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How to read a bank balance sheet?

How to read a bank balance sheet?

Through this new card integration, Garanti BBVA clients can now view and manage cards issued by different banks via a single screen. The feature enables users to track key details such as credit limits, transaction activity, and reward points associated with cards held at other institutions. In addition to individual customers, merchants, SMEs, and corporate clients can also view cards from different banks in one place, allowing them to manage their financial position in a more comprehensive and integrated way. Implemented in line with Open Banking regulations, the feature means that clients no longer need to switch between multiple banking […]

BBVA held an event for investors and analysts this Tuesday to provide further insight into the priorities of its 2025–2029 Strategic Plan. Following the presentation of its financial targets through 2028 in July, the bank is now offering more detail on the levers that will enable it to achieve them. In this session, BBVA focused on companies as a key growth segment and on Mexico, one of its main markets. BBVA’s country manager in Mexico, Eduardo Osuna, noted that the bank expects to consolidate its leadership and accelerate growth in the country through 2029. He also anticipated that technological transformation and artificial intelligence will be decisive in delivering a better customer experience.

BBVA Broker has been recognised for its security and the quality of its customer service in Spain in the first edition of the ‘Estrategias de Inversión’ Awards for the best brokers. In addition, the bank was ranked among the country’s top three brokers in two further categories, best overall broker and best broker for investing in investment funds, following an independent analysis that assessed nearly thirty platforms.

2025 has been an outstanding year for BBVA. The Group delivered a record net attributable profit of €10.511 billion and made significant progress in the execution of its strategy, with the customer at the core. In 2025, BBVA also demonstrated its unique ability to combine growth and profitability in European banking.

BBVA Spark has granted €4 million in financing to TaxDown, a fintech specialized in digital taxation in Spain with a presence in Latin America. The operation will accelerate the company’s growth, the development of new AI-based solutions and the expansion of its technological team. This financing benefits from the support of the European Union – NextGenerationEU and the European Investment Fund, with with Spain supporting the program through the InvestEU State compartment.

As is customary each year, regulatory bodies at both the global and European levels have published their annual work programs. These documents set out the various regulatory initiatives they plan to introduce in 2026, as well as those rolled over from previous years. These programs reveal that banking regulatory activity will remain intense, albeit marked by notable divergences in the approaches and objectives pursued across different geographic regions.

BBVA Spark will take part for the fourth consecutive year in 4YFN, the leading event for startups, investors and corporates held within the framework of the Mobile World Congress (MWC) in Barcelona. The event comes at a key moment for the unit. Since its launch, BBVA Spark has committed close to €1 billion in financing and, in the past year alone, signed more than 30 deals with innovative, high-growth companies across Europe and Latin America.

To reach the 2030 decarbonization targets and remain competitive in the European clean industrial transition, Spain and Portugal need up to €50 billion per year in additional public and private investment. This is according to the report, ‘Cleantech Investment Plan for the Iberian Peninsula’ by Cleantech for Iberia, which underscores that companies need greater financial support in the scaling phase to launch their projects.

BBVA took part in SAP Concur Day 2026, held this Wednesday, February 18, where speakers explored payment integration, process automation, artificial intelligence, and the ongoing transformation of corporate expense management. The event brought together companies and digitalization experts and used cinema as a narrative thread to highlight the challenges of managing expenses. At the event, BBVA showcased BBVA Pivot—its treasury management platform—and explained how companies can simplify the entire process, from payment through reconciliation, while gaining greater control, efficiency, and financial visibility.

Operating in the world’s largest and most competitive financial market requires more than scale. It requires focus, specialisation and flawless execution. BBVA has chosen a clear and deliberate strategy: to grow selectively, where it can deliver genuine differentiated value and build long-term relationships with large corporates and financial institutions. Regina Gil, Head of BBVA CIB in the United States, outlines the keys to a sustained ambition in an environment that demands excellence in execution.

BBVA has been named 'Best Trade Finance Bank in Latin America' by Global Finance in its 2026 edition, marking the fourth consecutive year the international publication has recognized the bank’s leadership in trade finance across the region. In addition, Global Finance highlighted BBVA’s excellence in this business line in Peru, Argentina, and Uruguay. This award further consolidates BBVA’s position as a benchmark in international trade solutions and strengthens its value proposition at the regional level.

Achieving significant business growth and committing to ambitious climate action are not mutually exclusive, as demonstrated by the UK’s Atom bank, an app based savings and lending firm that BBVA has invested in since 2016. The bank's most recent annual Sustainability Report underscores key achievements in its commitment to becoming climate positive from 2035, notably a 22% reduction in operational emissions concurrent with a period of record balance sheet growth.

American oncologist Carl June and French geneticist Michel Sadelain have been awarded the Frontiers of Knowledge Award for revolutionizing cancer treatment through immunotherapy based on so-called CAR-T cells. Their work has paved the way for therapies therapies for patients with various types of blood cancer, including leukemia, which have already benefited “tens of thousands of individuals, including many children,” according to the award committee’s citation.