Ferrís, Head of Corporate & Investment Banking Asia at BBVA, speaks with Anthony Watanabe, Chief Sustainability Officer at Indorama Ventures, a global industry leader in sustainable chemicals and the world’s largest producer and recycler of PET.
Just over a year ago, BBVA created its Digital Banks unit, led by Murat Kalkan, an executive with a strong background in diverse retail banking businesses at BBVA, to drive the bank’s push into new markets with a fully digital model.
BBVA has acted as one of the key banking partners in the financing of the second phase of the Northern Lights project, carried out in partnership with Shell, TotalEnergies and Equinor as a strategic initiative for industrial decarbonisation in Norway. This new phase will increase CO₂ storage capacity and marks a further step in scaling carbon capture, utilisation and storage (CCUS) solutions across Europe.
BBVA has secured a place among the world's leading digital banks, according to Euromoney’s latest report, ‘The World’s Best Digital Banks.' The study evaluated more than 300 institutions globally, placing BBVA in the leadership category alongside digital-native rivals such as Revolut, Nubank, and Singapore-based DBS.
At BBVA, the adoption of artificial intelligence is much more than just a technological change: it represents a profound transformation of the banking business. The bank’s AI strategy is built on leadership and employee empowerment as a way to drive uptake and achieve a truly transformative impact. OpenAI invited Antonio Bravo, Global Head of Data, to take part in its annual event OpenAI Frontiers, where he explained how both entities are already transforming the banking sector, with tangible results.
Garanti BBVA was internationally honored for its design excellence, earning two distinctions from the iF Design Awards for its updated Garanti BBVA mobile app and the Pulse app, and another from the A Design Awards for its ‘My Home, My Car, My Travel’ project — showcasing its highly innovative approach to user experience and digital design.
On Friday, November 7, BBVA shareholders will receive a gross interim cash dividend of €0.32 per share against 2025 earnings, 10 percent higher than the previous year. This is the highest interim dividend in BBVA’s history. In total, the bank will distribute €1.84 billion in cash to its shareholders.
BBVA placed €1 billion in a contingent convertible bond (known as CoCo or AT1) in euros this Monday, with demand reaching more than €5.250 billion. The issue price was set at 5.625 percent, significantly lower than the initial price guidance of 6.125 percent.
Brazil has established itself as one of the most dynamic markets in Latin America. The country is home to a large number of major corporations, leads key sectors such as energy, agribusiness and infrastructure, and hosts a sophisticated financial community. In this context, Agustina Ramírez, Head of BBVA CIB in Brazil, outlines how the bank has built a differentiated value proposition to position itself as a leading financial partner in the country.
BBVA’s sustainable business continues to grow, now at a faster pace than ever. The bank channeled around €97 billion into sustainable business in the first three quarters of 2025 alone, representing a 48 percent¹ increase compared with the same period of the previous year and not far off the €99 billion channeled throughout all of 2024. Notably, in the third quarter alone, it mobilized upward of €34 billion, setting a new quarterly record.
BBVA’s Corporate & Investment Banking (CIB) division posted revenues of €4,832 million between January and September 2025, representing a 27% increase versus the same period in 2024 (at constant euros, not including the effect of hyperinflation accounting). All business units recorded double-digit growth: Global Markets (GM) +27% year-on-year; Global Transaction Banking (GTB) +19% year-on-year; and Investment Banking & Finance (IB&F) +35% year-on-year. Additionally, loan book grew by 15% compared to December 2024, both in transactional banking and IB&F, supported by landmark project finance and corporate lending transactions in Spain, Mexico and the United States. Attributable profit stood at €2,341 million, a year-on-year increase of 32%. Over the nine-month period, business profitability continued to strengthen, in line with the trend seen throughout the year and with a particularly strong performance in Spain, the United Kingdom, Continental Europe and the United States.
Garanti BBVA recently announced its results for the first nine months of the year, reporting TL 84.47 billion in net income, TL 4.27 trillion in assets and TL 3.23 trillion in cash and non-cash loans. Customer deposits funded 69.1 percent of assets, with the deposit base reaching TL 2.91 trillion in the first nine months of 2025 – up 38.7 percent. The bank’s capital adequacy ratio stood at 16.3 percent,¹ return on average equity (ROAE) was 30.9 percent, and return on average assets (ROAA) was 3.1 percent.