Edufin Summit 2017
Edufin Summit 2017
Clean technologies, also known as 'cleantech', are technologies that contribute to sustainability and care for the environment. This includes innovative solutions for both climate change adaptation and mitigation, ranging from emission reductions to biodiversity protection and water treatment.
BBVA’s Turkish franchise provides financing for Uludağ Elektrik Dağıtım A.Ş.’s electricity distribution investments across Bursa, Balıkesir, Çanakkale, and Yalova, contributing to regional energy resilience and sustainable development.
Carbon capture is one of the most promising cleantech solutions for the fight against climate change. Companies like Heirloom are revolutionizing this sector with technologies capable of extracting up to 320,000 tons of carbon dioxide from the air every year.
Cover photo: EFE
BBVA has been recognized as the World’s Best Corporate Bank for 2025 by Global Finance for the third year running, cementing its status as a global leader in the financial industry. This award is a testament to BBVA’s continued excellence and innovation in corporate banking, one of its strategic priorities.
BBVA leads Iberdrola’s new €2.5 billion sustainable credit facility as Agent Bank and Co-Coordinator
BBVA has acted as Agent Bank and Co-Coordinator in a new €2.5 billion syndicated credit facility signed this morning by Iberdrola with a total of 32 international financial institutions. The bank also served as Sustainability Coordinator. The transaction was oversubscribed by 45%, underscoring the strong support from the banking sector for the energy group's strategy.
BBVA continues to drive growth in Europe with the appointment of Walter Rizzi as Head of Digital Banking in Italy, a key role in adapting the bank’s offering to the needs of the local market.
BBVA Research ABN AMRO Bank and BNP Paribas Fortis' Prometis Lab have launched a new global research network based on financial transaction data. This non-profit platform seeks to generate real-time, high granularity economic information from anonymized data. Its goal is to monitor the economy in a timely and detailed manner and foster more informed and useful decision-making for society.
What if saving was easier than it seems? BBVA has revamped its app to help you save consistently in a streamlined and personalized way. Through tools based on artificial intelligence, it proposes realistic goals, guides you step by step and, if you set aside a monthly amount from your paycheck, pension or unemployment benefit, it rewards you with a 6 percent bonus of up to 20 euros per month for three months.
On Tuesday, 8 July, BBVA placed €1 billion in senior non-preferred (SNP) debt, with a five-year term maturing in 2030. Final demand amounted to €2.9 billion, before ultimately closing at €2.6 billion. The final price was set at mid-swap plus 85 basis points, significantly below the initial guidance of mid-swap plus 110 basis points, making it the lowest spread for an SNP achieved by a southern European financial institution in the past three years.
Who hasn’t been there at some point? An important bill comes in and due to either an oversight or an unforeseen expense, you don’t have sufficient money in your account. To prevent these situations, BBVA has come up with a smart solution on its app that lets you stay one step ahead and boost your account balance. What’s more, if you need it and meet certain requirements, such as having your salary deposited into your account, or a personal loan, you automatically receive up to €300 in coverage to pay for direct debit bills, avoiding last-minute stress.
BBVA has unveiled its cryptocurrency trading and custody service for bitcoin and ether, which is now available to all retail customers of legal age in Spain. After filing the relevant disclosure with the National Securities Market Commission (CNMV), the bank has been gradually rolling out the service in recent weeks. Customers can now use this service to trade in bitcoin and ether directly through the BBVA app, all within a fully integrated environment that also includes the bank’s other financial services.
If you’ve managed to put aside some money and are now wondering what to do with it, the BBVA app makes it easy. Now you can learn to invest from your phone, with tools designed for beginners and with no jargon or obstacles.
BBVA is taking a strategic step in its digital transformation by expanding its long-standing collaboration with Google Cloud through the deployment of Google Workspace with Gemini, as part of the global bank’s comprehensive AI adoption strategy.
BBVA's Investor Relations and senior management team have been honored with a set of prestigious awards from the investment community, underscoring their unwavering commitment to transparent and effective communication with institutional investors.
“Green hydrogen is a great opportunity to enhance the competitiveness of Spanish companies,” stated the Global Head of Sustainability Strategy, Industries and Cross-Border Business & CIB at BBVA, Roberto Albaladejo. Speaking at an event on green hydrogen held at Ciudad BBVA in conjunction with Hy24, Albaladejo added that Spain “is in an ideal position, with abundant renewable energy, robust industrial clusters and a clear public commitment” to scale up clean technologies like hydrogen.
Following the assessment of the condition imposed by the Spanish Council of Ministers on June 24, 2025, BBVA is to move forward with the acquisition of Banco Sabadell as “the project creates significant value for the shareholders of both entities and represents a unique opportunity to build one the most competitive and innovative banks in Europe. Together we will be a stronger institution, with greater scale and the capacity to increase lending to households and business by €5 billion annually, thereby supporting the economic growth of our country,” BBVA Chair Carlos Torres Vila said.
BBVA’s Turkish franchise has successfully completed the issuance of a $500 million Tier 2 bond in the international markets. This marks the bank’s first such transaction in 2025, following a $750 million Tier 2 issue in November 2024.
This week, BBVA completed two significant risk transfers (SRTs) with a combined value of €3.5 billion. BBVA also reached an agreement to sell a €314 million portfolio of restructured mortgages. These transactions allow the Group to unblock regulatory capital, as part of its strategy to optimize capital allocation.
Corporate & Investment Banking
BBVA provides financing to Banco do Brasil to support the country’s SMEs
The transaction, a $200 million trade loan facility, is 95% backed by the multilateral agency MIGA, part of the World Bank Group. This financing, which supports the transition towards more sustainable and resilient economic models in the country, reflects BBVA CIB’s ability to execute complex cross-border transactions and address client needs in core geographies such as Brazil. At the same time, the deal, executed in a key market such as the United Kingdom, reaffirms the strategic importance of the institutional segment, in close collaboration with the public sector.
Today in Frankfurt, BBVA officially launched its new digital bank in Germany. It combines cutting-edge technology, through one of the top financial apps in the world, with a compelling value proposition: an interest-bearing checking account paying three percent for the first 12 months, and a debit card with a three percent cashback on purchases - both paid monthly and completely free of charges, with no fees. “We’re bringing something new to Germany. A banking experience that combines the simplicity and convenience of a fee-free account, typical of digital actors, with the full range of products, reliability, and trust of a universal bank,” said BBVA CEO Onur Genç.
Corporate & Investment Banking
BBVA expands its Supply Chain Finance offering through a strategic alliance with Olea
The collaboration with Olea will enable BBVA to broaden its global reach in supply chain finance solutions, through an agile model tailored to the needs of internationally operating companies.
Jamil Zaki earned his degree in Cognitive Neuroscience from Boston University, obtained a Ph.D. in Psychology from Columbia, and completed a postdoctoral fellowship at the Harvard Center for Brain Science. He is currently a professor of Psychology and director of the Stanford Social Neuroscience Lab, where he has become an international authority on empathy, which he describes not as an innate trait but as one that can be trained through practices ranging from meditation to compassionate attention to others.
Asia has become the epicentre of global business dynamism. Today, 44% of the companies listed on the Fortune 500 originate from Asia, a significant increase from 31% in 2010. This shift marks the rise of a new generation of multinationals that are driving the transformation of the global economy. PepFerrís, Head of BBVA CIB in Asia, shares the key pillars behind the bank’s strategic commitment to this region.
The Frontiers of Knowledge Awards ceremony paid tribute to 20 leading figures in science and culture, recognized for their decisive contributions to the advancement of knowledge. Carlos Torres Vila, President of the BBVA Foundation, emphasized in his speech that we are living in complex times, marked by enormous challenges, but we also possess “extraordinary tools to confront them: science, technology and culture.”
The BBVA Chair recalled this Wednesday that the BBVA Sabadell transaction has received over 27 approvals, including from the CNMC, following a process that has been “more rigorous and longer than ever before.” In an interview with Carlos Alsina on Onda Cero’s ‘Más de uno’ show, Carlos Torres Vila underscored that the integration with Banco Sabadell is a transaction between two private actors. “The truth is that what really serves the public interest is for Banco Sabadell shareholders to be able to decide whether to accept the offer,” he said. “We are confident that they will decide to join this great project.”
With the slogan ‘Go Further’ as the central theme, nearly 1,600 BBVA professionals gathered in Madrid to explore the Group’s new 2025–2029 strategic plan. Officially presented in February, the teams responsible for the plan’s design and execution are now working through the details. At the opening of the event, BBVA Chair Carlos Torres Vila and CEO Onur Genç reflected on the achievements of the previous plan (2021-2024): profitable growth, over 14 million new target customers, and the early fulfillment of the sustainable business commitment, channeling €300 billion of sustainable finance one year ahead of schedule. They also conveyed their vision of the future: a competitive scenario, full of opportunity.